Bedcount: student housing data by campus
REMOTE · STUDENTHOUSING.LOANS
IPEDS enrollment, college housing beds and bed gap at 693 US campuses, plus a loan sizer.
Available components
Last scanned (1 hour ago)
Scores higher than 56% of remote servers
Reachable. Last reached 5 Nov 2026.
Category Finance and Payments
How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. How we score → Why this is hard to score →
Endpoint Security74
- The endpoint's TLS certificate is valid, in date, and uses a strong key. View diagnostics → Pass
- No authorisation is required to call this server. Every tool declares its destructiveHint and none is destructive, so open access doesn't expose one. See how to fix → View diagnostics → Partial
- HTTPS is enforced; there's no plaintext access path. View diagnostics → Pass
- HSTS check failed: the Strict-Transport-Security header is absent. See how to fix → View diagnostics → Fail
- DNSSEC check failed: this domain isn't protected by DNSSEC. See how to fix → View diagnostics → Fail
Transport & Reachability100
- Verified streamable-http transport via a live MCP handshake. View diagnostics → Pass
Schema Quality & AI Usability58
- AI-judged instruction clarity (excellent).Pass
- Context-footprint check failed: tool/resource definitions use about 1275 tokens (~425/item across 3 items; 3 tools + 0 resources), over budget; trim descriptions and params. See how to fix → Fail
- Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management13
- Stability observed for 4 of 30 days with no destabilising changes; credit accrues until the full window elapses.Partial
Tool Coverage100
- 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
- 100% of tool parameters carry a description.Pass
Tool Safety100
- No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.Pass
- We read all 3 captured tool definition(s), and no name or description among them implies an irreversible operation.Pass
- An AI judge read all 4 captured unit(s) of tool text and found none that tries to manipulate the model reading it.Pass
Capabilities100
- Implements a current MCP spec version (2026-07-28).Pass
Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.
- 5 Nov 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 10 to 13. That category is still filling its 30-day observation window: 3 days of observed history at the previous scan, 4 at this one. The score rises as the window fills, whether or not the server changes.
- 3 Nov 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 3 to 7. That category is still filling its 30-day observation window: 1 days of observed history at the previous scan, 2 at this one. The score rises as the window fills, whether or not the server changes.
- 2 Nov 26 0
- Stability: unverified → 0.03 ▲ functional
- 1 Nov 26 68
First indexed and scored.
Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.
Captured 5 Nov 2026 · Probed https://studenthousing.loans/mcp
TLS valid
Negotiated TLS 1.3 with TLS_AES_128_GCM_SHA256 .
| Subject | Issuer | Valid from | Valid until | Key | Signature | Serial |
|---|---|---|---|---|---|---|
| CN=studenthousing.loans | CN=WE1,O=Google Trust Services,C=US | 24 Oct 2026 | 22 Jan 2027 | ECDSA 256 | ECDSA-SHA256 | ad1714120463c4770e24960272af608f |
| SANs: studenthousing.loans | ||||||
| CN=WE1,O=Google Trust Services,C=US (CA) | CN=GTS Root R4,O=Google Trust Services LLC,C=US | 13 Dec 2023 | 20 Feb 2029 | ECDSA 256 | ECDSA-SHA384 | 7ff31977972c224a76155d13b6d685e3 |
| CN=GTS Root R4,O=Google Trust Services LLC,C=US (CA) | CN=GlobalSign Root CA,OU=Root CA,O=GlobalSign nv-sa,C=BE | 15 Nov 2023 | 28 Jan 2028 | ECDSA 384 | SHA256-RSA | 7fe530bf331343bedd821610493d8a1b |
Background: What to check on a remote MCP endpoint →
DNSSEC insecure
Validation of studenthousing.loans. — Not signed
| Zone | DS | Keys | Algorithms | Outcome |
|---|---|---|---|---|
| . | trust_anchor | 20326, 38696 | 8, 8 | Verified |
| loans. | present | 19444, 42307 | 8, 8 | Verified |
| studenthousing.loans. | absent | Unsigned (proven) parent-signed NSEC/NSEC3 proves an unsigned delegation |
Authentication No authorisation required
The endpoint answered without asking for a token. Anyone who knows the URL can reach it.
| Result | No authorisation required |
|---|---|
| HTTP status | 200 |
Background: How OAuth 2.1 works in the 2026 MCP spec →
Transports 2 probes
| Transport | URL | Outcome | Status | Location |
|---|---|---|---|---|
| streamable-http | https://studenthousing.loans/mcp | Verified | 200 | |
| http (plaintext) | http://studenthousing.loans/mcp | HTTPS enforced | 301 | https://studenthousing.loans/mcp |
The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability. A tool's description is untrusted text the model reads on every call, which is what makes this list a security surface and not just an inventory: how tool poisoning works →
get_campus Student housing data for one campus ~194
One US four-year campus (3,000+ full-time students) from federal IPEDS data: fall 2024 enrollment (total, full-time, undergraduate, graduate, online share, change from 2023), college-controlled housing beds for 2024-25, beds per 100 full-time students, the bed gap, typical housing and food charges, aid-office housing budgets, and whether it meets Fannie Mae's 10,000-student campus-size test. Find it by name (with optional state) or IPEDS UNITID.
| Name | Type | Req | Description |
|---|---|---|---|
| name | string | – | Campus name or distinctive words from it, e.g. "University of Florida" or "texas austin". |
| state | string | – | Two-letter state code to narrow a name match, e.g. TX. |
| unitid | string | – | Six-digit IPEDS UNITID, e.g. 228778. Overrides name. |
No output schema declared.
