Fix and Flip Loans: flip calculator and lender terms
REMOTE · FIXANDFLIP.LOANS
Fix-and-flip profit calculator plus hard-money and DSCR lender terms by state.
Available components
Last scanned (9 hours ago)
Scores higher than 55% of remote servers
Reachable. Last reached 5 Nov 2026.
Category Finance and Payments
How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. How we score → Why this is hard to score →
Endpoint Security74
- The endpoint's TLS certificate is valid, in date, and uses a strong key. View diagnostics → Pass
- No authorisation is required to call this server. Every tool declares its destructiveHint and none is destructive, so open access doesn't expose one. See how to fix → View diagnostics → Partial
- HTTPS is enforced; there's no plaintext access path. View diagnostics → Pass
- HSTS check failed: the Strict-Transport-Security header is absent. See how to fix → View diagnostics → Fail
- DNSSEC check failed: this domain isn't protected by DNSSEC. See how to fix → View diagnostics → Fail
Transport & Reachability100
- Verified streamable-http transport via a live MCP handshake. View diagnostics → Pass
Schema Quality & AI Usability58
- AI-judged instruction clarity (good).Pass
- Context-footprint check failed: tool/resource definitions use about 1499 tokens (~374/item across 4 items; 4 tools + 0 resources), over budget; trim descriptions and params. See how to fix → Fail
- Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management13
- Stability observed for 4 of 30 days with no destabilising changes; credit accrues until the full window elapses.Partial
Tool Coverage100
- 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
- 100% of tool parameters carry a description.Pass
Tool Safety100
- No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.Pass
- We read all 4 captured tool definition(s), and no name or description among them implies an irreversible operation.Pass
- An AI judge read all 5 captured unit(s) of tool text and found none that tries to manipulate the model reading it.Pass
Capabilities100
- Implements a current MCP spec version (2026-07-28).Pass
Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.
- 5 Nov 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 10 to 13. That category is still filling its 30-day observation window: 3 days of observed history at the previous scan, 4 at this one. The score rises as the window fills, whether or not the server changes.
- 3 Nov 26 +1
- The server rewrote its instructions, which are the text every model session reads security
- Schema quality: excellent → good functional
- 2 Nov 26 0
- Stability: unverified → 0.03 ▲ functional
- 1 Nov 26 68
First indexed and scored.
Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.
Captured 5 Nov 2026 · Probed https://fixandflip.loans/mcp
TLS valid
Negotiated TLS 1.3 with TLS_AES_128_GCM_SHA256 .
| Subject | Issuer | Valid from | Valid until | Key | Signature | Serial |
|---|---|---|---|---|---|---|
| CN=fixandflip.loans | CN=WE1,O=Google Trust Services,C=US | 24 Oct 2026 | 22 Jan 2027 | ECDSA 256 | ECDSA-SHA256 | 4e996ac1a8e502d20e039729b00171ca |
| SANs: fixandflip.loans | ||||||
| CN=WE1,O=Google Trust Services,C=US (CA) | CN=GTS Root R4,O=Google Trust Services LLC,C=US | 13 Dec 2023 | 20 Feb 2029 | ECDSA 256 | ECDSA-SHA384 | 7ff31977972c224a76155d13b6d685e3 |
| CN=GTS Root R4,O=Google Trust Services LLC,C=US (CA) | CN=GlobalSign Root CA,OU=Root CA,O=GlobalSign nv-sa,C=BE | 15 Nov 2023 | 28 Jan 2028 | ECDSA 384 | SHA256-RSA | 7fe530bf331343bedd821610493d8a1b |
Background: What to check on a remote MCP endpoint →
DNSSEC insecure
Validation of fixandflip.loans. — Not signed
| Zone | DS | Keys | Algorithms | Outcome |
|---|---|---|---|---|
| . | trust_anchor | 20326, 38696 | 8, 8 | Verified |
| loans. | present | 19444, 42307 | 8, 8 | Verified |
| fixandflip.loans. | absent | Unsigned (proven) parent-signed NSEC/NSEC3 proves an unsigned delegation |
Authentication No authorisation required
The endpoint answered without asking for a token. Anyone who knows the URL can reach it.
