ITIN Finance
NPM · ITIN-FINANCE-MCP · 2 COMPONENTS
Verified ITIN lender directory + 290 bilingual guides on US loans, cards & credit without an SSN.
Available components
Last scanned (17 hours ago)
Scores higher than 55% of npm servers
Category Finance and Payments
How this component scores in each security and reliability category. Every signal is checked automatically from public evidence about the published package, including repeated runs of it in an isolated sandbox, and we only credit what we can confirm. How we score → Why this is hard to score →
Supply Chain Security81
- No malware found by supply-chain analysis.Pass
- CVE check failed: a known high-severity CVE affects zod 3.25.76, a direct dependency. A fixed version is available. View diagnostics → Fail
- No install/post-install scripts declared.Pass
- 30 of 95 dependencies flagged as unhealthy. View diagnostics → Partial
Provenance & Transparency45
- Source repository is publicly reachable at the declared URL. View diagnostics → Pass
- Provenance check failed: no build-provenance attestation is published. See how to fix → View diagnostics → Fail
- Clear OSI-approved license (MIT).Pass
- Actively maintained (last published 49 days ago).Pass
- Disclosure check failed: no security disclosure policy was found in the source repository. See how to fix → Fail
Schema Quality & AI Usability82
- AI-judged instruction clarity (excellent).Pass
- Tool/resource definitions use about 712 tokens (~89/item across 8 items; 8 tools + 0 resources), lean.Pass
- Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management77
- Stability observed for 23 of 30 days with no destabilising changes; credit accrues until the full window elapses.Partial
Tool Coverage100
- 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
- 100% of tool parameters carry a description.Pass
Tool Safety100
- No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.Pass
- We read all 8 captured tool definition(s), and no name or description among them implies an irreversible operation.Pass
- An AI judge read all 8 captured unit(s) of tool text and found none that tries to manipulate the model reading it.Pass
Capabilities100
- Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.Pass
Checks we ran (16)
- Malware scan
- Known CVEs
- Install scripts
- Dependency health
- Source repository
- Provenance
- License
- Maintenance
- Security disclosure
- Schema quality
- Stability
- Tool coverage
- Injection markers
- Destructive annotations
- Judged manipulation
- MCP protocol
Does not apply to this package (2)
- Endpoint SecurityScored on hosted endpoints only. A package has no live endpoint of its own for us to probe.
- Transport & ReachabilityScored on hosted endpoints only. A package has no live endpoint of its own for us to probe.
The score does not measure everything. What the score does not measure →
Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.
- 5 Nov 26 −3
- Stability: pass → 0.77 functional
- 30 Oct 26 0
- Stability: 0.97 → pass security
- 29 Oct 26 0
- Stability: pass → 0.97 functional
- 24 Oct 26 −5
- CVE-2023-54404 affects this package: high ▼ security
- Known CVEs: pass → fail ▼ security
- 23 Oct 26 0
- Stability: 0.97 → pass security
- 22 Oct 26 0
- Stability: pass → 0.97 functional
- 21 Oct 26 0
- Security disclosure: unverified → fail ▼ functional
- 20 Oct 26 0
- Security disclosure: fail → unverified ▼ functional
Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.
Captured 5 Nov 2026 · Analysed npm/itin-finance-mcp@1.0.2
Provenance No attestation
The registry publishes no build provenance for this version, so there is nothing to verify.
| Result | No attestation |
|---|---|
| Ecosystem | npm |
Background: How many MCP packages publish verified provenance →
Vulnerabilities 1 finding
| ID | CVE | Severity | Vector | Fix available |
|---|---|---|---|---|
| GHSA-mrhx-c7xc-m3w5 | CVE-2023-54404 | high | CVSS:3.1/AV:N/AC:L/PR:N/UI:N/S:U/C:N/I:N/A:H | yes |
Background: What a vulnerability scan can and cannot prove →
Dependencies 95 packages
| Packages resolved | 95 |
|---|---|
| Stale | 30 |
| Tree resolution | Complete |
Background: SBOMs and build attestations, explained →
The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability. A tool's description is untrusted text the model reads on every call, which is what makes this list a security surface and not just an inventory: how tool poisoning works →
can_i_get_this_loan ~139
The direct answer to 'can I get a(n) X with an ITIN?': the editorial quick answer, typical requirements, and institutions with documented ITIN programs for that loan type (optionally state-filtered). Informational only — not a recommendation or referral. EN/ES.
| Name | Type | Req | Description |
|---|---|---|---|
| lang | string | – | Answer language: en (default) or es (Spanish) |
| loan_type | string | yes | Which product the question is about: auto loan, mortgage, personal loan, business loan, or credit card |
| state | string | – | US state name or 2-letter code, to narrow to institutions lending there |
No output schema declared.
