# com.smartmoney77/financial-calculators (remote · smartmoney77.com)

Financial calculators over MCP: compound interest, FIRE, historical returns, deep links, 6 languages

- Trust score: 85/100 (high trust)
- Change this week: 0
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-11-05

## Components

- remote · `smartmoney77.com`: 85/100 (this document), [markdown](https://verifymcp.io/servers/com-smartmoney77-financial-calculators/smartmoney77.md), [page](https://verifymcp.io/servers/com-smartmoney77-financial-calculators/smartmoney77)

## Channel facts

- Endpoint: `https://smartmoney77.com/mcp`
- Transports: `streamable-http`
- Auth: `none`
- Version: `0.6.0`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-11-05.

- **Endpoint Security**: 80/100
  - The endpoint's TLS certificate is valid, in date, and uses a strong key.
  - No authorisation is required to call this server. Nothing on it is marked destructive, but we can't show that an anonymous caller can only read: full credit needs the server to list at least one tool and every tool to be verifiably read-only. We use a best-effort check of tool names and descriptions to tell read-only tools from tools that change things, so some genuinely read-only tools may not get full credit. Names that start with a read verb (get, list, read, search and similar) and accurate readOnlyHint annotations help. Meet that to earn full credit, or require authorisation.
  - HTTPS is enforced; there's no plaintext access path.
  - The HSTS (Strict-Transport-Security) header is present.
  - DNSSEC check failed: this domain isn't protected by DNSSEC.
- **Transport & Reachability**: 100/100
  - Verified streamable-http transport via a live MCP handshake.
- **Schema Quality & AI Usability**: 63/100
  - AI-judged instruction clarity (excellent).
  - Context-footprint check failed: tool/resource definitions use about 3809 tokens (~272/item across 14 items; 14 tools + 0 resources), over budget; trim descriptions and params.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 100/100
  - No destabilizing schema changes in the last 30 days.
- **Tool Coverage**: 100/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 100% of tool parameters carry a description.
  - Structured output schemas are declared (100% of tools); any adoption earns full credit.
- **Tool Safety**: 100/100
  - No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.
  - We read all 14 captured tool definition(s), and no name or description among them implies an irreversible operation.
  - An AI judge read all 15 captured unit(s) of tool text and found none that tries to manipulate the model reading it.
- **Capabilities**: 100/100
  - Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.

## Install

### How do I install the com.smartmoney77/financial-calculators MCP server?

com.smartmoney77/financial-calculators is a hosted endpoint at https://smartmoney77.com/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

### Claude

```bash
claude mcp add --transport http com-smartmoney77-financial-calculators 'https://smartmoney77.com/mcp'
```

### Cursor

```json
{
  "mcpServers": {
    "com-smartmoney77-financial-calculators": {
      "url": "https://smartmoney77.com/mcp"
    }
  }
}
```

### VS Code

```json
{
  "servers": {
    "com-smartmoney77-financial-calculators": {
      "type": "http",
      "url": "https://smartmoney77.com/mcp"
    }
  }
}
```

### Codex

```toml
[mcp_servers.com-smartmoney77-financial-calculators]
url = "https://smartmoney77.com/mcp"
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "com-smartmoney77-financial-calculators": {
      "type": "remote",
      "url": "https://smartmoney77.com/mcp",
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add com-smartmoney77-financial-calculators --url 'https://smartmoney77.com/mcp' --transport streamable-http
```

### Hermes

```yaml
mcp_servers:
  com-smartmoney77-financial-calculators:
    url: "https://smartmoney77.com/mcp"
```

### Netclaw

```json
{
  "McpServers": {
    "com-smartmoney77-financial-calculators": {
      "Transport": "http",
      "Url": "https://smartmoney77.com/mcp"
    }
  }
}
```

### Vellum

```bash
assistant mcp add com-smartmoney77-financial-calculators -t streamable-http -u 'https://smartmoney77.com/mcp'
```

### Other

```json
{
  "mcpServers": {
    "com-smartmoney77-financial-calculators": {
      "type": "http",
      "url": "https://smartmoney77.com/mcp"
    }
  }
}
```

