ExoticCar.Loans: exotic and classic car loan calculator
REMOTE · EXOTICCAR.LOANS
Exotic and classic car loan payments with balloons, equity by year, depreciation and lender terms.
Available components
Last scanned (16 hours ago)
Scores higher than 55% of remote servers
Reachable. Last reached 5 Nov 2026.
Category Finance and Payments
How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. How we score → Why this is hard to score →
Endpoint Security74
- The endpoint's TLS certificate is valid, in date, and uses a strong key. View diagnostics → Pass
- No authorisation is required to call this server. Nothing on it is marked destructive, but we can't show that an anonymous caller can only read: full credit needs the server to list at least one tool and every tool to be verifiably read-only. We use a best-effort check of tool names and descriptions to tell read-only tools from tools that change things, so some genuinely read-only tools may not get full credit. Names that start with a read verb (get, list, read, search and similar) and accurate readOnlyHint annotations help. Meet that to earn full credit, or require authorisation. See how to fix → View diagnostics → Partial
- HTTPS is enforced; there's no plaintext access path. View diagnostics → Pass
- HSTS check failed: the Strict-Transport-Security header is absent. See how to fix → View diagnostics → Fail
- DNSSEC check failed: this domain isn't protected by DNSSEC. See how to fix → View diagnostics → Fail
Transport & Reachability100
- Verified streamable-http transport via a live MCP handshake. View diagnostics → Pass
Schema Quality & AI Usability59
- AI-judged instruction clarity (good).Pass
- Context-footprint check failed: tool/resource definitions use about 1121 tokens (~280/item across 4 items; 4 tools + 0 resources), over budget; trim descriptions and params. See how to fix → Fail
- Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management13
- Stability observed for 4 of 30 days with no destabilising changes; credit accrues until the full window elapses.Partial
Tool Coverage100
- 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
- 100% of tool parameters carry a description.Pass
Tool Safety100
- No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.Pass
- We read all 4 captured tool definition(s), and no name or description among them implies an irreversible operation.Pass
- An AI judge read all 5 captured unit(s) of tool text and found none that tries to manipulate the model reading it.Pass
Capabilities100
- Implements a current MCP spec version (2026-07-28).Pass
Checks we ran (13)
- TLS certificate
- Authorization
- HTTPS
- HSTS header
- DNSSEC
- Transport
- Schema quality
- Stability
- Tool coverage
- Injection markers
- Destructive annotations
- Judged manipulation
- MCP protocol
Does not apply to this hosted endpoint (2)
- Supply Chain SecurityScored on package channels only. This is a hosted endpoint, so there is nothing to install or inspect.
- Provenance & TransparencyScored on package channels only. This is a hosted endpoint, so there is nothing to install or inspect.
The score does not measure everything. What the score does not measure →
Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.
- 4 Nov 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 7 to 10. That category is still filling its 30-day observation window: 2 days of observed history at the previous scan, 3 at this one. The score rises as the window fills, whether or not the server changes.
- 3 Nov 26 0
- The server rewrote its instructions, which are the text every model session reads security
- 2 Nov 26 +1
- Stability: unverified → 0.03 ▲ functional
- 1 Nov 26 68
First indexed and scored.
Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.
Captured 5 Nov 2026 · Probed https://exoticcar.loans/mcp
TLS valid
Negotiated TLS 1.3 with TLS_AES_128_GCM_SHA256 .
| Subject | Issuer | Valid from | Valid until | Key | Signature | Serial |
|---|---|---|---|---|---|---|
| CN=exoticcar.loans | CN=WE1,O=Google Trust Services,C=US | 24 Oct 2026 | 22 Jan 2027 | ECDSA 256 | ECDSA-SHA256 | fe1965b9b7c9986f0e6b80c4fc9181b4 |
| SANs: exoticcar.loans | ||||||
| CN=WE1,O=Google Trust Services,C=US (CA) | CN=GTS Root R4,O=Google Trust Services LLC,C=US | 13 Dec 2023 | 20 Feb 2029 | ECDSA 256 | ECDSA-SHA384 | 7ff31977972c224a76155d13b6d685e3 |
| CN=GTS Root R4,O=Google Trust Services LLC,C=US (CA) | CN=GlobalSign Root CA,OU=Root CA,O=GlobalSign nv-sa,C=BE | 15 Nov 2023 | 28 Jan 2028 | ECDSA 384 | SHA256-RSA | 7fe530bf331343bedd821610493d8a1b |
Background: What to check on a remote MCP endpoint →
DNSSEC insecure
Validation of exoticcar.loans. — Not signed
| Zone | DS | Keys | Algorithms | Outcome |
|---|---|---|---|---|
| . | Trust anchor | 20326, 38696 | 8, 8 | Verified |
| loans. | DS published | 19444, 42307 | 8, 8 | Verified |
| exoticcar.loans. | No DS | Unsigned (proven) parent-signed NSEC/NSEC3 proves an unsigned delegation |
Authentication No authorisation required
The endpoint answered without asking for a token. Anyone who knows the URL can reach it.
| Result | No authorisation required |
|---|---|
| HTTP status | 200 |
Background: How OAuth 2.1 works in the 2026 MCP spec →
Transports 2 probes
| Transport | URL | Outcome | Status | Location |
|---|---|---|---|---|
| streamable-http | https://exoticcar.loans/mcp | Verified | 200 | |
| http (plaintext) | http://exoticcar.loans/mcp | HTTPS enforced | 301 | https://exoticcar.loans/mcp |
The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability. A tool's description is untrusted text the model reads on every call, which is what makes this list a security surface and not just an inventory: how tool poisoning works →
calculate_exotic_car_loan Exotic or classic car loan payment, with balloon and equity ~374
Monthly payment on an exotic, classic or collector car loan from your price, down payment, APR, term (36 to 180 months) and optional balloon, using the exoticcar.loans calculator math. Returns amount financed, balloon, total interest, cash at signing, and the estimated car value against the loan balance year by year, with the months (if any) when you would owe more than the car is worth.
