io.tooloracle/insuranceoracle
REMOTE · TOOLORACLE.IO · SCANNED SEP 22
InsuranceOracle - 12 insurance compliance tools: GDV, BaFin VAG, Solvency II, IDD.
Available components
How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. How we score → Why this is hard to score →
Endpoint Security66
- The endpoint's TLS certificate is valid, in date, and uses a strong key. View diagnostics → Pass
- Authorisation not fully verified: no authorisation is required to call this server, and 12 tool(s) never declared a destructiveHint. The MCP spec treats an absent hint as destructive by default, so we cannot call this surface safe. See how to fix → View diagnostics → Unverified
- HTTPS is enforced; there's no plaintext access path. View diagnostics → Pass
- The HSTS (Strict-Transport-Security) header is present. View diagnostics → Pass
- DNSSEC is configured correctly; the domain's records validate against the full chain to the root. View diagnostics → Pass
Transport & Reachability100
- Verified streamable-http transport via a live MCP handshake. View diagnostics → Pass
Schema Quality & AI Usability80
- AI-judged instruction clarity (excellent).Pass
- Tool/resource definitions use about 1039 tokens (~86/item across 12 items; 12 tools + 0 resources), lean.Pass
- Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management100
- No destabilizing schema changes in the last 30 days.Pass
Tool Coverage100
- 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
- 100% of tool parameters carry a description.Pass
Tool Safety100
- No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.Pass
- We read all 12 captured tool definition(s), and no name or description among them implies an irreversible operation.Pass
- An AI judge read all 12 captured unit(s) of tool text and found none that tries to manipulate the model reading it.Pass
Capabilities40
- Spec-recency check failed: implements MCP spec 2025-03-26; the latest is 2026-07-28. See how to fix → Fail
How do I install the io.tooloracle/insuranceoracle MCP server?
io.tooloracle/insuranceoracle is a hosted endpoint at https://tooloracle.io/insurance/mcp/, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.
remote · tooloracle.io
claude mcp add --transport http io-tooloracle-insuranceoracle 'https://tooloracle.io/insurance/mcp/'
{
"mcpServers": {
"io-tooloracle-insuranceoracle": {
"url": "https://tooloracle.io/insurance/mcp/"
}
}
} {
"servers": {
"io-tooloracle-insuranceoracle": {
"type": "http",
"url": "https://tooloracle.io/insurance/mcp/"
}
}
} [mcp_servers.io-tooloracle-insuranceoracle] url = "https://tooloracle.io/insurance/mcp/"
{
"$schema": "https://opencode.ai/config.json",
"mcp": {
"io-tooloracle-insuranceoracle": {
"type": "remote",
"url": "https://tooloracle.io/insurance/mcp/",
"enabled": true
}
}
} openclaw mcp add io-tooloracle-insuranceoracle --url 'https://tooloracle.io/insurance/mcp/' --transport streamable-http
mcp_servers:
io-tooloracle-insuranceoracle:
url: "https://tooloracle.io/insurance/mcp/" {
"McpServers": {
"io-tooloracle-insuranceoracle": {
"Transport": "http",
"Url": "https://tooloracle.io/insurance/mcp/"
}
}
} assistant mcp add io-tooloracle-insuranceoracle -t streamable-http -u 'https://tooloracle.io/insurance/mcp/'
{
"mcpServers": {
"io-tooloracle-insuranceoracle": {
"type": "http",
"url": "https://tooloracle.io/insurance/mcp/"
}
}
} The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.
Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.
- 26 Aug 26 +1
- We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
- 25 Aug 26 0
- Stability: 0.97 → pass security
- 11 Aug 26 0
- We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
- 31 Jul 26 0
- We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
- 30 Jul 26 0
- We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
- 27 Jul 26 0
- We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
- 26 Jul 26 0
First indexed and scored.
Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.
Captured 22 Sept 2026 · Probed https://tooloracle.io/insurance/mcp/
TLS valid
Negotiated TLS 1.3 with TLS_AES_128_GCM_SHA256 .
