Factline

Use when a supplier (or someone posing as one) asks to change bank details or pay to a new account, the biggest single loss in accounts payable. Send text (the whole email with its From: line), or sender and iban; add website (the supplier's real domain), known_iban (the account you pay now) and name plus country to also run the supplier invoice check. The text is not stored. Input: text, or sender + iban; website, known_iban, name, country. Costs 0.06 USDC via x402, or 30 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Returns a secure payment link (iDEAL or card, via Dodo Payments, EUR 2.95 incl. VAT) for the full English report on a Dutch address: crime vs national rate, noise and air quality, flood probability, ground height, monuments, permits, amenities, liveability breakdown and home-value trend. The report opens right after payment. Only use when the user wants the full report or asks to buy it.

Returns a secure payment link (iDEAL or card, via Dodo Payments, EUR 1.95 incl. VAT) for the full English vehicle report: APK inspection history with defects, recall details, import/taxi/export history, specs and catalogue price. Only use when the user wants the full report or asks to buy it.

Use when a Chinese supplier sends a photo of its business licence (营业执照), e.g. on Alibaba or 1688: reads the fields, validates the USCC checksum, flags an address province that differs from the code (edited licence) or a name that differs from your invoice, then screens the Chinese and English names against sanctions, the Entity List and UFLPA. Image not stored. Input: image_url, optional invoice_name. Costs 0.06 USDC via x402, or 30 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Use this when the counterparty is a Chinese supplier you are about to pay or import from: checks the 18-character Unified Social Credit Code (checksum, authority, entity type, province; Xinjiang flagged) and screens the company against EU, UN, UK and US OFAC sanctions, BIS Entity List, Military End User list and DHS UFLPA list. Verdict pass, review or block_review with reasons. Does not query the Chinese register (GSXT). Input: name, uscc. Costs 0.03 USDC via x402, or 15 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Use this when you need full due diligence on a European company before a deal or large payment, beyond an existence check: registers in 10 countries plus GLEIF, directors, owners and parents screened for sanctions and PEP, VAT, Peppol, website, plus financial health (accounts on time, size, turnover, insolvency in GB, FR, NO, FI, NL). One verdict and a cite_as line. Input: name or id, best with country. Costs 0.15 USDC via x402, or 75 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Use to check if a European company is healthy before you deal with it: UK accounts overdue, size band and insolvency history; French headcount, turnover, net result and BODACC insolvency; Norwegian employees, bankruptcy, winding-up and filed accounts; Finnish bankruptcy and restructuring; Dutch insolvency with a KvK number. Verdict healthy, watch, distressed or limited_data. Costs 0.02 USDC via x402, or 10 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Use this when you only need to confirm a company exists and is active (the cheap first step before a dossier): registers GLEIF (worldwide), UK Companies House, Ireland CRO, Estonia, Belgium KBO, France SIRENE, Norway, Finland, Czechia, Slovakia and Poland (with bank accounts). Returns legal name, status, registry id, legal form, address, founding date and parent companies (GLEIF). Search by name or id. Costs 0.008 USDC via x402, or 4 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Use when you need to judge whether a website or email domain is trustworthy: registration date and domain age (RDAP), expiry, registrar, nameservers, email setup (MX, SPF, DMARC), disposable-email domains, and a low/medium/high risk with flags such as 'registered 4 days ago', a common sign of scam shops. Accepts a domain, URL or email. Costs 0.003 USDC via x402, or 2 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Use when you need to know if an email address is real and deliverable before signup, outreach or onboarding: syntax, live MX routing, 9,000+ disposable domains, role addresses, free providers, typo suggestions (gmial.com to gmail.com) and SPF/DMARC. One verdict: deliverable, risky or undeliverable. Costs 0.002 USDC via x402, or 1 credit of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Use before onboarding, paying or contracting a European company: finds it in 10 official registers (GLEIF, UK, IE, FR, NO, FI, CZ, SK, EE, PL), screens it, its directors, owners and parent companies against EU, UN, UK and US sanctions and PEP, checks VAT and Peppol, flags new websites and Dutch bankruptcies. One verdict: pass, review, block_review or incomplete. Input: name or id, best with country; optional vat, domain, kvk. Costs 0.05 USDC via x402, or 25 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Use when you need to check an EU EORI customs number: live validation in the European Commission's EORI service, registered and valid or not, with the trader's name and address when published. All EU member states; GB numbers are not covered. Costs 0.003 USDC via x402, or 2 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Free. Use when the user needs an official euro exchange rate or a conversion for an invoice, contract or report: ECB euro reference rates (about 30 currencies), today or any working day in the last 90 days, with cross rates. Input: base (default EUR), symbols (e.g. USD,GBP), optional date YYYY-MM-DD and amount.

