Conversion Ledger (RAD)
REMOTE · RAD.LOANS
HUD RAD conversions, housing authority records, 2026 RAD rents, program facts and debt sizing.
Available components
Last scanned (4 hours ago)
Scores higher than 53% of remote servers
Reachable. Last reached 5 Nov 2026.
Category Finance and Payments
How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. How we score → Why this is hard to score →
Endpoint Security74
- The endpoint's TLS certificate is valid, in date, and uses a strong key. View diagnostics → Pass
- No authorisation is required to call this server. Every tool declares its destructiveHint and none is destructive, so open access doesn't expose one. See how to fix → View diagnostics → Partial
- HTTPS is enforced; there's no plaintext access path. View diagnostics → Pass
- HSTS check failed: the Strict-Transport-Security header is absent. See how to fix → View diagnostics → Fail
- DNSSEC check failed: this domain isn't protected by DNSSEC. See how to fix → View diagnostics → Fail
Transport & Reachability100
- Verified streamable-http transport via a live MCP handshake. View diagnostics → Pass
Schema Quality & AI Usability56
- AI-judged instruction clarity (good).Pass
- Context-footprint check failed: tool/resource definitions use about 1247 tokens (~207/item across 6 items; 6 tools + 0 resources), over budget; trim descriptions and params. See how to fix → Fail
- Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management13
- Stability observed for 4 of 30 days with no destabilising changes; credit accrues until the full window elapses.Partial
Tool Coverage92
- 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
- 77% of tool parameters carry a description.Partial
Tool Safety100
- No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.Pass
- We read all 6 captured tool definition(s), and no name or description among them implies an irreversible operation.Pass
- An AI judge read all 7 captured unit(s) of tool text and found none that tries to manipulate the model reading it.Pass
Capabilities60
- Spec-recency check failed: implements MCP spec 2025-06-18; the latest is 2026-07-28. See how to fix → Fail
Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.
- 4 Nov 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 7 to 10. That category is still filling its 30-day observation window: 2 days of observed history at the previous scan, 3 at this one. The score rises as the window fills, whether or not the server changes.
- 2 Nov 26 +1
- Stability: unverified → 0.03 ▲ functional
- 1 Nov 26 65
First indexed and scored.
Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.
Captured 5 Nov 2026 · Probed https://rad.loans/mcp
TLS valid
Negotiated TLS 1.3 with TLS_AES_128_GCM_SHA256 .
| Subject | Issuer | Valid from | Valid until | Key | Signature | Serial |
|---|---|---|---|---|---|---|
| CN=rad.loans | CN=WE1,O=Google Trust Services,C=US | 24 Oct 2026 | 22 Jan 2027 | ECDSA 256 | ECDSA-SHA256 | 4b7c5eb9a93c287c0eda73113467b8b5 |
| SANs: rad.loans | ||||||
| CN=WE1,O=Google Trust Services,C=US (CA) | CN=GTS Root R4,O=Google Trust Services LLC,C=US | 13 Dec 2023 | 20 Feb 2029 | ECDSA 256 | ECDSA-SHA384 | 7ff31977972c224a76155d13b6d685e3 |
| CN=GTS Root R4,O=Google Trust Services LLC,C=US (CA) | CN=GlobalSign Root CA,OU=Root CA,O=GlobalSign nv-sa,C=BE | 15 Nov 2023 | 28 Jan 2028 | ECDSA 384 | SHA256-RSA | 7fe530bf331343bedd821610493d8a1b |
Background: What to check on a remote MCP endpoint →
DNSSEC insecure
Validation of rad.loans. — Not signed
| Zone | DS | Keys | Algorithms | Outcome |
|---|---|---|---|---|
| . | trust_anchor | 20326, 38696 | 8, 8 | Verified |
| loans. | present | 19444, 42307 | 8, 8 | Verified |
| rad.loans. | absent | Unsigned (proven) parent-signed NSEC/NSEC3 proves an unsigned delegation |
Authentication No authorisation required
The endpoint answered without asking for a token. Anyone who knows the URL can reach it.
| Result | No authorisation required |
|---|---|
| HTTP status | 200 |
Background: How OAuth 2.1 works in the 2026 MCP spec →
Transports 2 probes
| Transport | URL | Outcome | Status | Location |
|---|---|---|---|---|
| streamable-http | https://rad.loans/mcp | Verified | 200 | |
| http (plaintext) | http://rad.loans/mcp | HTTPS enforced | 301 | https://rad.loans/mcp |
The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability. A tool's description is untrusted text the model reads on every call, which is what makes this list a security surface and not just an inventory: how tool poisoning works →
get_financing_quote_link RAD financing quote link ~108
The page where a housing authority, developer or owner can request a financing quote for a RAD conversion, Section 18 blend, PRAC or Component 2 conversion, or a refinance of a converted property, from Janover Capital LLC. Optional prefill. Returns a link only; it submits nothing.
| Name | Type | Req | Description |
|---|---|---|---|
| pha | string | – | Housing authority and project, to prefill |
| topic | string | – | What the deal is, to prefill |
| units | integer | – | – |
No output schema declared.
