Relendi — Commercial Real Estate Loan Tools
REMOTE · RELENDI.COM · SCANNED SEP 26
Free CRE loan sizing, DSCR stress tests, payments, closing costs and cited lending knowledge.
Available components
How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. How we score → Why this is hard to score →
Endpoint Security80
- The endpoint's TLS certificate is valid, in date, and uses a strong key. View diagnostics → Pass
- No authorisation is required to call this server. Every tool declares its destructiveHint and none is destructive, so open access doesn't expose one. See how to fix → View diagnostics → Partial
- HTTPS is enforced; there's no plaintext access path. View diagnostics → Pass
- The HSTS (Strict-Transport-Security) header is present. View diagnostics → Pass
- DNSSEC check failed: this domain isn't protected by DNSSEC. See how to fix → View diagnostics → Fail
Transport & Reachability100
- Verified streamable-http transport via a live MCP handshake. View diagnostics → Pass
Schema Quality & AI Usability61
- AI-judged instruction clarity (good).Pass
- Context-footprint check failed: tool/resource definitions use about 1699 tokens (~154/item across 11 items; 11 tools + 0 resources), over budget; trim descriptions and params. See how to fix → Fail
- Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management37
- Stability observed for 11 of 30 days with no destabilising changes; credit accrues until the full window elapses.Partial
Tool Coverage75
- 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
- 24% of tool parameters carry a description.Partial
Tool Safety100
- No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.Pass
- We read all 11 captured tool definition(s), and no name or description among them implies an irreversible operation.Pass
- An AI judge read all 12 captured unit(s) of tool text and found none that tries to manipulate the model reading it.Pass
Capabilities100
- Implements a current MCP spec version (2026-07-28).Pass
How do I install the Relendi — Commercial Real Estate Loan Tools MCP server?
Relendi — Commercial Real Estate Loan Tools is a hosted endpoint at https://relendi.com/api/mcp/public, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.
remote · relendi.com
claude mcp add --transport http royamir1-relendi-cre 'https://relendi.com/api/mcp/public'
{
"mcpServers": {
"royamir1-relendi-cre": {
"url": "https://relendi.com/api/mcp/public"
}
}
} {
"servers": {
"royamir1-relendi-cre": {
"type": "http",
"url": "https://relendi.com/api/mcp/public"
}
}
} [mcp_servers.royamir1-relendi-cre] url = "https://relendi.com/api/mcp/public"
{
"$schema": "https://opencode.ai/config.json",
"mcp": {
"royamir1-relendi-cre": {
"type": "remote",
"url": "https://relendi.com/api/mcp/public",
"enabled": true
}
}
} openclaw mcp add royamir1-relendi-cre --url 'https://relendi.com/api/mcp/public' --transport streamable-http
mcp_servers:
royamir1-relendi-cre:
url: "https://relendi.com/api/mcp/public" {
"McpServers": {
"royamir1-relendi-cre": {
"Transport": "http",
"Url": "https://relendi.com/api/mcp/public"
}
}
} assistant mcp add royamir1-relendi-cre -t streamable-http -u 'https://relendi.com/api/mcp/public'
{
"mcpServers": {
"royamir1-relendi-cre": {
"type": "http",
"url": "https://relendi.com/api/mcp/public"
}
}
} The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.
Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.
- 25 Sept 26 +1
- We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
- 23 Sept 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 23 to 27. That category is still filling its 30-day observation window: 7 days of observed history at the previous scan, 8 at this one. The score rises as the window fills, whether or not the server changes.
- 21 Sept 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 17 to 20. That category is still filling its 30-day observation window: 5 days of observed history at the previous scan, 6 at this one. The score rises as the window fills, whether or not the server changes.
- 19 Sept 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 10 to 13. That category is still filling its 30-day observation window: 3 days of observed history at the previous scan, 4 at this one. The score rises as the window fills, whether or not the server changes.
- 17 Sept 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 3 to 7. That category is still filling its 30-day observation window: 1 days of observed history at the previous scan, 2 at this one. The score rises as the window fills, whether or not the server changes.
- 16 Sept 26 0
- Stability: unverified → 0.03 ▲ functional
- 15 Sept 26 69
First indexed and scored.
Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.
