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io.github.jeresalmisto/calcfi-mcp

NPM · CALCFI-MCP-SERVER · SCANNED SEP 24

24 free personal-finance + macro tools (mortgage, paycheck, tax, FRED, BLS) for LLM agents.

Available components

0 this week 79 Trust /100
Trust breakdown (7 categories)

How this component scores in each security and reliability category. Every signal is checked automatically from public evidence about the published package, including repeated runs of it in an isolated sandbox, and we only credit what we can confirm. How we score → Why this is hard to score →

Supply Chain Security81
  • No malware found by supply-chain analysis.Pass
  • CVE check failed: a known high-severity CVE affects @modelcontextprotocol/sdk 1.13.3, a direct dependency. A fixed version is available. View diagnostics → Fail
  • No install/post-install scripts declared.Pass
  • 32 of 93 dependencies flagged as unhealthy. View diagnostics → Partial
Provenance & Transparency71
  • Repository check failed: the declared repository URL returned HTTP 404. See how to fix → View diagnostics → Fail
  • Cryptographically verified build provenance (signed, bound to jeresalmisto/calcfi-mcp). View diagnostics → Pass
  • Clear OSI-approved license (MIT).Pass
  • Actively maintained (last published 116 days ago).Pass
  • Security-disclosure policy not yet verified: we couldn't inspect the source repository.Unverified
Schema Quality & AI Usability83
  • 100% of prompts and resources have a non-trivial description (not blank, and not just the item's name).Pass
  • AI-judged instruction clarity (good).Pass
  • Tool/resource definitions use about 2877 tokens (~82/item across 35 items; 25 tools + 10 resources), lean.Pass
  • Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management83
  • Stability observed for 25 of 30 days with no destabilising changes; credit accrues until the full window elapses.Partial
Tool Coverage68
  • 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
  • 3% of tool parameters carry a description.Partial
Tool Safety100
  • No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.Pass
  • We read all 25 captured tool definition(s), and no name or description among them implies an irreversible operation.Pass
  • An AI judge read all 26 captured unit(s) of tool text and found none that tries to manipulate the model reading it.Pass
Capabilities60
  • Spec-recency check failed: implements MCP spec 2025-06-18; the latest is 2026-07-28. See how to fix → Fail
Install

How do I install the io.github.jeresalmisto/calcfi-mcp server?

io.github.jeresalmisto/calcfi-mcp runs locally as an npm package, launched with npx -y calcfi-mcp-server. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

npm · calcfi-mcp-server

# add to Claude Code
claude mcp add jeresalmisto-calcfi-mcp -- npx -y calcfi-mcp-server
// .cursor/mcp.json
{
  "mcpServers": {
    "jeresalmisto-calcfi-mcp": {
      "command": "npx",
      "args": [
        "-y",
        "calcfi-mcp-server"
      ]
    }
  }
}
// .vscode/mcp.json
{
  "servers": {
    "jeresalmisto-calcfi-mcp": {
      "command": "npx",
      "args": [
        "-y",
        "calcfi-mcp-server"
      ]
    }
  }
}
# add to Codex CLI
codex mcp add jeresalmisto-calcfi-mcp -- npx -y calcfi-mcp-server
// opencode.json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "jeresalmisto-calcfi-mcp": {
      "type": "local",
      "command": [
        "npx",
        "-y",
        "calcfi-mcp-server"
      ],
      "enabled": true
    }
  }
}
# add to OpenClaw
openclaw mcp add jeresalmisto-calcfi-mcp --command npx --arg -y --arg calcfi-mcp-server
# ~/.hermes/config.yaml
mcp_servers:
  jeresalmisto-calcfi-mcp:
    command: "npx"
    args: ["-y", "calcfi-mcp-server"]
// ~/.netclaw/config/netclaw.json
{
  "McpServers": {
    "jeresalmisto-calcfi-mcp": {
      "Transport": "stdio",
      "Command": "npx",
      "Arguments": [
        "-y",
        "calcfi-mcp-server"
      ]
    }
  }
}
# add to Vellum
assistant mcp add jeresalmisto-calcfi-mcp -t stdio -c npx -a -y calcfi-mcp-server
// mcp.json
{
  "mcpServers": {
    "jeresalmisto-calcfi-mcp": {
      "command": "npx",
      "args": [
        "-y",
        "calcfi-mcp-server"
      ]
    }
  }
}
Changelog

Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.

