# Route 232: HUD Section 232 programs, queue and timing (remote · fhaassistedliving.loan)

HUD Section 232 program chooser, weekly ORCF queue, closing times and note rates.

- Trust score: 70/100 (medium)
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-11-05

## Components

- remote · `fhaassistedliving.loan`: 70/100 (this document), [markdown](https://verifymcp.io/servers/loan-fhaassistedliving-fhaassistedliving-loan/fhaassistedliving.md), [page](https://verifymcp.io/servers/loan-fhaassistedliving-fhaassistedliving-loan/fhaassistedliving)

## Channel facts

- Endpoint: `https://fhaassistedliving.loan/mcp`
- Transports: `streamable-http`
- Auth: `none`
- Version: `1.2026.1101.1`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-11-05.

- **Endpoint Security**: 74/100
  - The endpoint's TLS certificate is valid, in date, and uses a strong key.
  - No authorisation is required to call this server. Every tool declares its destructiveHint and none is destructive, so open access doesn't expose one.
  - HTTPS is enforced; there's no plaintext access path.
  - HSTS check failed: the Strict-Transport-Security header is absent.
  - DNSSEC check failed: this domain isn't protected by DNSSEC.
- **Transport & Reachability**: 100/100
  - Verified streamable-http transport via a live MCP handshake.
- **Schema Quality & AI Usability**: 60/100
  - AI-judged instruction clarity (good).
  - Context-footprint check failed: tool/resource definitions use about 1056 tokens (~264/item across 4 items; 4 tools + 0 resources), over budget; trim descriptions and params.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 13/100
  - Stability observed for 4 of 30 days with no destabilising changes; credit accrues until the full window elapses.
- **Tool Coverage**: 100/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 100% of tool parameters carry a description.
- **Tool Safety**: 100/100
  - No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.
  - We read all 4 captured tool definition(s), and no name or description among them implies an irreversible operation.
  - An AI judge read all 5 captured unit(s) of tool text and found none that tries to manipulate the model reading it.
- **Capabilities**: 100/100
  - Implements a current MCP spec version (2026-07-28).

## Install

### How do I install the Route 232: HUD Section 232 programs, queue and timing MCP server?

Route 232: HUD Section 232 programs, queue and timing is a hosted endpoint at https://fhaassistedliving.loan/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

### Claude

```bash
claude mcp add --transport http loan-fhaassistedliving-fhaassistedliving-loan 'https://fhaassistedliving.loan/mcp'
```

### Cursor

```json
{
  "mcpServers": {
    "loan-fhaassistedliving-fhaassistedliving-loan": {
      "url": "https://fhaassistedliving.loan/mcp"
    }
  }
}
```

### VS Code

```json
{
  "servers": {
    "loan-fhaassistedliving-fhaassistedliving-loan": {
      "type": "http",
      "url": "https://fhaassistedliving.loan/mcp"
    }
  }
}
```

### Codex

```toml
[mcp_servers.loan-fhaassistedliving-fhaassistedliving-loan]
url = "https://fhaassistedliving.loan/mcp"
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "loan-fhaassistedliving-fhaassistedliving-loan": {
      "type": "remote",
      "url": "https://fhaassistedliving.loan/mcp",
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add loan-fhaassistedliving-fhaassistedliving-loan --url 'https://fhaassistedliving.loan/mcp' --transport streamable-http
```

### Hermes

```yaml
mcp_servers:
  loan-fhaassistedliving-fhaassistedliving-loan:
    url: "https://fhaassistedliving.loan/mcp"
```

### Netclaw

```json
{
  "McpServers": {
    "loan-fhaassistedliving-fhaassistedliving-loan": {
      "Transport": "http",
      "Url": "https://fhaassistedliving.loan/mcp"
    }
  }
}
```

### Vellum

```bash
assistant mcp add loan-fhaassistedliving-fhaassistedliving-loan -t streamable-http -u 'https://fhaassistedliving.loan/mcp'
```

### Other

```json
{
  "mcpServers": {
    "loan-fhaassistedliving-fhaassistedliving-loan": {
      "type": "http",
      "url": "https://fhaassistedliving.loan/mcp"
    }
  }
}
```

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-11-04 (score 70, +1)

No change was recorded against any check on this day. Stability & Change Management went from 7 to 10. That category is still filling its 30-day observation window: 2 days of observed history at the previous scan, 3 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-11-02 (score 69, +1)

- [functional improvement] Stability: unverified → 0.03

### 2026-11-01 (score 68)

First indexed and scored.

## MCP tools (4)

### `which_232_program` (~324 tokens)

Which HUD Section 232 loan fits

Answers which HUD Section 232 program fits an assisted living, memory care or nursing home (223(f), 223(a)(7), new construction/substantial rehab or 241(a)) from the same questions as the Route 232 chooser, with eligibility warnings, and returns that program's published rules: who qualifies, loan limits, coverage, mortgage insurance and fees, required reports and the HUD median closing time. Pass "program" alone to get one program's rules.

