io.github.gabrielmahia/mkopo-mcp
PYPI · MKOPO-MCP · SCANNED SEP 20
💳 mkopo-mcp — Alternative Credit Scoring MCP Server
Available components
How this component scores in each security and reliability category. Every signal is checked automatically from public evidence about the published package, including repeated runs of it in an isolated sandbox, and we only credit what we can confirm. How we score → Why this is hard to score →
Supply Chain Security50
- Malware scan not yet available for this package.Unverified
- No known CVEs affecting this package version or its production dependencies.Pass
- Runs setuptools.build_meta at install time, a recognised native-build step with no shell scripting around it. View diagnostics → Pass
- 1 of 15 dependencies flagged as unhealthy. View diagnostics → Partial
Provenance & Transparency48
- Source repository is publicly reachable at the declared URL. View diagnostics → Pass
- Provenance check failed: no build-provenance attestation is published. See how to fix → View diagnostics → Fail
- Clear OSI-approved license (MIT).Pass
- Actively maintained (last published 63 days ago).Pass
- Publishes a security disclosure policy (SECURITY.md).Pass
Schema Quality & AI Usability66
- AI-judged instruction clarity (good).Pass
- Context-footprint check failed: tool/resource definitions use about 931 tokens (~186/item across 5 items; 5 tools + 0 resources), over budget; trim descriptions and params. See how to fix → Fail
- Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management83
- Stability observed for 25 of 30 days with no destabilising changes; credit accrues until the full window elapses.Partial
Tool Coverage100
- 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
- 100% of tool parameters carry a description.Pass
- Structured output schemas are declared (100% of tools); any adoption earns full credit.Pass
Tool Safety100
- No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.Pass
- We read all 5 captured tool definition(s), and no name or description among them implies an irreversible operation.Pass
- An AI judge read all 6 captured unit(s) of tool text and found none that tries to manipulate the model reading it.Pass
Capabilities100
- Implements a current MCP spec version (2026-07-28).Pass
How do I install the io.github.gabrielmahia/mkopo-mcp server?
io.github.gabrielmahia/mkopo-mcp runs locally as a PyPI package, launched with uvx mkopo-mcp. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.
pypi · mkopo-mcp
claude mcp add gabrielmahia-mkopo-mcp -- uvx mkopo-mcp
{
"mcpServers": {
"gabrielmahia-mkopo-mcp": {
"command": "uvx",
"args": [
"mkopo-mcp"
]
}
}
} {
"servers": {
"gabrielmahia-mkopo-mcp": {
"command": "uvx",
"args": [
"mkopo-mcp"
]
}
}
} codex mcp add gabrielmahia-mkopo-mcp -- uvx mkopo-mcp
{
"$schema": "https://opencode.ai/config.json",
"mcp": {
"gabrielmahia-mkopo-mcp": {
"type": "local",
"command": [
"uvx",
"mkopo-mcp"
],
"enabled": true
}
}
} openclaw mcp add gabrielmahia-mkopo-mcp --command uvx --arg mkopo-mcp
mcp_servers:
gabrielmahia-mkopo-mcp:
command: "uvx"
args: ["mkopo-mcp"] {
"McpServers": {
"gabrielmahia-mkopo-mcp": {
"Transport": "stdio",
"Command": "uvx",
"Arguments": [
"mkopo-mcp"
]
}
}
} assistant mcp add gabrielmahia-mkopo-mcp -t stdio -c uvx -a mkopo-mcp
{
"mcpServers": {
"gabrielmahia-mkopo-mcp": {
"command": "uvx",
"args": [
"mkopo-mcp"
]
}
}
} Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.
- 19 Sept 26 −2
- Stability: pass → 0.80 functional
- 18 Sept 26 −15
- Malware scan: pass → unverified ▼ security
- Stability: 0.97 → pass security
- 16 Sept 26 +16
- Malware scan: unverified → pass ▲ security
- 14 Sept 26 −14
- Malware scan: pass → unverified ▼ security
- 12 Sept 26 +13
- Malware scan: unverified → pass ▲ security
- Stability: pass → 0.80 functional
- 11 Sept 26 0
- Stability: 0.97 → pass security
- 10 Sept 26 −15
- Malware scan: pass → unverified ▼ security
- 9 Sept 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 90 to 93. That category is still filling its 30-day observation window: 27 days of observed history at the previous scan, 28 at this one. The score rises as the window fills, whether or not the server changes.
Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.
Captured 20 Sept 2026 · Analysed pypi/mkopo-mcp@0.1.3
Provenance No attestation
The registry publishes no build provenance for this version, so there is nothing to verify.
| Result | No attestation |
|---|---|
| Ecosystem | pypi |
Background: How many MCP packages publish verified provenance →
Install scripts 1 script
| Hook | Tier | Command |
|---|---|---|
| build_backend | allowlisted | setuptools.build_meta |
Background: Why install scripts are a supply-chain risk →
Dependencies 15 packages
| Packages resolved | 15 |
|---|---|
| Stale | 1 |
| Tree resolution | Complete |
Background: SBOMs and build attestations, explained →
The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability. A tool's description is untrusted text the model reads on every call, which is what makes this list a security surface and not just an inventory: how tool poisoning works →
alternative_credit_score Alternative Credit Score ~261
Estimate an alternative credit score from M-PESA behavioural signals. Western parallel: FICO score / Nova Credit for immigrants with no US history. Inputs are self-reported for demo purposes — a real implementation would connect to licensed M-PESA data-sharing APIs with customer consent. DEMO — not a real credit bureau product.
