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Tideline Money Tools

REMOTE · MCP.TIDELINE.MONEY · SCANNED SEP 28

Free money calculators: option expiry risk, debt avalanche, cash runway, subscriptions, invoices.

+3 this week 70 Trust /100
Trust breakdown (7 categories)

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. How we score → Why this is hard to score →

Endpoint Security57
Transport & Reachability100
Schema Quality & AI Usability66
  • AI-judged instruction clarity (good).Pass
  • Tool/resource definitions use about 697 tokens (~116/item across 6 items; 6 tools + 0 resources), lean.Pass
  • Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management60
  • Stability observed for 18 of 30 days with no destabilising changes; credit accrues until the full window elapses.Partial
Tool Coverage84
  • 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
  • 52% of tool parameters carry a description.Partial
Tool Safety100
  • No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.Pass
  • We read all 6 captured tool definition(s), and no name or description among them implies an irreversible operation.Pass
  • An AI judge read all 7 captured unit(s) of tool text and found none that tries to manipulate the model reading it.Pass
Capabilities100
  • Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.Pass
Install

How do I install the Tideline Money Tools MCP server?

Tideline Money Tools is a hosted endpoint at https://mcp.tideline.money/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

remote · mcp.tideline.money

# add to Claude Code
claude mcp add --transport http money-tideline-money-tools 'https://mcp.tideline.money/mcp'
// .cursor/mcp.json
{
  "mcpServers": {
    "money-tideline-money-tools": {
      "url": "https://mcp.tideline.money/mcp"
    }
  }
}
// .vscode/mcp.json
{
  "servers": {
    "money-tideline-money-tools": {
      "type": "http",
      "url": "https://mcp.tideline.money/mcp"
    }
  }
}
# ~/.codex/config.toml
[mcp_servers.money-tideline-money-tools]
url = "https://mcp.tideline.money/mcp"
// opencode.json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "money-tideline-money-tools": {
      "type": "remote",
      "url": "https://mcp.tideline.money/mcp",
      "enabled": true
    }
  }
}
# add to OpenClaw
openclaw mcp add money-tideline-money-tools --url 'https://mcp.tideline.money/mcp' --transport streamable-http
# ~/.hermes/config.yaml
mcp_servers:
  money-tideline-money-tools:
    url: "https://mcp.tideline.money/mcp"
// ~/.netclaw/config/netclaw.json
{
  "McpServers": {
    "money-tideline-money-tools": {
      "Transport": "http",
      "Url": "https://mcp.tideline.money/mcp"
    }
  }
}
# add to Vellum
assistant mcp add money-tideline-money-tools -t streamable-http -u 'https://mcp.tideline.money/mcp'
// mcp.json
{
  "mcpServers": {
    "money-tideline-money-tools": {
      "type": "http",
      "url": "https://mcp.tideline.money/mcp"
    }
  }
}

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

Changelog

Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.

  • 28 Sept 26 +1
    • We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
  • 26 Sept 26 +1

    No change was recorded against any check on this day. Stability & Change Management went from 50 to 53. That category is still filling its 30-day observation window: 15 days of observed history at the previous scan, 16 at this one. The score rises as the window fills, whether or not the server changes.

  • 25 Sept 26 0
    • We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
  • 24 Sept 26 +1

    No change was recorded against any check on this day. Stability & Change Management went from 43 to 47. That category is still filling its 30-day observation window: 13 days of observed history at the previous scan, 14 at this one. The score rises as the window fills, whether or not the server changes.

  • 21 Sept 26 +1

    No change was recorded against any check on this day. Stability & Change Management went from 33 to 37. That category is still filling its 30-day observation window: 10 days of observed history at the previous scan, 11 at this one. The score rises as the window fills, whether or not the server changes.

  • 19 Sept 26 +1

    No change was recorded against any check on this day. Stability & Change Management went from 27 to 30. That category is still filling its 30-day observation window: 8 days of observed history at the previous scan, 9 at this one. The score rises as the window fills, whether or not the server changes.

  • 17 Sept 26 +1

    No change was recorded against any check on this day. Stability & Change Management went from 20 to 23. That category is still filling its 30-day observation window: 6 days of observed history at the previous scan, 7 at this one. The score rises as the window fills, whether or not the server changes.

  • 15 Sept 26 +1

    No change was recorded against any check on this day. Stability & Change Management went from 13 to 17. That category is still filling its 30-day observation window: 4 days of observed history at the previous scan, 5 at this one. The score rises as the window fills, whether or not the server changes.

Diagnostics

Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.

Captured 28 Sept 2026 · Probed https://mcp.tideline.money/mcp

TLS valid

Negotiated TLS 1.3 with TLS_AES_256_GCM_SHA384 .

