Increase MCP by usefulapi
REMOTE · INCREASE.USEFULAPI.IO
Read-only Increase banking observability plus one safe non-money-moving write, for AI agents.
Available components
Last scanned (56 minutes ago)
Scores higher than 4% of remote servers
Reachable. Last reached 5 Nov 2026.
Category Finance and Payments
How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. How we score → Why this is hard to score →
Endpoint Security46
- The endpoint's TLS certificate is valid, in date, and uses a strong key. View diagnostics → Pass
- Authorisation not yet verified: we couldn't confirm whether this endpoint requires it. View diagnostics → Unverified
- HTTPS enforcement could not be verified: the plaintext port redirected somewhere other than https, so enforcement is unproven. View diagnostics → Unverified
- HSTS check failed: the Strict-Transport-Security header is absent. See how to fix → View diagnostics → Fail
- DNSSEC check failed: this domain isn't protected by DNSSEC. See how to fix → View diagnostics → Fail
Transport & Reachability0
- Transport check failed: declared streamable-http, but the endpoint redirected instead of responding directly. See how to fix → View diagnostics → Fail
Schema Quality & AI Usability0
- Schema not yet verified: we couldn't read the endpoint's schema, or could read only part of its tool list.Unverified
Stability & Change Management0
- Stability not yet verified: not enough scan history yet (needs a 30-day window).Unverified
Tool Coverage0
- Tool coverage not yet verified: we couldn't read the endpoint's tools, or could read only part of the list.Unverified
Tool Safety0
- Tool safety not yet verified: we couldn't read the endpoint's tools, or could read only part of the list.Unverified
Capabilities0
- Capabilities not yet verified: we couldn't read the endpoint's capabilities.Unverified
Unverified: 5 categories
Categories scored 0 because we could not verify them: authentication we do not have, an unreachable endpoint, or not enough scan history. We only credit what we can confirm.
Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.
- 2 Nov 26 −61
- Endpoint reachability: reachable → not serving MCP ▼ security
- Stability: pass → unverified ▼ security
- Tool safety: pass → unverified ▼ security
- Authorization: pass → unverified ▼ security
- Schema quality: 100 → unverified ▼ functional
- Capabilities: pass → unverified ▼ functional
- Tool coverage: 100 → unverified ▼ functional
- 31 Oct 26 +3
- Authorization: partial → pass ▲ security
- MCP protocol: fail → pass ▲ functional
- New prompt “check_the_balance_of_each_bank_account” functional
- New prompt “check_the_status_of_outgoing_transfers” functional
- New prompt “check_which_payment_services_a_routing_number_supports” functional
- New prompt “register_an_external_bank_account” functional
- New prompt “review_pending_and_declined_transactions” functional
- New prompt “review_settled_transactions_in_a_date_range” functional
- MCP protocol version: 2025-06-18 → 2025-11-25 functional
- Server version: 1.31.0 → 1.33.0 functional
- Server version: 1.30.0 → 1.31.0 functional
- Server version: 1.29.2 → 1.30.0 functional
- 30 Oct 26 +1
- Stability: 0.97 → pass security
- Server version: 1.29.1 → 1.29.2 functional
- Server version: 1.29.0 → 1.29.1 functional
- 29 Oct 26 0
- Server version: 1.28.0 → 1.29.0 functional
- Server version: 1.27.0 → 1.28.0 functional
- 28 Oct 26 +1
- Server version: 1.25.0 → 1.27.0 functional
- 27 Oct 26 0
- Server version: 1.24.0 → 1.25.0 functional
- 26 Oct 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 83 to 87. That category is still filling its 30-day observation window: 25 days of observed history at the previous scan, 26 at this one. The score rises as the window fills, whether or not the server changes.
- 25 Oct 26 0
- Server version: 1.23.0 → 1.24.0 functional
- Server version: 1.22.0 → 1.23.0 functional
- Server version: 1.21.3 → 1.22.0 functional
- Server version: 1.21.0 → 1.21.3 functional
Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.
