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Route 232: HUD Section 232 programs, queue and timing

REMOTE · FHAASSISTEDLIVING.LOAN

HUD Section 232 program chooser, weekly ORCF queue, closing times and note rates.

70 Trust /100

Last scanned (39 minutes ago)

Scores higher than 55% of remote servers

Reachable. Last reached 5 Nov 2026.

Category Finance and Payments

Trust breakdown (7 categories)

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. How we score → Why this is hard to score →

Endpoint Security74
Transport & Reachability100
Schema Quality & AI Usability60
  • AI-judged instruction clarity (good).Pass
  • Context-footprint check failed: tool/resource definitions use about 1056 tokens (~264/item across 4 items; 4 tools + 0 resources), over budget; trim descriptions and params. See how to fix → Fail
  • Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management13
  • Stability observed for 4 of 30 days with no destabilising changes; credit accrues until the full window elapses.Partial
Tool Coverage100
  • 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
  • 100% of tool parameters carry a description.Pass
Tool Safety100
  • No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.Pass
  • We read all 4 captured tool definition(s), and no name or description among them implies an irreversible operation.Pass
  • An AI judge read all 5 captured unit(s) of tool text and found none that tries to manipulate the model reading it.Pass
Capabilities100
  • Implements a current MCP spec version (2026-07-28).Pass
Changelog

Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.

  • 4 Nov 26 +1

    No change was recorded against any check on this day. Stability & Change Management went from 7 to 10. That category is still filling its 30-day observation window: 2 days of observed history at the previous scan, 3 at this one. The score rises as the window fills, whether or not the server changes.

  • 2 Nov 26 +1
    • Stability: unverified → 0.03 ▲ functional
  • 1 Nov 26 68

    First indexed and scored.

Diagnostics

Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.

Captured 5 Nov 2026 · Probed https://fhaassistedliving.loan/mcp

TLS valid

Negotiated TLS 1.3 with TLS_AES_128_GCM_SHA256 .

Subject Issuer Valid from Valid until Key Signature Serial
CN=fhaassistedliving.loan CN=WE1,O=Google Trust Services,C=US 24 Oct 2026 22 Jan 2027 ECDSA 256 ECDSA-SHA256 2b8984dfeb0ab8d5132bb9c9e8679864
SANs: fhaassistedliving.loan
CN=WE1,O=Google Trust Services,C=US (CA) CN=GTS Root R4,O=Google Trust Services LLC,C=US 13 Dec 2023 20 Feb 2029 ECDSA 256 ECDSA-SHA384 7ff31977972c224a76155d13b6d685e3
CN=GTS Root R4,O=Google Trust Services LLC,C=US (CA) CN=GlobalSign Root CA,OU=Root CA,O=GlobalSign nv-sa,C=BE 15 Nov 2023 28 Jan 2028 ECDSA 384 SHA256-RSA 7fe530bf331343bedd821610493d8a1b

Background: What to check on a remote MCP endpoint →

DNSSEC insecure

Validation of fhaassistedliving.loan. — Not signed

Zone DS Keys Algorithms Outcome
. trust_anchor 20326, 38696 8, 8 Verified
loan. present 61084 8 Verified
fhaassistedliving.loan. absent Unsigned (proven) parent-signed NSEC/NSEC3 proves an unsigned delegation
Authentication No authorisation required

The endpoint answered without asking for a token. Anyone who knows the URL can reach it.

Result No authorisation required
HTTP status 200

Background: How OAuth 2.1 works in the 2026 MCP spec →

Transports 2 probes
Transport URL Outcome Status Location
streamable-http https://fhaassistedliving.loan/mcp Verified 200
http (plaintext) http://fhaassistedliving.loan/mcp HTTPS enforced 301 https://fhaassistedliving.loan/mcp
MCP tools · 4 exposed · ~817 tokens

The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability. A tool's description is untrusted text the model reads on every call, which is what makes this list a security surface and not just an inventory: how tool poisoning works →

Tool Tokens
estimate_232_timeline ~208

How long a HUD Section 232 loan takes, from HUD's own closing records: for 223(f), median and middle-half days from firm application to underwriter assignment, firm commitment and closing, with estimated dates from a firm application date you give; for 223(a)(7), new construction and 241(a), firm-commitment-to-closing medians by fiscal year.

