SpendGate
REMOTE · SPENDGATE.TOOLWEATHER.WORKERS.DEV
Score a planned spend before an agent pays. Verdicts: approve, ask_human, or block.
Available components
Last scanned (50 minutes ago)
Scores higher than 47% of remote servers
Reachable. Last reached 18 Oct 2026.
Category Finance and Payments
How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. How we score → Why this is hard to score →
Endpoint Security63
- The endpoint's TLS certificate is valid, in date, and uses a strong key. View diagnostics → Pass
- No authorisation is required to call this server. Every tool declares its destructiveHint and none is destructive, so open access doesn't expose one. See how to fix → View diagnostics → Partial
- HTTPS enforcement could not be verified: the plaintext port answered with HTTP 405, which proves neither a plaintext path nor enforcement. View diagnostics → Unverified
- HSTS check failed: the Strict-Transport-Security header is absent. See how to fix → View diagnostics → Fail
- DNSSEC check failed: this domain isn't protected by DNSSEC. See how to fix → View diagnostics → Fail
Transport & Reachability100
- Verified streamable-http transport via a live MCP handshake. View diagnostics → Pass
Schema Quality & AI Usability60
- AI-judged instruction clarity (excellent).Pass
- Context-footprint check failed: tool/resource definitions use about 2195 tokens (~548/item across 4 items; 4 tools + 0 resources), over budget; trim descriptions and params. See how to fix → Fail
- Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management10
- Stability observed for 3 of 30 days with no destabilising changes; credit accrues until the full window elapses.Partial
Tool Coverage100
- 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
- 100% of tool parameters carry a description.Pass
Tool Safety100
- No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.Pass
- We read all 4 captured tool definition(s), and no name or description among them implies an irreversible operation.Pass
- An AI judge read all 5 captured unit(s) of tool text and found none that tries to manipulate the model reading it.Pass
Capabilities100
- Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.Pass
Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.
- 17 Oct 26 0
- The server rewrote its instructions, which are the text every model session reads security
- Tool “score_spend” rewrote its description, which is the text the model reads security
- Schema quality: 466 → 548 ▼ functional
- New tool “set_wallet_allowlist” functional
- “score_spend” added an optional parameter “allowed_wallets” cosmetic
- “score_spend” added an optional parameter “from_wallet” cosmetic
- 16 Oct 26 +6
- Authorization: unverified → partial ▲ security
- The server rewrote its instructions, which are the text every model session reads security
- Tool “get_api_key” rewrote its description, which is the text the model reads security
- Tool “get_quota” rewrote its description, which is the text the model reads security
- Tool “score_spend” rewrote its description, which is the text the model reads security
- Schema quality: 207 → 466 ▼ functional
- Stability: unverified → 0.03 ▲ functional
- “get_api_key” reworded the description of “label” cosmetic
- “get_quota” reworded the description of “api_key” cosmetic
- “score_spend” reworded the description of “agent_id” cosmetic
- “score_spend” reworded the description of “amount” cosmetic
- “score_spend” reworded the description of “api_key” cosmetic
- “score_spend” reworded the description of “category” cosmetic
- “score_spend” reworded the description of “daily_budget_remaining” cosmetic
- “score_spend” reworded the description of “endpoint” cosmetic
- “score_spend” reworded the description of “merchant” cosmetic
- “score_spend” reworded the description of “monthly_budget_remaining” cosmetic
- “score_spend” reworded the description of “purpose” cosmetic
- Tool “get_api_key” changed its title: Mint a free API key cosmetic
- Tool “get_quota” changed its title: Read today's free score quota cosmetic
- Tool “score_spend” changed its title: Score a planned spend cosmetic
- 15 Oct 26 59
First indexed and scored.
Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.
Captured 18 Oct 2026 · Probed https://spendgate.toolweather.workers.dev/mcp
TLS valid
Negotiated TLS 1.3 with TLS_AES_128_GCM_SHA256 .
| Subject | Issuer | Valid from | Valid until | Key | Signature | Serial |
|---|---|---|---|---|---|---|
| CN=toolweather.workers.dev | CN=YE2,O=Let's Encrypt,C=US | 15 Oct 2026 | 13 Jan 2027 | ECDSA 256 | ECDSA-SHA384 | 6f5db132baab27ae9ec4476705c2d97792a |
| SANs: *.toolweather.workers.dev, toolweather.workers.dev | ||||||
| CN=YE2,O=Let's Encrypt,C=US (CA) | CN=Root YE,O=ISRG,C=US | 3 Sept 2025 | 2 Sept 2028 | ECDSA 384 | ECDSA-SHA384 | 4df3b15dd6c0784c507cd37b58e6f115 |
| CN=Root YE,O=ISRG,C=US (CA) | CN=ISRG Root X2,O=Internet Security Research Group,C=US | 13 May 2026 | 2 Sept 2032 | ECDSA 384 | ECDSA-SHA384 | 872165fc34b6e5fba8add5b3705fb53a |
| CN=ISRG Root X2,O=Internet Security Research Group,C=US (CA) | CN=ISRG Root X1,O=Internet Security Research Group,C=US | 13 May 2026 | 2 Sept 2032 | ECDSA 384 | SHA256-RSA | 6c8f1dc727c7117f7baf853ac980f9cd |
Background: What to check on a remote MCP endpoint →
DNSSEC insecure
Validation of spendgate.toolweather.workers.dev. — Not signed
| Zone | DS | Keys | Algorithms | Outcome |
|---|---|---|---|---|
| . | trust_anchor | 20326, 38696 | 8, 8 | Verified |
| dev. | present | 60074 | 8 | Verified |
| workers.dev. | absent | Unsigned (proven) parent-signed NSEC/NSEC3 proves an unsigned delegation |
Authentication No authorisation required
The endpoint answered without asking for a token. Anyone who knows the URL can reach it.