Captured 26 Sept 2026 · Probed https://relendi.com/api/mcp/public
TLS valid
Negotiated TLS 1.3 with TLS_AES_128_GCM_SHA256 .
| Subject | Issuer | Valid from | Valid until | Key | Signature | Serial |
|---|---|---|---|---|---|---|
| CN=relendi.com | CN=WE1,O=Google Trust Services,C=US | 13 Sept 2026 | 12 Dec 2026 | ECDSA 256 | ECDSA-SHA256 | 8dc4073b0766a7730e5e48d9ecf214c6 |
| SANs: relendi.com | ||||||
| CN=WE1,O=Google Trust Services,C=US (CA) | CN=GTS Root R4,O=Google Trust Services LLC,C=US | 13 Dec 2023 | 20 Feb 2029 | ECDSA 256 | ECDSA-SHA384 | 7ff31977972c224a76155d13b6d685e3 |
| CN=GTS Root R4,O=Google Trust Services LLC,C=US (CA) | CN=GlobalSign Root CA,OU=Root CA,O=GlobalSign nv-sa,C=BE | 15 Nov 2023 | 28 Jan 2028 | ECDSA 384 | SHA256-RSA | 7fe530bf331343bedd821610493d8a1b |
Background: What to check on a remote MCP endpoint →
DNSSEC insecure
Validation of relendi.com. — Not signed
| Zone | DS | Keys | Algorithms | Outcome |
|---|---|---|---|---|
| . | trust_anchor | 20326, 38696 | 8, 8 | Verified |
| com. | present | 19718 | 13 | Verified |
| relendi.com. | absent | Unsigned (proven) parent-signed NSEC/NSEC3 proves an unsigned delegation |
Authentication No authorisation required
The endpoint answered without asking for a token. Anyone who knows the URL can reach it.
| Result | No authorisation required |
|---|---|
| HTTP status | 200 |
| Header | Value |
|---|---|
| strict-transport-security | max-age=63072000; includeSubDomains; preload |
| content-security-policy | default-src 'self'; script-src 'self' 'unsafe-inline' 'unsafe-eval' https://maps.googleapis.com https://*.sentry.io https://www.googletagmanager.com https://*.i.posthog.com https://challenges.cloudflare.com; style-src 'self' 'unsafe-inline' https://fonts.googleapis.com; font-src 'self' https://fonts.gstatic.com; img-src 'self' data: blob: https: http:; connect-src 'self' data: blob: https://*.amazonaws.com https://maps.googleapis.com https://*.ingest.sentry.io https://*.sentry.io https://*.i.posthog.com https://*.google-analytics.com https://www.googletagmanager.com; frame-src 'self' blob: https://*.amazonaws.com https://challenges.cloudflare.com; object-src 'none'; base-uri 'self'; form-action 'self'; worker-src 'self' blob: |
| x-content-type-options | nosniff |
| x-frame-options | DENY |
| referrer-policy | strict-origin-when-cross-origin |
| permissions-policy | camera=(), microphone=(), geolocation=() |
Background: How OAuth 2.1 works in the 2026 MCP spec →
Transports 2 probes
| Transport | URL | Outcome | Status | Location |
|---|---|---|---|---|
| streamable-http | https://relendi.com/api/mcp/public | Verified | 200 | |
| http (plaintext) | http://relendi.com/api/mcp/public | HTTPS enforced | 301 | https://relendi.com/api/mcp/public |
The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability. A tool's description is untrusted text the model reads on every call, which is what makes this list a security surface and not just an inventory: how tool poisoning works →
analyze_cash_out_refinance Analyze Cash Out Refinance ~212
Full cash-out refinance waterfall: the largest new loan the property supports across LTV, DSCR and debt-yield, then down through payoff, prepayment penalty and closing costs to net cash in hand. Includes NY CEMA savings when applicable. prepaymentPenaltyPercent is REQUIRED — omitting a penalty overstates the borrower's proceeds by its entire amount, so state 0 explicitly when there is none.
| Name | Type | Req | Description |
|---|---|---|---|
| amortizationYears | number | yes | – |
| cemaEnabled | boolean | – | – |
| existingLoanBalance | number | yes | – |
| maxLtv | number | – | – |
| minDebtYield | number | – | – |
| minDscr | number | – | – |
| noi | number | yes | – |
| prepaymentPenaltyPercent | number | yes | Percent of payoff balance. Required — state 0 if none. |
| propertyValue | number | yes | – |
| rate | number | yes | New loan rate, percent (6.85 = 6.85%) |
| state | string | yes | – |
No output schema declared.
