Insuro
REMOTE · MCP.INSURO.COM.AU · SCANNED SEP 24
Free insurance vault MCP: OAuth policies, renewals, coverage Q&A, file PDFs. Global; not advice.
Available components
How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. How we score → Why this is hard to score →
Endpoint Security69
- The endpoint's TLS certificate is valid, in date, and uses a strong key. View diagnostics → Pass
- No authorisation is required to call this server. Every tool declares its destructiveHint and none is destructive, so open access doesn't expose one. See how to fix → View diagnostics → Partial
- HTTPS enforcement could not be verified: the plaintext port answered with HTTP 401, which proves neither a plaintext path nor enforcement. View diagnostics → Unverified
- The HSTS (Strict-Transport-Security) header is present. View diagnostics → Pass
- DNSSEC check failed: this domain isn't protected by DNSSEC. See how to fix → View diagnostics → Fail
Transport & Reachability100
- Verified streamable-http transport via a live MCP handshake. View diagnostics → Pass
Schema Quality & AI Usability79
- AI-judged instruction clarity (excellent).Pass
- Context-footprint check failed: tool/resource definitions use about 713 tokens (~118/item across 6 items; 6 tools + 0 resources), over budget; trim descriptions and params. See how to fix → Fail
- Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management63
- Stability observed for 19 of 30 days with no destabilising changes; credit accrues until the full window elapses.Partial
Tool Coverage100
- 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
- 100% of tool parameters carry a description.Pass
Tool Safety100
- No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.Pass
- We read all 6 captured tool definition(s), and no name or description among them implies an irreversible operation.Pass
- An AI judge read all 7 captured unit(s) of tool text and found none that tries to manipulate the model reading it.Pass
Capabilities100
- Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.Pass
How do I install the Insuro MCP server?
Insuro is a hosted endpoint at https://mcp.insuro.com.au/, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.
remote · mcp.insuro.com.au
claude mcp add --transport http au-com-insuro-insuro 'https://mcp.insuro.com.au/'
{
"mcpServers": {
"au-com-insuro-insuro": {
"url": "https://mcp.insuro.com.au/"
}
}
} {
"servers": {
"au-com-insuro-insuro": {
"type": "http",
"url": "https://mcp.insuro.com.au/"
}
}
} [mcp_servers.au-com-insuro-insuro] url = "https://mcp.insuro.com.au/"
{
"$schema": "https://opencode.ai/config.json",
"mcp": {
"au-com-insuro-insuro": {
"type": "remote",
"url": "https://mcp.insuro.com.au/",
"enabled": true
}
}
} openclaw mcp add au-com-insuro-insuro --url 'https://mcp.insuro.com.au/' --transport streamable-http
mcp_servers:
au-com-insuro-insuro:
url: "https://mcp.insuro.com.au/" {
"McpServers": {
"au-com-insuro-insuro": {
"Transport": "http",
"Url": "https://mcp.insuro.com.au/"
}
}
} assistant mcp add au-com-insuro-insuro -t streamable-http -u 'https://mcp.insuro.com.au/'
{
"mcpServers": {
"au-com-insuro-insuro": {
"type": "http",
"url": "https://mcp.insuro.com.au/"
}
}
} The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.
Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.
- 24 Sept 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 60 to 63. That category is still filling its 30-day observation window: 18 days of observed history at the previous scan, 19 at this one. The score rises as the window fills, whether or not the server changes.
- 22 Sept 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 53 to 57. That category is still filling its 30-day observation window: 16 days of observed history at the previous scan, 17 at this one. The score rises as the window fills, whether or not the server changes.
- 20 Sept 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 47 to 50. That category is still filling its 30-day observation window: 14 days of observed history at the previous scan, 15 at this one. The score rises as the window fills, whether or not the server changes.
- 18 Sept 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 40 to 43. That category is still filling its 30-day observation window: 12 days of observed history at the previous scan, 13 at this one. The score rises as the window fills, whether or not the server changes.
- 16 Sept 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 33 to 37. That category is still filling its 30-day observation window: 10 days of observed history at the previous scan, 11 at this one. The score rises as the window fills, whether or not the server changes.
- 13 Sept 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 23 to 27. That category is still filling its 30-day observation window: 7 days of observed history at the previous scan, 8 at this one. The score rises as the window fills, whether or not the server changes.
- 11 Sept 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 17 to 20. That category is still filling its 30-day observation window: 5 days of observed history at the previous scan, 6 at this one. The score rises as the window fills, whether or not the server changes.
- 9 Sept 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 10 to 13. That category is still filling its 30-day observation window: 3 days of observed history at the previous scan, 4 at this one. The score rises as the window fills, whether or not the server changes.
Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.
Captured 24 Sept 2026 · Probed https://mcp.insuro.com.au
TLS valid
Negotiated TLS 1.3 with TLS_AES_128_GCM_SHA256 .
