Actual Budget MCP Server
NPM · ACTUAL-MCP
MCP server exposing Actual Budget accounts, transactions, budgets and reporting to LLM assistants.
Available components
Last scanned (12 hours ago)
Scores higher than 93% of npm servers
Category Finance and Payments
How this component scores in each security and reliability category. Every signal is checked automatically from public evidence about the published package, including repeated runs of it in an isolated sandbox, and we only credit what we can confirm. How we score → Why this is hard to score →
Supply Chain Security80
- No malware found by supply-chain analysis.Pass
- CVE check failed: a known high-severity CVE affects @modelcontextprotocol/sdk 1.30.0, a direct dependency. A fixed version is available. View diagnostics → Fail
- No install/post-install scripts declared.Pass
- 46 of 127 dependencies flagged as unhealthy. View diagnostics → Partial
Provenance & Transparency97
- Source repository is publicly reachable at the declared URL. View diagnostics → Pass
- Cryptographically verified build provenance (signed, bound to s-stefanov/actual-mcp). View diagnostics → Pass
- Clear OSI-approved license (MIT).Pass
- Actively maintained (last published 16 days ago).Pass
- Disclosure check failed: no security disclosure policy was found in the source repository. See how to fix → Fail
Schema Quality & AI Usability82
- 100% of prompts and resources have a non-trivial description (not blank, and not just the item's name).Pass
- AI-judged instruction clarity (good).Pass
- Tool/resource definitions use about 902 tokens (~53/item across 17 items; 17 tools + 0 resources), lean.Pass
- Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management100
- No destabilizing schema changes in the last 30 days.Pass
Tool Coverage84
- 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
- 53% of tool parameters carry a description.Partial
Tool Safety100
- No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.Pass
- We read all 17 captured tool definition(s), and no name or description among them implies an irreversible operation.Pass
- An AI judge read all 17 captured unit(s) of tool text and found none that tries to manipulate the model reading it.Pass
Capabilities100
- Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.Pass
Checks we ran (16)
- Malware scan
- Known CVEs
- Install scripts
- Dependency health
- Source repository
- Provenance
- License
- Maintenance
- Security disclosure
- Schema quality
- Stability
- Tool coverage
- Injection markers
- Destructive annotations
- Judged manipulation
- MCP protocol
Does not apply to this package (2)
- Endpoint SecurityScored on hosted endpoints only. A package has no live endpoint of its own for us to probe.
- Transport & ReachabilityScored on hosted endpoints only. A package has no live endpoint of its own for us to probe.
The score does not measure everything. What the score does not measure →
Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.
- 3 Nov 26 +1
- Stability: 0.97 → pass security
- 2 Nov 26 −1
- Stability: pass → 0.97 functional
- 28 Oct 26 0
- GHSA-f897-62hf-6gxq affects this package: high ▼ security
- 27 Oct 26 +1
- Stability: 0.97 → pass security
- 26 Oct 26 −1
- Stability: pass → 0.97 functional
- 21 Oct 26 0
- CVE-2026-111771 affects this package: high ▼ security
- CVE-2026-111768 affects this package: high ▼ security
- CVE-2026-111769 affects this package: high ▼ security
- CVE-2026-111767 affects this package: high ▼ security
- 20 Oct 26 0
- Package version: 1.15.0 → 1.15.1 functional
- 17 Oct 26 +2
- Stability: 0.87 → pass security
Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.
Captured 5 Nov 2026 · Analysed npm/actual-mcp@1.15.1
Provenance Verified
A signed build attestation was found and verified, binding this exact artifact to the source repository it claims to come from.
