Modern Treasury MCP by usefulapi
REMOTE · MODERN-TREASURY.USEFULAPI.IO
MCP server for Modern Treasury — payment orders, transactions, counterparties and ledgers.
Available components
Last scanned (1 hour ago)
Scores higher than 4% of remote servers
Reachable. Last reached 5 Nov 2026.
Category Finance and Payments
How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. How we score → Why this is hard to score →
Endpoint Security46
- The endpoint's TLS certificate is valid, in date, and uses a strong key. View diagnostics → Pass
- Authorisation not yet verified: we couldn't confirm whether this endpoint requires it. View diagnostics → Unverified
- HTTPS enforcement could not be verified: the plaintext port redirected somewhere other than https, so enforcement is unproven. View diagnostics → Unverified
- HSTS check failed: the Strict-Transport-Security header is absent. See how to fix → View diagnostics → Fail
- DNSSEC check failed: this domain isn't protected by DNSSEC. See how to fix → View diagnostics → Fail
Transport & Reachability0
- Transport check failed: declared streamable-http, but the endpoint redirected instead of responding directly. See how to fix → View diagnostics → Fail
Schema Quality & AI Usability0
- Schema not yet verified: we couldn't read the endpoint's schema, or could read only part of its tool list.Unverified
Stability & Change Management0
- Stability not yet verified: not enough scan history yet (needs a 30-day window).Unverified
Tool Coverage0
- Tool coverage not yet verified: we couldn't read the endpoint's tools, or could read only part of the list.Unverified
Tool Safety0
- Tool safety not yet verified: we couldn't read the endpoint's tools, or could read only part of the list.Unverified
Capabilities0
- Capabilities not yet verified: we couldn't read the endpoint's capabilities.Unverified
Unverified: 5 categories
Categories scored 0 because we could not verify them: authentication we do not have, an unreachable endpoint, or not enough scan history. We only credit what we can confirm.
Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.
- 1 Nov 26 −62
- Endpoint reachability: reachable → not serving MCP ▼ security
- Tool safety: pass → unverified ▼ security
- Authorization: pass → unverified ▼ security
- Stability: 0.97 → unverified ▼ security
- Schema quality: 100 → unverified ▼ functional
- Capabilities: pass → unverified ▼ functional
- Tool coverage: 100 → unverified ▼ functional
- 31 Oct 26 +3
- Authorization: partial → pass ▲ security
- MCP protocol: fail → pass ▲ functional
- Stability: pass → 0.97 functional
- New prompt “add_a_new_counterparty_record” functional
- New prompt “check_payment_orders_and_expected_payments” functional
- New prompt “look_up_counterparties_and_their_bank_accounts” functional
- New prompt “read_ledgers_accounts_balances_and_entries” functional
- New prompt “review_bank_transactions_on_your_internal_accounts” functional
- New prompt “see_which_payments_were_returned” functional
- MCP protocol version: 2025-06-18 → 2025-11-25 functional
- Server version: 1.31.0 → 1.33.0 functional
- Server version: 1.30.0 → 1.31.0 functional
- Server version: 1.29.2 → 1.30.0 functional
- 30 Oct 26 0
- Server version: 1.29.1 → 1.29.2 functional
- Server version: 1.29.0 → 1.29.1 functional
- 29 Oct 26 0
- Server version: 1.28.0 → 1.29.0 functional
- Server version: 1.27.0 → 1.28.0 functional
- 28 Oct 26 0
- Server version: 1.25.0 → 1.27.0 functional
- 27 Oct 26 0
- Server version: 1.24.0 → 1.25.0 functional
- 25 Oct 26 0
- Server version: 1.23.0 → 1.24.0 functional
- Server version: 1.22.0 → 1.23.0 functional
- Server version: 1.21.3 → 1.22.0 functional
- Server version: 1.21.1 → 1.21.3 functional
- Server version: 1.21.0 → 1.21.1 functional
- 24 Oct 26 0
- The server rewrote its instructions, which are the text every model session reads security
- Server version: 1.20.0 → 1.21.0 functional
- Server version: 1.19.0 → 1.20.0 functional
- Server version: 1.17.0 → 1.19.0 functional
Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.
Captured 5 Nov 2026 · Probed https://modern-treasury.usefulapi.io/mcp
TLS valid
Negotiated TLS 1.3 with TLS_AES_128_GCM_SHA256 .
