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Pin Payments MCP by usefulapi

REMOTE · PIN-PAYMENTS.USEFULAPI.IO

Read Pin Payments charges, refunds, balances, transfers and subscriptions without moving money.

18 Trust /100

Last scanned (9 hours ago)

Scores higher than 4% of remote servers

Reachable. Last reached 5 Nov 2026.

Category Finance and Payments

Trust breakdown (7 categories)

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. How we score → Why this is hard to score →

Endpoint Security46
Transport & Reachability0
Schema Quality & AI Usability0
  • Schema not yet verified: we couldn't read the endpoint's schema, or could read only part of its tool list.Unverified
Stability & Change Management0
  • Stability not yet verified: not enough scan history yet (needs a 30-day window).Unverified
Tool Coverage0
  • Tool coverage not yet verified: we couldn't read the endpoint's tools, or could read only part of the list.Unverified
Tool Safety0
  • Tool safety not yet verified: we couldn't read the endpoint's tools, or could read only part of the list.Unverified
Capabilities0
  • Capabilities not yet verified: we couldn't read the endpoint's capabilities.Unverified

Unverified: 5 categories

Categories scored 0 because we could not verify them: authentication we do not have, an unreachable endpoint, or not enough scan history. We only credit what we can confirm.

What we tested

Checks we ran (4)

  • TLS certificate
  • HSTS header
  • DNSSEC
  • Transport

Checks we could not complete (7)

These are gaps on our side, not findings about this hosted endpoint. We only credit what we can confirm, so a category made up entirely of them scores 0.

  • Authorization in Endpoint SecurityAuthorisation not yet verified: we couldn't confirm whether this endpoint requires it.
  • HTTPS in Endpoint SecurityHTTPS enforcement could not be verified: the plaintext port redirected somewhere other than https, so enforcement is unproven.
  • Schema quality in Schema Quality & AI Usability (scores 0 for this)Schema not yet verified: we couldn't read the endpoint's schema, or could read only part of its tool list.
  • Stability in Stability & Change Management (scores 0 for this)Stability not yet verified: not enough scan history yet (needs a 30-day window).
  • Tool coverage in Tool Coverage (scores 0 for this)Tool coverage not yet verified: we couldn't read the endpoint's tools, or could read only part of the list.
  • Tool safety in Tool Safety (scores 0 for this)Tool safety not yet verified: we couldn't read the endpoint's tools, or could read only part of the list.
  • Capabilities in Capabilities (scores 0 for this)Capabilities not yet verified: we couldn't read the endpoint's capabilities.

Does not apply to this hosted endpoint (2)

  • Supply Chain SecurityScored on package channels only. This is a hosted endpoint, so there is nothing to install or inspect.
  • Provenance & TransparencyScored on package channels only. This is a hosted endpoint, so there is nothing to install or inspect.

The score does not measure everything. What the score does not measure →

Changelog

Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.

  • 1 Nov 26 −46
    • Endpoint reachability: reachable → not serving MCP ▼ security
    • Tool safety: pass → unverified ▼ security
    • Authorization: pass → unverified ▼ security
    • Stability: 0.03 → unverified ▼ security
    • Schema quality: 100 → unverified ▼ functional
    • Capabilities: pass → unverified ▼ functional
    • Tool coverage: 100 → unverified ▼ functional
  • 31 Oct 26 +3
    • Authorization: partial → pass ▲ security
    • Stability: unverified → 0.03 ▲ functional
    • MCP protocol: fail → pass ▲ functional
    • New prompt “check_available_and_pending_balances” functional
    • New prompt “inspect_a_subscription_and_its_ledger” functional
    • New prompt “reconcile_a_transfer_with_its_ledger_entries” functional
    • New prompt “review_charges_and_their_refunds” functional
    • New prompt “review_disputes_and_their_activity” functional
    • MCP protocol version: 2025-06-18 → 2025-11-25 functional
    • Server version: 1.2.0 → 1.4.0 functional
    • Server version: 1.1.0 → 1.2.0 functional
    • Server version: 1.0.2 → 1.1.0 functional
  • 30 Oct 26 61

    First indexed and scored.

