io.usefulapi/increase

REMOTE · INCREASE.USEFULAPI.IO · SCANNED AUG 3

Read-only Increase banking observability plus one safe non-money-moving write, for AI agents.

Available components

−51 this week 18 18 Trust /100

Trust breakdown (6 categories)

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. How we score →

Endpoint Security46

The endpoint's TLS certificate is valid, in date, and uses a strong key. View diagnostics → Pass
Authorisation not fully verified: no authorisation is required to connect, but we couldn't read the tool list to see what that exposes. View diagnostics → Unverified
HTTPS not yet verified: we couldn't determine whether a plaintext access path exists. View diagnostics → Unverified
HSTS check failed: the Strict-Transport-Security header is absent. See how to fix → View diagnostics → Fail
DNSSEC check failed: this domain isn't protected by DNSSEC. See how to fix → View diagnostics → Fail

Transport & Reachability0

Transport check failed: declared streamable-http, but the endpoint returned HTTP 429. See how to fix → View diagnostics → Fail

Schema Quality & AI Usability0

Schema not yet verified: we couldn't read the endpoint's schema.Unverified

Stability & Change Management0

Stability not yet verified: not enough scan history yet (needs a 30-day window).Unverified

Tool Coverage0

Tool coverage not yet verified: we couldn't read the endpoint's tools.Unverified

Capabilities0

Capabilities not yet verified: we couldn't read the endpoint's capabilities.Unverified

Unverified: 4 categories

Categories scored 0 because we could not verify them: authentication we do not have, an unreachable endpoint, or not enough scan history. We only credit what we can confirm.

Install

Add this component to your MCP client. Where a client-specific snippet is available, pick your client below and copy it straight into your config; otherwise use the connection detail shown.

remote · increase.usefulapi.io

Claude Codex opencode OpenClaw Hermes Other

# add to Claude Code

claude mcp add --transport http io-usefulapi-increase https://increase.usefulapi.io/mcp

# ~/.codex/config.toml

[mcp_servers.io-usefulapi-increase]
url = "https://increase.usefulapi.io/mcp"

// opencode.json

{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "io-usefulapi-increase": {
      "type": "remote",
      "url": "https://increase.usefulapi.io/mcp",
      "enabled": true
    }
  }
}

# add to OpenClaw

openclaw mcp add io-usefulapi-increase --url https://increase.usefulapi.io/mcp --transport streamable-http

# ~/.hermes/config.yaml

mcp_servers:
  io-usefulapi-increase:
    url: "https://increase.usefulapi.io/mcp"

// mcp.json

{
  "mcpServers": {
    "io-usefulapi-increase": {
      "type": "http",
      "url": "https://increase.usefulapi.io/mcp"
    }
  }
}

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

Changelog

Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.

3 Aug 26 −55
- Endpoint reachability: reachable → not serving MCP ▼ security
- Authorization: pass → unverified ▼ security
- Stability: 0.20 → unverified ▼ security
- Transport: pass → fail ▼ security
- Capabilities: fail → unverified ▼ functional
- Tool coverage: 100 → unverified ▼ functional
2 Aug 26 +1
- Endpoint reachability: reachable → not serving MCP ▼ security
- Authorization: pass → unverified ▼ security
- Stability: 0.17 → unverified ▼ security
- Transport: pass → fail ▼ security
- Tool coverage: 100 → unverified ▼ functional
- Capabilities: fail → unverified ▼ functional
- Endpoint reachability: not serving MCP → reachable ▲ functional
1 Aug 26 +3
- We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
31 Jul 26 −2
- We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
29 Jul 26 +1

No change was recorded against any check on this day. Stability & Change Management went from 3 to 7. That category is still filling its 30-day observation window: 1 days of observed history at the previous scan, 2 at this one. The score rises as the window fills, whether or not the server changes.
28 Jul 26 +1
- Stability: unverified → 0.03 ▲ functional
27 Jul 26 +57
- We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
26 Jul 26 12

First indexed and scored.

Show 6 earlier entries Hide earlier entries

Diagnostics

Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.

Captured 3 Aug 2026 · Probed https://increase.usefulapi.io/mcp

TLS valid

Negotiated TLS 1.3 with TLS_AES_128_GCM_SHA256 .

