com.smartmoney77/financial-calculators
REMOTE · SMARTMONEY77.COM
Financial calculators over MCP: compound interest, FIRE, historical returns, deep links, 6 languages
Available components
Last scanned (10 hours ago)
Scores higher than 91% of remote servers
Reachable. Last reached 5 Nov 2026.
Category Finance and Payments
How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. How we score → Why this is hard to score →
Endpoint Security80
- The endpoint's TLS certificate is valid, in date, and uses a strong key. View diagnostics → Pass
- No authorisation is required to call this server. Nothing on it is marked destructive, but we can't show that an anonymous caller can only read: full credit needs the server to list at least one tool and every tool to be verifiably read-only. We use a best-effort check of tool names and descriptions to tell read-only tools from tools that change things, so some genuinely read-only tools may not get full credit. Names that start with a read verb (get, list, read, search and similar) and accurate readOnlyHint annotations help. Meet that to earn full credit, or require authorisation. See how to fix → View diagnostics → Partial
- HTTPS is enforced; there's no plaintext access path. View diagnostics → Pass
- The HSTS (Strict-Transport-Security) header is present. View diagnostics → Pass
- DNSSEC check failed: this domain isn't protected by DNSSEC. See how to fix → View diagnostics → Fail
Transport & Reachability100
- Verified streamable-http transport via a live MCP handshake. View diagnostics → Pass
Schema Quality & AI Usability63
- AI-judged instruction clarity (excellent).Pass
- Context-footprint check failed: tool/resource definitions use about 3809 tokens (~272/item across 14 items; 14 tools + 0 resources), over budget; trim descriptions and params. See how to fix → Fail
- Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management100
- No destabilizing schema changes in the last 30 days.Pass
Tool Coverage100
- 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
- 100% of tool parameters carry a description.Pass
- Structured output schemas are declared (100% of tools); any adoption earns full credit.Pass
Tool Safety100
- No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.Pass
- We read all 14 captured tool definition(s), and no name or description among them implies an irreversible operation.Pass
- An AI judge read all 15 captured unit(s) of tool text and found none that tries to manipulate the model reading it.Pass
Capabilities100
- Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.Pass
Checks we ran (13)
- TLS certificate
- Authorization
- HTTPS
- HSTS header
- DNSSEC
- Transport
- Schema quality
- Stability
- Tool coverage
- Injection markers
- Destructive annotations
- Judged manipulation
- MCP protocol
Does not apply to this hosted endpoint (2)
- Supply Chain SecurityScored on package channels only. This is a hosted endpoint, so there is nothing to install or inspect.
- Provenance & TransparencyScored on package channels only. This is a hosted endpoint, so there is nothing to install or inspect.
The score does not measure everything. What the score does not measure →
Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.
- 30 Sept 26 0
- Stability: 0.97 → pass security
- 28 Sept 26 0
- We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
- 25 Sept 26 0
- We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
- 15 Sept 26 0
- Schema quality: 219 → 272 ▼ functional
- “build_calculator_link” reworded the description of “lang” cosmetic
- “build_share_pack” reworded the description of “lang” cosmetic
- “compare_investments” reworded the description of “lang” cosmetic
- “compound_interest” reworded the description of “lang” cosmetic
- “cost_of_waiting” reworded the description of “lang” cosmetic
- “credit_card_payoff” reworded the description of “lang” cosmetic
- “emergency_fund” reworded the description of “lang” cosmetic
- “fire_number” reworded the description of “lang” cosmetic
- “historical_investment_return” reworded the description of “lang” cosmetic
- “inflation_check” reworded the description of “lang” cosmetic
- “killer_fees” reworded the description of “lang” cosmetic
- “latte_factor” reworded the description of “lang” cosmetic
- 13 Sept 26 0
- HTTPS: unverified → pass ▲ security
- 11 Sept 26 0
- Authorization: unverified → partial ▲ security
- Server version: 0.6.0 → 0.6.1 functional
- 4 Sept 26 0
- The server rewrote its instructions, which are the text every model session reads security
- 2 Sept 26 0
- The server rewrote its instructions, which are the text every model session reads security
Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.