Diagnostics

Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.

Captured 5 Nov 2026 · Probed https://pin-payments.usefulapi.io/mcp

TLS valid

Negotiated TLS 1.3 with TLS_AES_128_GCM_SHA256 .

Subject Issuer Valid from Valid until Key Signature Serial
CN=usefulapi.io CN=WE1,O=Google Trust Services,C=US 13 Sept 2026 12 Dec 2026 ECDSA 256 ECDSA-SHA256 d9be3287b0fde9630e825ba1f79bff3f
SANs: usefulapi.io, *.usefulapi.io
CN=WE1,O=Google Trust Services,C=US (CA) CN=GTS Root R4,O=Google Trust Services LLC,C=US 13 Dec 2023 20 Feb 2029 ECDSA 256 ECDSA-SHA384 7ff31977972c224a76155d13b6d685e3
CN=GTS Root R4,O=Google Trust Services LLC,C=US (CA) CN=GlobalSign Root CA,OU=Root CA,O=GlobalSign nv-sa,C=BE 15 Nov 2023 28 Jan 2028 ECDSA 384 SHA256-RSA 7fe530bf331343bedd821610493d8a1b

Background: What to check on a remote MCP endpoint →

DNSSEC insecure

Validation of pin-payments.usefulapi.io. — Not signed

Zone DS Keys Algorithms Outcome
. Trust anchor 20326, 38696 8, 8 Verified
io. DS published 38690 8 Verified
usefulapi.io. No DS Unsigned (proven) parent-signed NSEC/NSEC3 proves an unsigned delegation
Authentication Inconclusive

We could not reach the endpoint well enough to judge its authorisation posture.

Result Inconclusive
HTTP status 302

Background: How OAuth 2.1 works in the 2026 MCP spec →

Transports 2 probes
Transport URL Outcome Status Location
streamable-http https://pin-payments.usefulapi.io/mcp Redirected 302 https://usefulapi.io/pin-payments/
http (plaintext) http://pin-payments.usefulapi.io/mcp Inconclusive 302 http://pin-payments.usefulapi.io/mcp
MCP tools · 35 exposed · ~2,685 tokens

The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability. A tool's description is untrusted text the model reads on every call, which is what makes this list a security surface and not just an inventory: how tool poisoning works →

Tool Tokens
pinpayments_get_authorisation ~60

One authorisation by token (auth_...). GET /authorisations/{token}.

NameTypeReqDescription
authorisation_tokenstringyesAuthorisation token, e.g. auth_NRzYklT8z3p0yiozsXEAIg.

No output schema declared.

No examples provided.

pinpayments_get_balance ~57

The current Pin Payments account balance: available (ready to transfer) and pending (available plus estimated funds from charges that have not settled yet), per currency, in the currency's base unit (cents for AUD). GET /balance.

Input schema present but exposes no named parameters.

No output schema declared.

No examples provided.

pinpayments_get_charge ~67

One charge by token (ch_...), with fees, refunds total, settlement transfer state and chargeback flag. GET /charges/{token}.

NameTypeReqDescription
charge_tokenstringyesCharge token, e.g. ch_lfUYEBK14zotCTykezJkfg.

No output schema declared.

No examples provided.

pinpayments_get_customer ~55

One customer by token (cus_...). GET /customers/{token}.

NameTypeReqDescription
customer_tokenstringyesCustomer token, e.g. cus_XZg1ULpWaROQCOT5PdwLkQ.

No output schema declared.

No examples provided.

pinpayments_get_deposit ~57

One deposit by token (dpo_...). GET /deposits/{token}.

NameTypeReqDescription
deposit_tokenstringyesDeposit token, e.g. dpo_Ts3YECK14zotCTykezRspu.

No output schema declared.

No examples provided.

pinpayments_get_dispute ~61

One dispute by token (dis_...). GET /disputes/{token}.

NameTypeReqDescription
dispute_tokenstringyesDispute token, e.g. dis_JRs6Xgk4jMyF33yGijQ7Nw.

No output schema declared.