| Result | No authorisation required |
|---|---|
| HTTP status | 200 |
Background: How OAuth 2.1 works in the 2026 MCP spec →
Transports 2 probes
| Transport | URL | Outcome | Status | Location |
|---|---|---|---|---|
| streamable-http | https://fixandflip.loans/mcp | Verified | 200 | |
| http (plaintext) | http://fixandflip.loans/mcp | HTTPS enforced | 301 | https://fixandflip.loans/mcp |
The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability. A tool's description is untrusted text the model reads on every call, which is what makes this list a security surface and not just an inventory: how tool poisoning works →
calculate_flip_profit Fix-and-flip profit calculator ~511
Runs the fixandflip.loans calculator on a deal: profit, cash you put in, return on cash (and simple annualized), profit as % of ARV, the hard-money loan with interest, points and fees, holding and selling costs, the 70% rule maximum price and whether the deal meets it, and the breakeven sale price. Optionally prices the loan at a listed lender's advertised starting rate.
| Name | Type | Req | Description |
|---|---|---|---|
| arv | number | yes | After-repair value (expected sale price) in dollars, e.g. 340000. |
| arv_cap_pct | number | – | Lender's maximum loan as % of ARV. Default 75. |
| buy_closing_costs | number | – | Buyer closing costs in dollars. Default 4000. |
| financing | string | – | hard_money (default) or cash (no loan). |
| holding_costs_monthly | number | – | Taxes, insurance and utilities per month in dollars. Default 900. |
| interest_on | string | – | drawn (default): interest only on money drawn, rehab draws spread evenly; full_loan: interest on the whole loan from day one ("Dutch"). |
| lender | string | – | Optional lender name (e.g. "Kiavi"): use its advertised fix-and-flip starting rate instead of rate_pct. Do not give both. |
| lender_fees | number | – | Underwriting, document and processing fees in dollars. Default 1995. |
| ltc_pct | number | – | Share of the purchase price the lender advances, %. Default 90. |
| months | integer | – | Months from purchase to sale. Default 6. |
| points_pct | number | – | Origination points, % of the loan. Default 2. |
| purchase_price | number | yes | Purchase price in dollars, e.g. 210000. |
| rate_pct | number | – | Annual interest rate, %, from your own term sheet. Default 10.5 (the calculator's example, not a market rate). |
| rehab_cost | number | yes | Rehab (renovation) budget in dollars, e.g. 55000. |
| rehab_funded_pct | number | – | Share of the rehab the lender funds in draws, %. Default 100. |
| seller_closing_pct | number | – | Seller closing costs and transfer tax as % of the sale price. Default 1.5. |
| selling_commission_pct | number | – | Agent commissions as % of the sale price. Default 5. |
No output schema declared.
No examples provided.
compare_lender_costs Compare lenders' advertised rates on one flip ~443
Prices one flip at each listed lender's advertised fix-and-flip starting rate (from its own website, read 2026-10-24), ranked by profit: interest cost, total financing and profit per lender, with your own leverage, points and fees held the same. Optional state keeps only lenders that list it (plus those to check).