| Subject | Issuer | Valid from | Valid until | Key | Signature | Serial |
|---|---|---|---|---|---|---|
| CN=usefulapi.io | CN=WE1,O=Google Trust Services,C=US | 13 Sept 2026 | 12 Dec 2026 | ECDSA 256 | ECDSA-SHA256 | d9be3287b0fde9630e825ba1f79bff3f |
| SANs: usefulapi.io, *.usefulapi.io | ||||||
| CN=WE1,O=Google Trust Services,C=US (CA) | CN=GTS Root R4,O=Google Trust Services LLC,C=US | 13 Dec 2023 | 20 Feb 2029 | ECDSA 256 | ECDSA-SHA384 | 7ff31977972c224a76155d13b6d685e3 |
| CN=GTS Root R4,O=Google Trust Services LLC,C=US (CA) | CN=GlobalSign Root CA,OU=Root CA,O=GlobalSign nv-sa,C=BE | 15 Nov 2023 | 28 Jan 2028 | ECDSA 384 | SHA256-RSA | 7fe530bf331343bedd821610493d8a1b |
Background: What to check on a remote MCP endpoint →
DNSSEC insecure
Validation of modern-treasury.usefulapi.io. — Not signed
| Zone | DS | Keys | Algorithms | Outcome |
|---|---|---|---|---|
| . | trust_anchor | 20326, 38696 | 8, 8 | Verified |
| io. | present | 38690 | 8 | Verified |
| usefulapi.io. | absent | Unsigned (proven) parent-signed NSEC/NSEC3 proves an unsigned delegation |
Authentication Inconclusive
We could not reach the endpoint well enough to judge its authorisation posture.
| Result | Inconclusive |
|---|---|
| HTTP status | 302 |
Background: How OAuth 2.1 works in the 2026 MCP spec →
Transports 2 probes
| Transport | URL | Outcome | Status | Location |
|---|---|---|---|---|
| streamable-http | https://modern-treasury.usefulapi.io/mcp | Redirected | 302 | https://usefulapi.io/modern-treasury/ |
| http (plaintext) | http://modern-treasury.usefulapi.io/mcp | Inconclusive | 302 | http://modern-treasury.usefulapi.io/mcp |
The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability. A tool's description is untrusted text the model reads on every call, which is what makes this list a security surface and not just an inventory: how tool poisoning works →
modern_treasury_create_counterparty Create counterparty ~83
Creates a counterparty (contact) record in Modern Treasury. Creates a record only — no bank details, MOVES NO MONEY. API: POST /counterparties.
| Name | Type | Req | Description |
|---|---|---|---|
| string | – | Counterparty email. | |
| metadata | object | – | Arbitrary string key/value metadata. |
| name | string | yes | Counterparty (contact) name. |
No output schema declared.
No examples provided.
modern_treasury_get_counterparty Get counterparty ~41
Get a single counterparty by id. API: GET /counterparties/{id}.
| Name | Type | Req | Description |
|---|---|---|---|
| id | string | yes | Counterparty id. |
No output schema declared.
No examples provided.
modern_treasury_get_ledger_account Get ledger account ~44
Get a single ledger account by id, including balances. API: GET /ledger_accounts/{id}.
| Name | Type | Req | Description |
|---|---|---|---|
| id | string | yes | Ledger account id. |
No output schema declared.
No examples provided.
modern_treasury_get_payment_order Get payment order ~43
Get a single payment order by id (READ ONLY). API: GET /payment_orders/{id}.
| Name | Type | Req | Description |
|---|---|---|---|
| id | string | yes | Payment order id. |
No output schema declared.
No examples provided.
modern_treasury_get_transaction Get transaction ~36
Get a single transaction by id. API: GET /transactions/{id}.
| Name | Type | Req | Description |
|---|---|---|---|
| id | string | yes | Transaction id. |
No output schema declared.
No examples provided.
modern_treasury_list_counterparties List counterparties ~95
List counterparties (contacts). API: GET /counterparties.
| Name | Type | Req | Description |
|---|---|---|---|
| after_cursor | string | – | Pagination cursor from a prior response's next_cursor (X-After-Cursor header). |
| string | – | Filter by counterparty email. | |
| name | string | – | Filter by counterparty name. |
| per_page | integer | – | Results per page (default 25, max 100). |
No output schema declared.
No examples provided.
modern_treasury_list_expected_payments List expected payments ~92
List expected payments (READ ONLY). API: GET /expected_payments.
| Name | Type | Req | Description |
|---|---|---|---|
| after_cursor | string | – | Pagination cursor from a prior response's next_cursor (X-After-Cursor header). |
| per_page | integer | – | Results per page (default 25, max 100). |
| status | string | – | Filter by status, e.g. unreconciled, reconciled. |
No output schema declared.
No examples provided.
modern_treasury_list_external_accounts List external accounts ~87
List external (counterparty) bank accounts. API: GET /external_accounts.
| Name | Type | Req | Description |
|---|---|---|---|
| after_cursor | string | – | Pagination cursor from a prior response's next_cursor (X-After-Cursor header). |
| counterparty_id | string | – | Filter by owning counterparty id. |
| per_page | integer | – | Results per page (default 25, max 100). |
No output schema declared.
No examples provided.
modern_treasury_list_internal_accounts List internal accounts ~70
List your organization's internal bank accounts. API: GET /internal_accounts.
| Name | Type | Req | Description |
|---|---|---|---|
| after_cursor | string | – | Pagination cursor from a prior response's next_cursor (X-After-Cursor header). |
| per_page | integer | – | Results per page (default 25, max 100). |
No output schema declared.