No examples provided.
ask_cre_question Ask Cre Question ~58
Ask a plain-English question about commercial real estate lending and get a short answer grounded in Relendi's knowledge base, with citations. For loan math prefer size_loan or run_scenario, which are exact.
| Name | Type | Req | Description |
|---|---|---|---|
| question | string | yes | – |
No output schema declared.
No examples provided.
calculate_metrics Calculate Metrics ~214
Compute the standard commercial real estate underwriting metrics from raw figures: NOI, cap rate, DSCR, debt yield, LTV, LTC, operating expense ratio, break-even occupancy and yield on cost. Supply whatever you have — each metric is returned only when its inputs are present, with the formula used. Use this instead of computing CRE ratios yourself.
| Name | Type | Req | Description |
|---|---|---|---|
| amortizationYears | integer | – | – |
| annualDebtService | number | – | Annual, not monthly |
| annualExpenses | number | – | Annual operating expenses (excl. debt service) |
| annualRevenue | number | – | Gross/effective annual revenue |
| loanAmount | number | – | – |
| netOperatingIncome | number | – | Supply directly, or let it derive from revenue - expenses |
| propertyValue | number | – | – |
| purchasePrice | number | – | – |
| rate | number | – | DECIMAL (0.0725 = 7.25%), used to derive debt service |
| totalProjectCost | number | – | For LTC and yield-on-cost |
No output schema declared.
No examples provided.
calculate_payment Calculate Payment ~122
Amortizing and interest-only payment math for a commercial loan: monthly and annual debt service, total interest over the term, and the balloon balance at maturity when the term is shorter than the amortization (the normal CRE case — a 10-year term on a 30-year schedule).
| Name | Type | Req | Description |
|---|---|---|---|
| amortizationYears | integer | – | – |
| interestOnly | boolean | – | – |
| loanAmount | number | yes | – |
| rate | number | yes | DECIMAL (0.0725 = 7.25%) |
| termYears | number | – | Balloon at this point |
No output schema declared.
No examples provided.
compare_loan_offers Compare Loan Offers ~76
Rank competing loan offers by true cost of capital, not headline rate. Accounts for origination, exit and other fees over the actual term, and returns an effective rate, total cost and fee burden in basis points for each — so a 'cheaper' rate with heavy fees sorts correctly.
| Name | Type | Req | Description |
|---|---|---|---|
| offers | array | yes | – |
No output schema declared.
No examples provided.
estimate_closing_costs Estimate Closing Costs ~271
Itemize commercial closing costs for a New York or Florida transaction — lender, title, government (mortgage recording tax, transfer taxes) prepaid and third-party lines. Returns every line item plus totals. For New York you MUST say whether the property is in New York City: the city's recording and transfer taxes are several times the upstate rates and one of them does not exist outside the five boroughs.
| Name | Type | Req | Description |
|---|---|---|---|
| annualInsurance | number | – | – |
| annualPropertyTax | number | – | – |
| brokerFeePercent | number | – | – |
| cemaEnabled | boolean | – | NY refinance only. CEMA assigns rather than discharges the existing mortgage so recording tax applies to new money only. Defaults to FALSE because it requires the existing lender's cooperation, which… |
| existingMortgageBalance | number | – | – |
| interestRate | number | – | – |
| isNYC | boolean | – | REQUIRED when state is NY. True = five boroughs (NYC recording tax + Real Property Transfer Tax). False = anywhere else in New York State. |
| isRefinance | boolean | yes | – |
| loanAmount | number | yes | – |
| originationFeePercent | number | – | – |
| propertyValue | number | yes | – |
| state | string | yes | – |
No output schema declared.