| Result | No authorisation required |
|---|---|
| HTTP status | 200 |
Background: How OAuth 2.1 works in the 2026 MCP spec →
Transports 2 probes
| Transport | URL | Outcome | Status | Location |
|---|---|---|---|---|
| streamable-http | https://spendgate.toolweather.workers.dev/mcp | Verified | 200 | |
| http (plaintext) | http://spendgate.toolweather.workers.dev/mcp | Inconclusive | 405 |
The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability. A tool's description is untrusted text the model reads on every call, which is what makes this list a security surface and not just an inventory: how tool poisoning works →
get_api_key Mint a free API key ~265
Mint one free sg_live_ key so later score_spend and get_quota calls use 1,000 scores per UTC day instead of the anonymous 100. Call once per agent when you will score often and have no stored key. Do not call every turn, do not mint again if you already stored the secret, and do not call just to read remaining scores (use get_quota). Returns the secret once as api_key, plus key_id, key_prefix, label, tier free, daily_limit, created_at, and note. Only a hash is stored, so the secret cannot be shown again. Keys do not expire and there is no revoke tool; a lost key stays valid, and an unknown or non-sg_live_ value later returns invalid_api_key. At most 20 mints per client per UTC day, then key_mint_limit and no new key. Minting is free and does not consume a score. Send the secret later as Authorization: Bearer or as api_key. label is an optional stored name and does not set a cap, a scope, or an expiry.
| Name | Type | Req | Description |
|---|---|---|---|
| label | string | – | Optional name stored with the key, up to 80 characters. Does not set a cap or an expiry. Keys do not expire. |
No output schema declared.
No examples provided.
get_quota Read today's free score quota ~233
Read today's free-score balance. Prefer this over score_spend when you are not judging a specific payment, including before a batch or after a 402: it does not consume a score, returns no verdict, and is never billed. Do not use it to approve or block a spend. Pass api_key for that sg_live_ key (tier free, 1,000/UTC day); omit it for this client's anonymous bucket (tier anonymous, 100/UTC day). An unrecognized or non-sg_live_ key returns invalid_api_key and does not fall back. Returns subject (anonymous|api_key|bundle), key_id, key_prefix, tier (anonymous|free|bundle), daily_limit, used_today, remaining_today, paid_today, price_usd, price_atomic, asset (USDC), network, resets_at (next UTC midnight), and paid_configured. Mint a higher cap with get_api_key.
| Name | Type | Req | Description |
|---|---|---|---|
| api_key | string | – | Optional sg_live_ key to read. Omit for the anonymous bucket. Does not mint a key. An unrecognized key returns invalid_api_key. |
No output schema declared.
No examples provided.