| Name | Type | Req | Description |
|---|---|---|---|
| apr | number | yes | APR in percent from the borrower's own quote, e.g. 8.5. This server has no rate of its own. |
| balloon_pct | number | – | Balloon due with the last payment, as a percent of the price, 0 to 60. Default 0. |
| down | number | – | Down payment in dollars. Default 0. |
| finance_tax | boolean | – | Roll the sales tax into the loan (true, default) or pay it at signing (false). |
| model | string | – | Depreciation preset from https://exoticcar.loans/depreciation/ (annualized published figure). Default "all-vehicles" (iSeeCars all-vehicle benchmark). Ignored when value_change_pct is given. |
| months | integer | yes | Term in months, 36 to 180 (the site offers 36, 48, 60, 72, 84, 96, 120, 144, 180). |
| price | number | yes | Purchase price in US dollars, e.g. 250000. |
| sales_tax_pct | number | – | Sales tax rate in percent. Default 0. |
| value_change_pct | number | – | Your own expected change in the car's value per year, percent; negative = losing value (e.g. -5). Overrides model. |
No output schema declared.
No examples provided.
compare_exotic_car_loan_terms Compare terms and balloons for one car ~309
Side-by-side payment, total interest, balloon and underwater stretch for 2 to 6 term and balloon combinations on the same car, price, down payment and APR (for example 120 vs 180 months, or 0% vs 30% balloon), using the exoticcar.loans calculator math.
| Name | Type | Req | Description |
|---|---|---|---|
| apr | number | yes | APR in percent from the borrower's own quote, e.g. 8.5. This server has no rate of its own. |
| down | number | – | Down payment in dollars. Default 0. |
| finance_tax | boolean | – | Roll the sales tax into the loan (true, default) or pay it at signing (false). |
| model | string | – | Depreciation preset from https://exoticcar.loans/depreciation/ (annualized published figure). Default "all-vehicles" (iSeeCars all-vehicle benchmark). Ignored when value_change_pct is given. |
| options | array | yes | Term and balloon combinations, e.g. [{"months":120},{"months":180},{"months":120,"balloon_pct":30}]. |
| price | number | yes | Purchase price in US dollars, e.g. 250000. |
| sales_tax_pct | number | – | Sales tax rate in percent. Default 0. |
| value_change_pct | number | – | Your own expected change in the car's value per year, percent; negative = losing value (e.g. -5). Overrides model. |
No output schema declared.
No examples provided.
get_car_depreciation Published depreciation figures by model ~109
Published five-year depreciation figures for exotic and luxury models (iSeeCars 2026 study and iSeeCars modeled estimates) annualized the way the calculator uses them, plus Hagerty Price Guide quarterly collector-value changes, each with source, period and date. Search by make or model, or omit query for every row.
| Name | Type | Req | Description |
|---|---|---|---|
| query | string | – | Make or model to search for, e.g. "Porsche", "911", "Urus". Omit for all rows. |
No output schema declared.
No examples provided.
get_specialty_car_lenders Published terms from exotic and classic car lenders ~108
What collector-car lenders, lease companies, auction-house lenders and manufacturer captives publish about rates, loan amounts, terms, down payment and eligible cars (dealer, private party, auction, LLC titling), with a link to each lender's own page and the date read. Filter by type or search by name.
| Name | Type | Req | Description |
|---|---|---|---|
| name | string | – | Lender name to search for, e.g. "Woodside". |
| type | string | – | Kind of lender. Default all. |
No output schema declared.
No examples provided.
How do I install the ExoticCar.Loans: exotic and classic car loan calculator MCP server?
ExoticCar.Loans: exotic and classic car loan calculator is a hosted endpoint at https://exoticcar.loans/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.
remote · exoticcar.loans
claude mcp add --transport http loans-exoticcar-exoticcar-loans 'https://exoticcar.loans/mcp'
What is the ExoticCar.Loans: exotic and classic car loan calculator MCP server?
ExoticCar.Loans: exotic and classic car loan calculator is an MCP server listed in the public MCP registry as loans.exoticcar/exoticcar-loans. Exotic and classic car loan payments with balloons, equity by year, depreciation and lender terms. This page covers its hosted endpoint (https://exoticcar.loans/mcp).
Is the ExoticCar.Loans: exotic and classic car loan calculator MCP server safe to use?
ExoticCar.Loans: exotic and classic car loan calculator scores 70 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.
What tools does the ExoticCar.Loans: exotic and classic car loan calculator MCP server expose?
ExoticCar.Loans: exotic and classic car loan calculator exposes 4 tools: calculate_exotic_car_loan, compare_exotic_car_loan_terms, get_car_depreciation, get_specialty_car_lenders. Their descriptions and schemas cost roughly 900 tokens of context every time the server is loaded.
Does the ExoticCar.Loans: exotic and classic car loan calculator MCP server require authentication?
No. We connected to ExoticCar.Loans: exotic and classic car loan calculator without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.
Is the ExoticCar.Loans: exotic and classic car loan calculator MCP server still maintained?
ExoticCar.Loans: exotic and classic car loan calculator is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.
What did VerifyMCP test on the ExoticCar.Loans: exotic and classic car loan calculator MCP server?
VerifyMCP ran 13 checks on ExoticCar.Loans: exotic and classic car loan calculator, covering TLS certificate, Authorization, HTTPS, HSTS header and 9 more. Supply Chain Security and Provenance & Transparency do not apply to a hosted endpoint, so they were not tested. The score does not measure everything, and the scoring documentation lists what it leaves out.