No examples provided.
modern_treasury_list_ledger_accounts List ledger accounts ~80
List ledger accounts. API: GET /ledger_accounts.
| Name | Type | Req | Description |
|---|---|---|---|
| after_cursor | string | – | Pagination cursor from a prior response's next_cursor (X-After-Cursor header). |
| ledger_id | string | – | Filter by ledger id. |
| per_page | integer | – | Results per page (default 25, max 100). |
No output schema declared.
No examples provided.
modern_treasury_list_ledger_entries List ledger entries ~88
List ledger entries (individual debits/credits). API: GET /ledger_entries.
| Name | Type | Req | Description |
|---|---|---|---|
| after_cursor | string | – | Pagination cursor from a prior response's next_cursor (X-After-Cursor header). |
| ledger_account_id | string | – | Filter by ledger account id. |
| per_page | integer | – | Results per page (default 25, max 100). |
No output schema declared.
No examples provided.
modern_treasury_list_ledger_transactions List ledger transactions ~88
List ledger transactions (READ ONLY — does not post value). API: GET /ledger_transactions.
| Name | Type | Req | Description |
|---|---|---|---|
| after_cursor | string | – | Pagination cursor from a prior response's next_cursor (X-After-Cursor header). |
| ledger_id | string | – | Filter by ledger id. |
| per_page | integer | – | Results per page (default 25, max 100). |
No output schema declared.
No examples provided.
modern_treasury_list_ledgers List ledgers ~69
List double-entry ledgers. API: GET /ledgers.
| Name | Type | Req | Description |
|---|---|---|---|
| after_cursor | string | – | Pagination cursor from a prior response's next_cursor (X-After-Cursor header). |
| per_page | integer | – | Results per page (default 25, max 100). |
No output schema declared.
No examples provided.
modern_treasury_list_payment_orders List payment orders ~120
List payment orders (READ ONLY — does not create or approve payments). API: GET /payment_orders.
| Name | Type | Req | Description |
|---|---|---|---|
| after_cursor | string | – | Pagination cursor from a prior response's next_cursor (X-After-Cursor header). |
| counterparty_id | string | – | Filter by counterparty id. |
| direction | string | – | Filter by direction. |
| per_page | integer | – | Results per page (default 25, max 100). |
| status | string | – | Filter by status, e.g. approved, pending, completed. |
No output schema declared.
No examples provided.
modern_treasury_list_returns List returns ~71
List payment returns (e.g. ACH returns). API: GET /returns.
| Name | Type | Req | Description |
|---|---|---|---|
| after_cursor | string | – | Pagination cursor from a prior response's next_cursor (X-After-Cursor header). |
| per_page | integer | – | Results per page (default 25, max 100). |
No output schema declared.
No examples provided.
modern_treasury_list_transactions List transactions ~79
List bank transactions. API: GET /transactions.
| Name | Type | Req | Description |
|---|---|---|---|
| after_cursor | string | – | Pagination cursor from a prior response's next_cursor (X-After-Cursor header). |
| internal_account_id | string | – | Filter by internal account id. |
| per_page | integer | – | Results per page (default 25, max 100). |
No output schema declared.
No examples provided.
modern_treasury_ping Ping (auth check) ~22
Verify connectivity and credentials. API: GET /ping.
Input schema present but exposes no named parameters.
No output schema declared.
No examples provided.
How do I install the Modern Treasury MCP by usefulapi server?
Modern Treasury MCP by usefulapi is a hosted endpoint at https://modern-treasury.usefulapi.io/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.
remote · modern-treasury.usefulapi.io
claude mcp add --transport http io-usefulapi-modern-treasury 'https://modern-treasury.usefulapi.io/mcp'
What is the Modern Treasury MCP by usefulapi server?
Modern Treasury MCP by usefulapi is listed in the public MCP registry as io.usefulapi/modern-treasury. MCP server for Modern Treasury, payment orders, transactions, counterparties and ledgers. This page covers its hosted endpoint (https://modern-treasury.usefulapi.io/mcp).
Is the Modern Treasury MCP by usefulapi server safe to use?
Modern Treasury MCP by usefulapi scores 18 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.
What tools does the Modern Treasury MCP by usefulapi server expose?
Modern Treasury MCP by usefulapi exposes 17 tools: modern_treasury_ping, modern_treasury_list_counterparties, modern_treasury_get_counterparty, modern_treasury_list_internal_accounts, modern_treasury_list_external_accounts, and 12 more. Their descriptions and schemas cost roughly 1,208 tokens of context every time the server is loaded.
Does the Modern Treasury MCP by usefulapi server require authentication?
Its publisher declares no required credentials for Modern Treasury MCP by usefulapi. We have not been able to confirm that against the live endpoint, and a server can require authorisation without declaring it here.
Is the Modern Treasury MCP by usefulapi server still maintained?
Modern Treasury MCP by usefulapi is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.