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UK Income Tax and Salary

REMOTE · UK-INCOME-TAX-SALARY-MCP.LIPMICHAL.WORKERS.DEV

UK income tax and take-home pay 2025/26 and 2026/27: Scottish bands, NI, student loans, 60% trap.

67 Trust /100

Last scanned (2 hours ago)

Scores higher than 53% of remote servers

Reachable. Last reached 5 Nov 2026.

Category Finance and Payments

Trust breakdown (7 categories)

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. How we score → Why this is hard to score →

Endpoint Security63
Transport & Reachability100
Schema Quality & AI Usability59
  • AI-judged instruction clarity (excellent).Pass
  • Context-footprint check failed: tool/resource definitions use about 1776 tokens (~444/item across 4 items; 4 tools + 0 resources), over budget; trim descriptions and params. See how to fix → Fail
  • Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management20
  • Stability observed for 6 of 30 days with no destabilising changes; credit accrues until the full window elapses.Partial
Tool Coverage100
  • 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
  • 100% of tool parameters carry a description.Pass
Tool Safety100
  • No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.Pass
  • We read all 4 captured tool definition(s), and no name or description among them implies an irreversible operation.Pass
  • An AI judge read all 4 captured unit(s) of tool text and found none that tries to manipulate the model reading it.Pass
Capabilities100
  • Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.Pass
Changelog

Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.

  • 5 Nov 26 +1

    No change was recorded against any check on this day. Stability & Change Management went from 17 to 20. That category is still filling its 30-day observation window: 5 days of observed history at the previous scan, 6 at this one. The score rises as the window fills, whether or not the server changes.

  • 3 Nov 26 +1

    No change was recorded against any check on this day. Stability & Change Management went from 10 to 13. That category is still filling its 30-day observation window: 3 days of observed history at the previous scan, 4 at this one. The score rises as the window fills, whether or not the server changes.

  • 1 Nov 26 +1

    No change was recorded against any check on this day. Stability & Change Management went from 3 to 7. That category is still filling its 30-day observation window: 1 days of observed history at the previous scan, 2 at this one. The score rises as the window fills, whether or not the server changes.

  • 31 Oct 26 0
    • Stability: unverified → 0.03 ▲ functional
  • 30 Oct 26 64

    First indexed and scored.

Diagnostics

Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.

Captured 5 Nov 2026 · Probed https://uk-income-tax-salary-mcp.lipmichal.workers.dev/mcp

TLS valid

Negotiated TLS 1.3 with TLS_AES_128_GCM_SHA256 .

Subject Issuer Valid from Valid until Key Signature Serial
CN=lipmichal.workers.dev CN=WE1,O=Google Trust Services,C=US 2 Oct 2026 31 Dec 2026 ECDSA 256 ECDSA-SHA256 ebf145553d5751d20e0d3cd51e3d7a94
SANs: lipmichal.workers.dev, *.lipmichal.workers.dev
CN=WE1,O=Google Trust Services,C=US (CA) CN=GTS Root R4,O=Google Trust Services LLC,C=US 13 Dec 2023 20 Feb 2029 ECDSA 256 ECDSA-SHA384 7ff31977972c224a76155d13b6d685e3
CN=GTS Root R4,O=Google Trust Services LLC,C=US (CA) CN=GlobalSign Root CA,OU=Root CA,O=GlobalSign nv-sa,C=BE 15 Nov 2023 28 Jan 2028 ECDSA 384 SHA256-RSA 7fe530bf331343bedd821610493d8a1b

Background: What to check on a remote MCP endpoint →

DNSSEC insecure

Validation of uk-income-tax-salary-mcp.lipmichal.workers.dev. — Not signed

Zone DS Keys Algorithms Outcome
. trust_anchor 20326, 38696 8, 8 Verified
dev. present 60074 8 Verified
workers.dev. absent Unsigned (proven) parent-signed NSEC/NSEC3 proves an unsigned delegation
Authentication No authorisation required

The endpoint answered without asking for a token. Anyone who knows the URL can reach it.

