Points or Cash
REMOTE · POINTSORCASH.APP
Use points or pay cash? Cents-per-point verdicts, transfer partners, award prices, lounges.
Available components
Last scanned (6 hours ago)
Scores higher than 57% of remote servers
Reachable. Last reached 5 Nov 2026.
Category Finance and Payments
How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. How we score → Why this is hard to score →
Endpoint Security80
- The endpoint's TLS certificate is valid, in date, and uses a strong key. View diagnostics → Pass
- No authorisation is required to call this server. Every tool declares its destructiveHint and none is destructive, so open access doesn't expose one. See how to fix → View diagnostics → Partial
- HTTPS is enforced; there's no plaintext access path. View diagnostics → Pass
- The HSTS (Strict-Transport-Security) header is present. View diagnostics → Pass
- DNSSEC check failed: this domain isn't protected by DNSSEC. See how to fix → View diagnostics → Fail
Transport & Reachability100
- Verified streamable-http transport via a live MCP handshake. View diagnostics → Pass
Schema Quality & AI Usability73
- 100% of prompts and resources have a non-trivial description (not blank, and not just the item's name).Pass
- AI-judged instruction clarity (good).Pass
- Context-footprint check failed: tool/resource definitions use about 1419 tokens (~236/item across 6 items; 5 tools + 1 resources), over budget; trim descriptions and params. See how to fix → Fail
- Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management7
- Stability observed for 2 of 30 days with no destabilising changes; credit accrues until the full window elapses.Partial
Tool Coverage95
- 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
- 85% of tool parameters carry a description.Partial
Tool Safety75
- No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.Pass
- 0 of 1 tool(s) whose name or description implies an irreversible operation declare an MCP destructiveHint annotation; "transfer_options" implies "transfer" and declares readOnlyHint instead, contradicting what its own name says it does. See how to fix → Fail
- An AI judge read all 7 captured unit(s) of tool text and found none that tries to manipulate the model reading it.Pass
Capabilities73
- Spec-recency check failed: implements MCP spec 2025-06-18; the latest is 2026-07-28. See how to fix → Fail
- Supports UI / widget rendering.Pass
Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.
- 4 Nov 26 +1
- Stability: unverified → 0.03 ▲ functional
- 3 Nov 26 70
First indexed and scored.
Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.
Captured 5 Nov 2026 · Probed https://pointsorcash.app/mcp
TLS valid
Negotiated TLS 1.3 with TLS_AES_128_GCM_SHA256 .
| Subject | Issuer | Valid from | Valid until | Key | Signature | Serial |
|---|---|---|---|---|---|---|
| CN=*.pointsorcash.app | CN=YR1,O=Let's Encrypt,C=US | 1 Nov 2026 | 30 Jan 2027 | RSA 2048 | SHA256-RSA | 559eb36945beacf32c7dce759ac502041ae |
| SANs: *.pointsorcash.app, pointsorcash.app | ||||||
| CN=YR1,O=Let's Encrypt,C=US (CA) | CN=Root YR,O=ISRG,C=US | 3 Sept 2025 | 2 Sept 2028 | RSA 2048 | SHA256-RSA | a20253f15f2691c05dc1ce13b9bcca4e |
| CN=Root YR,O=ISRG,C=US (CA) | CN=ISRG Root X1,O=Internet Security Research Group,C=US | 13 May 2026 | 2 Sept 2032 | RSA 4096 | SHA256-RSA | f24b6d17f9d9ad7cb1c9fea78782699f |
Background: What to check on a remote MCP endpoint →
DNSSEC insecure
Validation of pointsorcash.app. — Not signed
| Zone | DS | Keys | Algorithms | Outcome |
|---|---|---|---|---|
| . | trust_anchor | 20326, 38696 | 8, 8 | Verified |
| app. | present | 23684 | 8 | Verified |
| pointsorcash.app. | absent | Unsigned (proven) parent-signed NSEC/NSEC3 proves an unsigned delegation |
Authentication No authorisation required
The endpoint answered without asking for a token. Anyone who knows the URL can reach it.
| Result | No authorisation required |
|---|---|
| HTTP status | 200 |
| Header | Value |
|---|---|
| strict-transport-security | max-age=63072000 |
Background: How OAuth 2.1 works in the 2026 MCP spec →
Transports 2 probes
| Transport | URL | Outcome | Status | Location |
|---|---|---|---|---|
| streamable-http | https://pointsorcash.app/mcp | Verified | 200 | |
| http (plaintext) | http://pointsorcash.app/mcp | HTTPS enforced | 308 | https://pointsorcash.app/mcp |
The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability. A tool's description is untrusted text the model reads on every call, which is what makes this list a security surface and not just an inventory: how tool poisoning works →
award_chart Award prices ~151
Typical saver award prices (one-way) by program, market and cabin from a researched table, plus known sweet spots. Use when live award search is unavailable, to shortlist programs, or to judge whether a live price is good. Prices are estimates with an as_of date; dynamic programs vary.
| Name | Type | Req | Description |
|---|---|---|---|
| cabin | string | yes | – |
| market | string | yes | us_ = from the US, eu_ = from Europe. *_north_asia = Japan/Korea/China/HK/Taiwan; eu_middle_east includes North and Central Africa; eu_africa = southern Africa |
| programs | array | yes | Program slugs to look up; empty array = all programs with a price for this market |
No output schema declared.