Captured 5 Nov 2026 · Probed https://increase.usefulapi.io/mcp
TLS valid
Negotiated TLS 1.3 with TLS_AES_128_GCM_SHA256 .
| Subject | Issuer | Valid from | Valid until | Key | Signature | Serial |
|---|---|---|---|---|---|---|
| CN=usefulapi.io | CN=WE1,O=Google Trust Services,C=US | 13 Sept 2026 | 12 Dec 2026 | ECDSA 256 | ECDSA-SHA256 | d9be3287b0fde9630e825ba1f79bff3f |
| SANs: usefulapi.io, *.usefulapi.io | ||||||
| CN=WE1,O=Google Trust Services,C=US (CA) | CN=GTS Root R4,O=Google Trust Services LLC,C=US | 13 Dec 2023 | 20 Feb 2029 | ECDSA 256 | ECDSA-SHA384 | 7ff31977972c224a76155d13b6d685e3 |
| CN=GTS Root R4,O=Google Trust Services LLC,C=US (CA) | CN=GlobalSign Root CA,OU=Root CA,O=GlobalSign nv-sa,C=BE | 15 Nov 2023 | 28 Jan 2028 | ECDSA 384 | SHA256-RSA | 7fe530bf331343bedd821610493d8a1b |
Background: What to check on a remote MCP endpoint →
DNSSEC insecure
Validation of increase.usefulapi.io. — Not signed
| Zone | DS | Keys | Algorithms | Outcome |
|---|---|---|---|---|
| . | trust_anchor | 20326, 38696 | 8, 8 | Verified |
| io. | present | 38690 | 8 | Verified |
| usefulapi.io. | absent | Unsigned (proven) parent-signed NSEC/NSEC3 proves an unsigned delegation |
Authentication Inconclusive
We could not reach the endpoint well enough to judge its authorisation posture.
| Result | Inconclusive |
|---|---|
| HTTP status | 302 |
Background: How OAuth 2.1 works in the 2026 MCP spec →
Transports 2 probes
| Transport | URL | Outcome | Status | Location |
|---|---|---|---|---|
| streamable-http | https://increase.usefulapi.io/mcp | Redirected | 302 | https://usefulapi.io/increase/ |
| http (plaintext) | http://increase.usefulapi.io/mcp | Inconclusive | 302 | http://increase.usefulapi.io/mcp |
The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability. A tool's description is untrusted text the model reads on every call, which is what makes this list a security surface and not just an inventory: how tool poisoning works →
increase_create_external_account Create external account ~126
Registers an external (counterparty) bank account in Increase for future transfers. This creates a record only — it MOVES NO MONEY. Increase API: POST /external_accounts.
| Name | Type | Req | Description |
|---|---|---|---|
| account_holder | string | – | The type of entity that owns the external account. |
| account_number | string | yes | The counterparty's account number. |
| description | string | yes | A human-readable description/name for this external account. |
| funding | string | – | The type of the destination account. Default checking. |
| routing_number | string | yes | The counterparty's 9-digit ABA routing number. |
No output schema declared.
No examples provided.
increase_get_account Get account ~44
Retrieve a single bank account by id. Increase API: GET /accounts/{account_id}.
| Name | Type | Req | Description |
|---|---|---|---|
| account_id | string | yes | Account id (e.g. account_...). |
No output schema declared.
No examples provided.
increase_get_account_balance Get account balance ~83
Retrieve an account's current and available balance. Increase API: GET /accounts/{account_id}/balance. Optionally as of a point in time.
| Name | Type | Req | Description |
|---|---|---|---|
| account_id | string | yes | Account id (e.g. account_...). |
| at_time | string | – | ISO 8601 timestamp to get the balance as of that moment (query param at_time). |
No output schema declared.
No examples provided.
increase_get_ach_transfer Get ACH transfer ~52
Retrieve a single ACH transfer by id. Increase API: GET /ach_transfers/{ach_transfer_id}.
| Name | Type | Req | Description |
|---|---|---|---|
| ach_transfer_id | string | yes | ACH transfer id (e.g. ach_transfer_...). |
No output schema declared.
No examples provided.
increase_get_transaction Get transaction ~43
Retrieve a single transaction by id. Increase API: GET /transactions/{transaction_id}.
| Name | Type | Req | Description |
|---|---|---|---|
| transaction_id | string | yes | Transaction id (e.g. transaction_...). |
No output schema declared.