| Subject | Issuer | Valid from | Valid until | Key | Signature | Serial |
|---|---|---|---|---|---|---|
| CN=tooloracle.io | CN=YE2,O=Let's Encrypt,C=US | 13 Sept 2026 | 12 Dec 2026 | ECDSA 256 | ECDSA-SHA384 | 6375d594a6b9fdf6754e5a9a3d1f38b0dbd |
| SANs: mcp.tooloracle.io, tooloracle.io, www.tooloracle.io | ||||||
| CN=YE2,O=Let's Encrypt,C=US (CA) | CN=Root YE,O=ISRG,C=US | 3 Sept 2025 | 2 Sept 2028 | ECDSA 384 | ECDSA-SHA384 | 4df3b15dd6c0784c507cd37b58e6f115 |
| CN=Root YE,O=ISRG,C=US (CA) | CN=ISRG Root X2,O=Internet Security Research Group,C=US | 13 May 2026 | 2 Sept 2032 | ECDSA 384 | ECDSA-SHA384 | 872165fc34b6e5fba8add5b3705fb53a |
| CN=ISRG Root X2,O=Internet Security Research Group,C=US (CA) | CN=ISRG Root X1,O=Internet Security Research Group,C=US | 13 May 2026 | 2 Sept 2032 | ECDSA 384 | SHA256-RSA | 6c8f1dc727c7117f7baf853ac980f9cd |
Background: What to check on a remote MCP endpoint →
DNSSEC secure
Validation of tooloracle.io. — Secure
| Zone | DS | Keys | Algorithms | Outcome |
|---|---|---|---|---|
| . | trust_anchor | 20326, 38696 | 8, 8 | Verified |
| io. | present | 57355 | 8 | Verified |
| tooloracle.io. | present | 45856 | 8 | Verified |
| tooloracle.io. | Verified address RRset verified with the apex keys |
Authentication No authorisation required
The endpoint answered without asking for a token. Anyone who knows the URL can reach it.
| Result | No authorisation required |
|---|---|
| HTTP status | 200 |
| Header | Value |
|---|---|
| strict-transport-security | max-age=31536000; includeSubDomains; preload |
| content-security-policy | default-src 'self'; script-src 'self' 'unsafe-inline'; style-src 'self' 'unsafe-inline' https://fonts.googleapis.com; img-src 'self' data: https:; font-src 'self' data: https://fonts.gstatic.com; connect-src 'self' https://api.feedoracle.io https://tooloracle.io https://*.tooloracle.io https://fonts.googleapis.com wss://*.tooloracle.io; object-src 'none'; base-uri 'self'; form-action 'self'; frame-ancestors 'none'; |
| x-content-type-options | nosniff |
| x-frame-options | DENY |
| referrer-policy | strict-origin-when-cross-origin |
| permissions-policy | geolocation=(), microphone=(), camera=() |
Background: How OAuth 2.1 works in the 2026 MCP spec →
Transports 2 probes
| Transport | URL | Outcome | Status | Location |
|---|---|---|---|---|
| streamable-http | https://tooloracle.io/insurance/mcp/ | Verified | 200 | |
| http (plaintext) | http://tooloracle.io/insurance/mcp/ | HTTPS enforced | 308 | https://tooloracle.io/insurance/mcp/ |
The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability. A tool's description is untrusted text the model reads on every call, which is what makes this list a security surface and not just an inventory: how tool poisoning works →
claim_news ~90
Major insurance claim news by event type: storm, flood, earthquake, hail, fire, cyber.
| Name | Type | Req | Description |
|---|---|---|---|
| event_type | string | – | Event type: storm, flood, earthquake, hail, fire, cyber, all (default: storm) |
| lang | string | – | Language: de or en (default: de) |
| limit | integer | – | Max articles 1-20 (default: 10) |
No output schema declared.
No examples provided.
earthquake_risk ~113
Real-time earthquake data from USGS. Filter by time period, minimum magnitude, and proximity to a location.
| Name | Type | Req | Description |
|---|---|---|---|
| latitude | number | – | Filter near this latitude |
| longitude | number | – | Filter near this longitude |
| min_magnitude | number | – | Minimum magnitude (default: 4.5) |
| period | string | – | Time period: hour, day, week, month, significant_month (default: week) |
| radius_km | number | – | Search radius in km (default: 500) |
No output schema declared.
No examples provided.
health_check ~17
InsuranceOracle server status and backend connectivity check.
Input schema present but exposes no named parameters.
No output schema declared.
No examples provided.
insurance_company ~96
Look up EU insurance company by name or LEI number. Returns GLEIF registration status, country, address, and Wikidata enrichment.
| Name | Type | Req | Description |
|---|---|---|---|
| country | string | – | Country code filter: DE, FR, GB, NL (optional) |
| lei | string | – | LEI code (alternative to name) |
| name | string | – | Company name e.g. 'Allianz SE', 'AXA SA', 'Munich Re' |
No output schema declared.