Subject	Issuer	Valid from	Valid until	Key	Signature	Serial
CN=usefulapi.io	CN=WE1,O=Google Trust Services,C=US	17 Jul 2026	15 Oct 2026	ECDSA 256	ECDSA-SHA256	4a9768c54e12502c0ea265e92f45d261
SANs: usefulapi.io, increase.usefulapi.io, *.increase.usefulapi.io
CN=WE1,O=Google Trust Services,C=US (CA)	CN=GTS Root R4,O=Google Trust Services LLC,C=US	13 Dec 2023	20 Feb 2029	ECDSA 256	ECDSA-SHA384	7ff31977972c224a76155d13b6d685e3
CN=GTS Root R4,O=Google Trust Services LLC,C=US (CA)	CN=GlobalSign Root CA,OU=Root CA,O=GlobalSign nv-sa,C=BE	15 Nov 2023	28 Jan 2028	ECDSA 384	SHA256-RSA	7fe530bf331343bedd821610493d8a1b

DNSSEC insecure

Validation of increase.usefulapi.io. — Not signed

Zone	DS	Keys	Algorithms	Outcome
.	trust_anchor	20326, 38696	8, 8	Verified
io.	present	57355	8	Verified
usefulapi.io.	absent			Unsigned (proven) parent-signed NSEC/NSEC3 proves an unsigned delegation

Authentication No authorisation required

The endpoint answered without asking for a token. Anyone who knows the URL can reach it.

Result	No authorisation required
HTTP status	429

Header	Value
x-frame-options	SAMEORIGIN
referrer-policy	same-origin

Transports 2 probes

Transport	URL	Outcome	Status	Location
streamable-http	https://increase.usefulapi.io/mcp	HTTP error	429
http (plaintext)	http://increase.usefulapi.io/mcp	Inconclusive	429

MCP tools — 18 exposed · ~1,739 tokens

The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability.

Tool Tokens

increase_create_external_account Create external account ~126

Registers an external (counterparty) bank account in Increase for future transfers. This creates a record only — it MOVES NO MONEY. Increase API: POST /external_accounts.

Input Output Examples

Name	Type	Req	Description
account_holder	string	—	The type of entity that owns the external account.
account_number	string	yes	The counterparty's account number.
description	string	yes	A human-readable description/name for this external account.
funding	string	—	The type of the destination account. Default checking.
routing_number	string	yes	The counterparty's 9-digit ABA routing number.

No output schema declared.

No examples provided.

increase_get_account Get account ~44

Retrieve a single bank account by id. Increase API: GET /accounts/{account_id}.

Input Output Examples

Name	Type	Req	Description
account_id	string	yes	Account id (e.g. account_...).

No output schema declared.

No examples provided.

increase_get_account_balance Get account balance ~83

Retrieve an account's current and available balance. Increase API: GET /accounts/{account_id}/balance. Optionally as of a point in time.

Input Output Examples

Name	Type	Req	Description
account_id	string	yes	Account id (e.g. account_...).
at_time	string	—	ISO 8601 timestamp to get the balance as of that moment (query param at_time).

No output schema declared.

No examples provided.

increase_get_ach_transfer Get ACH transfer ~52

Retrieve a single ACH transfer by id. Increase API: GET /ach_transfers/{ach_transfer_id}.

Input Output Examples

Name	Type	Req	Description
ach_transfer_id	string	yes	ACH transfer id (e.g. ach_transfer_...).

No output schema declared.

No examples provided.

increase_get_transaction Get transaction ~43

Retrieve a single transaction by id. Increase API: GET /transactions/{transaction_id}.

Input Output Examples

Name	Type	Req	Description
transaction_id	string	yes	Transaction id (e.g. transaction_...).

No output schema declared.

No examples provided.

increase_list_account_numbers List account numbers ~113

List account numbers (deposit routing/account number pairs). Increase API: GET /account_numbers. Filter by account and status (sent as status.in).

Input Output Examples

Name	Type	Req	Description
account_id	string	—	Only account numbers for this account id.
cursor	string	—	Opaque pagination cursor from a previous response's next_cursor.
limit	integer	—	Page size, 1–100. Default 100.
status	string	—	Status filter (sent as status.in), e.g. active \| disabled \| canceled.

No output schema declared.

No examples provided.

increase_list_accounts List accounts ~104

List bank accounts. Increase API: GET /accounts. Filter by entity and status (sent as status.in).

Input Output Examples

Name	Type	Req	Description
cursor	string	—	Opaque pagination cursor from a previous response's next_cursor.
entity_id	string	—	Only accounts belonging to this entity id.
limit	integer	—	Page size, 1–100. Default 100.
status	string	—	Account status filter (sent as status.in), e.g. open \| closed.

No output schema declared.

No examples provided.

increase_list_ach_transfers List ACH transfers ~123

List ACH transfers (read-only observability; this server does NOT create transfers). Increase API: GET /ach_transfers. Filter by account and status (sent as status.in).

Input Output Examples

Name	Type	Req	Description
account_id	string	—	Only ACH transfers for this account id.
cursor	string	—	Opaque pagination cursor from a previous response's next_cursor.
limit	integer	—	Page size, 1–100. Default 100.
status	string	—	Status filter (sent as status.in), e.g. pending_submission \| submitted \| returned.

No output schema declared.

No examples provided.

increase_list_cards List cards ~112

List cards. Increase API: GET /cards. Filter by account and status (sent as status.in). Read-only; no card actions are exposed.

Input Output Examples

Name	Type	Req	Description
account_id	string	—	Only cards for this account id.
cursor	string	—	Opaque pagination cursor from a previous response's next_cursor.
limit	integer	—	Page size, 1–100. Default 100.
status	string	—	Status filter (sent as status.in), e.g. active \| disabled \| canceled.