No examples provided.

pinpayments_get_dispute_activity ~58

The activity feed of one dispute (status changes, ledger entries such as chargeback fees and recoveries). GET /disputes/{token}/activity.

NameTypeReqDescription
dispute_tokenstringyesDispute token (dis_...).

No output schema declared.

No examples provided.

pinpayments_get_event ~54

One event by token (evt_...). GET /events/{token}.

NameTypeReqDescription
event_tokenstringyesEvent token, e.g. evt_12K4fafROQsdI5PdwLkX.

No output schema declared.

No examples provided.

pinpayments_get_plan ~55

One plan by token (plan_...). GET /plans/{token}.

NameTypeReqDescription
plan_tokenstringyesPlan token, e.g. plan_ZyDee4HNeUHFHC4SpM2idg.

No output schema declared.

No examples provided.

pinpayments_get_recipient ~55

One recipient by token (rp_...). GET /recipients/{token}.

NameTypeReqDescription
recipient_tokenstringyesRecipient token, e.g. rp_a98a4fafROQCOT5PdwLkQ.

No output schema declared.

No examples provided.

pinpayments_get_refund ~56

One refund by token (rf_...). GET /refunds/{token}.

NameTypeReqDescription
refund_tokenstringyesRefund token, e.g. rf_ERCQy--Ay6o-NKGiUVcKKA.

No output schema declared.

No examples provided.

pinpayments_get_subscription ~56

One subscription by token (sub_...). GET /subscriptions/{token}.

NameTypeReqDescription
subscription_tokenstringyesSubscription token, e.g. sub_bZWXhTzHooKpk9FZjQfzqQ.

No output schema declared.

No examples provided.

pinpayments_get_subscription_ledger ~78

The ledger entries (credits and debits) of one subscription. GET /subscriptions/{token}/ledger.

NameTypeReqDescription
pageinteger–Page number, from 1 (default 1); 25 results per page. Pass the previous reply's next_page.
subscription_tokenstringyesSubscription token (sub_...).

No output schema declared.

No examples provided.

pinpayments_get_transfer ~56

One transfer by token (tfer_...). GET /transfers/{token}.

NameTypeReqDescription
transfer_tokenstringyesTransfer token, e.g. tfer_lfUYEBK14zotCTykezJkfg.

No output schema declared.

No examples provided.

pinpayments_list_authorisations ~78

List card authorisations (held funds, not yet captured; they expire after seven days) with amount, amount_captured, amount_remaining and expired flags. GET /authorisations.

NameTypeReqDescription
pageinteger–Page number, from 1 (default 1); 25 results per page. Pass the previous reply's next_page.

No output schema declared.

No examples provided.

pinpayments_list_charge_refunds ~73

All refunds issued against one charge. GET /charges/{token}/refunds.

NameTypeReqDescription
charge_tokenstringyesCharge token (ch_...).
pageinteger–Page number, from 1 (default 1); 25 results per page. Pass the previous reply's next_page.

No output schema declared.

No examples provided.

pinpayments_list_charges ~120

List charges (card payments), 25 per page: amount (in the currency's base unit, e.g. cents for AUD), currency, description, payer email, status_message/success, total_fees, merchant_entitlement, amount_refunded, captured, settlement transfers, chargebacks flag, metadata. The card is shown only as scheme and last four digits. GET /charges.

NameTypeReqDescription
pageinteger–Page number, from 1 (default 1); 25 results per page. Pass the previous reply's next_page.

No output schema declared.

No examples provided.

pinpayments_list_customer_cards ~90

Cards stored for one customer, each shown only as scheme, last four digits and issuing country (no token, expiry or address). GET /customers/{token}/cards.

NameTypeReqDescription
customer_tokenstringyesCustomer token (cus_...).
pageinteger–Page number, from 1 (default 1); 25 results per page. Pass the previous reply's next_page.

No output schema declared.

No examples provided.

pinpayments_list_customer_charges ~71

Charges made by one customer. GET /customers/{token}/charges.

NameTypeReqDescription
customer_tokenstringyesCustomer token (cus_...).
pageinteger–Page number, from 1 (default 1); 25 results per page. Pass the previous reply's next_page.

No output schema declared.