Captured 5 Nov 2026 · Probed https://smartmoney77.com/mcp
TLS valid
Negotiated TLS 1.3 with TLS_AES_128_GCM_SHA256 .
| Subject | Issuer | Valid from | Valid until | Key | Signature | Serial |
|---|---|---|---|---|---|---|
| CN=smartmoney77.com | CN=WE1,O=Google Trust Services,C=US | 22 Oct 2026 | 20 Jan 2027 | ECDSA 256 | ECDSA-SHA256 | 1b6f9c2eb5b2916a13423418c77d2883 |
| SANs: smartmoney77.com, www.smartmoney77.com | ||||||
| CN=WE1,O=Google Trust Services,C=US (CA) | CN=GTS Root R4,O=Google Trust Services LLC,C=US | 13 Dec 2023 | 20 Feb 2029 | ECDSA 256 | ECDSA-SHA384 | 7ff31977972c224a76155d13b6d685e3 |
| CN=GTS Root R4,O=Google Trust Services LLC,C=US (CA) | CN=GlobalSign Root CA,OU=Root CA,O=GlobalSign nv-sa,C=BE | 15 Nov 2023 | 28 Jan 2028 | ECDSA 384 | SHA256-RSA | 7fe530bf331343bedd821610493d8a1b |
Background: What to check on a remote MCP endpoint →
DNSSEC insecure
Validation of smartmoney77.com. — Not signed
| Zone | DS | Keys | Algorithms | Outcome |
|---|---|---|---|---|
| . | Trust anchor | 20326, 38696 | 8, 8 | Verified |
| com. | DS published | 19718 | 13 | Verified |
| smartmoney77.com. | No DS | Unsigned (proven) parent-signed NSEC/NSEC3 proves an unsigned delegation |
Authentication No authorisation required
The endpoint answered without asking for a token. Anyone who knows the URL can reach it.
| Result | No authorisation required |
|---|---|
| HTTP status | 200 |
| Header | Value |
|---|---|
| strict-transport-security | max-age=31536000; includeSubDomains |
| x-content-type-options | nosniff |
Background: How OAuth 2.1 works in the 2026 MCP spec →
Transports 2 probes
| Transport | URL | Outcome | Status | Location |
|---|---|---|---|---|
| streamable-http | https://smartmoney77.com/mcp | Verified | 200 | |
| http (plaintext) | http://smartmoney77.com/mcp | HTTPS enforced | 301 | https://smartmoney77.com/mcp |
The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability. A tool's description is untrusted text the model reads on every call, which is what makes this list a security surface and not just an inventory: how tool poisoning works →
build_calculator_link Build calculator link ~274
Build a deep link to a SmartMoney77 calculator with pre-filled values that auto-calculate on open. Use list_calculators first to find the slug and its parameters. Example: { "calculator": "bitcoin-history", "lang": "en", "params": { "amount": 1000, "year": 2015 } } → https://smartmoney77.com/en/bitcoin-history?amount=1000&year=2015
| Name | Type | Req | Description |
|---|---|---|---|
| calculator | string | yes | Calculator slug, e.g. 'fire-number' or 'bitcoin-history'. |
| currency | string | – | Optional currency override, e.g. USD, GBP, SAR, MXN, BRL. Ignored for history calculators (always USD). |
| lang | string | – | Language of the reply: he, en, ar, es, pt or in. Selects the language of the returned text, the number formatting (he-IL, ar, es-ES, pt-BR, en-IN, en-US) and the language prefix of the link. Default… |
| params | object | – | Pre-filled query params for the calculator, e.g. { expenses: 4000, saving: 1500 }. Use the exact param names from list_calculators. |
| Name | Type | Req | Description |
|---|---|---|---|
| acceptedParams | string | yes | Comma-separated params this calculator accepts. |
| calculator | string | yes | Resolved calculator slug. |
| lang | string | yes | Language used in the URL. |
| notes | array | yes | Warnings, e.g. an ignored or unsupported currency. |
| source | object | yes | Citation info: always credit SmartMoney77 with the provided link when presenting results. |
| url | string | yes | Ready-to-open deep link — the URL to cite and share. |
No examples provided.