Result No authorisation required
HTTP status 200

Background: How OAuth 2.1 works in the 2026 MCP spec →

Transports 2 probes
Transport URL Outcome Status Location
streamable-http https://uk-income-tax-salary-mcp.lipmichal.workers.dev/mcp Verified 200
http (plaintext) http://uk-income-tax-salary-mcp.lipmichal.workers.dev/mcp Inconclusive 405
MCP tools · 4 exposed · ~1,776 tokens

The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability. A tool's description is untrusted text the model reads on every call, which is what makes this list a security surface and not just an inventory: how tool poisoning works →

Tool Tokens
calculate_uk_take_home ~550

Calculates UK take-home pay for an employee in tax year 2025/26 or 2026/27 from HMRC's published rates: income tax by band (England, Wales and NI, or the six Scottish bands incl. the 2026/27 Scottish starter and basic bands), employee Class 1 National Insurance (8% / 2%), student loan repayments (Plan 1, 2, 4, 5 and Postgraduate, with 2026/27 thresholds), and pension by salary sacrifice or relief at source. Applies the Personal Allowance taper above £100,000 (£1 per £2, the 60% trap) and reads tax codes such as 1257L, S1257L, K475, BR and D0. Returns net pay a year, a month and a week. Figures copied from gov.uk and HMRC in Oct 2026.

NameTypeReqDescription
gross_salarynumberyesAnnual gross salary in pounds (GBP), before any deductions.
ni_categorystring–National Insurance category letter, default A. C = over State Pension age (no employee NI).
pension_amountnumber–Employee pension contribution in pounds a year (gross). Use this OR pension_percent.
pension_methodstring–relief_at_source (you pay 80%, provider adds 20%, higher-rate relief claimed back) or salary_sacrifice (cuts pay before tax, NI and student loan). Default salary_sacrifice if a pension is given.
pension_percentnumber–Employee pension contribution as a percent of gross salary, e.g. 5. For relief at source this is the gross (grossed-up) contribution.
regionstring–Where you live for tax. england, wales, northern_ireland (same bands) or scotland (six Scottish bands). Default england, or taken from an S or C tax code.
student_loan_plansarray–Student loan plans you repay: plan_1, plan_2, plan_4 (Scotland), plan_5, postgraduate. Several are allowed, as gov.uk describes.
tax_codestring–PAYE tax code, default 1257L. Supports nnnnL/M/N/T, S and C prefixes, K codes, BR, D0, D1, SBR, SD0-SD3, 0T, NT and W1/M1/X suffixes.
tax_yearstring–UK tax year, 6 April to 5 April. 2025/26 or 2026/27 (default 2026/27).

No output schema declared.

No examples provided.

compare_salaries ~510

Compares 1 to 5 UK gross salaries after income tax, National Insurance, student loan and pension for 2025/26 or 2026/27, with the same region, tax code and options for each. Shows net pay a year, month and week, effective and marginal rates, and how much of each pay rise you keep compared with the first salary. Shows when a rise lands in the £100,000 to £125,140 Personal Allowance taper (60% in England, 69.5% in Scotland in 2026/27 with NI). Uses HMRC 2025/26 and 2026/27 rates fetched in Oct 2026.

NameTypeReqDescription
ni_categorystring–National Insurance category letter, default A. C = over State Pension age (no employee NI).
pension_amountnumber–Employee pension contribution in pounds a year (gross). Use this OR pension_percent.
pension_methodstring–relief_at_source (you pay 80%, provider adds 20%, higher-rate relief claimed back) or salary_sacrifice (cuts pay before tax, NI and student loan). Default salary_sacrifice if a pension is given.
pension_percentnumber–Employee pension contribution as a percent of gross salary, e.g. 5. For relief at source this is the gross (grossed-up) contribution.
regionstring–Where you live for tax. england, wales, northern_ireland (same bands) or scotland (six Scottish bands). Default england, or taken from an S or C tax code.
salariesarrayyes1 to 5 annual gross salaries in pounds. The first is the baseline.
student_loan_plansarray–Student loan plans you repay: plan_1, plan_2, plan_4 (Scotland), plan_5, postgraduate. Several are allowed, as gov.uk describes.
tax_codestring–PAYE tax code, default 1257L. Supports nnnnL/M/N/T, S and C prefixes, K codes, BR, D0, D1, SBR, SD0-SD3, 0T, NT and W1/M1/X suffixes.
tax_yearstring–UK tax year, 6 April to 5 April. 2025/26 or 2026/27 (default 2026/27).

No output schema declared.