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-09-30 (score 0)

- [security] Stability: 0.97 → pass

### 2026-09-28 (score 0)

- [functional] We updated how we score, so this day's move reflects our rubric, not a change to the server

### 2026-09-25 (score 0)

- [functional] We updated how we score, so this day's move reflects our rubric, not a change to the server

### 2026-09-15 (score 0)

- [functional regression] Schema quality: 219 → 272
- [cosmetic] “build_calculator_link” reworded the description of “lang”
- [cosmetic] “build_share_pack” reworded the description of “lang”
- [cosmetic] “compare_investments” reworded the description of “lang”
- [cosmetic] “compound_interest” reworded the description of “lang”
- [cosmetic] “cost_of_waiting” reworded the description of “lang”
- [cosmetic] “credit_card_payoff” reworded the description of “lang”
- [cosmetic] “emergency_fund” reworded the description of “lang”
- [cosmetic] “fire_number” reworded the description of “lang”
- [cosmetic] “historical_investment_return” reworded the description of “lang”
- [cosmetic] “inflation_check” reworded the description of “lang”
- [cosmetic] “killer_fees” reworded the description of “lang”
- [cosmetic] “latte_factor” reworded the description of “lang”

### 2026-09-13 (score 0)

- [security improvement] HTTPS: unverified → pass

### 2026-09-11 (score 0)

- [security improvement] Authorization: unverified → partial
- [functional] Server version: 0.6.0 → 0.6.1

### 2026-09-04 (score 0)

- [security] The server rewrote its instructions, which are the text every model session reads

### 2026-09-02 (score 0)

- [security] The server rewrote its instructions, which are the text every model session reads

## MCP tools (14)

### `get_tool_guide` (~134 tokens)

Tool guide (prompts & resources)

Discovery helper: returns the standard prompt template, argument template, output-interpretation guide and related resources for one or all SmartMoney77 tools, so you can call them correctly without guessing. Example: { "tool": "fire_number" }.

Input parameters:

- `tool` (string): Tool name to describe. Omit for all. One of: list_calculators, build_calculator_link, build_share_pack, compound_interest, fire_number, credit_card_payoff, emergency_fund, inflation_check, latte_fact…

Output parameters:

- `count` (number)
- `guides` (array): One guide per matching tool.
- `source` (object): Citation info: always credit SmartMoney77 with the provided link when presenting results.

### `list_calculators` (~94 tokens)

List calculators

List every SmartMoney77 calculator with its slug, accepted URL parameters and supported languages/currencies. Call this before build_calculator_link. Example: { "group": "history" } returns only the 'what if I had invested' tools.

Input parameters:

- `group` (string): Filter: 'planning' for financial planning tools, 'history' for what-if investment history tools, 'all' (default) for everything.

Output parameters:

- `calculators` (array): Matching calculators.
- `currencies` (object): Supported currency codes per language.
- `languages` (array): Supported language codes.
- `source` (object): Citation info: always credit SmartMoney77 with the provided link when presenting results.

### `build_calculator_link` (~274 tokens)

Build calculator link

Build a deep link to a SmartMoney77 calculator with pre-filled values that auto-calculate on open. Use list_calculators first to find the slug and its parameters. Example: { "calculator": "bitcoin-history", "lang": "en", "params": { "amount": 1000, "year": 2015 } } → https://smartmoney77.com/en/bitcoin-history?amount=1000&year=2015

Input parameters:

- `calculator` (string, required): Calculator slug, e.g. 'fire-number' or 'bitcoin-history'.
- `currency` (string): Optional currency override, e.g. USD, GBP, SAR, MXN, BRL. Ignored for history calculators (always USD).
- `lang` (string): Language of the reply: he, en, ar, es, pt or in. Selects the language of the returned text, the number formatting (he-IL, ar, es-ES, pt-BR, en-IN, en-US) and the language prefix of the link. Default…
- `params` (object): Pre-filled query params for the calculator, e.g. { expenses: 4000, saving: 1500 }. Use the exact param names from list_calculators.