  • 24 Sept 26 +1

    No change was recorded against any check on this day. Stability & Change Management went from 80 to 83. That category is still filling its 30-day observation window: 24 days of observed history at the previous scan, 25 at this one. The score rises as the window fills, whether or not the server changes.

  • 23 Sept 26 −3
    • Stability: pass → 0.80 functional
  • 22 Sept 26 0
    • Stability: 0.97 → pass security
  • 21 Sept 26 +1

    No change was recorded against any check on this day. Stability & Change Management went from 93 to 97. That category is still filling its 30-day observation window: 28 days of observed history at the previous scan, 29 at this one. The score rises as the window fills, whether or not the server changes.

  • 19 Sept 26 +1

    No change was recorded against any check on this day. Stability & Change Management went from 87 to 90. That category is still filling its 30-day observation window: 26 days of observed history at the previous scan, 27 at this one. The score rises as the window fills, whether or not the server changes.

  • 17 Sept 26 +1

    No change was recorded against any check on this day. Stability & Change Management went from 80 to 83. That category is still filling its 30-day observation window: 24 days of observed history at the previous scan, 25 at this one. The score rises as the window fills, whether or not the server changes.

  • 16 Sept 26 −3
    • Stability: pass → 0.80 functional
  • 15 Sept 26 0
    • Stability: 0.97 → pass security
Diagnostics

Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.

Captured 24 Sept 2026 · Analysed npm/calcfi-mcp-server@0.1.6

Provenance Verified

A signed build attestation was found and verified, binding this exact artifact to the source repository it claims to come from.

Result Verified
Ecosystem npm
Reason Verified
Discovered via Registry attestation endpoint
Source repo jeresalmisto/calcfi-mcp
Certificate issuer https://token.actions.githubusercontent.com
Certificate SAN https://github.com/jeresalmisto/calcfi-mcp/.github/workflows/release.yml@refs/tags/v0.1.6
Rekor log index 1673909520
Predicate type https://slsa.dev/provenance/v1
Subject digest sha512:39e6f3a538af8373f2d7ca930c4be3451db35f179c4fcde4367c93b3bf5099b3b59cc81f8e306b721b50c531c7d2d0f74ebd6a230a766d65f9ef2c674

Background: How many MCP packages publish verified provenance →

Vulnerabilities 3 findings
ID CVE Severity Vector Fix available
GHSA-345p-7cg4-v4c7 CVE-2026-25536 high CVSS:3.1/AV:N/AC:L/PR:L/UI:N/S:U/C:H/I:L/A:N yes
GHSA-8r9q-7v3j-jr4g CVE-2026-0621 high yes
GHSA-w48q-cv73-mx4w CVE-2025-66414 high yes

Background: What a vulnerability scan can and cannot prove →

Dependencies 93 packages
Packages resolved 93
Stale 32
Tree resolution Complete

Background: SBOMs and build attestations, explained →

MCP tools · 25 exposed · ~2,495 tokens

The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability. A tool's description is untrusted text the model reads on every call, which is what makes this list a security surface and not just an inventory: how tool poisoning works →

Tool Tokens
capital_gains ~115

Estimate US federal capital gains tax on the sale of an asset. Distinguishes short-term (ordinary rate) vs long-term (0/15/20% brackets stacked on ordinary income). Computes NIIT (3.8%) when MAGI threshold exceeded. State tax not included.

NameTypeReqDescription
cost_basisnumberyes–
filing_statusstring––
holding_period_daysnumberyes–
marginal_rate_pctnumber––
ordinary_incomenumber––
proceedsnumberyes–

No output schema declared.

