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FeeFighter

REMOTE · FEE-FIGHTER.MAGICTEAMS.AI

Audit junk fees, project annual costs and draft dispute letters. Free.

+3 this week 77 Trust /100

Last scanned (17 hours ago)

Scores higher than 74% of remote servers

Reachable. Last reached 23 Oct 2026.

Category Finance and Payments

Trust breakdown (7 categories)

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. How we score → Why this is hard to score →

Endpoint Security74
Transport & Reachability100
Schema Quality & AI Usability72
  • AI-judged instruction clarity (excellent).Pass
  • Context-footprint check failed: tool/resource definitions use about 771 tokens (~192/item across 4 items; 4 tools + 0 resources), over budget; trim descriptions and params. See how to fix → Fail
  • Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management48
  • Stability check failed: schema churn in the 19 days we've observed: 0 tool removals, 1 breaking changes, 0 auth/transport breaks, 0 additions. See how to fix → Fail
Tool Coverage100
  • 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
  • 100% of tool parameters carry a description.Pass
  • Structured output schemas are declared (100% of tools); any adoption earns full credit.Pass
Tool Safety100
  • No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.Pass
  • We read all 4 captured tool definition(s), and no name or description among them implies an irreversible operation.Pass
  • An AI judge read all 5 captured unit(s) of tool text and found none that tries to manipulate the model reading it.Pass
Capabilities100
  • Implements a current MCP spec version (2026-07-28).Pass
Changelog

Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.

  • 22 Oct 26 +1

    No change was recorded against any check on this day. Stability & Change Management went from 41 to 44.

  • 20 Oct 26 +1

    No change was recorded against any check on this day. Stability & Change Management went from 34 to 38.

  • 18 Oct 26 +1

    No change was recorded against any check on this day. Stability & Change Management went from 28 to 31.

  • 15 Oct 26 +1

    No change was recorded against any check on this day. Stability & Change Management went from 18 to 21.

  • 13 Oct 26 +1

    No change was recorded against any check on this day. Stability & Change Management went from 11 to 14.

  • 12 Oct 26 +1
    • Tool “annual_cost” rewrote its description, which is the text the model reads security
  • 10 Oct 26 −1
    • Stability: 0.07 → fail ▼ security
    • A breaking change shipped without a version bump: still 1.0.0 ▼ security
    • Tool “annual_cost” rewrote its description, which is the text the model reads security
    • Tool “audit_fees” rewrote its description, which is the text the model reads security
    • Tool “benchmark_fees” rewrote its description, which is the text the model reads security
    • Tool “dispute_letter” rewrote its description, which is the text the model reads security
    • Schema quality: pass → fail ▼ functional
    • “annual_cost” changed the type of “years”: number → integer ▼ functional
    • Tool coverage: 92% → 100% ▲ functional
    • First check of Tool coverage: 100 functional
    • Schema quality: good → excellent functional
    • “annual_cost” reworded the description of “fees” cosmetic
    • “annual_cost” reworded the description of “years” cosmetic
    • “audit_fees” reworded the description of “fees” cosmetic
    • “benchmark_fees” reworded the description of “category” cosmetic
    • “dispute_letter” reworded the description of “account_reference” cosmetic
    • “dispute_letter” reworded the description of “amount” cosmetic
    • “dispute_letter” reworded the description of “company” cosmetic
    • “dispute_letter” reworded the description of “date_charged” cosmetic
    • “dispute_letter” reworded the description of “fee_name” cosmetic
    • “dispute_letter” reworded the description of “reason” cosmetic
    • “dispute_letter” reworded the description of “requested_action” cosmetic
    • “dispute_letter” reworded the description of “your_name” cosmetic
  • 6 Oct 26 +1
    • Stability: unverified → 0.07 ▲ functional
Diagnostics

Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.

Captured 23 Oct 2026 · Probed https://fee-fighter.magicteams.ai/mcp

TLS valid

Negotiated TLS 1.3 with TLS_AES_128_GCM_SHA256 .

Subject Issuer Valid from Valid until Key Signature Serial
CN=magicteams.ai CN=WE1,O=Google Trust Services,C=US 4 Oct 2026 2 Jan 2027 ECDSA 256 ECDSA-SHA256 6b121b5470767cdc13e75d84fb32831c
SANs: magicteams.ai, fee-fighter.magicteams.ai, *.fee-fighter.magicteams.ai
CN=WE1,O=Google Trust Services,C=US (CA) CN=GTS Root R4,O=Google Trust Services LLC,C=US 13 Dec 2023 20 Feb 2029 ECDSA 256 ECDSA-SHA384 7ff31977972c224a76155d13b6d685e3
CN=GTS Root R4,O=Google Trust Services LLC,C=US (CA) CN=GlobalSign Root CA,OU=Root CA,O=GlobalSign nv-sa,C=BE 15 Nov 2023 28 Jan 2028 ECDSA 384 SHA256-RSA 7fe530bf331343bedd821610493d8a1b

Background: What to check on a remote MCP endpoint →

DNSSEC insecure

Validation of fee-fighter.magicteams.ai. — Not signed

Zone DS Keys Algorithms Outcome
. trust_anchor 20326, 38696 8, 8 Verified
ai. present 3799 8 Verified
magicteams.ai. absent Unsigned (proven) parent-signed NSEC/NSEC3 proves an unsigned delegation
Authentication No authorisation required

The endpoint answered without asking for a token. Anyone who knows the URL can reach it.