Output parameters:

- `acceptedParams` (string): Comma-separated params this calculator accepts.
- `calculator` (string): Resolved calculator slug.
- `lang` (string): Language used in the URL.
- `notes` (array): Warnings, e.g. an ignored or unsupported currency.
- `source` (object): Citation info: always credit SmartMoney77 with the provided link when presenting results.
- `url` (string): Ready-to-open deep link — the URL to cite and share.

### `build_share_pack` (~322 tokens)

Build social share pack

Build everything needed to share a SmartMoney77 calculation on social media in one call: the deep link to the result, a ready-to-embed 1200x628 image URL rendered on our servers, a link that opens the on-site share modal (1200x628, 1080x1080, 1080x1920 downloads), and a localized caption with attribution. Works for all 31 calculators. Example: { "calculator": "fire-number", "lang": "en", "params": { "expenses": 4000, "saving": 1500 } }

Input parameters:

- `calculator` (string, required): Calculator slug, e.g. 'fire-number' or 'bitcoin-history'. Use list_calculators to discover slugs.
- `currency` (string): Optional currency override, e.g. USD, ILS, BRL. Ignored for history calculators (always USD).
- `emoji` (string): Optional emoji to open the caption with. Defaults to a chart emoji.
- `lang` (string): Language of the reply: he, en, ar, es, pt or in. Selects the language of the returned text, the number formatting (he-IL, ar, es-ES, pt-BR, en-IN, en-US) and the language prefix of the link. Default…
- `params` (object): Calculation params to pre-fill, e.g. { amount: 1000, year: 2015 }. Same names as build_calculator_link.

Output parameters:

- `calculator` (string)
- `caption` (string): Localized, ready-to-post social caption including the link and attribution.
- `downloadUrl` (string): Opens the result with the share modal already open, offering all three image sizes.
- `lang` (string)
- `notes` (array)
- `ogImageUrl` (string): Server-rendered 1200x628 PNG of this result. Safe to embed directly.
- `shareUrl` (string): Deep link to the calculated result — the URL to cite.
- `sizes` (array): Every image size, each with a direct server-rendered PNG URL.
- `source` (object): Citation info: always credit SmartMoney77 with the provided link when presenting results.

### `compound_interest` (~231 tokens)

Compound interest projection

Project the future value of an initial amount plus monthly contributions at a given annual return (monthly compounding), and return a link to the same calculation on SmartMoney77. Example: { "initial": 10000, "monthly": 500, "rate": 8, "years": 20 } → futureValue = 343,778. Monthly contributions are made at the end of each month (ordinary annuity).

Input parameters:

- `initial` (number, required): Initial lump sum, in the user's currency.
- `lang` (string): Language of the reply: he, en, ar, es, pt or in. Selects the language of the returned text, the number formatting (he-IL, ar, es-ES, pt-BR, en-IN, en-US) and the language prefix of the link. Default…
- `monthly` (number): Monthly contribution (default 0).
- `rate` (number, required): Expected annual return in percent, e.g. 8.
- `years` (number, required): Investment horizon in years (1-80).

Output parameters:

- `contributed` (number): Initial amount plus all monthly contributions.
- `futureValue` (number): Projected balance at the end of the horizon, rounded.
- `growth` (number): futureValue minus contributed — the compounding gain.
- `rate` (number)
- `source` (object): Citation info: always credit SmartMoney77 with the provided link when presenting results.
- `url` (string): Deep link to the same calculation on SmartMoney77.
- `years` (number)

### `fire_number` (~235 tokens)

FIRE number & years to freedom

Calculate the financial-independence (FIRE) target from monthly expenses using the 4% rule, plus how many years of saving are needed. Example: { "expenses": 4000, "saving": 1500, "current": 50000 } → fireNumber 1,200,000.

