DPX — Institutional Cross-Border Settlement

KYA — Know Your Agent. Three-tier registration model — compliance burden scales with settlement risk, no documents ever required. ANONYMOUS: agent name only, $1K/day cap, instant. REGISTERED: add ownerEntity + ownerEmail (self-attested, no verification), $25K/day cap, instant. VERIFIED: add ownerLei (active GLEIF LEI) — DPX calls the public GLEIF API, confirms ACTIVE status, and grants VERIFIED instantly. No documents, no manual review; LEI issuers (LOUs) have already done identity verification and DPX inherits it. VERIFIED agents get institutional caps (governed by mandate), FATF R.16 attestation on every settlement, and full AP2 mandate support. Legal basis: FATF R.16 originator = owner entity (not the agent); MiCA Art. 45/72 accepts LEI; GENIUS Act satisfied by entity attestation.

Verify a registered DPX agent and receive a signed 1-hour credential. Returns KYA level, effective spend caps (tier or mandate), owner verification status, mandate active status, and FATF R.16 compliance attestation. Attach credential.signature as X-Agent-Credential header and agentId as X-Agent-Id header on DPX /settle requests — enables mandate enforcement, per-agent audit trail, and FATF attestation. Credential expires in 1 hour; call again to refresh before expiry.

Create or update an AP2-compatible spend mandate for a REGISTERED or VERIFIED DPX agent. Sets per-agent settlement constraints: max notional per settlement, daily cap, optional counterparty whitelist (LEIs or wallets), allowed currency pairs, ESG floor, and expiry. ANONYMOUS agents cannot hold mandates — register with ownerEntity + ownerEmail first. REGISTERED agents have mandate caps clamped to their tier limit ($25K). VERIFIED agents (GLEIF LEI confirmed) set their own caps with no platform ceiling. Mandate is AP2-formatted for interoperability with Google Agent Payments Protocol.

Get live DPX performance analytics. Returns current stability score, ESG composite scores, live fee breakdown, oracle health across all data sources, and a settlement readiness assessment. Use for dashboards, reporting, and AI-driven monitoring of protocol health.

Submit multiple settlements in a single call. Runs all settlements concurrently — one failure does not block others. Returns a summary (total/succeeded/failed) and per-item results mirroring what POST /settle would return. Maximum 50 per batch.

Plan treasury settlement for a crypto card program. Accepts net positions per corridor (e.g. USD-BRL: $2.3M, USD-EUR: €450K) and returns an optimal settlement plan — which corridors to settle now vs. hold, which stablecoin to use per corridor, and estimated all-in fee. No settlement is executed. Call this before card.settle to review the plan. Free.

Execute treasury settlement for a crypto card program. Takes the same positions array as card.positions but executes all settlements via DPX batch — compliance-gated, oracle-priced, stablecoin-routed. Each position requires a recipientAddress. Use sandbox:true for testing. Returns per-corridor settlement results and a summary.

Screen an individual by name against the OpenSanctions PEP (Politically Exposed Person) dataset. PEPs include heads of state, senior government officials, senior executives of state-owned enterprises, senior politicians, senior military officers, judicial officials, and their close associates and family members. Returns match confidence, position/role, nationality, related entities, and an overall risk level (HIGH / MEDIUM / LOW / NONE). HIGH or MEDIUM matches require Enhanced Due Diligence (EDD) per FATF Recommendations 12 and 13 before settlement. Optionally filter by country.

Returns a structured calendar of upcoming and in-effect compliance obligations across MiCA (EU crypto-asset markets regulation), SFDR (Sustainable Finance Disclosure Regulation), CSRD (Corporate Sustainability Reporting Directive), the US GENIUS Act (payment stablecoin framework), and FATF Recommendations 15/16. For each event: framework, jurisdiction, requirement summary, effective date, impact level, and article reference. Also returns a DPX alignment section mapping each framework to the specific DPX endpoints that satisfy it. Use this before settlement workflow design, compliance gap analysis, or regulatory reporting.