Subject Issuer Valid from Valid until Key Signature Serial
CN=mcp.tideline.money CN=YE1,O=Let's Encrypt,C=US 5 Sept 2026 4 Dec 2026 ECDSA 256 ECDSA-SHA384 6b2e1fe1ccbd5a8a5514737e6d1ba776c84
SANs: mcp.tideline.money
CN=YE1,O=Let's Encrypt,C=US (CA) CN=Root YE,O=ISRG,C=US 3 Sept 2025 2 Sept 2028 ECDSA 384 ECDSA-SHA384 5ddd70dd31f801c85c186a7a04b80afe
CN=Root YE,O=ISRG,C=US (CA) CN=ISRG Root X2,O=Internet Security Research Group,C=US 13 May 2026 2 Sept 2032 ECDSA 384 ECDSA-SHA384 872165fc34b6e5fba8add5b3705fb53a
CN=ISRG Root X2,O=Internet Security Research Group,C=US (CA) CN=ISRG Root X1,O=Internet Security Research Group,C=US 13 May 2026 2 Sept 2032 ECDSA 384 SHA256-RSA 6c8f1dc727c7117f7baf853ac980f9cd

Background: What to check on a remote MCP endpoint →

DNSSEC insecure

Validation of mcp.tideline.money. — Not signed

Zone DS Keys Algorithms Outcome
. trust_anchor 20326, 38696 8, 8 Verified
money. present 4450 8 Verified
tideline.money. absent Unsigned (proven) parent-signed NSEC/NSEC3 proves an unsigned delegation
Authentication No authorisation required

The endpoint answered without asking for a token. Anyone who knows the URL can reach it.

Result No authorisation required
HTTP status 200
Header Value
x-content-type-options nosniff
referrer-policy strict-origin-when-cross-origin

Background: How OAuth 2.1 works in the 2026 MCP spec →

Transports 2 probes
Transport URL Outcome Status Location
streamable-http https://mcp.tideline.money/mcp Verified 200
http (plaintext) http://mcp.tideline.money/mcp HTTPS enforced 301 https://mcp.tideline.money/mcp
MCP tools · 6 exposed · ~664 tokens

The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability. A tool's description is untrusted text the model reads on every call, which is what makes this list a security surface and not just an inventory: how tool poisoning works →

Tool Tokens
cash_runway ~90

Months of cash runway for a household or freelance practice — hard runway (committed income only) and working runway, against honest burn including paying yourself.

NameTypeReqDescription
cash_on_handnumberyes–
monthly_expensesnumberyes–
monthly_income_committednumber––
monthly_income_probablenumber––
owner_drawnumber–what you pay yourself monthly

No output schema declared.

No examples provided.

debt_avalanche_plan ~75

Debt payoff plan: avalanche order (highest APR first), month-by-month simulation to a debt-free date, interest vs minimums-only, and what one extra $50/mo buys. All math local and deterministic.

NameTypeReqDescription
debtsarrayyes–
extra_monthlynumber–extra dollars/month beyond minimums

No output schema declared.

No examples provided.

effective_hourly_rate ~60

Freelancers: real $/hr per client — dollars actually collected divided by ALL hours logged (unbilled favors included). Exposes which clients quietly pay half your rate.

NameTypeReqDescription
collectedarrayyes–
work_entriesarrayyes–

No output schema declared.

No examples provided.

invoice_aging ~60

Invoice aging buckets with the right chase action per invoice (friendly nudge → firm ask → escalation plan) based on how late each one is.

NameTypeReqDescription
invoicesarrayyes–
todaystring–YYYY-MM-DD, defaults to server date

No output schema declared.

No examples provided.

option_expiry_risk ~324

What happens to an account if a single-leg US equity option finishes in the money at expiration: auto-exercise under the OCC $0.01 rule, the resulting long or short share position, whether a margin, cash, or IRA account can hold it (50% Reg T, $2,000 minimum for shorts, no shorts in cash/IRA), P&L and break-even, the trap zone (exercised but still losing), and pin risk near the strike. Optionally tests the price minus and plus an expected move. Deterministic arithmetic on your inputs; no market data.

NameTypeReqDescription
account_equitynumber–optional margin account equity, to check the requirement
account_typestring–Default margin.
cash_availablenumber–optional settled cash, to check a share purchase
contractsinteger–number of contracts (100 shares each). Default 1.
expected_movenumber–optional dollar move to also test down and up, e.g. the at-the-money straddle price
premiumnumber–per-share price paid (long) or received (short), e.g. 0.48
rightstringyes–
shares_ownedinteger–shares of the underlying already held; negative if already short. Default 0.
sidestring–long = you bought the option; short = you sold/wrote it. Default long.
strikenumberyes–
underlying_pricenumberyesstock price to test at expiration

No output schema declared.

No examples provided.

subscription_audit ~55

Find recurring charges in a transaction list — subscriptions, price-similar repeats — ranked by annual cost. Send 90+ days of (date, amount, description) rows for best results.

NameTypeReqDescription
transactionsarrayyes–

No output schema declared.

No examples provided.

Common questions

What is the Tideline Money Tools MCP server?

Tideline Money Tools is an MCP server listed in the public MCP registry as money.tideline/money-tools. Free money calculators: option expiry risk, debt avalanche, cash runway, subscriptions, invoices. This page covers its hosted endpoint (https://mcp.tideline.money/mcp).

Is the Tideline Money Tools MCP server safe to use?

Tideline Money Tools scores 70 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

What tools does the Tideline Money Tools MCP server expose?

Tideline Money Tools exposes 6 tools: debt_avalanche_plan, cash_runway, subscription_audit, effective_hourly_rate, invoice_aging, option_expiry_risk. Their descriptions and schemas cost roughly 664 tokens of context every time the server is loaded.

Does the Tideline Money Tools MCP server require authentication?

No. We connected to Tideline Money Tools without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.

Is the Tideline Money Tools MCP server still maintained?

Tideline Money Tools is still listed as active in the MCP registry. We last reached this channel on 28 September 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.