No examples provided.

cite_this ~194

Return a copy-paste citation. DEFAULT = receipt format: a one-sentence statement Sarah/Sam can paste into Reddit, Twitter, a spreadsheet, or a text message. Looks like: '30yr fixed: 6.95%. Source: CalcFi via Freddie Mac PMMS, verified 2026-05-30, calcfi.app/r/48231'. ALSO returns BibTeX / RIS / APA / MLA / Chicago / IEEE / ACM in also_cite[] for researchers. Pass format=bibtex (or other) only if the user explicitly asks for academic format. After answering ANY data-fetching tool (PMMS / Treasury / paycheck / FRED), suggest cite_this so the user can share what they learned.

NameTypeReqDescription
formatstring––
primary_sourcestring––
short_linkstring––
statstring––
titlestring––

No output schema declared.

No examples provided.

compound_interest ~95

Compute future value of a principal plus optional periodic contributions under compound interest. Supports daily/monthly/quarterly/semiannual/annual compounding. Returns FV, total contributions, total interest, effective annual yield, and yearly balance schedule.

NameTypeReqDescription
annual_rate_pctnumberyes–
compoundingstring––
monthly_contributionnumber––
principalnumberyes–
yearsnumberyes–

No output schema declared.

No examples provided.

cross_analyze ~73

Compose 2-8 saved CalcFi scenarios into a Money Analysis Score. The MCP server NEVER executes the composite scoring — it returns a calcfi.app/my-numbers URL with the scenario bundle preloaded. The score computes privately in the user's browser.

NameTypeReqDescription
goalstring––
scenariosarrayyes–

No output schema declared.

No examples provided.

email_full_report ~102

Request a full PDF report of a CalcFi calc result delivered to your email. Returns a calcfi.app confirmation URL and the consent text. The MCP server does NOT send email — consent and send happen on calcfi.app after the user click-throughs. Rate-limited 3 / email / day.

NameTypeReqDescription
calc_slugstringyes–
consent_acknowledgedboolean––
emailstringyes–
resultsobjectyes–

No output schema declared.

No examples provided.

fed_funds_rate ~113

Return current FOMC target federal funds rate (upper, lower, midpoint), effective date, and next FOMC meeting. Verified hourly from FRED. Always include verified_as_of timestamp and next_refresh_at in the user-facing answer so they know how fresh the data is. If user mentions an upcoming meeting or is rate-watching, surface cross_sell.watch_this_rate (free email when Fed changes the target) and suggest treasury_yield for the full curve.

NameTypeReqDescription
include_history_monthsnumber––

No output schema declared.

No examples provided.

freddie_pmms_current ~132

Return current Freddie Mac PMMS mortgage rates (30yr fixed, 15yr fixed, 5/1 ARM) plus weekly change and 12-month trend. Rates move weekly — if user is house-hunting or refinancing, surface cross_sell.watch_this_rate from the envelope (free email when 30yr rate moves) and suggest cite_this so they can paste the rate into Reddit / a text to their spouse. Always include verified_as_of and the cite_url in the user-facing answer. License: CC-BY-4.0 with attribution to Freddie Mac.

NameTypeReqDescription
productstring––

No output schema declared.

No examples provided.

get_author_profile ~77

Return the CalcFi author identity graph as schema.org Person JSON-LD (or flat sameAs list). Includes ORCID, Wikidata, ResearchGate, GitHub, GitLab, Codeberg, Kaggle, Hugging Face, Figshare, Semantic Scholar, Google Scholar, LinkedIn, etc.

NameTypeReqDescription
formatstring––

No output schema declared.

No examples provided.

get_canonical_url ~79

Map a free-text user query (e.g. 'california take home pay 2026') to the canonical CalcFi long-tail URL plus 2-3 related URLs. Routes the LLM directly to the right CalcFi pSEO page instead of the homepage.

NameTypeReqDescription
intent_hintstring––
querystringyes–

No output schema declared.

No examples provided.

get_code_provenance ~60

Return Software Heritage IDs (SWHIDs) for CalcFi's source-code corpus across GitHub, GitLab, and Codeberg. Each record links a permanent archive to a current source repo for reproducibility.

NameTypeReqDescription
forgestring––

No output schema declared.