Input parameters:

- `current` (number): Current invested savings (default 0).
- `expenses` (number, required): Monthly living expenses in retirement.
- `lang` (string): Language of the reply: he, en, ar, es, pt or in. Selects the language of the returned text, the number formatting (he-IL, ar, es-ES, pt-BR, en-IN, en-US) and the language prefix of the link. Default…
- `rate` (number): Expected annual real return in percent (default 5 — same as the site's field default).
- `saving` (number, required): Amount saved/invested per month.
- `withdrawalRate` (number): Safe withdrawal rate in percent (default 4 = the 4% rule).

Output parameters:

- `fireNumber` (number): Portfolio needed: annual expenses / withdrawal rate.
- `rate` (number)
- `reachable` (boolean): Whether the target is reachable within 100 years.
- `source` (object): Citation info: always credit SmartMoney77 with the provided link when presenting results.
- `url` (string): Deep link to the same calculation on SmartMoney77.
- `withdrawalRate` (number)
- `yearsToFire` (number|null): Years to reach the target, or null when unreachable within 100 years.

### `credit_card_payoff` (~236 tokens)

Credit card payoff

Calculate how long it takes to clear a credit card balance at a fixed monthly payment and APR, plus the total interest paid. Example: { "balance": 10000, "payment": 400, "rate": 18 } → about 32 months and ~2,600 in interest. Errors when the payment is smaller than the first month's interest.

Input parameters:

- `balance` (number, required): Outstanding card balance.
- `lang` (string): Language of the reply: he, en, ar, es, pt or in. Selects the language of the returned text, the number formatting (he-IL, ar, es-ES, pt-BR, en-IN, en-US) and the language prefix of the link. Default…
- `payment` (number, required): Fixed monthly payment. Must exceed the first month's interest.
- `purchases` (number): New spending added to the card every month (default 0) — same as the site's `purchases` field.
- `rate` (number, required): Annual interest rate (APR) in percent, e.g. 18.

Output parameters:

- `months` (number): Months until the balance reaches zero.
- `neverPaysOff` (boolean): True when the balance is still open after the 360-month horizon.
- `source` (object): Citation info: always credit SmartMoney77 with the provided link when presenting results.
- `totalInterest` (number): Total interest paid over the payoff period.
- `totalPaid` (number): Total actually paid over the payoff period.
- `url` (string): Deep link to the same calculation on SmartMoney77.
- `years` (number): Same duration in years, one decimal.

### `emergency_fund` (~224 tokens)

Emergency fund coverage

Calculate how many months of expenses current savings cover, the target emergency fund size, the gap, and how long it takes to close it. Example: { "expenses": 3000, "savings": 6000, "contribution": 500, "target": 6 } → 2 months covered, target 18,000, gap 12,000, 24 months to go.

Input parameters:

- `contribution` (number): Monthly amount added to the fund (default 0).
- `expenses` (number, required): Monthly living expenses.
- `lang` (string): Language of the reply: he, en, ar, es, pt or in. Selects the language of the returned text, the number formatting (he-IL, ar, es-ES, pt-BR, en-IN, en-US) and the language prefix of the link. Default…
- `savings` (number): Current emergency savings (default 0).
- `target` (number): Target coverage in months (default 6).

Output parameters:

- `gap` (number): Amount still missing (0 when the target is reached).
- `monthsCovered` (number): savings / expenses, one decimal.
- `monthsToTarget` (number|null): Months to close the gap at the given contribution; 0 when reached, null when no contribution was given.
- `source` (object): Citation info: always credit SmartMoney77 with the provided link when presenting results.
- `targetAmount` (number): expenses × target months.
- `url` (string): Deep link to the same calculation on SmartMoney77.

### `inflation_check` (~189 tokens)

Inflation erosion check

Calculate how much purchasing power cash loses to inflation over time, and what nominal amount keeps the same buying power. Example: { "amount": 100000, "rate": 3, "years": 10 } → realValue ≈ 74,409 and equivalentNeeded ≈ 134,392.

Input parameters:

- `amount` (number, required): Amount of money held today.
- `lang` (string): Language of the reply: he, en, ar, es, pt or in. Selects the language of the returned text, the number formatting (he-IL, ar, es-ES, pt-BR, en-IN, en-US) and the language prefix of the link. Default…
- `rate` (number): Annual inflation rate in percent (default 3).
- `years` (number, required): Number of years (1-80).