Trace the beneficial ownership chain for any legal entity up to 3 levels deep using GLEIF relationship records, then screen every node in the chain against the OpenSanctions consolidated sanctions list (OFAC SDN, EU, UN, UK OFSI). Returns chain structure (SUBJECT → DIRECT_PARENT → ULTIMATE_PARENT), per-node sanctions status, LEI lapse flags, overall CLEAR / REVIEW_REQUIRED / BLOCKED verdict, and FATF R.16 beneficial ownership compliance attestation. Required for correspondent banking due diligence, FATF R.12/13 UBO identification, and MiCA Article 72 counterparty risk management.

Get a model recommendation for a task type without running inference. Returns the best free model for the task, its strengths and speed tier, and a list of alternatives. Use this when an agent needs to select a model before committing to inference, or to surface model selection logic to a human. Free.

List all AI models available through DPX Compute. All models are free-tier (no token cost) — routed via OpenRouter. Returns model IDs, provider, capability strengths, context window, and speed tier. Use this before compute.route to understand what models are available and pick the right one for a task. Free.

Route a task to the best available free AI model and run inference. DPX selects the model based on the task type (reasoning → DeepSeek R1, code → Llama 3.3 70B, multilingual → Qwen 2.5 72B, fast → Llama 3.1 8B), calls OpenRouter, and returns the completion. All models are free-tier — no token cost. Pay per call in USDC via x402. Use this when an agent needs to delegate a subtask to a language model without managing model selection or API keys.

Complete a payment that Claude's computer use session has identified on screen — a checkout form, wire transfer UI, invoice approval, or vendor portal payment step. Call this instead of typing credentials into a UI. Describe what you see on screen, provide the amount and recipient, and DPX runs the full oracle gate → compliance screen → settlement flow. Returns a receipt. Use whenever computer use encounters a payment that would otherwise require human re-entry or approval.

Live performance metrics for the DPX settlement infrastructure — pulled directly from production telemetry. Returns request volumes, error rates, growth trends, per-service breakdown, and spike analysis across all active DPX workers. Free — designed for investor due diligence, analyst queries, and Standard Metrics / portfolio management integrations. No auth required.

Screen up to 50 entities in a single call. Accepts LEIs or company names (GLEIF-resolved). Returns results ranked by composite ESG score descending — highest scoring counterparties first. Useful for portfolio-level compliance screening, supplier due diligence, and TMS pre-payment checks. Name resolution is slower than direct LEI input.

Resolve a company name, domain, or ticker to a LEI via GLEIF and return the full ESG score. Removes the need for callers to have a LEI. Returns Environmental (40%), Social (35%), and Governance (25%) pillar scores, composite 0–100, fee surcharge tier, and per-source breakdown (SEC EDGAR, OSHA, BLS SOII, EU E-PRTR, ESMA, World Bank WGI, GLEIF). Use when you have a company name but not a LEI.

Score an entire counterparty portfolio in one call (up to 200 entities by LEI or name). Returns portfolio-level composite E/S/G scores, tier distribution, aggregate fee surcharge impact in basis points, worst offenders (bottom 10% by composite), top performers, MiCA Article 72 ongoing monitoring status, and SFDR PAI flags. The canonical pre-settlement compliance check for treasury systems and TMS integrations.

Get the live counterparty risk score (ESG-denominated) for a wallet address or the protocol default. Returns Environmental, Social, and Governance risk scores (0–100 each), composite weighted average, and the compliance-adjusted settlement fee percentage this score produces. Updated hourly from 6 institutional data sources: WorldBank, IMF, OECD, UN SDG API, ClimateMonitor, and SEC EDGAR. Required by EU SFDR Principal Adverse Impact reporting and CSRD financed emissions disclosure for institutional clients.

Get the historical ESG composite trend for a specific entity by LEI. Returns score history, trend direction (IMPROVING / STABLE / DETERIORATING), and delta over the requested window. Data accumulates each time the entity is scored via esg.lookup, esg.batch, or esg.portfolio. Useful for due diligence, MiCA Article 72 ongoing monitoring reports, and detecting counterparties whose ESG posture is degrading.

Register an entity for ongoing ESG monitoring. DPX checks the score daily and fires a webhook when the composite score shifts by ≥ thresholdPoints. Satisfies MiCA Article 72 ongoing monitoring requirements. Returns a watchId for status checks and cancellation. Webhook payload includes previous/current score, delta, and tier change.