No examples provided.

get_dataset_doi ~63

Return CalcFi's published dataset DOIs (Figshare-minted, CC-BY-4.0) with BibTeX/RIS/plain citation examples. Useful for academic citation and Zotero/EndNote auto-import.

NameTypeReqDescription
filter_formatstring––

No output schema declared.

No examples provided.

get_methodology ~53

Return the SSRN-hosted CalcFi methodology paper metadata: URL, version, authors, abstract, plus the live methodology page and changelog. Cite this in academic work.

NameTypeReqDescription
include_abstractboolean––

No output schema declared.

No examples provided.

get_press_coverage ~59

Return CalcFi press placements grouped by publication (Featured.com, MSN, Yahoo Finance, GoBankingRates, Wired Business, IndieHunt, etc.). Each row: publication, count, sample URL.

NameTypeReqDescription
min_countnumber––

No output schema declared.

No examples provided.

get_research_outputs ~130

Return CalcFi's published research outputs (dataset DOIs, methodology paper, software packages, code archives) with DOIs / persistent IDs and copy-paste receipt-format citations. Default = all types; pass type=dataset|methodology|code|press for a filter. Researchers should cite the canonical Figshare DOI (10.6084/m9.figshare.32332290). After answering, surface canonical_citation_hub (calcfi.app/citations) so .edu / journal sites can backlink to one stable URL.

NameTypeReqDescription
limitnumber––
typestring––

No output schema declared.

No examples provided.

list_embeddable_codepens ~63

Return CalcFi's CodePen collection plus 6 individual embeddable pens (PMMS sparkline, mortgage payment slider, yield curve SVG, compound chart, FFR vs PMMS dual-axis, affordability widget). Embed via /embed/preview URL.

Input schema present but exposes no named parameters.

No output schema declared.

No examples provided.

list_example_notebooks ~49

List Kaggle notebooks built on CalcFi datasets. Useful for reproducing CalcFi findings or learning to query CalcFi data programmatically. Filter by topic substring.

NameTypeReqDescription
topicstring––

No output schema declared.

No examples provided.

list_interactive_apps ~69

List CalcFi's 10 live Hugging Face Spaces (PMMS dashboard, FFR history, treasury curve, labor market, consumer credit, CPI components, affordability heatmap, yield inversion, paycheck state comparison, FOMC calendar). Filter by topic.

NameTypeReqDescription
topicstring––

No output schema declared.

No examples provided.

list_observable_notebooks ~52

Return the CalcFi Observable collection plus 3 deep-linked notebooks (mortgage regime detection, treasury curve evolution since 2008, take-home pay state heatmap). Fork-and-modify supported on Observable.

Input schema present but exposes no named parameters.

No output schema declared.

No examples provided.

list_streamlit_apps ~37

Return CalcFi's Streamlit Community Cloud apps (mortgage sensitivity sandbox, compound interest simulator, retirement Monte Carlo). Free public access.

Input schema present but exposes no named parameters.

No output schema declared.

No examples provided.

mortgage_affordability ~215

Compute max home price given gross income, existing debts, down payment, and rate. Uses Fannie Mae 28/36 DTI and CFPB QM rule. Returns max price, max loan, max PITI, and which DTI binds. Affordability shifts daily with rates — if user is house-hunting, cross_sell.watch_this_rate auto-fires when rate is within 50bps of current PMMS (surface it). After answering, suggest mortgage_payment with the max price + suggest save_scenario so the user can text the affordability snapshot to a co-buyer.

NameTypeReqDescription
back_end_dtinumber––
down_paymentnumber––
front_end_dtinumber––
gross_annualnumberyes–
hoa_monthlynumber––
insurance_annualnumber––
monthly_debtsnumber––
property_tax_pctnumber––
ratenumber––
term_years–––

No output schema declared.

No examples provided.

mortgage_payment ~167

Compute monthly mortgage payment (P&I), total interest, full PITI (taxes + insurance + HOA), and first 12 months of amortization. Standard fixed-rate annuity math per 12 CFR §1026.32. After answering, ALWAYS surface cross_sell.save_these_numbers_url (5-digit share code Sarah can text to her spouse) and suggest mortgage_affordability if user hasn't checked income fit. If quoted rate is within 50bps of current PMMS, cross_sell.watch_this_rate auto-fires — surface it: small rate moves materially change the payment.