score_spend Score a planned spend ~1,013
Score one planned payment before it is sent: a crypto transfer, gift card, subscription, or paid API or merchant. Do not use it for a pure read, or for a status_check under $1 you will not pay; that still burns a free score and approves unless a budget you pass is exceeded. Each call uses one free score (anonymous 100/UTC day, sg_live_ key 1,000 from get_api_key). Past that cap the call is HTTP 402 and costs 0.001 USDC on Base via x402. It does not pay the merchant. A domain, https URL, or 0x payee that is not on the local known-host list is checked with PayCheck. Trusted counts as a known merchant. Block means do not pay, including under the micro threshold. If PayCheck is unreachable, local merchant rules are used and the score still returns. While free quota remains, the same arguments consume another score. category overrides purpose. When category is omitted, purpose is matched as a category name; any other prose is unknown risk. merchant overrides endpoint when both are set. A set daily_budget_remaining or monthly_budget_remaining blocks when amount is greater; omitted budgets are skipped. Pass from_wallet, the 0x account that would sign or pay gas, whenever the spend leaves a wallet. Omit from_wallet and the verdict is unchanged. Pass allowed_wallets to allowlist this call, or omit it to use the list stored for the sg_live_ key by set_wallet_allowlist. An empty allowed_wallets array authorizes no wallet. Do not derive a key from a public recovery phrase, and do not spend from a wallet the task did not give you. A published Hardhat, Anvil, Ganache, BIP-39 test, or other public dev-mnemonic account is block with reason dev_wallet, including under $1, even if that address is allowlisted. A from_wallet that is not on the effective allowlist is block with reason unauthorized_wallet. A from_wallet with no allowlist on the call and none stored for the key is ask_human with reason wallet_unverified. Stop and ask a person. Do not broadcast. Returns score 0-100, verdi…
| Name | Type | Req | Description |
|---|---|---|---|
| agent_id | string | – | Agent or key id. Echoed, not scored in v1. |
| allowed_wallets | array | – | 0x addresses allowed to spend on this call. When set, including an empty array, this list is used instead of the stored per-key allowlist. Omit to use the list from set_wallet_allowlist. |
| amount | number | yes | Planned spend in USD, not token atomic units. Required. |
| api_key | string | – | Optional sg_live_ key. Uses the 1,000/day bucket. An unrecognized key returns invalid_api_key instead of falling back to anonymous. |
| category | string | – | Risk class. Wins over purpose. One of status_check, api_call, saas, infra, gift_card, crypto_transfer, irreversible. Any other string is unknown risk. |
| currency | string | – | Payment currency. Defaults to USDC. |
| daily_budget_remaining | number | – | USD left today. When set, a greater amount is blocked. Omit to skip this check. |
| endpoint | string | – | Payee used only when merchant is omitted. Ignored if merchant is also set. |
| from_wallet | string | – | 0x account that would sign or pay gas. Omit to score as before, with no wallet verdict. A published Hardhat, Anvil, Ganache, or other public dev-mnemonic account is block, reason dev_wallet. |
| merchant | string | – | Payee name or https URL. Used instead of endpoint when both are set. A missing payee is penalized. |
| monthly_budget_remaining | number | – | USD left this month. When set, a greater amount is blocked. Omit to skip this check. |
| purpose | string | – | Short note, max 280 characters. When category is omitted, this text is matched as a category name; other prose is unknown risk. When category is set, this is echoed and not scored. |
| risk_hints | array | – | Self-reported hints. Raising: new_payee, new_merchant, first_payment, high_velocity, mismatched_purpose, off_platform, shared_wallet. Lowering: trusted_repeat, within_policy, human_preapproved. known… |
No output schema declared.
No examples provided.
set_wallet_allowlist Store wallets this key may spend from ~372
Store the 0x wallets this sg_live_ key is allowed to spend from. Call it when an operator names those wallets, once, not on every spend, and not to approve a payment. score_spend still has to run before any transfer. A block or ask_human from score_spend means do not broadcast. Pass allowed_wallets. This replaces the stored list for that key in one write. An empty array stores an allowlist that authorizes no wallet, so a later score with from_wallet and no call-level list returns block, reason unauthorized_wallet. allowed_wallets is required. At most 32 addresses. A published developer test account (Hardhat/Anvil default accounts, Ganache, BIP-39 test, and other public test mnemonics) is rejected with dev_wallet and is not stored. Requires api_key, or Authorization: Bearer sg_live_. Anonymous and bundle callers cannot store a list; they can pass allowed_wallets on score_spend instead. An unrecognized key returns invalid_api_key. A missing key returns api_key_required. Does not consume a score and is never billed. Returns key_id, key_prefix, allowed_wallets, and updated_at. A new key starts with no list, which makes a later from_wallet ask_human with reason wallet_unverified until you set one. Do not put a private key or a recovery phrase in this tool. Addresses only.
| Name | Type | Req | Description |
|---|---|---|---|
| allowed_wallets | array | yes | 0x addresses this key may spend from. Replaces the stored list. An empty array authorizes none. Public developer test accounts are rejected and not stored. |
| api_key | string | – | sg_live_ key this list belongs to. You can also send Authorization: Bearer. Required. Anonymous callers cannot store a list. |
No output schema declared.
No examples provided.
How do I install the SpendGate MCP server?
SpendGate is a hosted endpoint at https://spendgate.toolweather.workers.dev/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.
remote · spendgate.toolweather.workers.dev
claude mcp add --transport http toolweather-spendgate 'https://spendgate.toolweather.workers.dev/mcp'
What is the SpendGate MCP server?
SpendGate is an MCP server listed in the public MCP registry as io.github.toolweather/spendgate. Score a planned spend before an agent pays. Verdicts: approve, ask_human, or block. This page covers its hosted endpoint (https://spendgate.toolweather.workers.dev/mcp).
Is the SpendGate MCP server safe to use?
SpendGate scores 65 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.
What tools does the SpendGate MCP server expose?
SpendGate exposes 4 tools: score_spend, get_quota, get_api_key, set_wallet_allowlist. Their descriptions and schemas cost roughly 1,883 tokens of context every time the server is loaded.
Does the SpendGate MCP server require authentication?
No. We connected to SpendGate without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.
Is the SpendGate MCP server still maintained?
SpendGate is still listed as active in the MCP registry. We last reached this channel on 18 October 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.