ITIN Finance
REMOTE · MCP.ITINLENDING.NET · 2 COMPONENTS
Verified ITIN lender directory + 290 bilingual guides on US loans, cards & credit without an SSN.
Available components
Last scanned (5 hours ago)
Scores higher than 93% of remote servers
Reachable. Last reached 5 Nov 2026.
Category Finance and Payments
How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. How we score → Why this is hard to score →
Endpoint Security80
- The endpoint's TLS certificate is valid, in date, and uses a strong key. View diagnostics → Pass
- No authorisation is required to call this server. Every tool declares its destructiveHint and none is destructive, so open access doesn't expose one. See how to fix → View diagnostics → Partial
- HTTPS is enforced; there's no plaintext access path. View diagnostics → Pass
- The HSTS (Strict-Transport-Security) header is present. View diagnostics → Pass
- DNSSEC check failed: this domain isn't protected by DNSSEC. See how to fix → View diagnostics → Fail
Transport & Reachability100
- Verified streamable-http transport via a live MCP handshake. View diagnostics → Pass
Schema Quality & AI Usability82
- AI-judged instruction clarity (excellent).Pass
- Tool/resource definitions use about 712 tokens (~89/item across 8 items; 8 tools + 0 resources), lean.Pass
- Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management100
- No destabilizing schema changes in the last 30 days.Pass
Tool Coverage100
- 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
- 100% of tool parameters carry a description.Pass
Tool Safety100
- No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.Pass
- We read all 8 captured tool definition(s), and no name or description among them implies an irreversible operation.Pass
- An AI judge read all 8 captured unit(s) of tool text and found none that tries to manipulate the model reading it.Pass
Capabilities40
- Spec-recency check failed: implements MCP spec 2025-03-26; the latest is 2026-07-28. See how to fix → Fail
Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.
- 17 Oct 26 0
- Server version: 1.0.0 → 1.0.2 functional
- 16 Oct 26 0
- Stability: 0.97 → pass security
- 15 Oct 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 93 to 97. That category is still filling its 30-day observation window: 28 days of observed history at the previous scan, 29 at this one. The score rises as the window fills, whether or not the server changes.
- 12 Oct 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 80 to 87. That category is still filling its 30-day observation window: 24 days of observed history at the previous scan, 26 at this one. The score rises as the window fills, whether or not the server changes.
- 10 Oct 26 +2
No change was recorded against any check on this day. Stability & Change Management went from 70 to 80. That category is still filling its 30-day observation window: 21 days of observed history at the previous scan, 24 at this one. The score rises as the window fills, whether or not the server changes.
- 7 Oct 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 60 to 70. That category is still filling its 30-day observation window: 18 days of observed history at the previous scan, 21 at this one. The score rises as the window fills, whether or not the server changes.
- 4 Oct 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 57 to 60. That category is still filling its 30-day observation window: 17 days of observed history at the previous scan, 18 at this one. The score rises as the window fills, whether or not the server changes.
- 28 Sept 26 0
- We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.
Captured 5 Nov 2026 · Probed https://mcp.itinlending.net/?src=registry
TLS valid
Negotiated TLS 1.3 with TLS_AES_128_GCM_SHA256 .
| Subject | Issuer | Valid from | Valid until | Key | Signature | Serial |
|---|---|---|---|---|---|---|
| CN=mcp.itinlending.net | CN=YE1,O=Let's Encrypt,C=US | 20 Oct 2026 | 18 Jan 2027 | ECDSA 256 | ECDSA-SHA384 | 634ea0911f046672069e66304978f1aff6e |
| SANs: mcp.itinlending.net | ||||||
| CN=YE1,O=Let's Encrypt,C=US (CA) | CN=Root YE,O=ISRG,C=US | 3 Sept 2025 | 2 Sept 2028 | ECDSA 384 | ECDSA-SHA384 | 5ddd70dd31f801c85c186a7a04b80afe |
| CN=Root YE,O=ISRG,C=US (CA) | CN=ISRG Root X2,O=Internet Security Research Group,C=US | 13 May 2026 | 2 Sept 2032 | ECDSA 384 | ECDSA-SHA384 | 872165fc34b6e5fba8add5b3705fb53a |
| CN=ISRG Root X2,O=Internet Security Research Group,C=US (CA) | CN=ISRG Root X1,O=Internet Security Research Group,C=US | 13 May 2026 | 2 Sept 2032 | ECDSA 384 | SHA256-RSA | 6c8f1dc727c7117f7baf853ac980f9cd |
Background: What to check on a remote MCP endpoint →
DNSSEC insecure
Validation of mcp.itinlending.net. — Not signed
| Zone | DS | Keys | Algorithms | Outcome |
|---|---|---|---|---|
| . | trust_anchor | 20326, 38696 | 8, 8 | Verified |
| net. | present | 37331 | 13 | Verified |
| itinlending.net. | absent | Unsigned (proven) parent-signed NSEC/NSEC3 proves an unsigned delegation |
Authentication No authorisation required
The endpoint answered without asking for a token. Anyone who knows the URL can reach it.