No output schema declared.

No examples provided.

increase_list_check_transfers List check transfers ~91

List check transfers (read-only observability; this server does NOT create transfers). Increase API: GET /check_transfers. Filter by account.

Input Output Examples

Name	Type	Req	Description
account_id	string	—	Only check transfers for this account id.
cursor	string	—	Opaque pagination cursor from a previous response's next_cursor.
limit	integer	—	Page size, 1–100. Default 100.

No output schema declared.

No examples provided.

increase_list_declined_transactions List declined transactions ~79

List declined transactions. Increase API: GET /declined_transactions. Filter by account.

Input Output Examples

Name	Type	Req	Description
account_id	string	—	Only declined transactions for this account id.
cursor	string	—	Opaque pagination cursor from a previous response's next_cursor.
limit	integer	—	Page size, 1–100. Default 100.

No output schema declared.

No examples provided.

increase_list_entities List entities ~100

List entities (the people/businesses — KYC records — that own accounts). Increase API: GET /entities. Filter by status (sent as status.in).

Input Output Examples

Name	Type	Req	Description
cursor	string	—	Opaque pagination cursor from a previous response's next_cursor.
limit	integer	—	Page size, 1–100. Default 100.
status	string	—	Status filter (sent as status.in), e.g. active \| archived \| disabled.

No output schema declared.

No examples provided.

increase_list_external_accounts List external accounts ~96

List external (counterparty) bank accounts registered in Increase. Increase API: GET /external_accounts. Filter by status (sent as status.in).

Input Output Examples

Name	Type	Req	Description
cursor	string	—	Opaque pagination cursor from a previous response's next_cursor.
limit	integer	—	Page size, 1–100. Default 100.
status	string	—	Status filter (sent as status.in), e.g. active \| archived.

No output schema declared.

No examples provided.

increase_list_pending_transactions List pending transactions ~113

List pending (not-yet-settled) transactions. Increase API: GET /pending_transactions. Filter by account and status (sent as status.in).

Input Output Examples

Name	Type	Req	Description
account_id	string	—	Only pending transactions for this account id.
cursor	string	—	Opaque pagination cursor from a previous response's next_cursor.
limit	integer	—	Page size, 1–100. Default 100.
status	string	—	Status filter (sent as status.in), e.g. pending \| complete.

No output schema declared.

No examples provided.

increase_list_real_time_payments_transfers List Real-Time Payments transfers ~103

List Real-Time Payments (RTP) transfers (read-only observability; this server does NOT create transfers). Increase API: GET /real_time_payments_transfers. Filter by account.

Input Output Examples

Name	Type	Req	Description
account_id	string	—	Only RTP transfers for this account id.
cursor	string	—	Opaque pagination cursor from a previous response's next_cursor.
limit	integer	—	Page size, 1–100. Default 100.

No output schema declared.

No examples provided.

increase_list_transactions List transactions ~161

List settled transactions. Increase API: GET /transactions. Filter by account, category (sent as category.in), and created date range (created_at.after / created_at.before).

Input Output Examples

Name	Type	Req	Description
account_id	string	—	Only transactions for this account id.
category	string	—	Transaction category filter (sent as category.in).
created_after	string	—	ISO 8601 timestamp; only transactions created at/after this (sent as created_at.after).
created_before	string	—	ISO 8601 timestamp; only transactions created before this (sent as created_at.before).
cursor	string	—	Opaque pagination cursor from a previous response's next_cursor.
limit	integer	—	Page size, 1–100. Default 100.

No output schema declared.

No examples provided.

increase_list_wire_transfers List wire transfers ~91

List wire transfers (read-only observability; this server does NOT create transfers). Increase API: GET /wire_transfers. Filter by account.

Input Output Examples

Name	Type	Req	Description
account_id	string	—	Only wire transfers for this account id.
cursor	string	—	Opaque pagination cursor from a previous response's next_cursor.
limit	integer	—	Page size, 1–100. Default 100.

No output schema declared.

No examples provided.

increase_lookup_routing_number Look up routing number ~105

Look up a 9-digit ABA routing number to see which real-time services (ACH, Real-Time Payments, wire) that bank supports. Increase API: GET /routing_numbers.

Input Output Examples

Name	Type	Req	Description
cursor	string	—	Opaque pagination cursor from a previous response's next_cursor.
limit	integer	—	Page size, 1–100. Default 100.
routing_number	string	yes	9-digit ABA routing number to look up (query param routing_number).

No output schema declared.

No examples provided.

On this page

Handy links

Scoring key

80+ high trust
60–79 medium
below 60 low

How we score

Score history · last 30 days

26 Jul 3 Aug

Day	Score
26 Jul	12
27 Jul	69
28 Jul	70
29 Jul	71
31 Jul	69
1 Aug	72
2 Aug	73
3 Aug	18