Output parameters:

- `equivalentNeeded` (number): Nominal amount needed later to buy what `amount` buys today.
- `lost` (number): amount minus realValue.
- `lostPercent` (number): Purchasing power lost, in percent (one decimal).
- `realValue` (number): Today's-money purchasing power of the amount after the period.
- `source` (object): Citation info: always credit SmartMoney77 with the provided link when presenting results.
- `url` (string): Deep link to the same calculation on SmartMoney77.

### `latte_factor` (~265 tokens)

Latte factor (small daily habit cost)

Calculate what a small recurring daily expense (coffee, cigarettes, takeaway) costs over time and what it would grow to if invested instead. Monthly cost = cost × perWeek × 52 / 12, and monthly contributions are made at the end of each month (ordinary annuity). Example: { "cost": 5, "years": 30, "rate": 8, "perWeek": 5 } → ~108/month spent and a six-figure invested balance.

Input parameters:

- `cost` (number, required): Cost of the habit per day.
- `lang` (string): Language of the reply: he, en, ar, es, pt or in. Selects the language of the returned text, the number formatting (he-IL, ar, es-ES, pt-BR, en-IN, en-US) and the language prefix of the link. Default…
- `perWeek` (number): How many days per week the expense happens (default 7).
- `rate` (number): Expected annual investment return in percent (default 8).
- `type` (string): Optional habit key for the link, e.g. 'coffee'.
- `years` (number): Number of years (default 30).

Output parameters:

- `futureValue` (number): Balance if the same monthly amount were invested at `rate` instead.
- `monthlyCost` (number): Average monthly cost: cost × perWeek × 52 / 12, rounded.
- `rate` (number)
- `source` (object): Citation info: always credit SmartMoney77 with the provided link when presenting results.
- `totalSpent` (number): Total spent on the habit over the whole period.
- `url` (string): Deep link to the same calculation on SmartMoney77.
- `years` (number)

### `killer_fees` (~260 tokens)

Investment fee impact

Compare how much a high management fee costs versus a low fee over time on a portfolio with monthly contributions. Example: { "portfolio": 100000, "monthly": 1000, "highFee": 1.5, "lowFee": 0.3, "years": 25 } → the low-fee portfolio ends materially higher.

Input parameters:

- `highFee` (number, required): Higher annual fee in percent, e.g. 1.5.
- `lang` (string): Language of the reply: he, en, ar, es, pt or in. Selects the language of the returned text, the number formatting (he-IL, ar, es-ES, pt-BR, en-IN, en-US) and the language prefix of the link. Default…
- `lowFee` (number, required): Lower annual fee in percent, e.g. 0.3.
- `monthly` (number): Monthly contribution (default 0).
- `portfolio` (number, required): Current portfolio value.
- `rate` (number): Gross annual return in percent before fees (default 8 — same as the site).
- `years` (number, required): Investment horizon in years (1-60).

Output parameters:

- `difference` (number): withLowFee minus withHighFee — the cost of the higher fee.
- `differencePercent` (number): Difference as a percent of the high-fee balance (one decimal).
- `source` (object): Citation info: always credit SmartMoney77 with the provided link when presenting results.
- `url` (string): Deep link to the same calculation on SmartMoney77.
- `withHighFee` (number): Ending balance net of the higher fee.
- `withLowFee` (number): Ending balance net of the lower fee.

### `cost_of_waiting` (~244 tokens)

Cost of waiting to invest

Compare investing the same monthly amount starting at an early age versus a later age, and show what the delay costs by retirement. Example: { "monthly": 1000, "start": 25, "compare": 35, "retire": 67, "rate": 8 } → a large gap created mostly by compounding, not by the extra contributions.