| Result | Verified |
|---|---|
| Ecosystem | npm |
| Reason | Verified |
| Discovered via | Registry attestation endpoint |
| Source repo | s-stefanov/actual-mcp |
| Certificate issuer | https://token.actions.githubusercontent.com |
| Certificate SAN | https://github.com/s-stefanov/actual-mcp/.github/workflows/release-please.yml@refs/heads/main |
| Rekor log index | 3331281325 |
| Predicate type | SLSA build provenance https://slsa.dev/provenance/v1 |
| Subject digest | sha512:d3d7536f7ec6df7ab52d2ee0f6045c716bfac1f48e17d8511bffb437e4c10c3af10f0d1eedd803a805b06b1b5c666f70cd74c2ded060d50b368ea70d2 |
Background: How many MCP packages publish verified provenance →
Vulnerabilities 6 findings
| ID | CVE | Severity | Vector | Fix available |
|---|---|---|---|---|
| GHSA-22jm-h49p-29qw | CVE-2026-111767 | high | CVSS:3.1/AV:N/AC:L/PR:N/UI:N/S:U/C:H/I:L/A:L | yes |
| GHSA-46jr-4wx8-v453 | CVE-2026-111768 | high | CVSS:3.1/AV:N/AC:L/PR:N/UI:N/S:U/C:N/I:N/A:H | yes |
| GHSA-6prh-2h8m-c8cw | CVE-2026-111769 | medium | CVSS:3.1/AV:N/AC:H/PR:N/UI:N/S:U/C:H/I:L/A:N | yes |
| GHSA-6qxp-vccf-f47h | CVE-2026-104850 | high | CVSS:3.1/AV:N/AC:L/PR:N/UI:N/S:U/C:H/I:N/A:N | yes |
| GHSA-f897-62hf-6gxq | high | CVSS:3.1/AV:N/AC:L/PR:N/UI:N/S:U/C:N/I:N/A:H | yes | |
| GHSA-rvq5-wwqv-78pq | CVE-2026-111771 | medium | CVSS:3.1/AV:N/AC:H/PR:L/UI:N/S:U/C:H/I:H/A:N | yes |
Background: What a vulnerability scan can and cannot prove →
Dependencies 127 packages
| Packages resolved | 127 |
|---|---|
| Stale | 46 |
| No linked repository | 2 |
| Tree resolution | Complete |
Background: SBOMs and build attestations, explained →
The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability. A tool's description is untrusted text the model reads on every call, which is what makes this list a security surface and not just an inventory: how tool poisoning works →
balance-history ~39
Get account balance history over time
| Name | Type | Req | Description |
|---|---|---|---|
| accountId | string | – | – |
| includeOffBudget | boolean | – | – |
| months | integer | – | – |
No output schema declared.
No examples provided.
budget-vs-actual ~83
Compare budgeted amounts against actual spending per category, for recent months. Returns JSON; amounts are integer cents.
| Name | Type | Req | Description |
|---|---|---|---|
| categoryGroupName | string | – | Restrict the report to a single category group, by name |
| includeHidden | boolean | yes | Include categories and groups marked hidden |
| months | number | yes | Number of most recent months to report on |
No output schema declared.
No examples provided.
cash-flow ~76
Report income, expenses, and net cash flow per month or week. Returns JSON; amounts are integer cents.
| Name | Type | Req | Description |
|---|---|---|---|
| accountId | string | – | Restrict the report to a single account |
| interval | string | yes | Bucket size for each row of the report |
| months | number | yes | Number of most recent months to report on |
No output schema declared.
No examples provided.
category-trends ~97
Show how spending in each category changes month over month, with trend direction. Returns JSON; amounts are integer cents.
| Name | Type | Req | Description |
|---|---|---|---|
| categoryGroupName | string | – | Restrict the report to a single category group, by name |
| categoryNames | array | – | Restrict the report to these categories, by name |
| includeIncome | boolean | yes | Include income categories |
| months | number | yes | Number of most recent months to report on |
No output schema declared.
No examples provided.
get-accounts ~22
Retrieve a list of all accounts with their current balance and ID.
Input schema present but exposes no named parameters.
No output schema declared.
No examples provided.
get-budget-month ~50
Retrieve budget data for a specific month, including budgeted amounts, spending, and balances per category.
| Name | Type | Req | Description |
|---|---|---|---|
| month | string | yes | Month in YYYY-MM format (e.g. "2025-01") |
No output schema declared.
No examples provided.
get-budget-months ~23
Retrieve a list of all available budget months in YYYY-MM format.
Input schema present but exposes no named parameters.
No output schema declared.
No examples provided.
get-custom-reports ~22
Retrieve every saved custom report from the budget's Reports section
Input schema present but exposes no named parameters.
No output schema declared.
No examples provided.
get-dashboards ~34
Retrieve every dashboard page and the widgets laid out on it. These are the dashboards under the Reports section of the sidebar.