| Name | Type | Req | Description |
|---|---|---|---|
| has_fuliza_debt | boolean | yes | Currently has unpaid Fuliza (Safaricom overdraft) balance |
| has_loan_default_history | boolean | yes | Has defaulted on any previous loan (M-Shwari, KCB, bank, chama) |
| has_multiple_income_streams | boolean | yes | Receives income from more than one source (multiple employers, business + salary) |
| has_regular_income_deposits | boolean | yes | Receives regular deposits (salary, business income) at least twice monthly |
| has_savings_behaviour | boolean | yes | Makes regular small savings (M-Shwari, chama, SACCO, KCB M-PESA) |
| months_as_mpesa_user | integer | yes | How many months the person has used M-PESA (0-240) |
| pays_utilities_on_time | boolean | yes | Has paid KPLC or water bills via M-PESA in past 6 months |
Structured output declared, but exposes no named fields.
No examples provided.
credit_improvement_tips Credit Improvement Tips ~112
Generate actionable credit improvement tips personalised to the user's situation. Western parallel: Credit Karma improvement recommendations. DEMO educational content.
| Name | Type | Req | Description |
|---|---|---|---|
| current_tier | string | yes | Current credit tier: PRIME, NEAR_PRIME, SUBPRIME, THIN_FILE |
| has_crb_listing | boolean | yes | Has CRB adverse listing |
| has_fuliza_debt | boolean | yes | Has unpaid Fuliza balance |
| months_saving | integer | yes | Months of consistent savings history (0-60) |
Structured output declared, but exposes no named fields.
No examples provided.
credit_report_summary Credit Report Summary ~171
Generate a structured credit report summary — the document a loan officer would review. Western parallel: Experian or Equifax credit report. DEMO — not a real CRB product.
| Name | Type | Req | Description |
|---|---|---|---|
| employment_type | string | yes | Employment type: formal_employed, self_employed, casual_labour, farmer, gig_worker, unemployed |
| existing_loans_count | integer | yes | Number of active loans (digital, bank, chama, SACCO) |
| full_name | string | yes | Applicant full name (for report header only) |
| has_crb_listing | boolean | yes | Has been listed with a Kenya Credit Reference Bureau (CRB) |
| id_number | string | yes | National ID number (used as report reference — not stored) |
| monthly_income_kes | integer | yes | Declared monthly income in KES |
Structured output declared, but exposes no named fields.
No examples provided.
loan_eligibility Loan Eligibility ~127
Estimate loan eligibility across Kenya lender types. Western parallel: LendingTree loan comparison, Bankrate. DEMO — not actual loan offers.
| Name | Type | Req | Description |
|---|---|---|---|
| credit_tier | string | yes | Credit tier from alternative_credit_score: PRIME, NEAR_PRIME, SUBPRIME, THIN_FILE |
| loan_purpose | string | yes | Loan purpose: business_working_capital, home_improvement, education, emergency, agriculture, equipment |
| monthly_income_kes | integer | yes | Monthly income in KES |
| requested_amount_kes | integer | yes | Requested loan amount in KES |
Structured output declared, but exposes no named fields.
No examples provided.
mpesa_creditworthiness Mpesa Creditworthiness ~185
Analyse M-PESA transaction patterns to assess creditworthiness. Takes simplified transaction summary inputs (no raw transaction data). Western parallel: Plaid income verification, Finicity, Experian Boost. DEMO — requires informed customer consent in production.
| Name | Type | Req | Description |
|---|---|---|---|
| avg_monthly_inflow_kes | integer | yes | Average monthly M-PESA inflows (deposits received) in KES |
| avg_monthly_outflow_kes | integer | yes | Average monthly M-PESA outflows (payments made) in KES |
| fuliza_usage_kes | integer | yes | Average monthly Fuliza (overdraft) usage in KES (0 if none) |
| has_business_paybill | boolean | yes | Receives payments to a business Paybill or Till number |
| months_analysed | integer | yes | Number of months of M-PESA history available (1-24) |
Structured output declared, but exposes no named fields.
No examples provided.
What is the io.github.gabrielmahia/mkopo-mcp server?
io.github.gabrielmahia/mkopo-mcp is listed in the public MCP registry as io.github.gabrielmahia/mkopo-mcp. 💳 mkopo-mcp, Alternative Credit Scoring MCP Server. This page covers its PyPI package (mkopo-mcp).
Is the io.github.gabrielmahia/mkopo-mcp server safe to use?
io.github.gabrielmahia/mkopo-mcp scores 66 out of 100 on VerifyMCP. We found no known CVEs affecting it as of 20 September 2026. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.
What tools does the io.github.gabrielmahia/mkopo-mcp server expose?
io.github.gabrielmahia/mkopo-mcp exposes 5 tools: alternative_credit_score, mpesa_creditworthiness, credit_report_summary, loan_eligibility, credit_improvement_tips. Their descriptions and schemas cost roughly 856 tokens of context every time the server is loaded.
Is the io.github.gabrielmahia/mkopo-mcp server still maintained?
io.github.gabrielmahia/mkopo-mcp is still listed as active in the MCP registry. We last reached this channel on 20 September 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.
What licence is the io.github.gabrielmahia/mkopo-mcp server under?
io.github.gabrielmahia/mkopo-mcp declares the MIT licence, which is OSI-approved. That covers the source only, and says nothing about the cost of any service it calls.