Input parameters:

- `compare` (number, required): Delayed starting age. Must be greater than `start`.
- `lang` (string): Language of the reply: he, en, ar, es, pt or in. Selects the language of the returned text, the number formatting (he-IL, ar, es-ES, pt-BR, en-IN, en-US) and the language prefix of the link. Default…
- `monthly` (number, required): Monthly amount invested in both scenarios.
- `rate` (number): Expected annual return in percent (default 10 — same as the site's field default).
- `retire` (number): Retirement age (default 67). Must exceed `compare`.
- `start` (number, required): Early starting age.

Output parameters:

- `cost` (number): early minus late — the cost of waiting.
- `early` (number): Balance at retirement when starting at `start`.
- `earlyYears` (number): Years invested in the early scenario.
- `extraContributed` (number): Extra money actually paid in by starting early.
- `late` (number): Balance at retirement when starting at `compare`.
- `lateYears` (number): Years invested in the delayed scenario.
- `source` (object): Citation info: always credit SmartMoney77 with the provided link when presenting results.
- `url` (string): Deep link to the same calculation on SmartMoney77.

### `historical_investment_return` (~326 tokens)

Historical investment return

Compute what a past investment would be worth today (or in a later year), using the same yearly low/high average prices as the SmartMoney77 history calculators. All amounts and prices are in USD only. Assets: bitcoin, ethereum, solana, sp500, nasdaq100, nvidia, microsoft, meta, apple, tesla, amazon, google, netflix, amd, gold, silver, oil. Example: { "asset": "bitcoin", "amount": 1000, "buy_year": 2015 } → units bought, current value, profit, total return and CAGR, plus a link that reproduces it on the site.

Input parameters:

- `amount` (number, required): Amount invested in USD.
- `asset` (string, required): Asset slug. One of: bitcoin, ethereum, solana, sp500, nasdaq100, nvidia, microsoft, meta, apple, tesla, amazon, google, netflix, amd, gold, silver, oil.
- `buy_year` (integer, required): Year of purchase. Must be within the asset's data range.
- `lang` (string): Language of the reply: he, en, ar, es, pt or in. Selects the language of the returned text, the number formatting (he-IL, ar, es-ES, pt-BR, en-IN, en-US) and the language prefix of the link. Default…
- `sell_year`: Year to sell in, or "today" for the live market price. Default "today".

Output parameters:

- `asset` (string)
- `assetName` (string)
- `buyPrice` (number): Buy price used: the buy year's low/high average, USD.
- `buyYear` (number)
- `cagr` (number|null): Compound annual growth rate in percent, or null for a same-year holding.
- `currentValue` (number): Value of the position at the sell date, in USD.
- `dataUpdatedAt` (string): When the sell price is from; states explicitly when a live-price fallback happened.
- `initialInvestment` (number): Amount invested, in USD.
- `methodology` (string): One-sentence explanation of the pricing method and source.
- `profit` (number): currentValue minus initialInvestment.
- `sellDate` (string): The sell year, or "today" when the live price was used.
- `sellPrice` (number): Sell price used, USD.
- `source` (object): Citation info: always credit SmartMoney77 with the provided link when presenting results.
- `totalReturnPercent` (number): Total return over the whole period, in percent.
- `unitsPurchased` (number): Units (coins/shares/ounces/barrels) bought with the initial amount.
- `url` (string): Deep link that reproduces this calculation on SmartMoney77.

### `compare_investments` (~326 tokens)

Compare historical investments

Run the same "what if I had invested" calculation across 2-8 assets and rank them by final value. USD only, same yearly low/high average pricing as the SmartMoney77 history calculators. Assets: bitcoin, ethereum, solana, sp500, nasdaq100, nvidia, microsoft, meta, apple, tesla, amazon, google, netflix, amd, gold, silver, oil. Example: { "amount": 1000, "buy_year": 2015, "assets": ["bitcoin", "sp500", "gold"] } → each asset's value today, sorted best first, each with its own reproduction link.