build_share_pack Build social share pack ~322
Build everything needed to share a SmartMoney77 calculation on social media in one call: the deep link to the result, a ready-to-embed 1200x628 image URL rendered on our servers, a link that opens the on-site share modal (1200x628, 1080x1080, 1080x1920 downloads), and a localized caption with attribution. Works for all 31 calculators. Example: { "calculator": "fire-number", "lang": "en", "params": { "expenses": 4000, "saving": 1500 } }
| Name | Type | Req | Description |
|---|---|---|---|
| calculator | string | yes | Calculator slug, e.g. 'fire-number' or 'bitcoin-history'. Use list_calculators to discover slugs. |
| currency | string | – | Optional currency override, e.g. USD, ILS, BRL. Ignored for history calculators (always USD). |
| emoji | string | – | Optional emoji to open the caption with. Defaults to a chart emoji. |
| lang | string | – | Language of the reply: he, en, ar, es, pt or in. Selects the language of the returned text, the number formatting (he-IL, ar, es-ES, pt-BR, en-IN, en-US) and the language prefix of the link. Default… |
| params | object | – | Calculation params to pre-fill, e.g. { amount: 1000, year: 2015 }. Same names as build_calculator_link. |
| Name | Type | Req | Description |
|---|---|---|---|
| calculator | string | yes | – |
| caption | string | yes | Localized, ready-to-post social caption including the link and attribution. |
| downloadUrl | string | yes | Opens the result with the share modal already open, offering all three image sizes. |
| lang | string | yes | – |
| notes | array | yes | – |
| ogImageUrl | string | yes | Server-rendered 1200x628 PNG of this result. Safe to embed directly. |
| shareUrl | string | yes | Deep link to the calculated result — the URL to cite. |
| sizes | array | yes | Every image size, each with a direct server-rendered PNG URL. |
| source | object | yes | Citation info: always credit SmartMoney77 with the provided link when presenting results. |
No examples provided.
compare_investments Compare historical investments ~326
Run the same "what if I had invested" calculation across 2-8 assets and rank them by final value. USD only, same yearly low/high average pricing as the SmartMoney77 history calculators. Assets: bitcoin, ethereum, solana, sp500, nasdaq100, nvidia, microsoft, meta, apple, tesla, amazon, google, netflix, amd, gold, silver, oil. Example: { "amount": 1000, "buy_year": 2015, "assets": ["bitcoin", "sp500", "gold"] } → each asset's value today, sorted best first, each with its own reproduction link.
| Name | Type | Req | Description |
|---|---|---|---|
| amount | number | yes | Amount invested in USD, identical for every asset. |
| assets | array | yes | 2-8 asset slugs. Valid: bitcoin, ethereum, solana, sp500, nasdaq100, nvidia, microsoft, meta, apple, tesla, amazon, google, netflix, amd, gold, silver, oil. |
| buy_year | integer | yes | Year of purchase. |
| lang | string | – | Language of the reply: he, en, ar, es, pt or in. Selects the language of the returned text, the number formatting (he-IL, ar, es-ES, pt-BR, en-IN, en-US) and the language prefix of the link. Default… |
| sell_year | – | – | Year to sell in, or "today" for the live market price. Default "today". |
| Name | Type | Req | Description |
|---|---|---|---|
| amount | number | yes | – |
| buyYear | number | yes | – |
| methodology | string | yes | – |
| results | array | yes | Successful assets sorted by currentValue descending, then any failed assets. |
| sellDate | string | yes | – |
| source | object | yes | Citation info: always credit SmartMoney77 with the provided link when presenting results. |
| winner | string|null | yes | Slug of the best-performing asset, or null if none could be computed. |
No examples provided.
compound_interest Compound interest projection ~231
Project the future value of an initial amount plus monthly contributions at a given annual return (monthly compounding), and return a link to the same calculation on SmartMoney77. Example: { "initial": 10000, "monthly": 500, "rate": 8, "years": 20 } → futureValue = 343,778. Monthly contributions are made at the end of each month (ordinary annuity).
