Bancadia MCP
REMOTE · MCP.BANCADIA.COM · SCANNED AUG 18
Query Bancadia's registry of US business checking account products with structured filters.
Available components
How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. How we score →
Endpoint Security71
- The endpoint's TLS certificate is valid, in date, and uses a strong key. View diagnostics → Pass
- Authorisation is enforced on tool calls, but the challenge carries no valid RFC 9728 metadata, so a client cannot discover where to get a token. See how to fix → View diagnostics → Fail
- HTTPS enforcement could not be verified: the plaintext port answered with HTTP 405, which proves neither a plaintext path nor enforcement. View diagnostics → Unverified
- HSTS check failed: the Strict-Transport-Security header is absent. See how to fix → View diagnostics → Fail
- DNSSEC check failed: this domain isn't protected by DNSSEC. See how to fix → View diagnostics → Fail
Transport & Reachability100
- Verified streamable-http transport via a live MCP handshake. View diagnostics → Pass
Schema Quality & AI Usability67
- AI-judged instruction clarity (excellent).Pass
- Context-footprint check failed: tool/resource definitions use about 598 tokens (~299/item across 2 items; 2 tools + 0 resources), over budget; trim descriptions and params. See how to fix → Fail
- Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management20
- Stability observed for 6 of 30 days with no destabilising changes; credit accrues until the full window elapses.Partial
Tool Coverage100
- 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
- 100% of tool parameters carry a description.Pass
Capabilities60
- Spec-recency check failed: implements MCP spec 2025-06-18; the latest is 2026-07-28. See how to fix → Fail
Add this component to your MCP client. Where a client-specific snippet is available, pick your client below and copy it straight into your config; otherwise use the connection detail shown.
remote · mcp.bancadia.com
claude mcp add --transport http macphe22-bancadia-mcp https://mcp.bancadia.com/
[mcp_servers.macphe22-bancadia-mcp] url = "https://mcp.bancadia.com/"
{
"$schema": "https://opencode.ai/config.json",
"mcp": {
"macphe22-bancadia-mcp": {
"type": "remote",
"url": "https://mcp.bancadia.com/",
"enabled": true
}
}
} openclaw mcp add macphe22-bancadia-mcp --url https://mcp.bancadia.com/ --transport streamable-http
mcp_servers:
macphe22-bancadia-mcp:
url: "https://mcp.bancadia.com/" {
"mcpServers": {
"macphe22-bancadia-mcp": {
"type": "http",
"url": "https://mcp.bancadia.com/"
}
}
} The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.
Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.
- 18 Aug 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 17 to 20. That category is still filling its 30-day observation window: 5 days of observed history at the previous scan, 6 at this one. The score rises as the window fills, whether or not the server changes.
- 16 Aug 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 10 to 13. That category is still filling its 30-day observation window: 3 days of observed history at the previous scan, 4 at this one. The score rises as the window fills, whether or not the server changes.
- 14 Aug 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 3 to 7. That category is still filling its 30-day observation window: 1 days of observed history at the previous scan, 2 at this one. The score rises as the window fills, whether or not the server changes.
- 13 Aug 26 0
- Stability: unverified → 0.03 ▲ functional
- 12 Aug 26 65
First indexed and scored.
Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.
Captured 18 Aug 2026 · Probed https://mcp.bancadia.com/
TLS valid
Negotiated TLS 1.3 with TLS_AES_128_GCM_SHA256 .