Result No authorisation required
HTTP status 200

Background: How OAuth 2.1 works in the 2026 MCP spec →

Transports 2 probes
Transport URL Outcome Status Location
streamable-http https://fee-fighter.magicteams.ai/mcp Verified 200
http (plaintext) http://fee-fighter.magicteams.ai/mcp HTTPS enforced 301 https://fee-fighter.magicteams.ai/mcp
MCP tools · 4 exposed · ~708 tokens

The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability. A tool's description is untrusted text the model reads on every call, which is what makes this list a security surface and not just an inventory: how tool poisoning works →

Tool Tokens
annual_cost ~143

Project the cumulative cost of a fee list over 1-30 years by straight multiplication of each recurring fee's annualized amount, with one-time fees counted once (no compounding or inflation), with a per-fee breakdown. Use for 'what will these cost me over N years'. It does not flag fees: use audit_fees to find problem charges, benchmark_fees for typical ranges.

NameTypeReqDescription
feesarrayyesNon-empty list of fees to project, each {name, amount, frequency, category?}; category is accepted but not used here
yearsinteger–Number of years to project, integer 1-30; default 1
NameTypeReqDescription
cumulative_totalnumberyesSum of all per-fee cumulative amounts, USD
notestringyesMethod note: recurring fees multiplied by years, one-time fees counted once, no compounding
per_feearrayyesPer-fee projection, in input order
yearsintegeryesNumber of years projected (1-30)

No examples provided.

audit_fees ~110

Audit a list of fees: annualize each one (monthly x12), total the yearly cost and monthly average, and flag charges above the typical US range for their category, duplicate names and one-time fees of $30+ worth disputing. Use when the user lists fees to review. For a multi-year projection use annual_cost; for typical ranges alone use benchmark_fees.

NameTypeReqDescription
feesarrayyesNon-empty list of fees to audit, each {name, amount, frequency, category?}
NameTypeReqDescription
currencystringyesCurrency of all amounts; always USD
feesarrayyesOne audited row per input fee, in input order
flagged_countintegeryesNumber of fees with at least one flag
notestringyesPlain-language summary of the audit result; lists any unknown category keys that were ignored
total_annualnumberyesSum of all annualized fees, USD
total_monthly_averagenumberyestotal_annual divided by 12, USD

No examples provided.

benchmark_fees ~178

Look up typical US consumer fee ranges (min/max per charge, USD) for one category such as bank_overdraft, or the full 14-category table when category is omitted. Use to answer 'is this fee normal?' questions. To check a user's own list of fees against these ranges, use audit_fees.

NameTypeReqDescription
categorystring–Category key (case-insensitive; spaces/hyphens become underscores), one of: bank_overdraft, bank_monthly_maintenance, atm_out_of_network, late_payment, gym_membership_monthly, streaming_monthly, airl…
NameTypeReqDescription
basisstring–Basis label for the range (typical US range - verify current pricing)
categoriesarray–Every benchmark row (full-table response only)
categorystring–Benchmark category key, e.g. bank_overdraft
countinteger–Number of categories (full-table response only)
currencystringyesCurrency of all ranges; always USD
disclaimerstringyesInformational-only disclaimer
labelstring–Human-readable fee label, e.g. 'Out-of-network ATM fee'
source_notestringyesWhere the ranges come from and how to read them
typical_maxnumber–High end of the typical US range per charge, USD
typical_minnumber–Low end of the typical US range per charge, USD

No examples provided.

dispute_letter ~277

Draft (text only; nothing is sent) a firm, polite letter asking a company to reverse or refund one specific fee, with grounds, a 14-day written-response request, an escalation path and sending tips. Use once the user has picked a fee to contest. To find which fees are worth disputing first, use audit_fees.

NameTypeReqDescription
account_referencestring–Optional account or reference number; prefer a masked form like '****1234'
amountnumberyesFee amount in USD, greater than 0, e.g. 38
companystringyesCompany or bank that charged the fee, e.g. 'First National Bank'
date_chargedstring–Optional date the fee was charged, free text, e.g. 2026-09-14
fee_namestringyesName of the fee being disputed, e.g. 'Overdraft fee'
reasonstring–Optional grounds for the dispute; default cites an undisclosed/unexpected charge and asks for a courtesy reversal
requested_actionstring–What to ask the company to do, e.g. 'waive' or 'refund'; default 'reverse or refund'
your_namestringyesAccount holder's full name, used in From and to sign the letter
NameTypeReqDescription
disclaimerstringyesNot legal or financial advice disclaimer
letterstringyesFull letter text with To/From/Subject header and signature
sending_tipsarrayyesPractical tips for sending, following up and escalating
subjectstringyesSubject line, e.g. Request to reverse or refund the $38.00 fee

No examples provided.

Install

How do I install the FeeFighter MCP server?

FeeFighter is a hosted endpoint at https://fee-fighter.magicteams.ai/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

remote · fee-fighter.magicteams.ai

# add to Claude Code
claude mcp add --transport http everyai-com-fee-fighter 'https://fee-fighter.magicteams.ai/mcp'
Common questions

What is the FeeFighter MCP server?

FeeFighter is an MCP server listed in the public MCP registry as io.github.everyai-com/fee-fighter. Audit junk fees, project annual costs and draft dispute letters. Free. This page covers its hosted endpoint (https://fee-fighter.magicteams.ai/mcp).

Is the FeeFighter MCP server safe to use?

FeeFighter scores 77 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

What tools does the FeeFighter MCP server expose?

FeeFighter exposes 4 tools: audit_fees, annual_cost, benchmark_fees, dispute_letter. Their descriptions and schemas cost roughly 708 tokens of context every time the server is loaded.

Does the FeeFighter MCP server require authentication?

No. We connected to FeeFighter without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.

Is the FeeFighter MCP server still maintained?

FeeFighter is still listed as active in the MCP registry. We last reached this channel on 23 October 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.