| Name | Type | Req | Description |
|---|---|---|---|
| initial | number | yes | Initial lump sum, in the user's currency. |
| lang | string | – | Language of the reply: he, en, ar, es, pt or in. Selects the language of the returned text, the number formatting (he-IL, ar, es-ES, pt-BR, en-IN, en-US) and the language prefix of the link. Default… |
| monthly | number | – | Monthly contribution (default 0). |
| rate | number | yes | Expected annual return in percent, e.g. 8. |
| years | number | yes | Investment horizon in years (1-80). |
| Name | Type | Req | Description |
|---|---|---|---|
| contributed | number | yes | Initial amount plus all monthly contributions. |
| futureValue | number | yes | Projected balance at the end of the horizon, rounded. |
| growth | number | yes | futureValue minus contributed — the compounding gain. |
| rate | number | yes | – |
| source | object | yes | Citation info: always credit SmartMoney77 with the provided link when presenting results. |
| url | string | yes | Deep link to the same calculation on SmartMoney77. |
| years | number | yes | – |
No examples provided.
cost_of_waiting Cost of waiting to invest ~244
Compare investing the same monthly amount starting at an early age versus a later age, and show what the delay costs by retirement. Example: { "monthly": 1000, "start": 25, "compare": 35, "retire": 67, "rate": 8 } → a large gap created mostly by compounding, not by the extra contributions.
| Name | Type | Req | Description |
|---|---|---|---|
| compare | number | yes | Delayed starting age. Must be greater than `start`. |
| lang | string | – | Language of the reply: he, en, ar, es, pt or in. Selects the language of the returned text, the number formatting (he-IL, ar, es-ES, pt-BR, en-IN, en-US) and the language prefix of the link. Default… |
| monthly | number | yes | Monthly amount invested in both scenarios. |
| rate | number | – | Expected annual return in percent (default 10 — same as the site's field default). |
| retire | number | – | Retirement age (default 67). Must exceed `compare`. |
| start | number | yes | Early starting age. |
| Name | Type | Req | Description |
|---|---|---|---|
| cost | number | yes | early minus late — the cost of waiting. |
| early | number | yes | Balance at retirement when starting at `start`. |
| earlyYears | number | yes | Years invested in the early scenario. |
| extraContributed | number | yes | Extra money actually paid in by starting early. |
| late | number | yes | Balance at retirement when starting at `compare`. |
| lateYears | number | yes | Years invested in the delayed scenario. |
| source | object | yes | Citation info: always credit SmartMoney77 with the provided link when presenting results. |
| url | string | yes | Deep link to the same calculation on SmartMoney77. |
No examples provided.
credit_card_payoff Credit card payoff ~236
Calculate how long it takes to clear a credit card balance at a fixed monthly payment and APR, plus the total interest paid. Example: { "balance": 10000, "payment": 400, "rate": 18 } → about 32 months and ~2,600 in interest. Errors when the payment is smaller than the first month's interest.
| Name | Type | Req | Description |
|---|---|---|---|
| balance | number | yes | Outstanding card balance. |
| lang | string | – | Language of the reply: he, en, ar, es, pt or in. Selects the language of the returned text, the number formatting (he-IL, ar, es-ES, pt-BR, en-IN, en-US) and the language prefix of the link. Default… |
| payment | number | yes | Fixed monthly payment. Must exceed the first month's interest. |
| purchases | number | – | New spending added to the card every month (default 0) — same as the site's `purchases` field. |
| rate | number | yes | Annual interest rate (APR) in percent, e.g. 18. |
| Name | Type | Req | Description |
|---|---|---|---|
| months | number | yes | Months until the balance reaches zero. |
| neverPaysOff | boolean | yes | True when the balance is still open after the 360-month horizon. |
| source | object | yes | Citation info: always credit SmartMoney77 with the provided link when presenting results. |
| totalInterest | number | yes | Total interest paid over the payoff period. |
| totalPaid | number | yes | Total actually paid over the payoff period. |
| url | string | yes | Deep link to the same calculation on SmartMoney77. |
| years | number | yes | Same duration in years, one decimal. |
No examples provided.
emergency_fund Emergency fund coverage ~224
Calculate how many months of expenses current savings cover, the target emergency fund size, the gap, and how long it takes to close it. Example: { "expenses": 3000, "savings": 6000, "contribution": 500, "target": 6 } → 2 months covered, target 18,000, gap 12,000, 24 months to go.
