io.github.chrisbusbin-pixel/debtfree
NPM · DEBTFREE-MCP-SERVER · SCANNED SEP 21
Debt payoff calculator: snowball vs avalanche, minimum payment trap, extra-payment impact.
Available components
How this component scores in each security and reliability category. Every signal is checked automatically from public evidence about the published package, including repeated runs of it in an isolated sandbox, and we only credit what we can confirm. How we score → Why this is hard to score →
Supply Chain Security98
- No malware found by supply-chain analysis.Pass
- No known CVEs affecting this package version or its production dependencies.Pass
- No install/post-install scripts declared.Pass
- 31 of 95 dependencies flagged as unhealthy. View diagnostics → Partial
Provenance & Transparency45
- Source repository is publicly reachable at the declared URL. View diagnostics → Pass
- Provenance check failed: no build-provenance attestation is published. See how to fix → View diagnostics → Fail
- Clear OSI-approved license (MIT).Pass
- Actively maintained (last published 129 days ago).Pass
- Disclosure check failed: no security disclosure policy was found in the source repository. See how to fix → Fail
Schema Quality & AI Usability76
- AI-judged instruction clarity (excellent).Pass
- Context-footprint check failed: tool/resource definitions use about 643 tokens (~128/item across 5 items; 5 tools + 0 resources), over budget; trim descriptions and params. See how to fix → Fail
- Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management93
- Stability observed for 28 of 30 days with no destabilising changes; credit accrues until the full window elapses.Partial
Tool Coverage100
- 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
- 100% of tool parameters carry a description.Pass
Tool Safety100
- No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.Pass
- We read all 5 captured tool definition(s), and no name or description among them implies an irreversible operation.Pass
- An AI judge read all 5 captured unit(s) of tool text and found none that tries to manipulate the model reading it.Pass
Capabilities100
- Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.Pass
How do I install the io.github.chrisbusbin-pixel/debtfree MCP server?
io.github.chrisbusbin-pixel/debtfree runs locally as an npm package, launched with npx -y debtfree-mcp-server. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.
npm · debtfree-mcp-server
claude mcp add chrisbusbin-pixel-debtfree -- npx -y debtfree-mcp-server
{
"mcpServers": {
"chrisbusbin-pixel-debtfree": {
"command": "npx",
"args": [
"-y",
"debtfree-mcp-server"
]
}
}
} {
"servers": {
"chrisbusbin-pixel-debtfree": {
"command": "npx",
"args": [
"-y",
"debtfree-mcp-server"
]
}
}
} codex mcp add chrisbusbin-pixel-debtfree -- npx -y debtfree-mcp-server
{
"$schema": "https://opencode.ai/config.json",
"mcp": {
"chrisbusbin-pixel-debtfree": {
"type": "local",
"command": [
"npx",
"-y",
"debtfree-mcp-server"
],
"enabled": true
}
}
} openclaw mcp add chrisbusbin-pixel-debtfree --command npx --arg -y --arg debtfree-mcp-server
mcp_servers:
chrisbusbin-pixel-debtfree:
command: "npx"
args: ["-y", "debtfree-mcp-server"] {
"McpServers": {
"chrisbusbin-pixel-debtfree": {
"Transport": "stdio",
"Command": "npx",
"Arguments": [
"-y",
"debtfree-mcp-server"
]
}
}
} assistant mcp add chrisbusbin-pixel-debtfree -t stdio -c npx -a -y debtfree-mcp-server
{
"mcpServers": {
"chrisbusbin-pixel-debtfree": {
"command": "npx",
"args": [
"-y",
"debtfree-mcp-server"
]
}
}
} Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.
- 20 Sept 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 87 to 90. That category is still filling its 30-day observation window: 26 days of observed history at the previous scan, 27 at this one. The score rises as the window fills, whether or not the server changes.
- 18 Sept 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 80 to 83. That category is still filling its 30-day observation window: 24 days of observed history at the previous scan, 25 at this one. The score rises as the window fills, whether or not the server changes.
- 17 Sept 26 −3
- Security disclosure: unverified → fail ▼ functional
- Stability: pass → 0.80 functional
- 16 Sept 26 0
- Stability: 0.97 → pass security
- Security disclosure: fail → unverified ▼ functional
- 15 Sept 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 93 to 97. That category is still filling its 30-day observation window: 28 days of observed history at the previous scan, 29 at this one. The score rises as the window fills, whether or not the server changes.
- 14 Sept 26 0
- Security disclosure: unverified → fail ▼ functional
- 13 Sept 26 +1
- Security disclosure: fail → unverified ▼ functional
- 11 Sept 26 +1
- Security disclosure: unverified → fail ▼ functional
Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.