Input parameters:

- `goal` (string): Only when has_fha_loan is true: a lower rate or payment, or money for improvements or an addition.
- `has_fha_loan` (boolean): Does the building have an FHA-insured (HUD) loan today?
- `independent_living_over_25pct` (boolean): Are more than a quarter of the beds independent living?
- `licensed_20_plus_beds` (boolean): Licensed or regulated by the state, with 20 or more beds?
- `operating` (boolean): Only when has_fha_loan is false: is the building open and operating (false = building new or gutting it)?
- `program` (string): Skip the questions and return the rules of one program: 223f (refinance or purchase), 223a7 (streamlined refinance of an FHA loan), new-construction (new construction or substantial rehab) or 241a (s…
- `years_since_completion` (number): Only when operating is true: years since the building was completed or last substantially rehabilitated.

### `get_queue_times` (~130 tokens)

HUD Section 232 queue this week

HUD ORCF's weekly Section 232 underwriting queue report, summarized: how many 223(f), 223(a)(7) and new construction/241(a) applications are waiting, Express Lane counts, median and oldest days waiting, how long this week's underwriter assignments waited, the fiscal-year median wait, and optionally every saved weekly snapshot.

Input parameters:

- `include_history` (boolean): Also return the saved weekly snapshots, newest first.
- `limit` (integer): Weeks of history to return (default 10, max 50).
- `offset` (integer): Weeks of history to skip, for paging.

### `estimate_232_timeline` (~208 tokens)

How long a HUD 232 loan takes

How long a HUD Section 232 loan takes, from HUD's own closing records: for 223(f), median and middle-half days from firm application to underwriter assignment, firm commitment and closing, with estimated dates from a firm application date you give; for 223(a)(7), new construction and 241(a), firm-commitment-to-closing medians by fiscal year.

Input parameters:

- `firm_application_date` (string): Date the lender submits (or submitted) the firm application, YYYY-MM-DD. Optional; with it, the steps come back as dates.
- `from_fiscal_year` (integer): First fiscal year of firm-commitment-to-closing history to return (default 2023, earliest 2011).
- `program` (string, required): 223f (refinance or purchase), 223a7 (streamlined refinance of an FHA loan), new-construction (new construction or substantial rehab) or 241a (supplemental loan).

### `get_closing_stats` (~155 tokens)

HUD 232 closing rates and volumes

Note rates on HUD Section 232 loans at closing from HUD's fiscal-year closings file (count, median and middle half, by program, and month by month for 223(f)), plus the number of loans HUD endorsed each fiscal year since 2016 for the program. Historical rates, not a quote.

Input parameters:

- `by_month` (boolean): For 223f, include the month-by-month note rates (months with 3 or more loans).
- `program` (string): Default 223f. 223f (refinance or purchase), 223a7 (streamlined refinance of an FHA loan), new-construction (new construction or substantial rehab) or 241a (supplemental loan).

## Diagnostics

Captured diagnostic sections: TLS, DNSSEC, Authorisation, Transports. The full working is on the page: https://verifymcp.io/servers/loan-fhaassistedliving-fhaassistedliving-loan/fhaassistedliving#diagnostics

## Score history

- 2026-11-05: 70
- 2026-11-04: 70
- 2026-11-03: 69
- 2026-11-02: 69
- 2026-11-01: 68

## Common questions

### What is the Route 232: HUD Section 232 programs, queue and timing MCP server?

Route 232: HUD Section 232 programs, queue and timing is an MCP server listed in the public MCP registry as loan.fhaassistedliving/fhaassistedliving-loan. HUD Section 232 program chooser, weekly ORCF queue, closing times and note rates. This page covers its hosted endpoint (https://fhaassistedliving.loan/mcp).

### Is the Route 232: HUD Section 232 programs, queue and timing MCP server safe to use?

Route 232: HUD Section 232 programs, queue and timing scores 70 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

### What tools does the Route 232: HUD Section 232 programs, queue and timing MCP server expose?

Route 232: HUD Section 232 programs, queue and timing exposes 4 tools: which_232_program, get_queue_times, estimate_232_timeline, get_closing_stats. Their descriptions and schemas cost roughly 817 tokens of context every time the server is loaded.

### Does the Route 232: HUD Section 232 programs, queue and timing MCP server require authentication?

No. We connected to Route 232: HUD Section 232 programs, queue and timing without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.

### Is the Route 232: HUD Section 232 programs, queue and timing MCP server still maintained?

Route 232: HUD Section 232 programs, queue and timing is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.

## Links

- Remote endpoint: https://fhaassistedliving.loan/mcp
- Website: https://fhaassistedliving.loan/developers/
- Changelog RSS feed: https://verifymcp.io/servers/loan-fhaassistedliving-fhaassistedliving-loan/fhaassistedliving.xml
- Changelog JSON feed: https://verifymcp.io/servers/loan-fhaassistedliving-fhaassistedliving-loan/fhaassistedliving.json
- HTML version of this page: https://verifymcp.io/servers/loan-fhaassistedliving-fhaassistedliving-loan/fhaassistedliving