No examples provided.
insurance_glossary ~106
Explain insurance and Solvency II terms in German or English. Covers: SCR, MCR, ORSA, SFCR, IDD, LEI, NAT CAT, reinsurance, premium, DORA, IFRS 17.
| Name | Type | Req | Description |
|---|---|---|---|
| lang | string | – | Response language: de or en (default: de) |
| term | string | – | Term to explain e.g. 'SCR', 'Solvency II', 'ORSA', 'Elementarschadenversicherung' |
No output schema declared.
No examples provided.
insurance_news ~115
Insurance industry news by topic. Topics: solvency, life, health, property, liability, auto, reinsurance, regulation, natcat, cyber, claims, dora.
| Name | Type | Req | Description |
|---|---|---|---|
| lang | string | – | Language: de or en (default: de) |
| limit | integer | – | Max articles 1-20 (default: 10) |
| topic | string | – | Topic: solvency, life, health, property, natcat, cyber, claims, dora, regulation, reinsurance (default: solvency) |
No output schema declared.
No examples provided.
insurance_regulation ~114
EU and German insurance regulatory news and updates. Topics: general, bafin, eiopa, idd, gdpr, dora, ifrs17, sustainability, consumer.
| Name | Type | Req | Description |
|---|---|---|---|
| country | string | – | Country: DE, EU (default: DE) |
| lang | string | – | Language: de or en (default: de) |
| topic | string | – | Topic: general, bafin, eiopa, idd, dora, ifrs17, gdpr, sustainability, consumer (default: general) |
No output schema declared.
No examples provided.
natcat_history ~55
Historical natural catastrophe statistics for risk modeling. Significant events by type.
| Name | Type | Req | Description |
|---|---|---|---|
| event_type | string | – | Event type: earthquake, flood, storm, fire (default: earthquake) |
| region | string | – | Region filter (optional) |
No output schema declared.
No examples provided.
natcat_live ~119
Live natural catastrophe alerts worldwide from GDACS. Returns earthquakes, floods, cyclones, wildfires sorted by severity.
| Name | Type | Req | Description |
|---|---|---|---|
| country | string | – | Filter by country name (optional) |
| event_type | string | – | Filter by type: EQ (earthquake), FL (flood), TC (cyclone), VO (volcano), WF (wildfire) — empty for all |
| limit | integer | – | Max events 1-50 (default: 20) |
| severity | string | – | Filter severity: Red, Orange, Green |
No output schema declared.
No examples provided.
risk_score ~77
Combined location risk score (0-100) for underwriting: earthquake + weather/storm + NatCat proximity.
| Name | Type | Req | Description |
|---|---|---|---|
| latitude | number | – | Latitude (alternative to location) |
| location | string | – | City or address e.g. 'Tokyo', 'Hamburg', 'Los Angeles' |
| longitude | number | – | Longitude (alternative to location) |
No output schema declared.
No examples provided.
solvency_check ~62
Solvency II compliance news and GLEIF registration status for an insurer.
| Name | Type | Req | Description |
|---|---|---|---|
| company | string | – | Insurance company name (optional — omit for general Solvency II news) |
| lang | string | – | Language: de or en (default: de) |
No output schema declared.
No examples provided.
weather_risk ~75
7-day weather risk assessment for any location. Returns storm, flood, and wind risk with insurance recommendations.
| Name | Type | Req | Description |
|---|---|---|---|
| latitude | number | – | Latitude (alternative to location) |
| location | string | – | City or address e.g. 'Hamburg', 'Munich' |
| longitude | number | – | Longitude (alternative to location) |
No output schema declared.
No examples provided.
What is the io.tooloracle/insuranceoracle MCP server?
io.tooloracle/insuranceoracle is an MCP server listed in the public MCP registry as io.tooloracle/insuranceoracle. InsuranceOracle - 12 insurance compliance tools: GDV, BaFin VAG, Solvency II, IDD. This page covers its hosted endpoint (https://tooloracle.io/insurance/mcp/).
Is the io.tooloracle/insuranceoracle MCP server safe to use?
io.tooloracle/insuranceoracle scores 80 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.
What tools does the io.tooloracle/insuranceoracle MCP server expose?
io.tooloracle/insuranceoracle exposes 12 tools: insurance_company, insurance_news, natcat_live, earthquake_risk, weather_risk, and 7 more. Their descriptions and schemas cost roughly 1,039 tokens of context every time the server is loaded.
Does the io.tooloracle/insuranceoracle MCP server require authentication?
No. We connected to io.tooloracle/insuranceoracle without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.
Is the io.tooloracle/insuranceoracle MCP server still maintained?
io.tooloracle/insuranceoracle is still listed as active in the MCP registry. We last reached this channel on 22 September 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.