| Subject | Issuer | Valid from | Valid until | Key | Signature | Serial |
|---|---|---|---|---|---|---|
| CN=bancadia.com | CN=YE2,O=Let's Encrypt,C=US | 24 Jul 2026 | 22 Oct 2026 | ECDSA 256 | ECDSA-SHA384 | 5b7b07943a9a59638dd276e9b7a91460046 |
| SANs: *.bancadia.com, bancadia.com | ||||||
| CN=YE2,O=Let's Encrypt,C=US (CA) | CN=Root YE,O=ISRG,C=US | 3 Sept 2025 | 2 Sept 2028 | ECDSA 384 | ECDSA-SHA384 | 4df3b15dd6c0784c507cd37b58e6f115 |
| CN=Root YE,O=ISRG,C=US (CA) | CN=ISRG Root X2,O=Internet Security Research Group,C=US | 13 May 2026 | 2 Sept 2032 | ECDSA 384 | ECDSA-SHA384 | 872165fc34b6e5fba8add5b3705fb53a |
| CN=ISRG Root X2,O=Internet Security Research Group,C=US (CA) | CN=ISRG Root X1,O=Internet Security Research Group,C=US | 13 May 2026 | 2 Sept 2032 | ECDSA 384 | SHA256-RSA | 6c8f1dc727c7117f7baf853ac980f9cd |
DNSSEC insecure
Validation of mcp.bancadia.com. — Not signed
| Zone | DS | Keys | Algorithms | Outcome |
|---|---|---|---|---|
| . | trust_anchor | 20326, 38696 | 8, 8 | Verified |
| com. | present | 19718 | 13 | Verified |
| bancadia.com. | absent | Unsigned (proven) parent-signed NSEC/NSEC3 proves an unsigned delegation |
Authentication Challenged, unverified
The endpoint asked for a token, but we could not retrieve and validate the RFC 9728 metadata that tells a client how to obtain one.
| Result | Challenged, unverified |
|---|---|
| Enforced | On tool calls |
| HTTP status | 200 |
Protected resource metadata
| Retrieved | No |
|---|---|
| Problem | no_resource_metadata |
Transports 2 probes
| Transport | URL | Outcome | Status | Location |
|---|---|---|---|---|
| streamable-http | https://mcp.bancadia.com/ | Verified | 200 | |
| http (plaintext) | http://mcp.bancadia.com/ | Inconclusive | 405 |
The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability.
get_business_checking_listing ~188
Get full detail on one specific business checking listing, including gotcha fees (business_deposit_fees, e.g. overdraft, NSF, dormancy) and feature narrative (business_deposit_account_features) not returned by query_business_checking's broad list results. Fees/features that apply to only one plan tier (e.g. a Standard/Plus/Premier ladder) are nested under that tier in plan_tiers[].fees / plan_tiers[].features; tier-agnostic ones are in the top-level general_fees / general_features. Use this as a follow-up after query_business_checking to dig deeper on one listing the caller already identified by its listing_slug.
| Name | Type | Req | Description |
|---|---|---|---|
| listing_slug | string | yes | The listing's stable public identifier, as returned in query_business_checking results (e.g. 'found-business-checking'). Do not use an internal database id. |
No output schema declared.
No examples provided.
query_business_checking ~410
Query the Bancadia registry for business checking account products using compound filter criteria. Returns active, verified listings from financial institutions. Optionally accepts target_industries/target_business_profiles to soft-rank results toward listings built for a given business type or stage — non-matching but eligible listings are still returned, just ranked lower.
| Name | Type | Req | Description |
|---|---|---|---|
| accounting_integration_available | boolean | – | Whether the account connects to any accounting software (e.g. QuickBooks, Xero) |
| apy_min | number | – | Minimum APY (inclusive), for interest-bearing accounts |
| available_states | array | – | Returns listings available in all specified states |
| cash_deposit_available | boolean | – | Whether cash deposits are supported |
| entity_types_accepted | array | – | Returns listings accepting all specified entity types (e.g. llc, s_corp) |
| expense_integration_available | boolean | – | Whether the account connects to any expense/spend-management software |
| free_transactions_min | number | – | Minimum free transactions per month |
| insurance_type | string | – | Deposit insurance type |
| interest_bearing | boolean | – | Whether the account earns interest |
| minimum_opening_deposit_max | number | – | Maximum minimum opening deposit |
| monthly_fee_max | number | – | Maximum monthly fee |
| rtp_network | string | – | Which real-time payment rail is supported |
| rtp_supported | boolean | – | Whether real-time payments (any rail) are supported at all |
| sub_accounts_supported | boolean | – | Whether sub-accounts are supported |
| target_business_profiles | array | – | Soft-ranks results toward listings built for this business stage/shape. Does not exclude non-matching but otherwise-eligible listings. |
| target_industries | array | – | Soft-ranks results toward listings built for these business types. Does not exclude non-matching but otherwise-eligible listings. |
| tax_integration_available | boolean | – | Whether the account connects to any tax-prep or tax-filing software/service |
No output schema declared.
No examples provided.