| Name | Type | Req | Description |
|---|---|---|---|
| arv | number | yes | After-repair value (expected sale price) in dollars, e.g. 340000. |
| arv_cap_pct | number | – | Lender's maximum loan as % of ARV. Default 75. |
| buy_closing_costs | number | – | Buyer closing costs in dollars. Default 4000. |
| financing | string | – | hard_money (default) or cash (no loan). |
| holding_costs_monthly | number | – | Taxes, insurance and utilities per month in dollars. Default 900. |
| interest_on | string | – | drawn (default): interest only on money drawn, rehab draws spread evenly; full_loan: interest on the whole loan from day one ("Dutch"). |
| lender_fees | number | – | Underwriting, document and processing fees in dollars. Default 1995. |
| ltc_pct | number | – | Share of the purchase price the lender advances, %. Default 90. |
| months | integer | – | Months from purchase to sale. Default 6. |
| points_pct | number | – | Origination points, % of the loan. Default 2. |
| purchase_price | number | yes | Purchase price in dollars, e.g. 210000. |
| rehab_cost | number | yes | Rehab (renovation) budget in dollars, e.g. 55000. |
| rehab_funded_pct | number | – | Share of the rehab the lender funds in draws, %. Default 100. |
| seller_closing_pct | number | – | Seller closing costs and transfer tax as % of the sale price. Default 1.5. |
| selling_commission_pct | number | – | Agent commissions as % of the sale price. Default 5. |
| state | string | – | Optional two-letter property state, e.g. FL. |
No output schema declared.
No examples provided.
find_lenders Find fix-and-flip or DSCR lenders by state ~215
Lists the hard-money and DSCR lenders on fixandflip.loans whose own websites (read 2026-10-24) say they lend in a state, with starting rate, leverage, minimum credit score, experience rule, loan size and a source link each. Lenders that publish no state list are returned as "check".
| Name | Type | Req | Description |
|---|---|---|---|
| credit_score | integer | – | Optional, fix_flip only: drop lenders whose published minimum FICO is above this score. |
| limit | integer | – | Lenders per page, 1 to 12, default 10. |
| loan_type | string | – | fix_flip (default; hard-money rehab loans) or dscr_rental (rental loans sized on rent). |
| offset | integer | – | Lenders to skip, for paging. Default 0. |
| sort | string | – | rate (default; lowest advertised starting rate first, unpublished last) or name. |
| state | string | – | Two-letter property state, e.g. TX. Omit for every lender. |
No output schema declared.
No examples provided.
get_lender_terms One lender's published terms ~100
Everything fixandflip.loans recorded from one lender's own website (read 2026-10-24): fix-and-flip and DSCR rates, leverage, points, terms, credit and experience rules, loan sizes, the states it lends in, license line, notes and the exact source pages.
| Name | Type | Req | Description |
|---|---|---|---|
| lender | string | yes | Lender name, e.g. "Kiavi", "Lima One" or "RCN Capital". |
No output schema declared.
No examples provided.
How do I install the Fix and Flip Loans: flip calculator and lender terms MCP server?
Fix and Flip Loans: flip calculator and lender terms is a hosted endpoint at https://fixandflip.loans/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.
remote · fixandflip.loans
claude mcp add --transport http loans-fixandflip-fixandflip-loans 'https://fixandflip.loans/mcp'
What is the Fix and Flip Loans: flip calculator and lender terms MCP server?
Fix and Flip Loans: flip calculator and lender terms is an MCP server listed in the public MCP registry as loans.fixandflip/fixandflip-loans. Fix-and-flip profit calculator plus hard-money and DSCR lender terms by state. This page covers its hosted endpoint (https://fixandflip.loans/mcp).
Is the Fix and Flip Loans: flip calculator and lender terms MCP server safe to use?
Fix and Flip Loans: flip calculator and lender terms scores 70 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.
What tools does the Fix and Flip Loans: flip calculator and lender terms MCP server expose?
Fix and Flip Loans: flip calculator and lender terms exposes 4 tools: calculate_flip_profit, compare_lender_costs, find_lenders, get_lender_terms. Their descriptions and schemas cost roughly 1,269 tokens of context every time the server is loaded.
Does the Fix and Flip Loans: flip calculator and lender terms MCP server require authentication?
No. We connected to Fix and Flip Loans: flip calculator and lender terms without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.
Is the Fix and Flip Loans: flip calculator and lender terms MCP server still maintained?
Fix and Flip Loans: flip calculator and lender terms is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.