Use before importing a product into the EU: checks the HS/CN code against CBAM Annex I and EUDR Annex I and says which applies, from when, and what the importer must do (CBAM declarant status and emissions data; EUDR due diligence statement with plot geolocation). No code? Send product and the likely 6-digit HS code is suggested (and marked as a suggestion). Input: hs or product, optional origin (ISO country) and tonnes_per_year. Costs 0.01 USDC via x402, or 5 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Free. Use when the user cites an EU regulation, directive or decision and you need its official title, date, whether it is still in force, and the EUR-Lex link to cite: by CELEX number (e.g. 32016R0679) or citation (e.g. Regulation (EU) 2016/679, Directive 2015/849).

Use when screening a list of people or companies at once (up to 25 per call, 0.0012 USDC per name) against the EU, UN, UK and US OFAC sanctions lists. Fuzzy matching; per name a possible-match flag, top score and up to 3 scored matches with their lists. For customer bases, payouts and vendor lists. Costs 0.03 USDC via x402, or 15 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Use when you must check whether a person or company is under sanctions: screens the name against the EU, UN, UK and US OFAC lists (25,000+ persons, companies and vessels with aliases, refreshed weekly). Fuzzy matching handles spelling, transliteration and word order; returns scored possible matches with lists, references and birth dates. Costs 0.005 USDC via x402, or 3 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Use before sending crypto to an address, or when asked if a wallet is sanctioned: checks Bitcoin, Ethereum/EVM, Tron, USDT, Litecoin, Monero and other addresses against the wallets on the US OFAC SDN list, refreshed weekly. Returns sanctioned true/false, currency, listed entity and programme. Costs 0.003 USDC via x402, or 2 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Use when the user looks for public contracts to bid on: open tenders from TED, the EU's official journal, by country, CPV code, keywords, deadline and minimum value, with English titles, buyer, deadline and value. For the Netherlands it adds national below-threshold tenders from TenderNed, which TED does not have. Costs 0.005 USDC via x402, or 3 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Use when the user gives an EU VAT number and you need to know if it is valid: live check in the European Commission's VIES service for all 27 member states plus Northern Ireland, with the registered company name and address where shared. Input: VAT number with country prefix, e.g. IE6388047V. Costs 0.003 USDC via x402, or 2 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Free. Use when the user has a supplier's EUDR plot file for a due diligence statement (from 30 Dec 2026): checks [longitude, latitude] order, at least 6 decimals, a point only for plots up to 4 ha, closed and non-crossing polygons, plots inside the country of production, area per plot. Returns looks_valid, check_warnings or fix_needed. Input: geojson (the file as text), optional country (ISO) and commodity.

Free. Use when the user asks whether criminals can send mail as their firm or whether lookalike domains of it exist: DMARC and SPF status of the firm's domain and registered lookalike domains (typos, swapped letters). Input: domain.

Free. Use when Factline's free calls for today are used up or the user wants more paid checks without a crypto wallet. Without an email it returns a starter key at once (100 credits, 14 days, no human step). With the user's work email it returns a trial key (2,000 credits a month, one per email); send email plus api_key to upgrade a starter key. Ask the user for the email; never invent one.

