io.github.stevemilton/payagent-mcp

NPM · @ARISPAY/PAYAGENT-MCP · SCANNED AUG 3

Gives AI agents a wallet: pay x402 APIs (USD + EUR), check balances, self-onboard in one tool call.

Available components

+22 this week 61 61 Trust /100

Trust breakdown (6 categories)

How this component scores in each security and reliability category. Every signal is checked automatically from public evidence about the published package, including repeated runs of it in an isolated sandbox, and we only credit what we can confirm. How we score →

Supply Chain Security87

No malware found by supply-chain analysis.Pass
Only part of the dependency tree could be resolved (106 of 110), so this covers what we could see, not the whole tree.Partial
No install/post-install scripts declared.Pass
Only part of the dependency tree could be resolved (106 of 110), so this covers what we could see, not the whole tree. View diagnostics → Partial

Provenance & Transparency19

Repository check failed: the declared repository URL returned HTTP 404. See how to fix → View diagnostics → Fail
Provenance check failed: no build-provenance attestation is published. See how to fix → View diagnostics → Fail
Clear OSI-approved license (MIT).Pass
Actively maintained (last published 4 days ago).Pass
Security-disclosure policy not yet verified: we couldn't inspect the source repository.Unverified

Schema Quality & AI Usability70

AI-judged instruction clarity (good).Pass
Tool/resource definitions use about 1181 tokens (~69/item across 17 items; 17 tools + 0 resources), lean.Pass
Usage-examples check failed: none of the tools include examples. See how to fix → Fail

Stability & Change Management23

Stability observed for 7 of 30 days with no destabilising changes; credit accrues until the full window elapses.Partial

Tool Coverage89

100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
67% of tool parameters carry a description.Partial

Capabilities100

Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.Pass

Install

Add this component to your MCP client. Where a client-specific snippet is available, pick your client below and copy it straight into your config; otherwise use the connection detail shown.

npm · @arispay/payagent-mcp

Claude Codex opencode OpenClaw Hermes Other

# add to Claude Code

claude mcp add stevemilton-payagent-mcp -- npx -y @arispay/payagent-mcp

# add to Codex CLI

codex mcp add stevemilton-payagent-mcp -- npx -y @arispay/payagent-mcp

// opencode.json

{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "stevemilton-payagent-mcp": {
      "type": "local",
      "command": [
        "npx",
        "-y",
        "@arispay/payagent-mcp"
      ],
      "enabled": true
    }
  }
}

# add to OpenClaw

openclaw mcp add stevemilton-payagent-mcp --command npx --arg -y --arg @arispay/payagent-mcp

# ~/.hermes/config.yaml

mcp_servers:
  stevemilton-payagent-mcp:
    command: "npx"
    args: ["-y", "@arispay/payagent-mcp"]

// mcp.json

{
  "mcpServers": {
    "stevemilton-payagent-mcp": {
      "command": "npx",
      "args": [
        "-y",
        "@arispay/payagent-mcp"
      ]
    }
  }
}

Changelog

Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.

2 Aug 26 +46
- Provenance: unverified → fail ▼ security
- Install scripts: unverified → pass ▲ security
- Known CVEs: unverified → partial ▲ security
- License: unverified → pass ▲ functional
- Dependency health: unverified → partial ▲ functional
- Stability: unverified → 0.20 ▲ functional
- Maintenance: unverified → pass ▲ functional
- MCP protocol: unverified → pass ▲ functional
- Schema quality: unverified → good ▲ functional
- Tool coverage: unverified → 100 ▲ functional
- Licence: MIT functional
1 Aug 26 0
- Malware scan: unverified → pass ▲ security
- Tool coverage: 100 → unverified ▼ functional
31 Jul 26 −3
- We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
30 Jul 26 −21
- Tool coverage: 100 → unverified ▼ functional
- First check of Schema quality: unverified functional
27 Jul 26 39

First indexed and scored.

Show 3 earlier entries Hide earlier entries

Diagnostics

Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.

Captured 3 Aug 2026 · Analysed npm/@arispay/[email protected]

Provenance none

Ecosystem: npm · Outcome: none

Dependencies 106 packages

106 packages in the resolved dependency tree · 104 deprecated · 31 stale.

The dependency tree was only partially resolved, so these counts may be incomplete.

MCP tools — 17 exposed · ~1,181 tokens

The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability.

Tool Tokens

attach_card_for_user ~58

Platform mode: mint a hosted card-entry URL for an end-user.

Input Output Examples

Name	Type	Req	Description
agentName	string	—	Optional x402 agent name to scope the session to.
userId	string	yes	ArisPay-internal end-user id.

No output schema declared.

No examples provided.

check_wallet ~41

Legacy diagnostic for x402 payer agents. Use get_balance for wallet-centric balances.

Input Output Examples

Name	Type	Req	Description
agent	string	—	Optional name of a locally-stored x402 agent.

No output schema declared.

No examples provided.

create_agent ~117

Advanced: provision an x402 payer agent with its own Base USDC wallet. Use create_wallet instead unless you specifically need to pay x402-protected HTTP resources.