| Subject | Issuer | Valid from | Valid until | Key | Signature | Serial |
|---|---|---|---|---|---|---|
| CN=insuro.com.au | CN=WE1,O=Google Trust Services,C=US | 30 Aug 2026 | 29 Nov 2026 | ECDSA 256 | ECDSA-SHA256 | 9097465dc99ff50b0e46792406a4d0e0 |
| SANs: insuro.com.au, *.insuro.com.au | ||||||
| CN=WE1,O=Google Trust Services,C=US (CA) | CN=GTS Root R4,O=Google Trust Services LLC,C=US | 13 Dec 2023 | 20 Feb 2029 | ECDSA 256 | ECDSA-SHA384 | 7ff31977972c224a76155d13b6d685e3 |
| CN=GTS Root R4,O=Google Trust Services LLC,C=US (CA) | CN=GlobalSign Root CA,OU=Root CA,O=GlobalSign nv-sa,C=BE | 15 Nov 2023 | 28 Jan 2028 | ECDSA 384 | SHA256-RSA | 7fe530bf331343bedd821610493d8a1b |
Background: What to check on a remote MCP endpoint →
DNSSEC insecure
Validation of mcp.insuro.com.au. — Not signed
| Zone | DS | Keys | Algorithms | Outcome |
|---|---|---|---|---|
| . | trust_anchor | 20326, 38696 | 8, 8 | Verified |
| au. | present | 26642 | 8 | Verified |
| com.au. | present | 14185 | 8 | Verified |
| insuro.com.au. | absent | Unsigned (proven) parent-signed NSEC/NSEC3 proves an unsigned delegation |
Authentication No authorisation required
The endpoint answered without asking for a token. Anyone who knows the URL can reach it.
| Result | No authorisation required |
|---|---|
| HTTP status | 200 |
| Header | Value |
|---|---|
| strict-transport-security | max-age=31536000; includeSubDomains; preload |
Background: How OAuth 2.1 works in the 2026 MCP spec →
Transports 2 probes
| Transport | URL | Outcome | Status | Location |
|---|---|---|---|---|
| streamable-http | https://mcp.insuro.com.au | Verified | 200 | |
| http (plaintext) | http://mcp.insuro.com.au | Inconclusive | 401 |
The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability. A tool's description is untrusted text the model reads on every call, which is what makes this list a security surface and not just an inventory: how tool poisoning works →
add_policy Add policy ~193
Manually create a user-entered policy in the same table as the website form. Requires insurer and type. Policy number, renewal/expiry, start date, and premium are optional. Requires vault.write. Insuro does not sell insurance or give financial advice.
| Name | Type | Req | Description |
|---|---|---|---|
| expiry | string | – | Alias for renewal_date. |
| insurer | string | yes | Insurer / provider name. |
| name | string | – | Display name. Defaults to insurer + type. |
| number | string | – | Policy number if known. |
| premium | number | – | Premium amount, optional. |
| premium_frequency | string | – | e.g. yearly, monthly. |
| renewal_date | string | – | Renewal date YYYY-MM-DD. |
| start_date | string | – | Start date YYYY-MM-DD. |
| type | string | yes | Policy type: home, auto, health, life, tpd, income_protection, travel, other (car maps to auto). |
No output schema declared.
No examples provided.
ask_coverage Ask coverage ~107
Ask a natural-language coverage question about the connected vault (same assistant as the Insuro website). Optional policy_id hint from list_policies. Returns a short answer, which policy/document was used, and a financial-advice disclaimer. Never returns PDS text or document bodies. Requires vault.read.
| Name | Type | Req | Description |
|---|---|---|---|
| policy_id | string | – | Optional policy to focus on (from list_policies). |
| question | string | yes | Natural-language coverage question, e.g. "Am I covered for flood?" |
No output schema declared.
No examples provided.
get_renewals Get renewals ~57
Policies renewing within a window. Optional input { days?: number }, default 90. Same summary fields as list_policies — no document bodies.
| Name | Type | Req | Description |
|---|---|---|---|
| days | integer | – | Look-ahead window in days. Defaults to 90. |
No output schema declared.
No examples provided.
get_vault Get vault ~59
Read-only summary of the connected Insuro vault. Returns the private @insuro.com.au vault email, the account email, how many policies are on file, and upcoming renewal dates. Does not return documents, PDS text, or policy numbers.
Input schema present but exposes no named parameters.
No output schema declared.
No examples provided.
ingest_document Ingest document ~169
File a policy PDF into the vault. Send the file as content_base64 (standard base64, optional data: URL). Same storage, inbox, and parse path as the website. Links to a matching policy when the parser can; otherwise lands in the inbox. Returns a structured summary only — never PDS text. Max decoded size 4MB (Streamable HTTP limit). Requires vault.write.
| Name | Type | Req | Description |
|---|---|---|---|
| blob | string | – | Alias for content_base64. |
| content_base64 | string | – | File bytes as standard base64. data:application/pdf;base64,... is accepted. |
| filename | string | yes | Original filename, e.g. nrma-car.pdf |
| mime_type | string | – | Defaults to application/pdf. |
| policy_id | string | – | Optional policy to link when already known. |
No output schema declared.
No examples provided.
list_policies List policies ~53
Read-only summaries of policies in the connected vault: type, insurer/provider, policy number (if present), status, and renewal/start dates. Does not return PDS text, document bodies, notes, or coverage wording.
Input schema present but exposes no named parameters.
No output schema declared.
No examples provided.
What is the Insuro MCP server?
Insuro is an MCP server listed in the public MCP registry as au.com.insuro/insuro. Free insurance vault MCP: OAuth policies, renewals, coverage Q&A, file PDFs. Global; not advice. This page covers its hosted endpoint (https://mcp.insuro.com.au).
Is the Insuro MCP server safe to use?
Insuro scores 79 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.
What tools does the Insuro MCP server expose?
Insuro exposes 6 tools: get_vault, list_policies, get_renewals, ask_coverage, ingest_document, add_policy. Their descriptions and schemas cost roughly 638 tokens of context every time the server is loaded.
Does the Insuro MCP server require authentication?
No. We connected to Insuro without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.
Is the Insuro MCP server still maintained?
Insuro is still listed as active in the MCP registry. We last reached this channel on 24 September 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.