No examples provided.
faq_lookup ~85
Search 1,800+ editorial FAQs for a direct answer to a specific ITIN finance question (EN/ES). Each answer carries its source article URL.
| Name | Type | Req | Description |
|---|---|---|---|
| lang | string | – | Answer language: en (default) or es (Spanish) |
| query | string | yes | A specific ITIN finance question, e.g. 'can I get a mortgage with an ITIN' |
No output schema declared.
No examples provided.
find_itin_lenders ~118
List institutions that accept ITIN (no SSN) applicants for a loan or card type, optionally filtered by US state. Every entry states whether it was verified against the institution's own pages, with citation URLs and dates.
| Name | Type | Req | Description |
|---|---|---|---|
| lang | string | – | Answer language: en (default) or es (Spanish) |
| loan_type | string | yes | Which product the question is about: auto loan, mortgage, personal loan, business loan, or credit card |
| state | string | – | US state name or 2-letter code |
No output schema declared.
No examples provided.
get_guide ~64
Get one guide by slug or approximate title: quick answer, FAQs, related guides, canonical URL.
| Name | Type | Req | Description |
|---|---|---|---|
| lang | string | – | Answer language: en (default) or es (Spanish) |
| slug | string | yes | Guide slug, or an approximate title to match on |
No output schema declared.
No examples provided.
get_lender_details ~54
Full verified profile for one institution: ITIN policy, states, membership rules, published terms, citations, and our editorial coverage.
| Name | Type | Req | Description |
|---|---|---|---|
| name | string | yes | Institution name, e.g. 'Alterra Home Loans' |
No output schema declared.
No examples provided.
how_to_get_an_itin ~65
How to apply for an ITIN (IRS Form W-7): the process, documents, timelines, and common mistakes — with the full guide URL. EN/ES.
| Name | Type | Req | Description |
|---|---|---|---|
| lang | string | – | Answer language: en (default) or es (Spanish) |
No output schema declared.
No examples provided.
itin_state_info ~61
State-level context for ITIN holders: state/local taxes paid by undocumented immigrants (ITEP 2022), effective tax rate, driver's-license access law, and the state guide URL.
| Name | Type | Req | Description |
|---|---|---|---|
| state | string | yes | US state name or 2-letter code |
No output schema declared.
No examples provided.
search_guides ~126
Search 290+ editorial guides across the ITIN finance network (loans, mortgages, credit cards, credit scores — English and Spanish). Returns quick answers with canonical article URLs.
| Name | Type | Req | Description |
|---|---|---|---|
| lang | string | – | Answer language: en (default) or es (Spanish) |
| query | string | yes | What the user wants to know, e.g. 'refinance car loan itin' or 'prestamo personal con itin' |
| site | string | – | Restrict to one site in the network: lending, creditcard, or creditscore. Omit to search all three |
No output schema declared.
No examples provided.
How do I install the ITIN Finance MCP server?
ITIN Finance runs locally as an npm package, launched with npx -y itin-finance-mcp. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.
npm · itin-finance-mcp
claude mcp add bguillow-rgb-itin-finance -- npx -y itin-finance-mcp
What is the ITIN Finance MCP server?
ITIN Finance is an MCP server listed in the public MCP registry as io.github.bguillow-rgb/itin-finance. Verified ITIN lender directory + 290 bilingual guides on US loans, cards & credit without an SSN. This page covers its npm package (itin-finance-mcp).
Is the ITIN Finance MCP server safe to use?
ITIN Finance scores 77 out of 100 on VerifyMCP. We recorded 1 known advisory against it as of 5 November 2026. It declares no install or post-install scripts. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.
What tools does the ITIN Finance MCP server expose?
ITIN Finance exposes 8 tools: search_guides, get_guide, faq_lookup, find_itin_lenders, get_lender_details, and 3 more. Their descriptions and schemas cost roughly 712 tokens of context every time the server is loaded.
Is the ITIN Finance MCP server still maintained?
ITIN Finance is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.
What licence is the ITIN Finance MCP server under?
ITIN Finance declares the MIT licence, which is OSI-approved. That covers the source only, and says nothing about the cost of any service it calls.
What did VerifyMCP test on the ITIN Finance MCP server?
VerifyMCP ran 16 checks on ITIN Finance, covering Malware scan, Known CVEs, Install scripts, Dependency health and 12 more. Endpoint Security and Transport & Reachability do not apply to an npm package, so they were not tested. The score does not measure everything, and the scoring documentation lists what it leaves out.