Use when you need to check an IBAN before a payout or invoice: length per country, mod-97 checksum (catches typos), SEPA membership, and for Dutch IBANs the bank (ING, ABN AMRO, Rabobank, bunq...). Does not confirm the account holder. Costs 0.001 USDC via x402, or 1 credit of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Use this when onboarding a new customer, seller or business and you want one pass/review answer on the name plus their email, phone and VAT, not a company deep-dive: screens the name against EU, UN, UK and US sanctions and the PEP list, verifies email and phone, and checks an EU VAT number in VIES, all in parallel, with one verdict: pass, review, block_review or incomplete. Send any of name, email, phone, vat. Costs 0.01 USDC via x402, or 5 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Use right before an agent pays a payee it has not paid before: the reverse of the know-your-agent checks merchants run on agents. Send url (webshop or x402 endpoint), wallet (x402 payTo) or iban with name and country (a company); kind=shop|x402|company forces the route. Input: url, wallet or iban + name + country. Costs 0.03 USDC via x402, or 15 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Free. Use before connecting to or installing an MCP server you have not used before, or to re-check one: connects once (no tool is called), scans tool descriptions for prompt-injection wording and invisible characters, lists tools that write, send, pay or run commands, checks the domain and publisher, and returns tools_sha256 (send it next time to catch a changed tool list). Decision allow, review or deny. Input: url, optional tools_sha256.

Use when enriching a list of Dutch addresses (up to 10 per call, 0.0015 USDC each): official BAG address and coordinates, CBS neighbourhood, liveability percentile, crime per 1,000 residents vs national, average home value and optionally the energy label. Unfound addresses are flagged, not charged extra. Costs 0.015 USDC via x402, or 8 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Use when you need to check that a Dutch address exists or get its exact spelling and coordinates: official BAG address from postcode + house number or free text, latitude/longitude, BAG ids, municipality, province and CBS neighbourhood code. Cheap address validation for onboarding, delivery and CRM. Source: Kadaster BAG via PDOK. Costs 0.002 USDC via x402, or 1 credit of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Use when you have coordinates in the Netherlands and need the address: nearest official BAG address with distance in metres, postcode, city, municipality, province, BAG ids and CBS buurt and wijk codes, plus other nearby addresses. Input: WGS84 latitude and longitude. Source: Kadaster BAG via PDOK. Costs 0.002 USDC via x402, or 1 credit of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Use when the user asks when a Dutch car's APK (MOT) expires or whether it is still valid: expiry date, days left and a status band (expired, due within 30 or 90 days, ok), with insurance and open-recall flags. Cheap enough to run daily for a fleet. Input: Dutch licence plate. Source: RDW. Costs 0.001 USDC via x402, or 1 credit of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Free. Use when the user asks how reliable a car model is, or which used car to buy: facts for the model in the Netherlands from RDW data: APK (MOT) defect rate vs the average of all models, the 10 most common APK defects, recalls with component and risk, share with an open recall, share with an illogical (rolled-back) odometer, cars registered. Covers ~450 common passenger-car models.

Use when the user asks whether a Dutch neighbourhood or postcode is safe: police-registered crime per 1,000 residents vs the national rate, split into burglary, bicycle theft, vehicle crime, violence and vandalism, with counts and a ratio. Input: Dutch postcode or CBS buurt code. Source: Politie open data, CBS. Costs 0.003 USDC via x402, or 2 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Use when the user asks for the energy label of a Dutch home: the officially registered label (A++++ to G), registration and expiry date, building type and energy index, or a clear 'none registered'. Input: postcode + house number. Source: RVO EP-Online, the Dutch national register. Costs 0.005 USDC via x402, or 3 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Use when the user asks if a Dutch address can flood: annual flood probability (any water, over 20, 50 and 200 cm) from Rijkswaterstaat LIWO, 2050 and 2100 climate scenarios, worst-case water depth and ground height vs sea level (AHN). Input: postcode + house number. Costs 0.004 USDC via x402, or 2 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Free. Use when the user mentions a Dutch address or asks about a home in the Netherlands: year built, floor area, use, neighbourhood residents and average home value, liveability percentile, in English. Accepts postcode + house number or free text. Sources: BAG, CBS, Leefbaarometer.