No examples provided.
get_housing_authority One housing authority's RAD record ~148
A public housing authority's RAD record: closed conversions (units, PBV/PBRA, tax credits, FHA), deals between CHAP and closing, remaining public housing units and their weighted 2026 RAD rent, and its conversions list. Give the HUD PHA code (IL002), the rad.loans page URL, or name + state.
| Name | Type | Req | Description |
|---|---|---|---|
| code | string | – | HUD PHA code, e.g. IL002 |
| name | string | – | Housing authority name or part of it |
| state | string | – | Two-letter state or territory code (TX, PR) or name |
| url | string | – | A rad.loans /pha/ page URL |
No output schema declared.
No examples provided.
get_rad_program_facts Current RAD program facts ~81
The current state of RAD law and terms, each with its primary source: permanence and the 555,000-unit cap (Public Law 119-101 section 212, July 2026), the governing notices, PBV and PBRA contract terms, FHA premium and underwriting, the 2026 LIHTC bond test, agency terms.
Input schema present but exposes no named parameters.
No output schema declared.
No examples provided.
get_rad_rents 2026 RAD rents for a public housing project ~159
HUD's 2026 RAD contract rent for unconverted public housing projects, with the PBV (110% FMR) and PBRA (120% FMR) caps, HUD's 90/10, 60/40 and 30/70 blend rent estimates, the utility allowance and 2024 operating fund and tenant rent per unit month. Give a PIC project number, or project/pha name with state.
| Name | Type | Req | Description |
|---|---|---|---|
| limit | integer | – | – |
| pha | string | – | Housing authority name |
| pic | string | – | HUD PIC development number, e.g. AK001000213 |
| project | string | – | – |
| state | string | – | Two-letter state or territory code (TX, PR) or name |
No output schema declared.
No examples provided.
search_conversions Search RAD conversions ~203
RAD public housing conversions from HUD's RAD Resource Desk export, newest first: project, housing authority, state, PBV or PBRA, units, status, CHAP and closing dates, tax credits (4%/9%), FHA insurance and Section 18 blend flags, with each housing authority's rad.loans page.
| Name | Type | Req | Description |
|---|---|---|---|
| closed_after | string | – | YYYY, YYYY-MM or YYYY-MM-DD |
| contract | string | – | – |
| fha_insured | boolean | – | Only deals with FHA-insured debt |
| limit | integer | – | – |
| query | string | – | Words from the housing authority or project name |
| section18_blend | boolean | – | Only RAD/Section 18 blends |
| state | string | – | Two-letter state or territory code (TX, PR) or name |
| status | string | – | closed, or pipeline (CHAP awarded, Financing Plan submitted, RCC issued) |
| tax_credits | string | – | – |
No output schema declared.
No examples provided.
size_rad_debt Size a RAD first mortgage ~316
First-mortgage sizing for a RAD property under FHA 223(f), FHA 221(d)(4), Freddie Mac (HUD Section 8), Fannie Mae Affordable Housing Preservation: the loan each execution supports by coverage and by loan ratio, which test binds, and annual debt service including FHA's 0.25% premium. Defaults come from HUD Mortgagee Letter 2025-03, the MAP Guide, 90 FR 45789 and the Fannie Mae and Freddie Mac term sheets, with HUD's median FHA note rates. Same math as rad.loans/tools/rad-debt-sizer/. A sketch, not a loan offer.
| Name | Type | Req | Description |
|---|---|---|---|
| execution | string | – | One execution; omit for all |
| monthly_rent | number | yes | Contract rent per unit per month, dollars |
| opex_per_unit | number | – | Operating costs per unit per year (default 7200) |
| other_income | number | – | Other income per unit per month (default 0) |
| rate | number | – | Override the interest rate, percent |
| reserves_per_unit | number | – | Replacement reserve per unit per year (default 350) |
| total_cost | number | – | Total development cost, for 221(d)(4) loan to cost |
| units | integer | yes | – |
| vacancy_pct | number | – | Default 3 (ML 2025-03 for 90%+ assisted) |
| value | number | – | As-is or as-complete value, for the loan-to-value test |
No output schema declared.
No examples provided.
How do I install the Conversion Ledger (RAD) MCP server?
Conversion Ledger (RAD) is a hosted endpoint at https://rad.loans/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.
remote · rad.loans
claude mcp add --transport http loans-rad-rad-loans 'https://rad.loans/mcp'
What is the Conversion Ledger (RAD) MCP server?
Conversion Ledger (RAD) is an MCP server listed in the public MCP registry as loans.rad/rad-loans. HUD RAD conversions, housing authority records, 2026 RAD rents, program facts and debt sizing. This page covers its hosted endpoint (https://rad.loans/mcp).
Is the Conversion Ledger (RAD) MCP server safe to use?
Conversion Ledger (RAD) scores 67 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.
What tools does the Conversion Ledger (RAD) MCP server expose?
Conversion Ledger (RAD) exposes 6 tools: search_conversions, get_housing_authority, get_rad_rents, size_rad_debt, get_rad_program_facts, get_financing_quote_link. Their descriptions and schemas cost roughly 1,015 tokens of context every time the server is loaded.
Does the Conversion Ledger (RAD) MCP server require authentication?
No. We connected to Conversion Ledger (RAD) without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.
Is the Conversion Ledger (RAD) MCP server still maintained?
Conversion Ledger (RAD) is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.