Input parameters:

- `amount` (number, required): Amount invested in USD, identical for every asset.
- `assets` (array, required): 2-8 asset slugs. Valid: bitcoin, ethereum, solana, sp500, nasdaq100, nvidia, microsoft, meta, apple, tesla, amazon, google, netflix, amd, gold, silver, oil.
- `buy_year` (integer, required): Year of purchase.
- `lang` (string): Language of the reply: he, en, ar, es, pt or in. Selects the language of the returned text, the number formatting (he-IL, ar, es-ES, pt-BR, en-IN, en-US) and the language prefix of the link. Default…
- `sell_year`: Year to sell in, or "today" for the live market price. Default "today".

Output parameters:

- `amount` (number)
- `buyYear` (number)
- `methodology` (string)
- `results` (array): Successful assets sorted by currentValue descending, then any failed assets.
- `sellDate` (string)
- `source` (object): Citation info: always credit SmartMoney77 with the provided link when presenting results.
- `winner` (string|null): Slug of the best-performing asset, or null if none could be computed.

## Diagnostics

Captured diagnostic sections: TLS, DNSSEC, Authorisation, Transports. The full working is on the page: https://verifymcp.io/servers/com-smartmoney77-financial-calculators/smartmoney77#diagnostics

## Score history

- 2026-11-05: 85
- 2026-11-04: 85
- 2026-11-03: 85
- 2026-11-02: 85
- 2026-11-01: 85
- 2026-10-31: 85
- 2026-10-30: 85
- 2026-10-29: 85
- 2026-10-28: 85
- 2026-10-27: 85
- 2026-10-26: 85
- 2026-10-25: 85
- 2026-10-24: 85
- 2026-10-23: 85
- 2026-10-22: 85
- 2026-10-21: 85
- 2026-10-20: 85
- 2026-10-19: 85
- 2026-10-18: 85
- 2026-10-17: 85
- 2026-10-16: 85
- 2026-10-15: 85
- 2026-10-14: 85
- 2026-10-13: 85
- 2026-10-12: 85
- 2026-10-10: 85
- 2026-10-07: 85
- 2026-10-06: 85
- 2026-10-04: 85
- 2026-10-03: 85

## Common questions

### What is the com.smartmoney77/financial-calculators MCP server?

com.smartmoney77/financial-calculators is an MCP server listed in the public MCP registry as com.smartmoney77/financial-calculators. Financial calculators over MCP: compound interest, FIRE, historical returns, deep links, 6 languages. This page covers its hosted endpoint (https://smartmoney77.com/mcp).

### Is the com.smartmoney77/financial-calculators MCP server safe to use?

com.smartmoney77/financial-calculators scores 85 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

### What tools does the com.smartmoney77/financial-calculators MCP server expose?

com.smartmoney77/financial-calculators exposes 14 tools: get_tool_guide, list_calculators, build_calculator_link, build_share_pack, compound_interest, and 9 more. Their descriptions and schemas cost roughly 3,360 tokens of context every time the server is loaded.

### Does the com.smartmoney77/financial-calculators MCP server require authentication?

No. We connected to com.smartmoney77/financial-calculators without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.

### Is the com.smartmoney77/financial-calculators MCP server still maintained?

com.smartmoney77/financial-calculators is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.

### What did VerifyMCP test on the com.smartmoney77/financial-calculators MCP server?

VerifyMCP ran 13 checks on com.smartmoney77/financial-calculators, covering TLS certificate, Authorization, HTTPS, HSTS header and 9 more. Supply Chain Security and Provenance & Transparency do not apply to a hosted endpoint, so they were not tested. The score does not measure everything, and the scoring documentation lists what it leaves out.

## Links

- Remote endpoint: https://smartmoney77.com/mcp
- Website: https://smartmoney77.com/
- Changelog RSS feed: https://verifymcp.io/servers/com-smartmoney77-financial-calculators/smartmoney77.xml
- Changelog JSON feed: https://verifymcp.io/servers/com-smartmoney77-financial-calculators/smartmoney77/changelog.json
- Trust report (JSON): https://verifymcp.io/servers/com-smartmoney77-financial-calculators/smartmoney77.json
- HTML version of this page: https://verifymcp.io/servers/com-smartmoney77-financial-calculators/smartmoney77