io.github.partymola/monzo-mcp
OCI · GHCR.IO/PARTYMOLA/MONZO-MCP
Read-only MCP server for the Monzo banking API: OAuth, local transaction cache, spending analysis.
Available components
Last scanned (10 minutes ago)
Scores higher than 74% of OCI servers
Category Finance and Payments
How this component scores in each security and reliability category. Every signal is checked automatically from public evidence about the published package, including repeated runs of it in an isolated sandbox, and we only credit what we can confirm. How we score → Why this is hard to score →
Supply Chain Security0
- No malware scan is available for this kind of package: the supply-chain vendors we use do not cover it. This is a permanent gap in our coverage, not a finding about the package.Unverified
- Known CVEs could not be checked: this artifact ships no SBOM or dependency manifest, so there is no dependency list to read.Unverified
- Install-script risk not yet assessed.Unverified
- Dependency health could not be checked: this artifact ships no SBOM or dependency manifest, so there is no dependency list to read.Unverified
Provenance & Transparency32
- Source repository is publicly reachable at the declared URL. View diagnostics → Pass
- Provenance check failed: no build-provenance attestation is published. See how to fix → View diagnostics → Fail
- License check failed: no license is declared. See how to fix → Fail
- Actively maintained (last published 1 days ago).Pass
- Disclosure check failed: no security disclosure policy was found in the source repository. See how to fix → Fail
Schema Quality & AI Usability70
- AI-judged instruction clarity (good).Pass
- Context-footprint check failed: tool/resource definitions use about 998 tokens (~142/item across 7 items; 7 tools + 0 resources), over budget; trim descriptions and params. See how to fix → Fail
- Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management100
- No destabilizing schema changes in the last 30 days.Pass
Tool Coverage71
- 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
- 0% of tool parameters carry a description.Fail
- Structured output schemas are declared (100% of tools); any adoption earns full credit.Pass
Tool Safety100
- No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.Pass
- We read all 7 captured tool definition(s), and no name or description among them implies an irreversible operation.Pass
- An AI judge read all 7 captured unit(s) of tool text and found none that tries to manipulate the model reading it.Pass
Capabilities100
- Implements a current MCP spec version (2026-07-28).Pass
Unverified: 1 category
A category scored 0 because we could not verify it: a data source with nothing on this package, evidence we could not reach, or a check we could not run. We only credit what we can confirm.
Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.
- 5 Nov 26 +1
- Stability: 0.97 → pass security
- Security disclosure: unverified → fail ▼ functional
- 4 Nov 26 0
- Provenance: fail → unverified ▼ security
- Package version: v0.11.1 → v0.12.0 functional
- 3 Nov 26 −1
- Provenance: fail → unverified ▼ security
- Security disclosure: fail → unverified ▼ functional
- Stability: pass → 0.93 functional
- Package version: v0.11.0 → v0.11.1 functional
- 2 Nov 26 0
- Provenance: fail → unverified ▼ security
- Package version: v0.10.0 → v0.11.0 functional
- 28 Oct 26 +1
- Stability: 0.97 → pass security
- 26 Oct 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 90 to 93. That category is still filling its 30-day observation window: 27 days of observed history at the previous scan, 28 at this one. The score rises as the window fills, whether or not the server changes.
- 24 Oct 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 83 to 87. That category is still filling its 30-day observation window: 25 days of observed history at the previous scan, 26 at this one. The score rises as the window fills, whether or not the server changes.
- 22 Oct 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 77 to 80. That category is still filling its 30-day observation window: 23 days of observed history at the previous scan, 24 at this one. The score rises as the window fills, whether or not the server changes.
Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.
Captured 5 Nov 2026 · Analysed oci/ghcr.io/partymola/monzo-mcp@v0.12.0
Provenance No attestation
The registry publishes no build provenance for this version, so there is nothing to verify.
| Result | No attestation |
|---|---|
| Ecosystem | oci |
| Reason | No attestation published |
Background: How many MCP packages publish verified provenance →
The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability. A tool's description is untrusted text the model reads on every call, which is what makes this list a security surface and not just an inventory: how tool poisoning works →
monzo_get_balance ~61
Get current balance for a Monzo account. Args: account_type: "personal" or "joint" (default: "personal") Returns balance, spend today, and currency. Also records a balance snapshot.
| Name | Type | Req | Description |
|---|---|---|---|
| account_type | string | – | – |
| Name | Type | Req | Description |
|---|---|---|---|
| result | string | yes | – |
No examples provided.
monzo_list_accounts ~66
List all Monzo accounts with their types and IDs. Returns account details including whether each is personal or joint, and whether it is open or closed. Any other kind of account keeps Monzo's own type name (e.g. "uk_rewards") and is not synced.