| Result | No authorisation required |
|---|---|
| HTTP status | 200 |
| Header | Value |
|---|---|
| strict-transport-security | max-age=31536000; includeSubDomains; preload |
Background: How OAuth 2.1 works in the 2026 MCP spec →
Transports 2 probes
| Transport | URL | Outcome | Status | Location |
|---|---|---|---|---|
| streamable-http | https://mcp.itinlending.net/?src=registry | Verified | 200 | |
| http (plaintext) | http://mcp.itinlending.net/?src=registry | HTTPS enforced | 301 | https://mcp.itinlending.net/?src=registry |
The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability. A tool's description is untrusted text the model reads on every call, which is what makes this list a security surface and not just an inventory: how tool poisoning works →
can_i_get_this_loan ~139
The direct answer to 'can I get a(n) X with an ITIN?': the editorial quick answer, typical requirements, and institutions with documented ITIN programs for that loan type (optionally state-filtered). Informational only — not a recommendation or referral. EN/ES.
| Name | Type | Req | Description |
|---|---|---|---|
| lang | string | – | Answer language: en (default) or es (Spanish) |
| loan_type | string | yes | Which product the question is about: auto loan, mortgage, personal loan, business loan, or credit card |
| state | string | – | US state name or 2-letter code, to narrow to institutions lending there |
No output schema declared.
No examples provided.
faq_lookup ~85
Search 1,800+ editorial FAQs for a direct answer to a specific ITIN finance question (EN/ES). Each answer carries its source article URL.
| Name | Type | Req | Description |
|---|---|---|---|
| lang | string | – | Answer language: en (default) or es (Spanish) |
| query | string | yes | A specific ITIN finance question, e.g. 'can I get a mortgage with an ITIN' |
No output schema declared.
No examples provided.
find_itin_lenders ~118
List institutions that accept ITIN (no SSN) applicants for a loan or card type, optionally filtered by US state. Every entry states whether it was verified against the institution's own pages, with citation URLs and dates.
| Name | Type | Req | Description |
|---|---|---|---|
| lang | string | – | Answer language: en (default) or es (Spanish) |
| loan_type | string | yes | Which product the question is about: auto loan, mortgage, personal loan, business loan, or credit card |
| state | string | – | US state name or 2-letter code |
No output schema declared.
No examples provided.
get_guide ~64
Get one guide by slug or approximate title: quick answer, FAQs, related guides, canonical URL.
| Name | Type | Req | Description |
|---|---|---|---|
| lang | string | – | Answer language: en (default) or es (Spanish) |
| slug | string | yes | Guide slug, or an approximate title to match on |
No output schema declared.
No examples provided.
get_lender_details ~54
Full verified profile for one institution: ITIN policy, states, membership rules, published terms, citations, and our editorial coverage.
| Name | Type | Req | Description |
|---|---|---|---|
| name | string | yes | Institution name, e.g. 'Alterra Home Loans' |
No output schema declared.
No examples provided.
how_to_get_an_itin ~65
How to apply for an ITIN (IRS Form W-7): the process, documents, timelines, and common mistakes — with the full guide URL. EN/ES.
| Name | Type | Req | Description |
|---|---|---|---|
| lang | string | – | Answer language: en (default) or es (Spanish) |
No output schema declared.
No examples provided.
itin_state_info ~61
State-level context for ITIN holders: state/local taxes paid by undocumented immigrants (ITEP 2022), effective tax rate, driver's-license access law, and the state guide URL.
| Name | Type | Req | Description |
|---|---|---|---|
| state | string | yes | US state name or 2-letter code |
No output schema declared.
No examples provided.
search_guides ~126
Search 290+ editorial guides across the ITIN finance network (loans, mortgages, credit cards, credit scores — English and Spanish). Returns quick answers with canonical article URLs.
| Name | Type | Req | Description |
|---|---|---|---|
| lang | string | – | Answer language: en (default) or es (Spanish) |
| query | string | yes | What the user wants to know, e.g. 'refinance car loan itin' or 'prestamo personal con itin' |
| site | string | – | Restrict to one site in the network: lending, creditcard, or creditscore. Omit to search all three |
No output schema declared.
No examples provided.
How do I install the ITIN Finance MCP server?
ITIN Finance is a hosted endpoint at https://mcp.itinlending.net/?src=registry, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.
remote · mcp.itinlending.net
claude mcp add --transport http bguillow-rgb-itin-finance 'https://mcp.itinlending.net/?src=registry'
What is the ITIN Finance MCP server?
ITIN Finance is an MCP server listed in the public MCP registry as io.github.bguillow-rgb/itin-finance. Verified ITIN lender directory + 290 bilingual guides on US loans, cards & credit without an SSN. This page covers its hosted endpoint (https://mcp.itinlending.net/?src=registry).
Is the ITIN Finance MCP server safe to use?
ITIN Finance scores 86 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.
What tools does the ITIN Finance MCP server expose?
ITIN Finance exposes 8 tools: search_guides, get_guide, faq_lookup, find_itin_lenders, get_lender_details, and 3 more. Their descriptions and schemas cost roughly 712 tokens of context every time the server is loaded.
Does the ITIN Finance MCP server require authentication?
No. We connected to ITIN Finance without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.
Is the ITIN Finance MCP server still maintained?
ITIN Finance is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.