Compare DPX settlement cost against Stripe cross-border (5.4% + $0.30), Wise (0.40–1.50%), Ripple ODL (0.20–0.50%), Lightspark, SWIFT (2.00–5.00%), PayPal, and bank wire. Returns dollar savings vs each at the current DPX all-in rate (~2.035% typical). Also returns GENIUS Act and MiCA compliance status for each competitor.

Get the complete DPX fee schedule: all components (core/FX/ESG/license), volume discount tiers (Standard / Growth / Institutional / Sovereign), ESG fee table by score, scenario examples, and competitive benchmarks vs Stripe, Wise, SWIFT, and bank wire.

Verify that the off-chain fee quote matches what the on-chain DPXSettlementRouter contract will charge. Returns feesMatch (true/false). Call after get_quote and before settle to confirm fee integrity.

Single pre-flight call before settling. Runs oracle check, compliance screen, and stablecoin routing in parallel and returns a unified go/no-go decision. Replaces the 3-step oracle → screen → route loop. Returns: decision (PROCEED/HOLD/BLOCKED), recommended token, estimated net received, oracle score, compliance verdict, and a ready-to-use settleBody.

Seasonal climate event calendar with commodity impact. Returns 12 critical annual windows (hurricane season, corn pollination, Brazil frost risk, Black Sea harvest, ENSO influence periods, etc.) sorted by urgency — active windows first, then by months until next occurrence. Each entry includes affected commodities, severity, and the agronomic basis.

Climate-driven price pressure outlook for a commodity. Returns BULLISH/BEARISH/NEUTRAL signal with 30/60/90-day horizons, confidence score, per-region stressor breakdown, and current FRED price reference. Covers 11 commodities: WHEAT, CORN, SOYB, COFFEE, COCOA, COTTON, SUGAR, WTI, NG, COPPER, LUMBER. Designed for institutional research teams evaluating commodity positions. Signals reflect supply constraint risk from climate — not a financial recommendation. Cache: 4h.

Climate stress test for a multi-commodity portfolio. Pass up to 20 positions with weights (percentages or fractions — normalized internally). Returns aggregate portfolio climate score, which positions are most stressed, which could act as climate hedges, and a plain-language summary. Useful for commodity fund managers evaluating aggregate climate exposure before rebalancing.

All ~40 global commodity production regions ranked by current climate risk score. Each region shows which commodities it affects and its current climate risk level (HIGH/MODERATE/LOW). Use to identify which geographic zones are under active climate stress and which commodities are most exposed.

What-if climate scenario analysis. Apply a named scenario or custom stressor multipliers to any subset of commodities and see how signals shift. Built-in scenarios: la_nina_moderate, la_nina_severe, el_nino_moderate, gulf_hurricane_major, us_plains_drought_severe, black_sea_disruption, brazil_frost, chile_drought_copper, pacific_northwest_wildfire. Use to stress-test a commodity thesis before committing to a position.

All 60+ currency corridors with current stability tier, daily volatility estimate, and regulatory flags. Sort is best-first (OPTIMAL → ADVERSE). Use to compare corridors before choosing a payment route — e.g. "which LATAM corridor is most stable for a $2M payment this week?" Filter by source currency with the from parameter. Free.

All-in settlement cost quote for cross-border payments. CFO-grade output: exact amount received in target currency after rail fees, 48h FX cost variance expressed in dollars, corridor stability overlay, and optimal execution window. Answers "if I send $X today, what does my counterparty receive net of everything, and how certain is that number?" Requires x402 micropayment.

Live mid-market FX rate for any currency pair. Returns mid rate, bid/ask spread, daily volatility %, regulatory flags for the corridor, and data freshness. Sourced from central bank rates (open.er-api.com, updated hourly, no API key required). Free.

Check the status of a DPX integration verification session. Polls Base mainnet for receipt of the $0.01 USDC handshake payment. Returns "pending" until payment is detected on-chain, then "verified" with the txHash and a Basescan explorer link. Poll every 10–15 seconds after sending the payment.

Initiate a $0.01 USDC onboarding handshake for a new DPX integration. Returns the DPX treasury address and payment instructions. The client sends $0.01 USDC on Base mainnet to confirm their wallet is funded and settlement rails are clear. Call integration.status to poll for confirmation. Required for all new integrations before production settlements are enabled.