Input schema present but exposes no named parameters.
| Name | Type | Req | Description |
|---|---|---|---|
| result | string | yes | – |
No examples provided.
monzo_list_pots ~71
List all pots (savings buckets) for a Monzo account. Args: account_type: "personal" or "joint" (default: "personal") Returns the account the pots belong to, plus pot names and balances. Also records balance snapshots.
| Name | Type | Req | Description |
|---|---|---|---|
| account_type | string | – | – |
| Name | Type | Req | Description |
|---|---|---|---|
| result | string | yes | – |
No examples provided.
monzo_list_transactions ~248
List transactions from the local cache. Auto-syncs if the cache is stale (last sync before today). Queries the synced transaction database, not the live API. Bank transfers (faster payments, p2p, bacs) include a `counterparty` object with the payee name and, where the scheme provides them, sort code and account number. Returns `{"account_type": ..., "transactions": [...]}`, where account_type echoes the filter applied and is null when unfiltered. Args: account_type: "personal" or "joint" (default: all) since: Start date, e.g. "2026-01-01" (inclusive) before: End date, e.g. "2026-02-01" (exclusive) category: Exact category match, e.g. "groceries", "eating_out", "transport" merchant: Merchant name search (case-insensitive, partial match) limit: Max results (default 50)
| Name | Type | Req | Description |
|---|---|---|---|
| account_type | – | – | – |
| before | – | – | – |
| category | – | – | – |
| limit | integer | – | – |
| merchant | – | – | – |
| since | – | – | – |
| Name | Type | Req | Description |
|---|---|---|---|
| result | string | yes | – |
No examples provided.
monzo_search_transactions ~215
Search cached transactions by merchant, counterparty (payee), description, or notes. Auto-syncs if the cache is stale (last sync before today). Case-insensitive partial match across merchant_name, counterparty_name, description, and notes fields. Counterparty matching finds bank transfers (faster payments, p2p, bacs) by payee name. Returns `{"account_type": ..., "transactions": [...]}`, where account_type echoes the filter applied and is null when unfiltered. Args: query: Search term account_type: "personal" or "joint" (default: all) since: Start date, e.g. "2026-01-01" (inclusive) before: End date, e.g. "2026-02-01" (exclusive) limit: Max results (default 30)
| Name | Type | Req | Description |
|---|---|---|---|
| account_type | – | – | – |
| before | – | – | – |
| limit | integer | – | – |
| query | string | yes | – |
| since | – | – | – |
| Name | Type | Req | Description |
|---|---|---|---|
| result | string | yes | – |
No examples provided.
monzo_spending ~152
Analyse spending from cached Monzo transactions. Auto-syncs if the cache is stale (last sync before today). Every result carries `account_type`, echoing the filter applied and null when unfiltered, so a zero total says which account it measured. Args: month: Month in YYYY-MM format (default: current month) category: Filter by category, e.g. "groceries", "eating_out", "transport" account_type: "personal" or "joint" (default: all) detail: If true, return individual transactions instead of category summary
| Name | Type | Req | Description |
|---|---|---|---|
| account_type | – | – | – |
| category | – | – | – |
| detail | boolean | – | – |
| month | – | – | – |
| Name | Type | Req | Description |
|---|---|---|---|
| result | string | yes | – |
No examples provided.
monzo_sync ~185
Sync transactions, balances, and pots from the Monzo API into the local cache. Fetches up to 11 months of history (within SCA window) or falls back to the last-synced timestamp / 90 days. Handles pagination and auth-hold deduplication automatically. Declined card attempts are not stored. Only current and joint accounts are synced; any other is listed as skipped. Args: account_type: "personal", "joint", or None to sync both since: Optional ISO date ("2026-01-01") or datetime ("2026-01-01T14:30:00Z") to start the backfill from, overriding last-sync resumption. Reaching beyond ~90 days only works inside the post-auth SCA window.
| Name | Type | Req | Description |
|---|---|---|---|
| account_type | – | – | – |
| since | – | – | – |
| Name | Type | Req | Description |
|---|---|---|---|
| result | string | yes | – |
No examples provided.
How do I install the io.github.partymola/monzo-mcp server?
io.github.partymola/monzo-mcp runs locally as a container image, launched with docker run --rm -i ghcr.io/partymola/monzo-mcp:v0.12.0. Ready-made configuration for Claude, Cursor, VS Code, Codex and 3 more is on this page, copied from each client's own documentation.
oci · ghcr.io/partymola/monzo-mcp
claude mcp add partymola-monzo-mcp -- docker run --rm -i ghcr.io/partymola/monzo-mcp:v0.12.0
What is the io.github.partymola/monzo-mcp server?
io.github.partymola/monzo-mcp is listed in the public MCP registry as io.github.partymola/monzo-mcp. Read-only MCP server for the Monzo banking API: OAuth, local transaction cache, spending analysis. This page covers its container image (ghcr.io/partymola/monzo-mcp).
Is the io.github.partymola/monzo-mcp server safe to use?
io.github.partymola/monzo-mcp scores 49 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.
What tools does the io.github.partymola/monzo-mcp server expose?
io.github.partymola/monzo-mcp exposes 7 tools: monzo_list_accounts, monzo_get_balance, monzo_list_pots, monzo_sync, monzo_list_transactions, and 2 more. Their descriptions and schemas cost roughly 998 tokens of context every time the server is loaded.
Is the io.github.partymola/monzo-mcp server still maintained?
io.github.partymola/monzo-mcp is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.