Input Output Examples

Name	Type	Req	Description
agentType	string	—	—
allowedDomains	array	—	—
daily	integer	yes	Daily spend cap in cents.
monthly	integer	yes	Monthly spend cap in cents.
name	string	yes	Local identifier for this x402 agent.
network	string	—	—
perTx	integer	yes	Per-transaction spend cap in cents.

No output schema declared.

No examples provided.

create_enduser ~52

Platform mode: register an end-customer under your account.

Input Output Examples

Name	Type	Req	Description
email	string	—	—
externalId	string	yes	Your own stable id for this customer.
findOrCreate	boolean	—	—

No output schema declared.

No examples provided.

create_user ~75

Cold-start in one call: create an ArisPay user account plus the master funding account. Safe to re-run — it recovers the existing account instead of creating duplicates.

Input Output Examples

Name	Type	Req	Description
email	string	yes	Email for the new ArisPay account.
name	string	—	Human name. Falls back to the email local-part.

No output schema declared.

No examples provided.

create_wallet ~120

Create a sub-wallet / spending profile. Sub-wallets draw from the master funding account and enforce per-transaction, daily, and monthly spend limits.

Input Output Examples

Name	Type	Req	Description
allowedDomains	array	—	If provided, restrict this sub-wallet to paying only these domains.
daily	integer	yes	Daily spend cap in cents.
monthly	integer	yes	Monthly spend cap in cents.
name	string	yes	Human name for this sub-wallet, e.g. 'Daily' or 'Travel'.
perTx	integer	yes	Per-transaction spend cap in cents.

No output schema declared.

No examples provided.

fund_agent ~39

Advanced: get the USDC deposit address for an x402 payer agent.

Input Output Examples

Name	Type	Req	Description
name	string	yes	Name of a locally-stored x402 agent.

No output schema declared.

No examples provided.

fund_wallet ~116

Add money to the master funding account so a sub-wallet can spend. rail='europ' opens the Schuman KYC / vIBAN flow in a browser; rail='card' mints a hosted card-setup URL.

Input Output Examples

Name	Type	Req	Description
amount	number	—	Optional preset amount in dollars.
rail	string	yes	Funding rail: 'europ' for SEPA/EURØP, 'card' for debit/credit card.
wallet	string	yes	Name of a sub-wallet (used only for handoff context).

No output schema declared.

No examples provided.

get_balance ~56

Show the master funding-account balance(s) and a sub-wallet's spend limits. If no wallet is named, lists all sub-wallets.

Input Output Examples

Name	Type	Req	Description
wallet	string	—	Optional sub-wallet name. Omit to list all sub-wallets.

No output schema declared.

No examples provided.

get_balance_agent ~39

Advanced: on-chain USDC balance for an x402 payer agent.

Input Output Examples

Name	Type	Req	Description
name	string	yes	Name of a locally-stored x402 agent.

No output schema declared.

No examples provided.

get_user_status ~30

Platform mode: report an end-user's card and wallet readiness.

Input Output Examples

Name	Type	Req	Description
userId	string	yes	—

No output schema declared.

No examples provided.

list_agents ~36

Advanced: list x402 payer agents with on-chain wallets.

Input Output Examples

Name	Type	Req	Description
withBalance	boolean	—	Fetch on-chain USDC balance per agent.

No output schema declared.

No examples provided.

list_wallets ~18

List all sub-wallets under this account.

Input Output Examples

Input schema present but exposes no named parameters.

No output schema declared.

No examples provided.

pay_api ~98

Advanced: make an HTTP request to an x402-protected API, paying with USDC on Base via delegated signing. This is a separate rail from the wallet-centric balance/card flows.

Input Output Examples

Name	Type	Req	Description
agent	string	—	Optional name of a stored x402 payer agent.
body	string	—	—
headers	object	—	—
method	string	—	—
url	string	yes	The full URL of the API endpoint to call.

No output schema declared.

No examples provided.

pay_merchant ~166

Pay a merchant from the master wallet through a sub-wallet. For balance-rail payments (from FundingAccount), merchantId is required. For card-rail payments, the user must have a verified card on file.

Input Output Examples

Name	Type	Req	Description
amount	integer	yes	Amount in cents.
currency	string	—	Currency code. Default: USD.
memo	string	yes	Human-readable memo, e.g. 'T-shirt from getwatta.com'.
merchantId	string	—	Required for balance-rail payments to a registered merchant.
merchantUrl	string	yes	Canonical merchant URL for this payment.
rail	string	—	Force balance or card rail. Default: server picks based on available funding.
wallet	string	yes	Name of the sub-wallet to spend through.

No output schema declared.

No examples provided.

rename_agent ~42

Advanced: rename an x402 payer agent.

Input Output Examples

Name	Type	Req	Description
name	string	yes	Current local name of the x402 agent.
newName	string	yes	New name.

No output schema declared.

No examples provided.

set_user_limits ~78

Platform mode: set per-(user, agent) spend caps.

Input Output Examples

Name	Type	Req	Description
agentName	string	yes	—
allowedMcc	array	—	—
blockedMcc	array	—	—
daily	integer	—	—
monthly	integer	—	—
perTx	integer	—	—
userId	string	yes	—

No output schema declared.

No examples provided.

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Scoring key

80+ high trust
60–79 medium
below 60 low

How we score

Score history · last 30 days

27 Jul 3 Aug