No examples provided.

pinpayments_list_customer_subscriptions ~85

Subscriptions of one customer: state, plan, next billing date, active interval, cancellation time. GET /customers/{token}/subscriptions.

NameTypeReqDescription
customer_tokenstringyesCustomer token (cus_...).
pageinteger–Page number, from 1 (default 1); 25 results per page. Pass the previous reply's next_page.

No output schema declared.

No examples provided.

pinpayments_list_customers ~82

List stored customers, 25 per page: token, email, first_name, last_name, phone_number, company, notes and the primary card as scheme and last four digits. GET /customers.

NameTypeReqDescription
pageinteger–Page number, from 1 (default 1); 25 results per page. Pass the previous reply's next_page.

No output schema declared.

No examples provided.

pinpayments_list_deposits ~66

List deposits made to the account (amount, currency, bank narration, available_at). GET /deposits.

NameTypeReqDescription
pageinteger–Page number, from 1 (default 1); 25 results per page. Pass the previous reply's next_page.

No output schema declared.

No examples provided.

pinpayments_list_disputes ~94

List chargeback disputes: category, status, amount, the disputed charge, evidence_required_by and the relevant evidence types. GET /disputes.

NameTypeReqDescription
directionstring–Sort direction (default asc).
pageinteger–Page number, from 1 (default 1); 25 results per page. Pass the previous reply's next_page.
sortstring–Sort field.

No output schema declared.

No examples provided.

pinpayments_list_events ~72

The account's event log (charge.captured, refund.created, dispute.updated, ...), each with the affected record (cards masked). GET /events.

NameTypeReqDescription
pageinteger–Page number, from 1 (default 1); 25 results per page. Pass the previous reply's next_page.

No output schema declared.

No examples provided.

pinpayments_list_plan_subscriptions ~71

Subscriptions to one plan. GET /plans/{token}/subscriptions.

NameTypeReqDescription
pageinteger–Page number, from 1 (default 1); 25 results per page. Pass the previous reply's next_page.
plan_tokenstringyesPlan token (plan_...).

No output schema declared.

No examples provided.

pinpayments_list_plans ~68

List subscription plans: name, amount, currency, interval, trial and setup amounts, subscription counts by state. GET /plans.

NameTypeReqDescription
pageinteger–Page number, from 1 (default 1); 25 results per page. Pass the previous reply's next_page.

No output schema declared.

No examples provided.

pinpayments_list_recipient_transfers ~74

Transfers paid to one recipient. GET /recipients/{token}/transfers.

NameTypeReqDescription
pageinteger–Page number, from 1 (default 1); 25 results per page. Pass the previous reply's next_page.
recipient_tokenstringyesRecipient token (rp_...).

No output schema declared.

No examples provided.

pinpayments_list_recipients ~60

List transfer recipients (name, email, masked bank account). GET /recipients.

NameTypeReqDescription
pageinteger–Page number, from 1 (default 1); 25 results per page. Pass the previous reply's next_page.

No output schema declared.

No examples provided.

pinpayments_list_refunds ~79

List all refunds, 25 per page: amount (in the currency's base unit), currency, charge token, status_message, error_message, created_at. GET /refunds.

NameTypeReqDescription
pageinteger–Page number, from 1 (default 1); 25 results per page. Pass the previous reply's next_page.

No output schema declared.

No examples provided.

pinpayments_list_subscriptions ~75

List all subscriptions: state (trial, active, cancelling, cancelled), plan, customer, next_billing_date, active interval, cancelled_at. GET /subscriptions.

NameTypeReqDescription
pageinteger–Page number, from 1 (default 1); 25 results per page. Pass the previous reply's next_page.

No output schema declared.

No examples provided.

pinpayments_list_transfer_line_items ~89

The ledger line items that make up one transfer (charge entitlements, fees, refunds, chargebacks). GET /transfers/{token}/line_items.

NameTypeReqDescription
pageinteger–Page number, from 1 (default 1); 25 results per page. Pass the previous reply's next_page.
transfer_tokenstringyesTransfer token (tfer_...).

No output schema declared.