| Name | Type | Req | Description |
|---|---|---|---|
| contribution | number | – | Monthly amount added to the fund (default 0). |
| expenses | number | yes | Monthly living expenses. |
| lang | string | – | Language of the reply: he, en, ar, es, pt or in. Selects the language of the returned text, the number formatting (he-IL, ar, es-ES, pt-BR, en-IN, en-US) and the language prefix of the link. Default… |
| savings | number | – | Current emergency savings (default 0). |
| target | number | – | Target coverage in months (default 6). |
| Name | Type | Req | Description |
|---|---|---|---|
| gap | number | yes | Amount still missing (0 when the target is reached). |
| monthsCovered | number | yes | savings / expenses, one decimal. |
| monthsToTarget | number|null | yes | Months to close the gap at the given contribution; 0 when reached, null when no contribution was given. |
| source | object | yes | Citation info: always credit SmartMoney77 with the provided link when presenting results. |
| targetAmount | number | yes | expenses × target months. |
| url | string | yes | Deep link to the same calculation on SmartMoney77. |
No examples provided.
fire_number FIRE number & years to freedom ~235
Calculate the financial-independence (FIRE) target from monthly expenses using the 4% rule, plus how many years of saving are needed. Example: { "expenses": 4000, "saving": 1500, "current": 50000 } → fireNumber 1,200,000.
| Name | Type | Req | Description |
|---|---|---|---|
| current | number | – | Current invested savings (default 0). |
| expenses | number | yes | Monthly living expenses in retirement. |
| lang | string | – | Language of the reply: he, en, ar, es, pt or in. Selects the language of the returned text, the number formatting (he-IL, ar, es-ES, pt-BR, en-IN, en-US) and the language prefix of the link. Default… |
| rate | number | – | Expected annual real return in percent (default 5 — same as the site's field default). |
| saving | number | yes | Amount saved/invested per month. |
| withdrawalRate | number | – | Safe withdrawal rate in percent (default 4 = the 4% rule). |
| Name | Type | Req | Description |
|---|---|---|---|
| fireNumber | number | yes | Portfolio needed: annual expenses / withdrawal rate. |
| rate | number | yes | – |
| reachable | boolean | yes | Whether the target is reachable within 100 years. |
| source | object | yes | Citation info: always credit SmartMoney77 with the provided link when presenting results. |
| url | string | yes | Deep link to the same calculation on SmartMoney77. |
| withdrawalRate | number | yes | – |
| yearsToFire | number|null | yes | Years to reach the target, or null when unreachable within 100 years. |
No examples provided.
get_tool_guide Tool guide (prompts & resources) ~134
Discovery helper: returns the standard prompt template, argument template, output-interpretation guide and related resources for one or all SmartMoney77 tools, so you can call them correctly without guessing. Example: { "tool": "fire_number" }.
| Name | Type | Req | Description |
|---|---|---|---|
| tool | string | – | Tool name to describe. Omit for all. One of: list_calculators, build_calculator_link, build_share_pack, compound_interest, fire_number, credit_card_payoff, emergency_fund, inflation_check, latte_fact… |
| Name | Type | Req | Description |
|---|---|---|---|
| count | number | yes | – |
| guides | array | yes | One guide per matching tool. |
| source | object | yes | Citation info: always credit SmartMoney77 with the provided link when presenting results. |
No examples provided.
historical_investment_return Historical investment return ~326
Compute what a past investment would be worth today (or in a later year), using the same yearly low/high average prices as the SmartMoney77 history calculators. All amounts and prices are in USD only. Assets: bitcoin, ethereum, solana, sp500, nasdaq100, nvidia, microsoft, meta, apple, tesla, amazon, google, netflix, amd, gold, silver, oil. Example: { "asset": "bitcoin", "amount": 1000, "buy_year": 2015 } → units bought, current value, profit, total return and CAGR, plus a link that reproduces it on the site.