No examples provided.
increase_list_account_numbers List account numbers ~113
List account numbers (deposit routing/account number pairs). Increase API: GET /account_numbers. Filter by account and status (sent as status.in).
| Name | Type | Req | Description |
|---|---|---|---|
| account_id | string | – | Only account numbers for this account id. |
| cursor | string | – | Opaque pagination cursor from a previous response's next_cursor. |
| limit | integer | – | Page size, 1–100. Default 100. |
| status | string | – | Status filter (sent as status.in), e.g. active | disabled | canceled. |
No output schema declared.
No examples provided.
increase_list_accounts List accounts ~104
List bank accounts. Increase API: GET /accounts. Filter by entity and status (sent as status.in).
| Name | Type | Req | Description |
|---|---|---|---|
| cursor | string | – | Opaque pagination cursor from a previous response's next_cursor. |
| entity_id | string | – | Only accounts belonging to this entity id. |
| limit | integer | – | Page size, 1–100. Default 100. |
| status | string | – | Account status filter (sent as status.in), e.g. open | closed. |
No output schema declared.
No examples provided.
increase_list_ach_transfers List ACH transfers ~123
List ACH transfers (read-only observability; this server does NOT create transfers). Increase API: GET /ach_transfers. Filter by account and status (sent as status.in).
| Name | Type | Req | Description |
|---|---|---|---|
| account_id | string | – | Only ACH transfers for this account id. |
| cursor | string | – | Opaque pagination cursor from a previous response's next_cursor. |
| limit | integer | – | Page size, 1–100. Default 100. |
| status | string | – | Status filter (sent as status.in), e.g. pending_submission | submitted | returned. |
No output schema declared.
No examples provided.
increase_list_cards List cards ~112
List cards. Increase API: GET /cards. Filter by account and status (sent as status.in). Read-only; no card actions are exposed.
| Name | Type | Req | Description |
|---|---|---|---|
| account_id | string | – | Only cards for this account id. |
| cursor | string | – | Opaque pagination cursor from a previous response's next_cursor. |
| limit | integer | – | Page size, 1–100. Default 100. |
| status | string | – | Status filter (sent as status.in), e.g. active | disabled | canceled. |
No output schema declared.
No examples provided.
increase_list_check_transfers List check transfers ~91
List check transfers (read-only observability; this server does NOT create transfers). Increase API: GET /check_transfers. Filter by account.
| Name | Type | Req | Description |
|---|---|---|---|
| account_id | string | – | Only check transfers for this account id. |
| cursor | string | – | Opaque pagination cursor from a previous response's next_cursor. |
| limit | integer | – | Page size, 1–100. Default 100. |
No output schema declared.
No examples provided.
increase_list_declined_transactions List declined transactions ~79
List declined transactions. Increase API: GET /declined_transactions. Filter by account.
| Name | Type | Req | Description |
|---|---|---|---|
| account_id | string | – | Only declined transactions for this account id. |
| cursor | string | – | Opaque pagination cursor from a previous response's next_cursor. |
| limit | integer | – | Page size, 1–100. Default 100. |
No output schema declared.
No examples provided.
increase_list_entities List entities ~100
List entities (the people/businesses — KYC records — that own accounts). Increase API: GET /entities. Filter by status (sent as status.in).
| Name | Type | Req | Description |
|---|---|---|---|
| cursor | string | – | Opaque pagination cursor from a previous response's next_cursor. |
| limit | integer | – | Page size, 1–100. Default 100. |
| status | string | – | Status filter (sent as status.in), e.g. active | archived | disabled. |
No output schema declared.
No examples provided.
increase_list_external_accounts List external accounts ~96
List external (counterparty) bank accounts registered in Increase. Increase API: GET /external_accounts. Filter by status (sent as status.in).
| Name | Type | Req | Description |
|---|---|---|---|
| cursor | string | – | Opaque pagination cursor from a previous response's next_cursor. |
| limit | integer | – | Page size, 1–100. Default 100. |
| status | string | – | Status filter (sent as status.in), e.g. active | archived. |
No output schema declared.