No examples provided.

get_uk_tax_bands ~200

Returns the official UK income tax bands for 2025/26 or 2026/27, for England, Wales and Northern Ireland or for Scotland (starter 19%, basic 20%, intermediate 21%, higher 42%, advanced 45%, top 48%), both as taxable-income bands from HMRC's employer tables and as gross-salary bands with the standard £12,570 allowance. Also returns the £100,000 allowance taper, Class 1 NI thresholds and employee rates by category letter, and student loan thresholds for each plan. A figure that is not published is marked unannounced, never guessed. Copied from gov.uk and HMRC in Oct 2026.

NameTypeReqDescription
regionstringyesengland, wales, northern_ireland, england_wales_ni or scotland.
tax_yearstringyesUK tax year: 2025/26 or 2026/27.

No output schema declared.

No examples provided.

marginal_rate_at_income ~516

Returns the true UK marginal rate on the next pounds of salary in 2025/26 or 2026/27: income tax band rate, employee NI and student loan together, plus the Personal Allowance taper between £100,000 and £125,140 that makes it 60% plus NI in England, Wales and NI and 67.5% plus NI in Scotland's advanced band. Handles salary sacrifice, relief at source, Scottish bands and tax codes. Measured as the change in deductions over the next `step` pounds (default £100). Rates from gov.uk and HMRC, fetched Oct 2026.

NameTypeReqDescription
gross_salarynumberyesAnnual gross salary in pounds (GBP), before any deductions.
ni_categorystring–National Insurance category letter, default A. C = over State Pension age (no employee NI).
pension_amountnumber–Employee pension contribution in pounds a year (gross). Use this OR pension_percent.
pension_methodstring–relief_at_source (you pay 80%, provider adds 20%, higher-rate relief claimed back) or salary_sacrifice (cuts pay before tax, NI and student loan). Default salary_sacrifice if a pension is given.
pension_percentnumber–Employee pension contribution as a percent of gross salary, e.g. 5. For relief at source this is the gross (grossed-up) contribution.
regionstring–Where you live for tax. england, wales, northern_ireland (same bands) or scotland (six Scottish bands). Default england, or taken from an S or C tax code.
stepnumber–Size of the pay rise to measure over, in pounds (default 100).
student_loan_plansarray–Student loan plans you repay: plan_1, plan_2, plan_4 (Scotland), plan_5, postgraduate. Several are allowed, as gov.uk describes.
tax_codestring–PAYE tax code, default 1257L. Supports nnnnL/M/N/T, S and C prefixes, K codes, BR, D0, D1, SBR, SD0-SD3, 0T, NT and W1/M1/X suffixes.
tax_yearstring–UK tax year, 6 April to 5 April. 2025/26 or 2026/27 (default 2026/27).

No output schema declared.

No examples provided.

Install

How do I install the UK Income Tax and Salary MCP server?

UK Income Tax and Salary is a hosted endpoint at https://uk-income-tax-salary-mcp.lipmichal.workers.dev/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

remote · uk-income-tax-salary-mcp.lipmichal.workers.dev

# add to Claude Code
claude mcp add --transport http theluckystrike-uk-income-tax-salary-mcp 'https://uk-income-tax-salary-mcp.lipmichal.workers.dev/mcp'
Common questions

What is the UK Income Tax and Salary MCP server?

UK Income Tax and Salary is an MCP server listed in the public MCP registry as io.github.theluckystrike/uk-income-tax-salary-mcp. UK income tax and take-home pay 2025/26 and 2026/27: Scottish bands, NI, student loans, 60% trap. This page covers its hosted endpoint (https://uk-income-tax-salary-mcp.lipmichal.workers.dev/mcp).

Is the UK Income Tax and Salary MCP server safe to use?

UK Income Tax and Salary scores 67 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

What tools does the UK Income Tax and Salary MCP server expose?

UK Income Tax and Salary exposes 4 tools: calculate_uk_take_home, get_uk_tax_bands, compare_salaries, marginal_rate_at_income. Their descriptions and schemas cost roughly 1,776 tokens of context every time the server is loaded.

Does the UK Income Tax and Salary MCP server require authentication?

No. We connected to UK Income Tax and Salary without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.

Is the UK Income Tax and Salary MCP server still maintained?

UK Income Tax and Salary is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.