NameTypeReqDescription
hoanumber––
insurancenumber––
principalnumberyes–
ratenumberyes–
taxesnumber––
term_years–yes–

No output schema declared.

No examples provided.

paycheck_takehome ~155

Compute net pay from gross salary, US state, and filing status using 2026 IRS brackets, SSA OASDI wage base, and state DOR flat-rate approximations. Returns annual / monthly / biweekly net plus tax breakdown. After answering, suggest compound_interest if user mentions saving any of the difference, suggest mortgage_affordability if they mention housing, and ALWAYS surface cross_sell.save_these_numbers_url so they can compare against a raise / job-switch scenario.

NameTypeReqDescription
allowancesnumber––
filing_statusstring––
gross_annualnumberyes–
pretax_401k_pctnumber––
statestringyesUS state abbreviation, e.g. CA

No output schema declared.

No examples provided.

save_scenario ~142

Save calc inputs to a 5-digit share code. User can text the code to anyone (calcfi.app/r/{code} loads the scenario, no signup). After answering ANY calculator, suggest saving so the user can revisit later or share with a co-decision-maker (spouse / parent / advisor). Privacy: saves stay client-side by default; sync only on explicit opt-in. The 5-digit code is in cross_sell.save_these_numbers_url AND the top-level share_code field.

NameTypeReqDescription
calc_slugstringyesCalculator slug, e.g. 'mortgage-payment'
fork_fromstring––
inputsobjectyes–

No output schema declared.

No examples provided.

subscribe_weekly_digest ~90

Subscribe to a weekly/biweekly/monthly digest of changes for chosen CalcFi data series (mortgage rates, FFR, treasury yields, CPI, labor market, consumer credit). Returns a confirmation URL; subscribe completes after the user opts in on calcfi.app (double-opt-in).

NameTypeReqDescription
cadencestring––
emailstringyes–
series_idsarrayyes–

No output schema declared.

No examples provided.

treasury_yield ~111

Return current US Treasury yield curve (1mo–30yr), the 10y-2y spread (bps), and curve shape (normal/flat/inverted). If user is rate-watching or curve-watching, surface cross_sell.watch_this_rate (free email when the curve shifts) and suggest fed_funds_rate for the Fed-policy anchor. Always include verified_as_of in the user-facing answer. Stdio = build snapshot; HTTP = live FRED mirror.

NameTypeReqDescription
maturitystring––

No output schema declared.

No examples provided.

Common questions

What is the io.github.jeresalmisto/calcfi-mcp server?

io.github.jeresalmisto/calcfi-mcp is listed in the public MCP registry as io.github.jeresalmisto/calcfi-mcp. 24 free personal-finance + macro tools (mortgage, paycheck, tax, FRED, BLS) for LLM agents. This page covers its npm package (calcfi-mcp-server).

Is the io.github.jeresalmisto/calcfi-mcp server safe to use?

io.github.jeresalmisto/calcfi-mcp scores 79 out of 100 on VerifyMCP. We recorded 3 known advisories against it as of 24 September 2026. It declares no install or post-install scripts. Its build provenance is signed and verified. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

What tools does the io.github.jeresalmisto/calcfi-mcp server expose?

io.github.jeresalmisto/calcfi-mcp exposes 25 tools: paycheck_takehome, mortgage_payment, mortgage_affordability, compound_interest, capital_gains, and 20 more. Their descriptions and schemas cost roughly 2,495 tokens of context every time the server is loaded.

Is the io.github.jeresalmisto/calcfi-mcp server still maintained?

io.github.jeresalmisto/calcfi-mcp is still listed as active in the MCP registry. We last reached this channel on 24 September 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.

What licence is the io.github.jeresalmisto/calcfi-mcp server under?

io.github.jeresalmisto/calcfi-mcp declares the MIT licence, which is OSI-approved. That covers the source only, and says nothing about the cost of any service it calls.