Aftershock Intelligence — models the secondary waves that follow a primary cascade event. Takes a primary shock (origin node, event type, magnitude, elapsed hours) and returns three aftershock waves: Wave 1 (0–72h immediate secondary effects), Wave 2 (1–4 weeks policy response distortions), Wave 3 (1–6 months structural changes now permanently locked in). Identifies which nodes are rebounding, which face amplified pressure, and which are structurally altered. Companion to market.cascade — run cascade first, then aftershock to see the full picture. POST with origin, eventType, magnitude, elapsedHours.

Contagion Intelligence — simulates how a macro or financial shock spreads through 30 nodes across 6 domains (financial systems, real economies, commodity networks, policy anchors, social systems, physical infrastructure) using an epidemiological R-value model. Returns system R trajectory, per-epoch spread map, superspreader nodes, containment forecast, and AI briefing. R < 1.0 = self-limiting; R ≥ 1.0 = expanding. Call /contagion/nodes first to discover valid origin IDs. POST with origin and magnitude.

Gender Risk & Opportunity Intelligence — maps the structural relationship between GBV prevalence, legal discrimination, female labour force participation, and economic outcomes across 18 countries. Returns two independent scores: gbvRiskScore (0–100 suppression risk — high GBV → female LFPR suppression → GDP drag → fiscal stress → sovereign risk premium) and opportunityScore (0–100 reform upside — improving GBV indicators, closing LFPR gender gaps, and strengthening legal rights precede FDI inflows and consumer credit expansion). Five transmission mechanisms. Live FRED economic stress feedback. AI synthesis. Data: WHO GHO, World Bank WDI, FRED. 12h cache. No input required — GET.

Resonance Intelligence — detects when multiple independent macro forces are oscillating in phase across 28 signals in 5 domains, amplifying each other rather than cancelling. A single shock is manageable; resonance turns a bad quarter into a systemic crisis. Returns per-signal phase angles, resonance clusters (groups of 3+ aligned signals), amplitude amplification factor, system resonance score (0–100), and historical danger-zone comparison to crisis precedents (2008, 2011, 2020, 1997 EM). No input required — GET.

Register a webhook to receive alerts when a DPX intelligence signal crosses a threshold. Supported signals: stability (overall 0–100 score), cascade (shock propagation risk), macro_stress, climate, fx, or any. The cron checks hourly and fires the webhook on crossing — edge-triggered, not repeated every hour. Returns a subscriptionId for status checks and cancellation. Use for treasury alert systems, TMS integrations, or autonomous agent monitoring loops.

Cancel an intelligence subscription by ID. Stops future webhook alerts for that subscription. The alert log is retained for audit purposes.

Check the status of an intelligence subscription by ID. Returns current signal score, last fired timestamp, total alerts fired, and subscription configuration. Use after intelligence.subscribe to verify a subscription is active.

Tectonic Intelligence — maps slow-moving structural stress across 22 fault lines in 5 domains (demographic, fiscal, environmental, infrastructure, geopolitical). Each node carries current stress (0–100), accumulation rate (%/yr), tipping threshold, and estimated years to rupture. Where market.cascade traces an acute shock, tectonic surfaces latent pressure before it ruptures. Returns per-node stress state, rupture sequence, horizon timeline, and AI synthesis briefing. No input required — GET.

Create an agent-to-agent invoice. Agent A calls this to request payment from Agent B. Returns an invoiceId and payUrl — Agent B calls invoice.pay with the invoiceId to settle. Invoice expires after ttlSeconds (default 24h).

Retrieve an agent-to-agent invoice by ID. Returns status (OPEN/PAID/EXPIRED), amount, currency pair, and payUrl. Use before calling invoice.pay to confirm the invoice is still OPEN.

Pay an agent-to-agent invoice by ID. Retrieves the invoice, runs settlement via POST /settle, and marks the invoice PAID on success. In sandbox mode returns a simulated receipt; in live mode returns execution parameters for on-chain completion.

Get the aggregated payment graph for a multi-agent session. Returns total USD moved, transaction count, and a chronological list of all payments made during the session. Use for cost accounting, audit, or to show a human what an agent run spent.