No examples provided.

pinpayments_list_transfers ~88

List transfers (payouts to bank accounts), 25 per page: status, amount, debits/credits, paid_at, reference, line item count, bank account (masked) and recipient. GET /transfers.

NameTypeReqDescription
pageinteger–Page number, from 1 (default 1); 25 results per page. Pass the previous reply's next_page.

No output schema declared.

No examples provided.

pinpayments_search_charges ~158

Search charges by free text (description, email, metadata, cardholder name, currency, exact amount in the currency's base unit, exact charge/card/refund/customer token) and/or a created-date range. GET /charges/search.

NameTypeReqDescription
directionstring–Sort direction (default asc).
end_datestring–Created before this date, yyyy-mm-dd.
pageinteger–Page number, from 1 (default 1); 25 results per page. Pass the previous reply's next_page.
querystring–Text to match.
sortstring–Sort field (default created_at).
start_datestring–Created on or after this date, yyyy-mm-dd.

No output schema declared.

No examples provided.

pinpayments_search_disputes ~125

Search disputes by status or exact charge token, optionally filtered by status. GET /disputes/search.

NameTypeReqDescription
directionstring–Sort direction (default asc).
pageinteger–Page number, from 1 (default 1); 25 results per page. Pass the previous reply's next_page.
querystring–Text to match (status, or an exact charge token); at least 3 characters.
sortstring–Sort field.
statusstring–Dispute status, e.g. evidence_required.

No output schema declared.

No examples provided.

pinpayments_search_transfers ~142

Search transfers by token, description, amount or recipient details and/or a created-date range. GET /transfers/search.

NameTypeReqDescription
directionstring–Sort direction (default asc).
end_datestring–Created before this date, yyyy-mm-dd.
pageinteger–Page number, from 1 (default 1); 25 results per page. Pass the previous reply's next_page.
querystring–Text to match.
sortstring–Sort field (the only option is paid_at, also the default).
start_datestring–Created on or after this date, yyyy-mm-dd.

No output schema declared.

No examples provided.

Install

How do I install the Pin Payments MCP by usefulapi server?

Pin Payments MCP by usefulapi is a hosted endpoint at https://pin-payments.usefulapi.io/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

remote · pin-payments.usefulapi.io

# add to Claude Code
claude mcp add --transport http io-usefulapi-pin-payments 'https://pin-payments.usefulapi.io/mcp'
Common questions

What is the Pin Payments MCP by usefulapi server?

Pin Payments MCP by usefulapi is listed in the public MCP registry as io.usefulapi/pin-payments. Read Pin Payments charges, refunds, balances, transfers and subscriptions without moving money. This page covers its hosted endpoint (https://pin-payments.usefulapi.io/mcp).

Is the Pin Payments MCP by usefulapi server safe to use?

Pin Payments MCP by usefulapi scores 18 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

What tools does the Pin Payments MCP by usefulapi server expose?

Pin Payments MCP by usefulapi exposes 35 tools: pinpayments_get_balance, pinpayments_list_charges, pinpayments_search_charges, pinpayments_get_charge, pinpayments_list_charge_refunds, and 30 more. Their descriptions and schemas cost roughly 2,685 tokens of context every time the server is loaded.

Does the Pin Payments MCP by usefulapi server require authentication?

Its publisher declares no required credentials for Pin Payments MCP by usefulapi. We have not been able to confirm that against the live endpoint, and a server can require authorisation without declaring it here.

Is the Pin Payments MCP by usefulapi server still maintained?

Pin Payments MCP by usefulapi is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.

What did VerifyMCP test on the Pin Payments MCP by usefulapi server?

VerifyMCP ran 4 checks on Pin Payments MCP by usefulapi, covering TLS certificate, HSTS header, DNSSEC and Transport. 7 items could not be completed, a gap on our side rather than a finding about Pin Payments MCP by usefulapi: Authorization, HTTPS, Schema quality, Stability and 3 more. 5 categories score 0 for that reason, because we only credit what we can confirm. Supply Chain Security and Provenance & Transparency do not apply to a hosted endpoint, so they were not tested. The score does not measure everything, and the scoring documentation lists what it leaves out.