WealthSchema
REMOTE · WWW.WEALTHSCHEMA.COM · SCANNED SEP 28
Cited 2026 U.S. planning figures (IRS, SSA, CMS), synthetic household samples, and an AI benchmark.
Available components
How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. How we score → Why this is hard to score →
Endpoint Security63
- The endpoint's TLS certificate is valid, in date, and uses a strong key. View diagnostics → Pass
- Authorisation not fully verified: no authorisation is required to call this server, and 8 tool(s) never declared a destructiveHint. The MCP spec treats an absent hint as destructive by default, so we cannot call this surface safe. See how to fix → View diagnostics → Unverified
- HTTPS is enforced; there's no plaintext access path. View diagnostics → Pass
- The HSTS (Strict-Transport-Security) header is present. View diagnostics → Pass
- DNSSEC check failed: this domain isn't protected by DNSSEC. See how to fix → View diagnostics → Fail
Transport & Reachability100
- Verified streamable-http transport via a live MCP handshake. View diagnostics → Pass
Schema Quality & AI Usability75
- AI-judged instruction clarity (good).Pass
- Tool/resource definitions use about 718 tokens (~89/item across 8 items; 8 tools + 0 resources), lean.Pass
- Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management13
- Stability observed for 4 of 30 days with no destabilising changes; credit accrues until the full window elapses.Partial
Tool Coverage100
- 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
- 100% of tool parameters carry a description.Pass
Tool Safety100
- No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.Pass
- We read all 8 captured tool definition(s), and no name or description among them implies an irreversible operation.Pass
- An AI judge read all 9 captured unit(s) of tool text and found none that tries to manipulate the model reading it.Pass
Capabilities100
- Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.Pass
How do I install the WealthSchema MCP server?
WealthSchema is a hosted endpoint at https://www.wealthschema.com/api/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.
remote · www.wealthschema.com
claude mcp add --transport http com-wealthschema-mcp 'https://www.wealthschema.com/api/mcp'
{
"mcpServers": {
"com-wealthschema-mcp": {
"url": "https://www.wealthschema.com/api/mcp"
}
}
} {
"servers": {
"com-wealthschema-mcp": {
"type": "http",
"url": "https://www.wealthschema.com/api/mcp"
}
}
} [mcp_servers.com-wealthschema-mcp] url = "https://www.wealthschema.com/api/mcp"
{
"$schema": "https://opencode.ai/config.json",
"mcp": {
"com-wealthschema-mcp": {
"type": "remote",
"url": "https://www.wealthschema.com/api/mcp",
"enabled": true
}
}
} openclaw mcp add com-wealthschema-mcp --url 'https://www.wealthschema.com/api/mcp' --transport streamable-http
mcp_servers:
com-wealthschema-mcp:
url: "https://www.wealthschema.com/api/mcp" {
"McpServers": {
"com-wealthschema-mcp": {
"Transport": "http",
"Url": "https://www.wealthschema.com/api/mcp"
}
}
} assistant mcp add com-wealthschema-mcp -t streamable-http -u 'https://www.wealthschema.com/api/mcp'
{
"mcpServers": {
"com-wealthschema-mcp": {
"type": "http",
"url": "https://www.wealthschema.com/api/mcp"
}
}
} The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.
Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.
- 28 Sept 26 +1
- We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
- 26 Sept 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 3 to 7. That category is still filling its 30-day observation window: 1 days of observed history at the previous scan, 2 at this one. The score rises as the window fills, whether or not the server changes.
- 25 Sept 26 0
- We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
- 24 Sept 26 67
First indexed and scored.
Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.
Captured 28 Sept 2026 · Probed https://www.wealthschema.com/api/mcp
TLS valid
Negotiated TLS 1.3 with TLS_AES_128_GCM_SHA256 .
| Subject | Issuer | Valid from | Valid until | Key | Signature | Serial |
|---|---|---|---|---|---|---|
| CN=*.wealthschema.com | CN=YR2,O=Let's Encrypt,C=US | 6 Sept 2026 | 5 Dec 2026 | RSA 2048 | SHA256-RSA | 5bb5f2034070ba524806c3471955cfd18fc |
| SANs: *.wealthschema.com, wealthschema.com | ||||||
| CN=YR2,O=Let's Encrypt,C=US (CA) | CN=Root YR,O=ISRG,C=US | 3 Sept 2025 | 2 Sept 2028 | RSA 2048 | SHA256-RSA | 4ebd24947e24d394802d84a52fd5b319 |
| CN=Root YR,O=ISRG,C=US (CA) | CN=ISRG Root X1,O=Internet Security Research Group,C=US | 13 May 2026 | 2 Sept 2032 | RSA 4096 | SHA256-RSA | f24b6d17f9d9ad7cb1c9fea78782699f |
Background: What to check on a remote MCP endpoint →
DNSSEC insecure
Validation of www.wealthschema.com. — Not signed
| Zone | DS | Keys | Algorithms | Outcome |
|---|---|---|---|---|
| . | trust_anchor | 20326, 38696 | 8, 8 | Verified |
| com. | present | 19718 | 13 | Verified |
| wealthschema.com. | absent | Unsigned (proven) parent-signed NSEC/NSEC3 proves an unsigned delegation |
Authentication No authorisation required
The endpoint answered without asking for a token. Anyone who knows the URL can reach it.