NameTypeReqDescription
firm_application_datestring–Date the lender submits (or submitted) the firm application, YYYY-MM-DD. Optional; with it, the steps come back as dates.
from_fiscal_yearinteger–First fiscal year of firm-commitment-to-closing history to return (default 2023, earliest 2011).
programstringyes223f (refinance or purchase), 223a7 (streamlined refinance of an FHA loan), new-construction (new construction or substantial rehab) or 241a (supplemental loan).

No output schema declared.

No examples provided.

get_closing_stats ~155

Note rates on HUD Section 232 loans at closing from HUD's fiscal-year closings file (count, median and middle half, by program, and month by month for 223(f)), plus the number of loans HUD endorsed each fiscal year since 2016 for the program. Historical rates, not a quote.

NameTypeReqDescription
by_monthboolean–For 223f, include the month-by-month note rates (months with 3 or more loans).
programstring–Default 223f. 223f (refinance or purchase), 223a7 (streamlined refinance of an FHA loan), new-construction (new construction or substantial rehab) or 241a (supplemental loan).

No output schema declared.

No examples provided.

get_queue_times ~130

HUD ORCF's weekly Section 232 underwriting queue report, summarized: how many 223(f), 223(a)(7) and new construction/241(a) applications are waiting, Express Lane counts, median and oldest days waiting, how long this week's underwriter assignments waited, the fiscal-year median wait, and optionally every saved weekly snapshot.

NameTypeReqDescription
include_historyboolean–Also return the saved weekly snapshots, newest first.
limitinteger–Weeks of history to return (default 10, max 50).
offsetinteger–Weeks of history to skip, for paging.

No output schema declared.

No examples provided.

which_232_program ~324

Answers which HUD Section 232 program fits an assisted living, memory care or nursing home (223(f), 223(a)(7), new construction/substantial rehab or 241(a)) from the same questions as the Route 232 chooser, with eligibility warnings, and returns that program's published rules: who qualifies, loan limits, coverage, mortgage insurance and fees, required reports and the HUD median closing time. Pass "program" alone to get one program's rules.

NameTypeReqDescription
goalstring–Only when has_fha_loan is true: a lower rate or payment, or money for improvements or an addition.
has_fha_loanboolean–Does the building have an FHA-insured (HUD) loan today?
independent_living_over_25pctboolean–Are more than a quarter of the beds independent living?
licensed_20_plus_bedsboolean–Licensed or regulated by the state, with 20 or more beds?
operatingboolean–Only when has_fha_loan is false: is the building open and operating (false = building new or gutting it)?
programstring–Skip the questions and return the rules of one program: 223f (refinance or purchase), 223a7 (streamlined refinance of an FHA loan), new-construction (new construction or substantial rehab) or 241a (s…
years_since_completionnumber–Only when operating is true: years since the building was completed or last substantially rehabilitated.

No output schema declared.

No examples provided.

Install

How do I install the Route 232: HUD Section 232 programs, queue and timing MCP server?

Route 232: HUD Section 232 programs, queue and timing is a hosted endpoint at https://fhaassistedliving.loan/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

remote · fhaassistedliving.loan

# add to Claude Code
claude mcp add --transport http loan-fhaassistedliving-fhaassistedliving-loan 'https://fhaassistedliving.loan/mcp'
Common questions

What is the Route 232: HUD Section 232 programs, queue and timing MCP server?

Route 232: HUD Section 232 programs, queue and timing is an MCP server listed in the public MCP registry as loan.fhaassistedliving/fhaassistedliving-loan. HUD Section 232 program chooser, weekly ORCF queue, closing times and note rates. This page covers its hosted endpoint (https://fhaassistedliving.loan/mcp).

Is the Route 232: HUD Section 232 programs, queue and timing MCP server safe to use?

Route 232: HUD Section 232 programs, queue and timing scores 70 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

What tools does the Route 232: HUD Section 232 programs, queue and timing MCP server expose?

Route 232: HUD Section 232 programs, queue and timing exposes 4 tools: which_232_program, get_queue_times, estimate_232_timeline, get_closing_stats. Their descriptions and schemas cost roughly 817 tokens of context every time the server is loaded.

Does the Route 232: HUD Section 232 programs, queue and timing MCP server require authentication?

No. We connected to Route 232: HUD Section 232 programs, queue and timing without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.

Is the Route 232: HUD Section 232 programs, queue and timing MCP server still maintained?

Route 232: HUD Section 232 programs, queue and timing is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.