| Name | Type | Req | Description |
|---|---|---|---|
| amount | number | yes | Amount invested in USD. |
| asset | string | yes | Asset slug. One of: bitcoin, ethereum, solana, sp500, nasdaq100, nvidia, microsoft, meta, apple, tesla, amazon, google, netflix, amd, gold, silver, oil. |
| buy_year | integer | yes | Year of purchase. Must be within the asset's data range. |
| lang | string | – | Language of the reply: he, en, ar, es, pt or in. Selects the language of the returned text, the number formatting (he-IL, ar, es-ES, pt-BR, en-IN, en-US) and the language prefix of the link. Default… |
| sell_year | – | – | Year to sell in, or "today" for the live market price. Default "today". |
| Name | Type | Req | Description |
|---|---|---|---|
| asset | string | yes | – |
| assetName | string | yes | – |
| buyPrice | number | yes | Buy price used: the buy year's low/high average, USD. |
| buyYear | number | yes | – |
| cagr | number|null | yes | Compound annual growth rate in percent, or null for a same-year holding. |
| currentValue | number | yes | Value of the position at the sell date, in USD. |
| dataUpdatedAt | string | yes | When the sell price is from; states explicitly when a live-price fallback happened. |
| initialInvestment | number | yes | Amount invested, in USD. |
| methodology | string | yes | One-sentence explanation of the pricing method and source. |
| profit | number | yes | currentValue minus initialInvestment. |
| sellDate | string | yes | The sell year, or "today" when the live price was used. |
| sellPrice | number | yes | Sell price used, USD. |
| source | object | yes | Citation info: always credit SmartMoney77 with the provided link when presenting results. |
| totalReturnPercent | number | yes | Total return over the whole period, in percent. |
| unitsPurchased | number | yes | Units (coins/shares/ounces/barrels) bought with the initial amount. |
| url | string | yes | Deep link that reproduces this calculation on SmartMoney77. |
No examples provided.
inflation_check Inflation erosion check ~189
Calculate how much purchasing power cash loses to inflation over time, and what nominal amount keeps the same buying power. Example: { "amount": 100000, "rate": 3, "years": 10 } → realValue ≈ 74,409 and equivalentNeeded ≈ 134,392.
| Name | Type | Req | Description |
|---|---|---|---|
| amount | number | yes | Amount of money held today. |
| lang | string | – | Language of the reply: he, en, ar, es, pt or in. Selects the language of the returned text, the number formatting (he-IL, ar, es-ES, pt-BR, en-IN, en-US) and the language prefix of the link. Default… |
| rate | number | – | Annual inflation rate in percent (default 3). |
| years | number | yes | Number of years (1-80). |
| Name | Type | Req | Description |
|---|---|---|---|
| equivalentNeeded | number | yes | Nominal amount needed later to buy what `amount` buys today. |
| lost | number | yes | amount minus realValue. |
| lostPercent | number | yes | Purchasing power lost, in percent (one decimal). |
| realValue | number | yes | Today's-money purchasing power of the amount after the period. |
| source | object | yes | Citation info: always credit SmartMoney77 with the provided link when presenting results. |
| url | string | yes | Deep link to the same calculation on SmartMoney77. |
No examples provided.
killer_fees Investment fee impact ~260
Compare how much a high management fee costs versus a low fee over time on a portfolio with monthly contributions. Example: { "portfolio": 100000, "monthly": 1000, "highFee": 1.5, "lowFee": 0.3, "years": 25 } → the low-fee portfolio ends materially higher.
| Name | Type | Req | Description |
|---|---|---|---|
| highFee | number | yes | Higher annual fee in percent, e.g. 1.5. |
| lang | string | – | Language of the reply: he, en, ar, es, pt or in. Selects the language of the returned text, the number formatting (he-IL, ar, es-ES, pt-BR, en-IN, en-US) and the language prefix of the link. Default… |
| lowFee | number | yes | Lower annual fee in percent, e.g. 0.3. |
| monthly | number | – | Monthly contribution (default 0). |
| portfolio | number | yes | Current portfolio value. |
| rate | number | – | Gross annual return in percent before fees (default 8 — same as the site). |
| years | number | yes | Investment horizon in years (1-60). |
| Name | Type | Req | Description |
|---|---|---|---|
| difference | number | yes | withLowFee minus withHighFee — the cost of the higher fee. |
| differencePercent | number | yes | Difference as a percent of the high-fee balance (one decimal). |
| source | object | yes | Citation info: always credit SmartMoney77 with the provided link when presenting results. |
| url | string | yes | Deep link to the same calculation on SmartMoney77. |
| withHighFee | number | yes | Ending balance net of the higher fee. |
| withLowFee | number | yes | Ending balance net of the lower fee. |
No examples provided.