Use when the user is choosing between 2 to 5 Dutch addresses: side-by-side liveability, crime, home values, floor area, year built, noise, air quality, ground height and distances to station, supermarket, school and GP, with the best address per metric and the full report for each. Input: addresses separated by ';'. Costs 0.08 USDC via x402, or 40 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Use when the user asks about a specific Dutch home or address before renting, buying or moving: full English report with year built, floor area, energy label, crime vs national rate, noise, air quality (NO2, PM2.5), ground height, monuments, permits, schools, 18 amenity distances, neighbourhood income and home values. Input: postcode + house number. Sources: Kadaster, CBS, Politie, RIVM, RVO. Costs 0.04 USDC via x402, or 20 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Use when the user asks what homes cost in a Dutch area: average home value (WOZ) in the neighbourhood with its trend, plus actual average sale prices per year in the municipality vs the national average. Context for an asking price, not a valuation of one home. Input: postcode or CBS buurt code. Source: CBS, Kadaster. Costs 0.003 USDC via x402, or 2 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Use when you need to know if a Dutch company is bankrupt or in suspension of payments: live check in the Centraal Insolventieregister (Rechtspraak) with active and ended cases, court, case number, dates, administrator and claims deadline. Legal entities only. Input: KvK number or company name. Costs 0.01 USDC via x402, or 5 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Use when the user asks what a Dutch neighbourhood or postcode area is like: residents and age mix, housing and home values, household income, energy use, distances to 18 amenities, police-registered crime vs national rate and liveability score, in English. Input: any postcode or CBS buurt code. Sources: CBS, Politie, Leefbaarometer. Costs 0.01 USDC via x402, or 5 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Free. Use when the user asks what a Dutch neighbourhood or postcode area is like, or whether it is safe: headline facts for a postcode: residents, average home value (WOZ) and the municipality's average sale price, share of owner-occupied homes, liveability percentile, crime per 1,000 residents vs the national rate, and distance to supermarket, GP, primary school and train station. Sources: CBS, Politie, Leefbaarometer.

Use when you need every address in a Dutch postcode: street, house number, letter and addition, BAG id and coordinates, sorted. For address pickers, delivery and canvassing routes and data cleaning. Source: Kadaster BAG via PDOK. Costs 0.005 USDC via x402, or 3 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Use when a tenant asks if their Dutch rent is too high or what the maximum rent is: estimated rent points (WWS) from floor area, energy label and neighbourhood WOZ, the likely segment (social up to 143 points, middle 144-186, free 187+) and the approximate maximum basic rent (2026 limits). An estimate with a link to the official check. Input: postcode + house number. Costs 0.01 USDC via x402, or 5 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Free. Use when the user asks about schools near a Dutch address or postcode, or is moving with children: the nearest primary and secondary schools, with distance, denomination, pupils, the share of pupils reaching the target reading and maths level on the end-of-primary test (vs national), and secondary exam pass rates per track (vmbo/havo/vwo). Also the nearest daycare (0 to 4) and after-school care (4 to 12) with registered places. Sources: DUO, Landelijk Register Kinderopvang.

Free. Use when the user gives a Dutch licence plate or asks about a specific car in the Netherlands: make, model, age, fuel, Euro class, APK (MOT) expiry, insurance, open recall, RDW odometer verdict and a risk level. Source: RDW.

Use when the user is choosing between 2 or 3 Dutch used cars: plates side by side with make, model, age, APK expiry, insurance, open recall, odometer verdict, import and taxi history, catalogue price, CO2 and power, the best per metric and red flags. Input: Dutch licence plates. Source: RDW. Costs 0.004 USDC via x402, or 2 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Use when the user asks about a specific Dutch car or licence plate, for example before buying it used: make, model, APK expiry and full inspection history with defects, insurance, open recalls, RDW odometer verdict, import/taxi/export history, specs, CO2, catalogue price and risk flags, in English. Input: Dutch licence plate. Source: RDW. Costs 0.02 USDC via x402, or 10 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.

Free. Use before a payment run is sent to the bank: give the payment file as text (SEPA pain.001 XML or CSV with payee name and IBAN) and, best, last run's file or a vendor list as previous. Each line gets release, review or hold: invalid or changed IBAN, a payee name that imitates a known supplier, one IBAN under two names, new payee, duplicate, possible sanctions match. Up to 25 payments here; 100 with an API key over HTTP.

Use when screening a list of up to 25 names for politically exposed persons in one call (0.0012 USDC per name): top 3 possible matches per name with positions and status. For customer-base and CRM re-screening. Costs 0.03 USDC via x402, or 15 credits of a Factline API key. The first 5 paid-tool calls a day are free, no payment or key needed.