No examples provided.
prepare_deal Prepare Deal ~238
Prepare a Move this deal to Relendi link from the user's CRE scenario. Use when the user wants to keep a deal, continue in Relendi, or carry property details beyond a calculator. Include only facts the user supplied, not guessed values or calculated loan limits as a requested amount. This does not save or submit anything: the user follows the link, reviews the inputs and signs up or signs in to save a private draft. Do not include personal or account information.
| Name | Type | Req | Description |
|---|---|---|---|
| address | object | – | – |
| amortizationYears | integer | – | – |
| annualExpenses | number | – | – |
| annualRevenue | number | – | – |
| assetClass | string | – | – |
| assumptions | object | – | – |
| estimatedValue | number | – | – |
| interestOnly | boolean | – | – |
| netOperatingIncome | number | – | – |
| numberOfUnits | integer | – | – |
| purchasePrice | number | – | – |
| requestedInterestRate | number | – | PERCENT: 7.25 means 7.25% |
| requestedLoanAmount | number | – | – |
| totalCost | number | – | – |
| transactionType | string | – | – |
No output schema declared.
No examples provided.
run_scenario Run Scenario ~119
Run what-if loan sizing across a range of assumptions: a rate ladder, an NOI sensitivity table, or the feasibility of a target loan amount against each constraint. Deterministic — same math as size_loan, swept.
| Name | Type | Req | Description |
|---|---|---|---|
| desiredLoanAmount | number | – | – |
| estimatedValue | number | yes | – |
| mode | string | yes | – |
| netOperatingIncome | number | yes | – |
| noiDeltaPcts | array | – | – |
| rates | array | – | – |
| thresholds | object | – | – |
| totalCost | number | – | – |
No output schema declared.
No examples provided.
search_cre_knowledge Search Cre Knowledge ~66
Search Relendi's curated commercial-real-estate knowledge base — lending concepts, deal lifecycle, typical fees and timelines. Returns source-cited excerpts. Use it to ground CRE answers rather than relying on memory.
| Name | Type | Req | Description |
|---|---|---|---|
| query | string | yes | – |
| topK | integer | – | – |
No output schema declared.
No examples provided.
size_loan Size Loan ~119
Size a commercial real estate loan from first principles. Returns the maximum supportable loan as the MINIMUM of four constraints — loan-to-value, debt-service-coverage, debt yield and loan-to-cost — plus which one binds. Deterministic math on the numbers you supply; it does not quote lender terms.
| Name | Type | Req | Description |
|---|---|---|---|
| estimatedValue | number | yes | Property value in dollars |
| netOperatingIncome | number | yes | Annual NOI in dollars |
| thresholds | object | – | – |
| totalCost | number | – | Total project cost, for the LTC test |
No output schema declared.
No examples provided.
stress_test Stress Test ~136
Stress a loan against rate shocks, income decline, and combined scenarios. Returns stressed DSCR per scenario with a pass/marginal/fail verdict — the same tests a credit committee runs. Rates are PERCENT (7.25 = 7.25%).
| Name | Type | Req | Description |
|---|---|---|---|
| amortizationYears | number | yes | Amortization in years; 0 = interest-only |
| loanAmount | number | yes | – |
| minDscr | number | – | – |
| netOperatingIncome | number | yes | – |
| propertyValue | number | yes | – |
| rate | number | yes | Current annual rate, percent (7.25 = 7.25%) |
No output schema declared.
No examples provided.
What is the Relendi — Commercial Real Estate Loan Tools MCP server?
Relendi — Commercial Real Estate Loan Tools is an MCP server listed in the public MCP registry as io.github.royamir1/relendi-cre. Free CRE loan sizing, DSCR stress tests, payments, closing costs and cited lending knowledge. This page covers its hosted endpoint (https://relendi.com/api/mcp/public).
Is the Relendi — Commercial Real Estate Loan Tools MCP server safe to use?
Relendi — Commercial Real Estate Loan Tools scores 74 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.
What tools does the Relendi — Commercial Real Estate Loan Tools MCP server expose?
Relendi — Commercial Real Estate Loan Tools exposes 11 tools: size_loan, run_scenario, calculate_metrics, calculate_payment, stress_test, and 6 more. Their descriptions and schemas cost roughly 1,631 tokens of context every time the server is loaded.
Does the Relendi — Commercial Real Estate Loan Tools MCP server require authentication?
No. We connected to Relendi — Commercial Real Estate Loan Tools without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.
Is the Relendi — Commercial Real Estate Loan Tools MCP server still maintained?
Relendi — Commercial Real Estate Loan Tools is still listed as active in the MCP registry. We last reached this channel on 26 September 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.