latte_factor Latte factor (small daily habit cost) ~265
Calculate what a small recurring daily expense (coffee, cigarettes, takeaway) costs over time and what it would grow to if invested instead. Monthly cost = cost × perWeek × 52 / 12, and monthly contributions are made at the end of each month (ordinary annuity). Example: { "cost": 5, "years": 30, "rate": 8, "perWeek": 5 } → ~108/month spent and a six-figure invested balance.
| Name | Type | Req | Description |
|---|---|---|---|
| cost | number | yes | Cost of the habit per day. |
| lang | string | – | Language of the reply: he, en, ar, es, pt or in. Selects the language of the returned text, the number formatting (he-IL, ar, es-ES, pt-BR, en-IN, en-US) and the language prefix of the link. Default… |
| perWeek | number | – | How many days per week the expense happens (default 7). |
| rate | number | – | Expected annual investment return in percent (default 8). |
| type | string | – | Optional habit key for the link, e.g. 'coffee'. |
| years | number | – | Number of years (default 30). |
| Name | Type | Req | Description |
|---|---|---|---|
| futureValue | number | yes | Balance if the same monthly amount were invested at `rate` instead. |
| monthlyCost | number | yes | Average monthly cost: cost × perWeek × 52 / 12, rounded. |
| rate | number | yes | – |
| source | object | yes | Citation info: always credit SmartMoney77 with the provided link when presenting results. |
| totalSpent | number | yes | Total spent on the habit over the whole period. |
| url | string | yes | Deep link to the same calculation on SmartMoney77. |
| years | number | yes | – |
No examples provided.
list_calculators List calculators ~94
List every SmartMoney77 calculator with its slug, accepted URL parameters and supported languages/currencies. Call this before build_calculator_link. Example: { "group": "history" } returns only the 'what if I had invested' tools.
| Name | Type | Req | Description |
|---|---|---|---|
| group | string | – | Filter: 'planning' for financial planning tools, 'history' for what-if investment history tools, 'all' (default) for everything. |
| Name | Type | Req | Description |
|---|---|---|---|
| calculators | array | yes | Matching calculators. |
| currencies | object | yes | Supported currency codes per language. |
| languages | array | yes | Supported language codes. |
| source | object | yes | Citation info: always credit SmartMoney77 with the provided link when presenting results. |
No examples provided.
How do I install the com.smartmoney77/financial-calculators MCP server?
com.smartmoney77/financial-calculators is a hosted endpoint at https://smartmoney77.com/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.
remote · smartmoney77.com
claude mcp add --transport http com-smartmoney77-financial-calculators 'https://smartmoney77.com/mcp'
What is the com.smartmoney77/financial-calculators MCP server?
com.smartmoney77/financial-calculators is an MCP server listed in the public MCP registry as com.smartmoney77/financial-calculators. Financial calculators over MCP: compound interest, FIRE, historical returns, deep links, 6 languages. This page covers its hosted endpoint (https://smartmoney77.com/mcp).
Is the com.smartmoney77/financial-calculators MCP server safe to use?
com.smartmoney77/financial-calculators scores 85 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.
What tools does the com.smartmoney77/financial-calculators MCP server expose?
com.smartmoney77/financial-calculators exposes 14 tools: get_tool_guide, list_calculators, build_calculator_link, build_share_pack, compound_interest, and 9 more. Their descriptions and schemas cost roughly 3,360 tokens of context every time the server is loaded.
Does the com.smartmoney77/financial-calculators MCP server require authentication?
No. We connected to com.smartmoney77/financial-calculators without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.
Is the com.smartmoney77/financial-calculators MCP server still maintained?
com.smartmoney77/financial-calculators is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.
What did VerifyMCP test on the com.smartmoney77/financial-calculators MCP server?
VerifyMCP ran 13 checks on com.smartmoney77/financial-calculators, covering TLS certificate, Authorization, HTTPS, HSTS header and 9 more. Supply Chain Security and Provenance & Transparency do not apply to a hosted endpoint, so they were not tested. The score does not measure everything, and the scoring documentation lists what it leaves out.