Input schema present but exposes no named parameters.
No output schema declared.
No examples provided.
get-grouped-categories ~29
Retrieve a list of all category groups with their id, name, type and category list.
Input schema present but exposes no named parameters.
No output schema declared.
No examples provided.
get-payees ~29
Retrieve a list of all payees with their id, name, categoryId and transferAccountId.
Input schema present but exposes no named parameters.
No output schema declared.
No examples provided.
get-rules ~30
Retrieve a list of all rules. PS amount comes in cents: positive for deposit, negative for payment
Input schema present but exposes no named parameters.
No output schema declared.
No examples provided.
get-transactions ~92
Get transactions with optional filtering, for one account or across all accounts if accountId is omitted
| Name | Type | Req | Description |
|---|---|---|---|
| accountId | string | – | – |
| categoryName | string | – | – |
| endDate | string | – | – |
| limit | number | – | – |
| maxAmount | number | – | – |
| minAmount | number | – | – |
| payeeName | string | – | – |
| startDate | string | – | – |
No output schema declared.
No examples provided.
monthly-summary ~32
Get monthly income, expenses, and savings
| Name | Type | Req | Description |
|---|---|---|---|
| accountId | string | – | – |
| months | number | yes | – |
No output schema declared.
No examples provided.
net-worth ~81
Track assets, liabilities, and net worth across all accounts over time. Returns JSON; amounts are integer cents.
| Name | Type | Req | Description |
|---|---|---|---|
| includeClosed | boolean | yes | Include closed accounts |
| includeOffBudget | boolean | yes | Include off-budget accounts. Defaults to true, since net worth normally covers every account. |
| months | number | yes | Number of most recent months to report on |
No output schema declared.
No examples provided.
spending-by-category ~52
Get spending breakdown by category for a specified date range
| Name | Type | Req | Description |
|---|---|---|---|
| accountId | string | – | – |
| endDate | string | – | – |
| includeIncome | boolean | – | – |
| startDate | string | – | – |
No output schema declared.
No examples provided.
spending-by-payee ~111
Rank payees by how much money was spent with (or received from) each one. Returns JSON; amounts are integer cents.
| Name | Type | Req | Description |
|---|---|---|---|
| accountId | string | – | Restrict the report to a single account |
| endDate | string | – | End date in YYYY-MM-DD format |
| includeIncome | boolean | yes | Report income received instead of money spent |
| limit | number | yes | Maximum number of payees to list |
| startDate | string | – | Start date in YYYY-MM-DD format |
No output schema declared.
No examples provided.
How do I install the Actual Budget MCP Server server?
Actual Budget MCP Server runs locally as an npm package, launched with npx -y actual-mcp. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.
npm · actual-mcp
claude mcp add s-stefanov-actual-mcp -- npx -y actual-mcp
What is the Actual Budget MCP Server server?
Actual Budget MCP Server is listed in the public MCP registry as io.github.s-stefanov/actual-mcp. MCP server exposing Actual Budget accounts, transactions, budgets and reporting to LLM assistants. This page covers its npm package (actual-mcp).
Is the Actual Budget MCP Server server safe to use?
Actual Budget MCP Server scores 89 out of 100 on VerifyMCP. We recorded 6 known advisories against it as of 5 November 2026. It declares no install or post-install scripts. Its build provenance is signed and verified. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.
What tools does the Actual Budget MCP Server server expose?
Actual Budget MCP Server exposes 17 tools: get-transactions, spending-by-category, monthly-summary, balance-history, budget-vs-actual, and 12 more. Their descriptions and schemas cost roughly 902 tokens of context every time the server is loaded.
Is the Actual Budget MCP Server server still maintained?
Actual Budget MCP Server is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.
What licence is the Actual Budget MCP Server server under?
Actual Budget MCP Server declares the MIT licence, which is OSI-approved. That covers the source only, and says nothing about the cost of any service it calls.
What did VerifyMCP test on the Actual Budget MCP Server server?
VerifyMCP ran 16 checks on Actual Budget MCP Server, covering Malware scan, Known CVEs, Install scripts, Dependency health and 12 more. Endpoint Security and Transport & Reachability do not apply to an npm package, so they were not tested. The score does not measure everything, and the scoring documentation lists what it leaves out.