No examples provided.
search_campuses Find and rank campuses by students and beds ~289
Lists US four-year campuses (3,000+ full-time students) filtered by state, city, name words, sector, whether the college offers housing, Fannie Mae campus-size test, or minimum full-time enrollment, ranked by bed gap, enrollment, college beds, beds per 100 students or housing charge. Each row gives fall 2024 enrollment, 2024-25 college-controlled beds, bed gap, housing charge and the campus page link.
| Name | Type | Req | Description |
|---|---|---|---|
| city | string | – | City name, e.g. "Austin". |
| fannie_campus_size_test | boolean | – | true = only campuses with 10,000+ students, majority full-time (Fannie Mae Dedicated Student Housing campus-size test). |
| limit | integer | – | Rows to return (max 25). |
| min_fulltime | integer | – | Minimum full-time students, fall 2024. |
| name | string | – | Words from the campus name, e.g. "state university". |
| offers_housing | boolean | – | true = only colleges that provide housing; false = only those that provide none. |
| offset | integer | – | Rows to skip, for paging. |
| order | string | – | desc = largest first. |
| sector | string | – | Control of the institution. |
| sort | string | – | Ranking field. |
| state | string | – | Two-letter state code, e.g. TX. |
No output schema declared.
No examples provided.
size_loan Size a student housing loan by the bed ~504
The studenthousing.loans by-the-bed loan sizer: from beds, rent per bed, months collected, vacancy, expenses, reserves, value and your own interest rate, returns net operating income and the loan allowed by max LTV, min DSCR and an optional debt yield, the maximum loan (the smallest), which test binds, annual debt service and loan per bed. Presets are Freddie Mac's published student housing LTV/DSCR tiers.
| Name | Type | Req | Description |
|---|---|---|---|
| amortization_years | integer | – | Amortization in years, 0 = interest only. Default 30 (0 with the full-IO preset). |
| beds | integer | yes | Number of beds. |
| interest_rate_pct | number | yes | Your own quoted interest rate, percent, e.g. 6.25. |
| max_ltv_pct | number | – | Max loan-to-value, percent. Overrides the preset. |
| min_debt_yield_pct | number | – | Minimum debt yield, percent. Omit or 0 to skip the test. |
| min_dscr | number | – | Minimum debt service coverage, e.g. 1.25. Overrides the preset. |
| months_collected | number | – | Months of rent collected a year: 12 on 12-month leases, less if summer is empty. |
| opex_per_bed_year | number | yes | Operating expenses per bed per year (taxes, insurance, payroll, utilities, turnover), dollars. |
| other_income_per_bed_month | number | – | Other income per bed per month (parking, fees, utility bill-backs), dollars. |
| preset | string | – | Freddie Mac student housing tier: freddie_5_7yr = 75% LTV / 1.30x; freddie_over_7yr = 80% / 1.30x; freddie_full_io_5_7yr = 65% / 1.30x, interest only. |
| rent_per_bed_month | number | yes | Rent per bed per month, dollars. |
| reserves_per_bed_year | number | – | Replacement reserves per bed per year, dollars. Default 150, Freddie Mac's stated minimum per bed. |
| vacancy_pct | number | – | Vacancy, concessions and bad debt, percent of rent. Default 5, Fannie Mae's by-the-bed floor with a T-12 (10 without one). |
| value | number | yes | Property value or purchase price, dollars. |
No output schema declared.
No examples provided.
How do I install the Bedcount: student housing data by campus MCP server?
Bedcount: student housing data by campus is a hosted endpoint at https://studenthousing.loans/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.
remote · studenthousing.loans
claude mcp add --transport http loans-studenthousing-studenthousing-loans 'https://studenthousing.loans/mcp'
What is the Bedcount: student housing data by campus MCP server?
Bedcount: student housing data by campus is an MCP server listed in the public MCP registry as loans.studenthousing/studenthousing-loans. IPEDS enrollment, college housing beds and bed gap at 693 US campuses, plus a loan sizer. This page covers its hosted endpoint (https://studenthousing.loans/mcp).
Is the Bedcount: student housing data by campus MCP server safe to use?
Bedcount: student housing data by campus scores 70 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.
What tools does the Bedcount: student housing data by campus MCP server expose?
Bedcount: student housing data by campus exposes 3 tools: get_campus, search_campuses, size_loan. Their descriptions and schemas cost roughly 987 tokens of context every time the server is loaded.
Does the Bedcount: student housing data by campus MCP server require authentication?
No. We connected to Bedcount: student housing data by campus without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.
Is the Bedcount: student housing data by campus MCP server still maintained?
Bedcount: student housing data by campus is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.