# io.github.bguillow-rgb/itin-finance (npm · itin-finance-mcp)

Verified ITIN lender directory + 290 bilingual guides on US loans, cards & credit without an SSN.

- Trust score: 67/100 (medium)
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-08-20

## Components

- npm · `itin-finance-mcp`: 67/100 (this document), [markdown](https://verifymcp.io/servers/bguillow-rgb-itin-finance/itin-finance-mcp.md), [page](https://verifymcp.io/servers/bguillow-rgb-itin-finance/itin-finance-mcp)

## Channel facts

- Registry: `npm`
- Package: `itin-finance-mcp`
- Version: `1.0.0`
- Transport: `stdio`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically from public evidence about the published package, including repeated runs of it in an isolated sandbox, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-08-20.

- **Supply Chain Security**: 98/100
  - No malware found by supply-chain analysis.
  - No known CVEs affecting this package version or its production dependencies.
  - No install/post-install scripts declared.
  - 30 of 98 dependencies flagged as unhealthy.
- **Provenance & Transparency**: 45/100
  - Source repository is publicly reachable at the declared URL.
  - Provenance check failed: no build-provenance attestation is published.
  - Clear OSI-approved license (MIT).
  - Actively maintained (last published 5 days ago).
  - Disclosure check failed: no security disclosure policy was found in the source repository.
- **Schema Quality & AI Usability**: 74/100
  - AI-judged instruction clarity (good).
  - Tool/resource definitions use about 582 tokens (~72/item across 8 items; 8 tools + 0 resources), lean.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 0/100
  - Stability not yet verified: not enough scan history yet (needs a 30-day window).
- **Tool Coverage**: 83/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 50% of tool parameters carry a description.
- **Capabilities**: 100/100
  - Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.

**Unverified: 1 category.** A category scored 0 because we could not verify it: a data source with nothing on this package, evidence we could not reach, or a check we could not run. We only credit what we can confirm.

## Install

### Claude

```bash
claude mcp add bguillow-rgb-itin-finance -- npx -y itin-finance-mcp
```

### Codex

```bash
codex mcp add bguillow-rgb-itin-finance -- npx -y itin-finance-mcp
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "bguillow-rgb-itin-finance": {
      "type": "local",
      "command": [
        "npx",
        "-y",
        "itin-finance-mcp"
      ],
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add bguillow-rgb-itin-finance --command npx --arg -y --arg itin-finance-mcp
```

### Hermes

```yaml
mcp_servers:
  bguillow-rgb-itin-finance:
    command: "npx"
    args: ["-y", "itin-finance-mcp"]
```

### Other

```json
{
  "mcpServers": {
    "bguillow-rgb-itin-finance": {
      "command": "npx",
      "args": [
        "-y",
        "itin-finance-mcp"
      ]
    }
  }
}
```

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-08-14 (score 67)

First indexed and scored.

## MCP tools (8)

### `search_guides` (~102 tokens)

Search 290+ editorial guides across the ITIN finance network (loans, mortgages, credit cards, credit scores — English and Spanish). Returns quick answers with canonical article URLs.

Input parameters:

- `lang` (string): Answer language: en (default) or es (Spanish)
- `query` (string, required): What the user wants to know, e.g. 'refinance car loan itin' or 'prestamo personal con itin'
- `site` (string)

### `get_guide` (~54 tokens)

Get one guide by slug or approximate title: quick answer, FAQs, related guides, canonical URL.

Input parameters:

- `lang` (string): Answer language: en (default) or es (Spanish)
- `slug` (string, required)

### `faq_lookup` (~65 tokens)

Search 1,800+ editorial FAQs for a direct answer to a specific ITIN finance question (EN/ES). Each answer carries its source article URL.

Input parameters:

- `lang` (string): Answer language: en (default) or es (Spanish)
- `query` (string, required)

### `find_itin_lenders` (~97 tokens)

List institutions that accept ITIN (no SSN) applicants for a loan or card type, optionally filtered by US state. Every entry states whether it was verified against the institution's own pages, with citation URLs and dates.

Input parameters:

- `lang` (string): Answer language: en (default) or es (Spanish)
- `loan_type` (string, required)
- `state` (string): US state name or 2-letter code

### `get_lender_details` (~43 tokens)

Full verified profile for one institution: ITIN policy, states, membership rules, published terms, citations, and our editorial coverage.

Input parameters:

- `name` (string, required)

### `can_i_get_this_loan` (~103 tokens)

The direct answer to 'can I get a(n) X with an ITIN?': the editorial quick answer, typical requirements, and institutions with documented ITIN programs for that loan type (optionally state-filtered). Informational only — not a recommendation or referral. EN/ES.

Input parameters:

- `lang` (string): Answer language: en (default) or es (Spanish)
- `loan_type` (string, required)
- `state` (string)

### `itin_state_info` (~53 tokens)

State-level context for ITIN holders: state/local taxes paid by undocumented immigrants (ITEP 2022), effective tax rate, driver's-license access law, and the state guide URL.

Input parameters:

- `state` (string, required)

### `how_to_get_an_itin` (~65 tokens)

How to apply for an ITIN (IRS Form W-7): the process, documents, timelines, and common mistakes — with the full guide URL. EN/ES.

Input parameters:

- `lang` (string): Answer language: en (default) or es (Spanish)

## Diagnostics

Captured diagnostic sections: Provenance, Dependencies. The full working is on the page: https://verifymcp.io/servers/bguillow-rgb-itin-finance/itin-finance-mcp#diagnostics

## Score history

- 2026-08-20: 67
- 2026-08-19: 67
- 2026-08-18: 67
- 2026-08-17: 67
- 2026-08-16: 67
- 2026-08-15: 67
- 2026-08-14: 67

## Links

- npm package: https://www.npmjs.com/package/itin-finance-mcp
- Socket report: https://socket.dev/npm/package/itin-finance-mcp
- Repository: https://github.com/bguillow-rgb/itin-finance-mcp
- Changelog RSS feed: https://verifymcp.io/servers/bguillow-rgb-itin-finance/itin-finance-mcp.xml
- Changelog JSON feed: https://verifymcp.io/servers/bguillow-rgb-itin-finance/itin-finance-mcp.json
- HTML version of this page: https://verifymcp.io/servers/bguillow-rgb-itin-finance/itin-finance-mcp