No examples provided.
increase_list_pending_transactions List pending transactions ~113
List pending (not-yet-settled) transactions. Increase API: GET /pending_transactions. Filter by account and status (sent as status.in).
| Name | Type | Req | Description |
|---|---|---|---|
| account_id | string | – | Only pending transactions for this account id. |
| cursor | string | – | Opaque pagination cursor from a previous response's next_cursor. |
| limit | integer | – | Page size, 1–100. Default 100. |
| status | string | – | Status filter (sent as status.in), e.g. pending | complete. |
No output schema declared.
No examples provided.
increase_list_real_time_payments_transfers List Real-Time Payments transfers ~103
List Real-Time Payments (RTP) transfers (read-only observability; this server does NOT create transfers). Increase API: GET /real_time_payments_transfers. Filter by account.
| Name | Type | Req | Description |
|---|---|---|---|
| account_id | string | – | Only RTP transfers for this account id. |
| cursor | string | – | Opaque pagination cursor from a previous response's next_cursor. |
| limit | integer | – | Page size, 1–100. Default 100. |
No output schema declared.
No examples provided.
increase_list_transactions List transactions ~161
List settled transactions. Increase API: GET /transactions. Filter by account, category (sent as category.in), and created date range (created_at.after / created_at.before).
| Name | Type | Req | Description |
|---|---|---|---|
| account_id | string | – | Only transactions for this account id. |
| category | string | – | Transaction category filter (sent as category.in). |
| created_after | string | – | ISO 8601 timestamp; only transactions created at/after this (sent as created_at.after). |
| created_before | string | – | ISO 8601 timestamp; only transactions created before this (sent as created_at.before). |
| cursor | string | – | Opaque pagination cursor from a previous response's next_cursor. |
| limit | integer | – | Page size, 1–100. Default 100. |
No output schema declared.
No examples provided.
increase_list_wire_transfers List wire transfers ~91
List wire transfers (read-only observability; this server does NOT create transfers). Increase API: GET /wire_transfers. Filter by account.
| Name | Type | Req | Description |
|---|---|---|---|
| account_id | string | – | Only wire transfers for this account id. |
| cursor | string | – | Opaque pagination cursor from a previous response's next_cursor. |
| limit | integer | – | Page size, 1–100. Default 100. |
No output schema declared.
No examples provided.
increase_lookup_routing_number Look up routing number ~105
Look up a 9-digit ABA routing number to see which real-time services (ACH, Real-Time Payments, wire) that bank supports. Increase API: GET /routing_numbers.
| Name | Type | Req | Description |
|---|---|---|---|
| cursor | string | – | Opaque pagination cursor from a previous response's next_cursor. |
| limit | integer | – | Page size, 1–100. Default 100. |
| routing_number | string | yes | 9-digit ABA routing number to look up (query param routing_number). |
No output schema declared.
No examples provided.
How do I install the Increase MCP by usefulapi server?
Increase MCP by usefulapi is a hosted endpoint at https://increase.usefulapi.io/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.
remote · increase.usefulapi.io
claude mcp add --transport http io-usefulapi-increase 'https://increase.usefulapi.io/mcp'
What is the Increase MCP by usefulapi server?
Increase MCP by usefulapi is listed in the public MCP registry as io.usefulapi/increase. Read-only Increase banking observability plus one safe non-money-moving write, for AI agents. This page covers its hosted endpoint (https://increase.usefulapi.io/mcp).
Is the Increase MCP by usefulapi server safe to use?
Increase MCP by usefulapi scores 18 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.
What tools does the Increase MCP by usefulapi server expose?
Increase MCP by usefulapi exposes 18 tools: increase_list_accounts, increase_get_account, increase_get_account_balance, increase_list_account_numbers, increase_list_transactions, and 13 more. Their descriptions and schemas cost roughly 1,739 tokens of context every time the server is loaded.
Does the Increase MCP by usefulapi server require authentication?
Its publisher declares no required credentials for Increase MCP by usefulapi. We have not been able to confirm that against the live endpoint, and a server can require authorisation without declaring it here.
Is the Increase MCP by usefulapi server still maintained?
Increase MCP by usefulapi is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.