No examples provided.
cashback_cards Cash-back cards ~129
Earn rates for crypto-cashback and flat-cashback cards (Coinbase One Card, Gemini, Crypto.com, Fold, Robinhood Gold, Citi Double Cash, Wells Fargo Active Cash and more): rate on airfare, hotels, travel portals and everything else, fees, caps and how rewards pay out. Use when the traveler pays cash with one of these cards, to value the cash option (cash back earned) and to pass cash_back_pct to points_value.
| Name | Type | Req | Description |
|---|---|---|---|
| cards | array | yes | Card slugs or names, e.g. ["coinbase_one_card"]; empty array = all cards |
No output schema declared.
No examples provided.
lounges Lounge access ~317
Airport lounges for a journey: the lounges at each airport (origin, connections, destination) and which ones the traveler can use with their cards, plus access rules by ticket and status (business class, oneworld/Star Alliance/SkyTeam elite). Covers 214 airports, including Brussels and the main European and Asian hubs, with access by ticket, status, Priority Pass and cards by issuing country. Use it when planning the full journey, after the flights are decided or when the traveler asks about lounges. Card rules change often; the data has an as_of date and verified flags.
| Name | Type | Req | Description |
|---|---|---|---|
| airports | array | yes | IATA codes in travel order, e.g. ["SFO","SEA","HND"] |
| cards | array | yes | Lounge-relevant cards the traveler holds, as slugs. US-issued: amex_platinum, amex_business_platinum, amex_centurion_card, chase_sapphire_reserve, capital_one_venture_x, citi_strata_elite, citi_aadva… |
No output schema declared.
No examples provided.
points_value Points or cash verdict ~230
Exact cents-per-point for an award vs the cash fare, in the trip currency: (cash − award fees − what paying cash would earn) ÷ points × 100. When the award is paid by transferring bank points, pass bank + program: it applies the traveler's transfer ratio (e.g. Belgian Amex to Flying Blue is 2:1) and any active bonus, and judges the value per bank point spent. Call it for every award you compare, rather than doing the maths yourself.
| Name | Type | Req | Description |
|---|---|---|---|
| cash_back_pct | – | yes | Cash/crypto back % the traveler would earn paying cash (e.g. 4 for a 4% card). Null if unknown. |
| currency | string | yes | Currency of all prices, e.g. "EUR", "USD", "GBP". Cash fare and award fees must be in the same currency; convert first if they differ. |
| options | array | yes | – |
| points_per_unit_paying_cash | – | yes | Card points earned per dollar/euro on the cash fare (e.g. 5 for Amex Platinum on flights). Null if unknown. |
No output schema declared.
No examples provided.
transfer_options Transfer options ~342
Which of the traveler's bank points can become miles/points in a target loyalty program, at what ratio, and how many they would end up with. Based on a researched transfer-partner table (has an as_of date; ratios change and transfer bonuses are not included). Pass the traveler's balances.
| Name | Type | Req | Description |
|---|---|---|---|
| balances | array | yes | The traveler's bank point balances, e.g. [{"bank":"amex_mr","points":250000}]. amex_mr means a US-issued Amex; for an Amex issued elsewhere use the country key (amex_mr_be/_nl/_uk/_fr/_de/_es/_it/_se… |
| miles_needed | – | yes | Miles the award costs, to check whether the balances cover it; null if unknown |
| target_programs | array | yes | Program slugs, e.g. ["aeroplan","flyingblue","virginatlantic","ana","hyatt"]. Empty array = list every partner reachable from the balances. |
No output schema declared.
No examples provided.
How do I install the Points or Cash MCP server?
Points or Cash is a hosted endpoint at https://pointsorcash.app/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.
remote · pointsorcash.app
claude mcp add --transport http app-pointsorcash-points-or-cash 'https://pointsorcash.app/mcp'
What is the Points or Cash MCP server?
Points or Cash is an MCP server listed in the public MCP registry as app.pointsorcash/points-or-cash. Use points or pay cash? Cents-per-point verdicts, transfer partners, award prices, lounges. This page covers its hosted endpoint (https://pointsorcash.app/mcp).
Is the Points or Cash MCP server safe to use?
Points or Cash scores 71 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.
What tools does the Points or Cash MCP server expose?
Points or Cash exposes 5 tools: transfer_options, award_chart, points_value, cashback_cards, lounges. Their descriptions and schemas cost roughly 1,169 tokens of context every time the server is loaded.
Does the Points or Cash MCP server require authentication?
No. We connected to Points or Cash without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.
Is the Points or Cash MCP server still maintained?
Points or Cash is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.