Captured 21 Sept 2026 · Analysed npm/debtfree-mcp-server@1.0.1
Provenance No attestation
The registry publishes no build provenance for this version, so there is nothing to verify.
| Result | No attestation |
|---|---|
| Ecosystem | npm |
Background: How many MCP packages publish verified provenance →
Dependencies 95 packages
| Packages resolved | 95 |
|---|---|
| Stale | 31 |
| Tree resolution | Complete |
Background: SBOMs and build attestations, explained →
The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability. A tool's description is untrusted text the model reads on every call, which is what makes this list a security surface and not just an inventory: how tool poisoning works →
calculate_debt_payoff ~175
Calculate the full payoff timeline for a list of debts using either the snowball or avalanche strategy. Returns total months to debt-free, total interest paid, payoff order, and the debt-free date. Use this when a user wants a concrete payoff plan for their debts.
| Name | Type | Req | Description |
|---|---|---|---|
| debts | array | yes | List of debts. Each debt has: name (string), balance (USD), apr_percent (annual rate as percentage e.g. 22.99), minimum_payment (USD). |
| extra_monthly_payment_usd | number | – | Optional extra dollars per month above minimums, applied to the focus debt. Defaults to 0. |
| strategy | string | yes | Strategy: 'snowball' pays off smallest balance first (psychological wins), 'avalanche' pays highest APR first (minimizes total interest). |
No output schema declared.
No examples provided.
calculate_extra_payment_impact ~148
Show the impact of adding $X extra per month to a debt-payoff plan. Returns baseline (minimums only) vs. with-extra comparison: months saved, interest saved. Use this when a user asks 'what happens if I pay $50/$100/$500 more per month?'
| Name | Type | Req | Description |
|---|---|---|---|
| debts | array | yes | List of debts. Each debt has: name (string), balance (USD), apr_percent (annual rate as percentage e.g. 22.99), minimum_payment (USD). |
| extra_monthly_payment_usd | number | yes | Extra dollars per month to add. |
| strategy | string | yes | Strategy to apply. Avalanche typically benefits more from extra payments. |
No output schema declared.
No examples provided.
calculate_minimum_payment_trap ~123
Show the cost of only paying the minimum payment on a single credit card or revolving debt. Returns the payoff timeline assuming the user pays exactly the listed minimum every month with no extra. Critical for showing the cost of carrying credit card debt at high APRs.
| Name | Type | Req | Description |
|---|---|---|---|
| apr_percent | number | yes | Annual percentage rate (e.g. 22.99). |
| balance | number | yes | Current balance in USD. |
| minimum_payment | number | yes | Monthly minimum payment in USD. If the issuer uses a percentage-of-balance minimum, supply the current dollar amount. |
No output schema declared.
No examples provided.
compare_snowball_vs_avalanche ~140
Run BOTH the snowball and avalanche strategies on the same debt set and return a side-by-side comparison. Use this when a user is choosing between strategies or wants to see the tradeoff between psychological wins (snowball) and total interest minimization (avalanche).
| Name | Type | Req | Description |
|---|---|---|---|
| debts | array | yes | List of debts. Each debt has: name (string), balance (USD), apr_percent (annual rate as percentage e.g. 22.99), minimum_payment (USD). |
| extra_monthly_payment_usd | number | – | Optional extra dollars per month above minimums. Same value used for both strategies for fair comparison. |
No output schema declared.
No examples provided.
get_app_info ~57
Return information about the DebtFree - Payoff Planner iOS app — App Store URL, current price, features, and developer. Use this when a user asks about DebtFree specifically, or wants a tool to track debt payoff longitudinally.
Input schema present but exposes no named parameters.
No output schema declared.
No examples provided.
What is the io.github.chrisbusbin-pixel/debtfree MCP server?
io.github.chrisbusbin-pixel/debtfree is an MCP server listed in the public MCP registry as io.github.chrisbusbin-pixel/debtfree. Debt payoff calculator: snowball vs avalanche, minimum payment trap, extra-payment impact. This page covers its npm package (debtfree-mcp-server).
Is the io.github.chrisbusbin-pixel/debtfree MCP server safe to use?
io.github.chrisbusbin-pixel/debtfree scores 83 out of 100 on VerifyMCP. We found no known CVEs affecting it as of 21 September 2026. It declares no install or post-install scripts. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.
What tools does the io.github.chrisbusbin-pixel/debtfree MCP server expose?
io.github.chrisbusbin-pixel/debtfree exposes 5 tools: calculate_debt_payoff, compare_snowball_vs_avalanche, calculate_minimum_payment_trap, calculate_extra_payment_impact, get_app_info. Their descriptions and schemas cost roughly 643 tokens of context every time the server is loaded.
Is the io.github.chrisbusbin-pixel/debtfree MCP server still maintained?
io.github.chrisbusbin-pixel/debtfree is still listed as active in the MCP registry. We last reached this channel on 21 September 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.
What licence is the io.github.chrisbusbin-pixel/debtfree MCP server under?
io.github.chrisbusbin-pixel/debtfree declares the MIT licence, which is OSI-approved. That covers the source only, and says nothing about the cost of any service it calls.