| Result | No authorisation required |
|---|---|
| HTTP status | 200 |
| Header | Value |
|---|---|
| strict-transport-security | max-age=31536000; includeSubDomains |
| content-security-policy | default-src 'self'; base-uri 'self'; object-src 'none'; frame-ancestors 'self'; form-action 'self'; script-src 'self' 'unsafe-inline' 'unsafe-eval' https://www.google.com https://www.gstatic.com https://www.recaptcha.net; style-src 'self' 'unsafe-inline'; img-src 'self' data: blob: https:; font-src 'self' data:; connect-src 'self' https://www.google.com https://www.gstatic.com https://www.recaptcha.net https://api.stripe.com; frame-src 'self' https://www.google.com https://recaptcha.google.com https://www.recaptcha.net; upgrade-insecure-requests |
| x-content-type-options | nosniff |
| x-frame-options | SAMEORIGIN |
| referrer-policy | strict-origin-when-cross-origin |
| permissions-policy | camera=(), microphone=(), geolocation=(), browsing-topics=() |
Background: How OAuth 2.1 works in the 2026 MCP spec →
Transports 2 probes
| Transport | URL | Outcome | Status | Location |
|---|---|---|---|---|
| streamable-http | https://www.wealthschema.com/api/mcp | Verified | 200 | |
| http (plaintext) | http://www.wealthschema.com/api/mcp | HTTPS enforced | 308 | https://www.wealthschema.com/api/mcp |
The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability. A tool's description is untrusted text the model reads on every call, which is what makes this list a security surface and not just an inventory: how tool poisoning works →
describe_household_schema ~21
Describe the top-level fields of a synthetic household record.
Input schema present but exposes no named parameters.
No output schema declared.
No examples provided.
get_planning_benchmark ~118
Get Planning Benchmark v2 - 50 free evaluation tasks for AI financial-advice systems with answer keys by construction: required figures cited to primary source documents, wrong-but-plausible stale values enumerated with reason codes (the Stale Figure Rate metric). Pass blind=true to omit the answer keys for blind evaluation. Scoreboard + protocol: https://www.wealthschema.com/benchmark ; commercial eval packs: https://www.wealthschema.com/ai-eval-sets
| Name | Type | Req | Description |
|---|---|---|---|
| blind | boolean | – | Omit answer keys. |
No output schema declared.
No examples provided.
get_purchase_link ~45
Get the one-time-purchase product URL for a bundle.
| Name | Type | Req | Description |
|---|---|---|---|
| bundleId | string | yes | Bundle id, e.g. 'B01' (see list_bundles). |
No output schema declared.
No examples provided.
get_reference_parameter ~131
Get a source-verified U.S. federal financial-planning parameter by key and tax year, with its value and primary-source citation. Without a paid key, only the headline free-sample figures return values.
| Name | Type | Req | Description |
|---|---|---|---|
| key | string | yes | Parameter key, e.g. 'retirement.401k.elective_deferral.under_50' (see list_reference_parameters). |
| tax_year | integer | – | Tax year (default 2026). 2027 is filled in as the IRS, SSA and CMS publish; see https://www.wealthschema.com/rule-sets/2027. |
No output schema declared.
No examples provided.
get_sample_household ~113
Get one deliberately-insufficient sample household (PII removed, dollar amounts banded, 96-month trajectory truncated to 12 months, projections withheld). Free sample archetypes: F-01, A-01, H-01, H-02, S-01, R-01, RE-01, RL-01. Other archetypes are in the paid corpus.
| Name | Type | Req | Description |
|---|---|---|---|
| archetypeId | string | yes | Archetype id, e.g. 'A-01' (see list_archetypes). |
No output schema declared.
No examples provided.
list_archetypes ~30
List all synthetic household archetypes (id, name, life stage, wealth tier, household type).
Input schema present but exposes no named parameters.
No output schema declared.
No examples provided.
list_bundles ~29
List product bundles (themed household datasets) with use cases and one-time-purchase links.
Input schema present but exposes no named parameters.
No output schema declared.
No examples provided.
list_reference_parameters ~113
List the U.S. federal financial-planning parameters for a tax year (keys, labels, domains), marking which are in the free sample. Optionally filter by domain.
| Name | Type | Req | Description |
|---|---|---|---|
| domain | string | – | Optional filter: retirement | tax | social_security | medicare | health | estate. |
| tax_year | integer | – | Tax year (default 2026). 2027 is filled in as the IRS, SSA and CMS publish; see https://www.wealthschema.com/rule-sets/2027. |
No output schema declared.
No examples provided.
What is the WealthSchema MCP server?
WealthSchema is an MCP server listed in the public MCP registry as com.wealthschema/mcp. Cited 2026 U.S. planning figures (IRS, SSA, CMS), synthetic household samples, and an AI benchmark. This page covers its hosted endpoint (https://www.wealthschema.com/api/mcp).
Is the WealthSchema MCP server safe to use?
WealthSchema scores 69 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.
What tools does the WealthSchema MCP server expose?
WealthSchema exposes 8 tools: list_archetypes, list_bundles, get_sample_household, describe_household_schema, get_purchase_link, and 3 more. Their descriptions and schemas cost roughly 600 tokens of context every time the server is loaded.
Does the WealthSchema MCP server require authentication?
No. We connected to WealthSchema without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.
Is the WealthSchema MCP server still maintained?
WealthSchema is still listed as active in the MCP registry. We last reached this channel on 28 September 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.