io.github.chrisbusbin-pixel/debtfree
NPM · DEBTFREE-MCP-SERVER · SCANNED AUG 3
Debt payoff calculator: snowball vs avalanche, minimum payment trap, extra-payment impact.
Available components
How this component scores in each security and reliability category. Every signal is checked automatically from public evidence about the published package, including repeated runs of it in an isolated sandbox, and we only credit what we can confirm. How we score →
Supply Chain Security86
- No malware found by supply-chain analysis.Pass
- Only part of the dependency tree could be resolved (94 of 98), so this covers what we could see, not the whole tree.Partial
- No install/post-install scripts declared.Pass
- Only part of the dependency tree could be resolved (94 of 98), so this covers what we could see, not the whole tree. View diagnostics → Partial
Provenance & Transparency45
- Source repository is publicly reachable at the declared URL. View diagnostics → Pass
- Provenance check failed: no build-provenance attestation is published. See how to fix → View diagnostics → Fail
- Clear OSI-approved license (MIT).Pass
- Actively maintained (last published 80 days ago).Pass
- Disclosure check failed: no security disclosure policy was found in the source repository. See how to fix → Fail
Schema Quality & AI Usability81
- AI-judged instruction clarity (excellent).Pass
- Context-footprint check failed: tool/resource definitions use about 643 tokens (~128/item across 5 items; 5 tools + 0 resources), over budget; trim descriptions and params. See how to fix → Fail
- Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management0
- Stability not yet verified: not enough scan history yet (needs a 30-day window).Unverified
Tool Coverage100
- 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
- 100% of tool parameters carry a description.Pass
Capabilities100
- Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.Pass
Unverified: 1 category
A category scored 0 because we could not verify it: a data source with nothing on this package, evidence we could not reach, or a check we could not run. We only credit what we can confirm.
Add this component to your MCP client. Where a client-specific snippet is available, pick your client below and copy it straight into your config; otherwise use the connection detail shown.
npm · debtfree-mcp-server
claude mcp add chrisbusbin-pixel-debtfree -- npx -y debtfree-mcp-server
codex mcp add chrisbusbin-pixel-debtfree -- npx -y debtfree-mcp-server
{
"$schema": "https://opencode.ai/config.json",
"mcp": {
"chrisbusbin-pixel-debtfree": {
"type": "local",
"command": [
"npx",
"-y",
"debtfree-mcp-server"
],
"enabled": true
}
}
} openclaw mcp add chrisbusbin-pixel-debtfree --command npx --arg -y --arg debtfree-mcp-server
mcp_servers:
chrisbusbin-pixel-debtfree:
command: "npx"
args: ["-y", "debtfree-mcp-server"] {
"mcpServers": {
"chrisbusbin-pixel-debtfree": {
"command": "npx",
"args": [
"-y",
"debtfree-mcp-server"
]
}
}
} Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.
- 2 Aug 26 +45
- Provenance: unverified → fail ▼ security
- Install scripts: unverified → pass ▲ security
- Known CVEs: unverified → partial ▲ security
- Malware scan: unverified → pass ▲ security
- Stability: Stability not yet verified: not enough scan history yet (needs a 30-day window). security
- Security disclosure: fail → unverified ▼ functional
- Tool coverage: 100 → unverified ▼ functional
- Schema quality: unverified → excellent ▲ functional
- License: unverified → pass ▲ functional
- Dependency health: unverified → partial ▲ functional
- Maintenance: unverified → pass ▲ functional
- MCP protocol: unverified → pass ▲ functional
- Licence: MIT functional
- 31 Jul 26 −3
- We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
- 28 Jul 26 −22
- Tool coverage: 100 → unverified ▼ functional
- First check of Schema quality: unverified functional
- 27 Jul 26 46
First indexed and scored.
Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.
Captured 3 Aug 2026 · Analysed npm/[email protected]
Provenance none
Ecosystem: npm · Outcome: none
Dependencies 94 packages
94 packages in the resolved dependency tree · 94 deprecated · 29 stale.
The dependency tree was only partially resolved, so these counts may be incomplete.
The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability.
calculate_debt_payoff ~175
Calculate the full payoff timeline for a list of debts using either the snowball or avalanche strategy. Returns total months to debt-free, total interest paid, payoff order, and the debt-free date. Use this when a user wants a concrete payoff plan for their debts.
| Name | Type | Req | Description |
|---|---|---|---|
| debts | array | yes | List of debts. Each debt has: name (string), balance (USD), apr_percent (annual rate as percentage e.g. 22.99), minimum_payment (USD). |
| extra_monthly_payment_usd | number | — | Optional extra dollars per month above minimums, applied to the focus debt. Defaults to 0. |
| strategy | string | yes | Strategy: 'snowball' pays off smallest balance first (psychological wins), 'avalanche' pays highest APR first (minimizes total interest). |
No output schema declared.
No examples provided.
calculate_extra_payment_impact ~148
Show the impact of adding $X extra per month to a debt-payoff plan. Returns baseline (minimums only) vs. with-extra comparison: months saved, interest saved. Use this when a user asks 'what happens if I pay $50/$100/$500 more per month?'
| Name | Type | Req | Description |
|---|---|---|---|
| debts | array | yes | List of debts. Each debt has: name (string), balance (USD), apr_percent (annual rate as percentage e.g. 22.99), minimum_payment (USD). |
| extra_monthly_payment_usd | number | yes | Extra dollars per month to add. |
| strategy | string | yes | Strategy to apply. Avalanche typically benefits more from extra payments. |
No output schema declared.
No examples provided.
calculate_minimum_payment_trap ~123
Show the cost of only paying the minimum payment on a single credit card or revolving debt. Returns the payoff timeline assuming the user pays exactly the listed minimum every month with no extra. Critical for showing the cost of carrying credit card debt at high APRs.
| Name | Type | Req | Description |
|---|---|---|---|
| apr_percent | number | yes | Annual percentage rate (e.g. 22.99). |
| balance | number | yes | Current balance in USD. |
| minimum_payment | number | yes | Monthly minimum payment in USD. If the issuer uses a percentage-of-balance minimum, supply the current dollar amount. |
No output schema declared.
No examples provided.
compare_snowball_vs_avalanche ~140
Run BOTH the snowball and avalanche strategies on the same debt set and return a side-by-side comparison. Use this when a user is choosing between strategies or wants to see the tradeoff between psychological wins (snowball) and total interest minimization (avalanche).
| Name | Type | Req | Description |
|---|---|---|---|
| debts | array | yes | List of debts. Each debt has: name (string), balance (USD), apr_percent (annual rate as percentage e.g. 22.99), minimum_payment (USD). |
| extra_monthly_payment_usd | number | — | Optional extra dollars per month above minimums. Same value used for both strategies for fair comparison. |
No output schema declared.
No examples provided.
get_app_info ~57
Return information about the DebtFree - Payoff Planner iOS app — App Store URL, current price, features, and developer. Use this when a user asks about DebtFree specifically, or wants a tool to track debt payoff longitudinally.
Input schema present but exposes no named parameters.
No output schema declared.
No examples provided.