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io.tooloracle/insuranceoracle

REMOTE · TOOLORACLE.IO · SCANNED AUG 3

InsuranceOracle - 12 insurance compliance tools: GDV, BaFin VAG, Solvency II, IDD.

Available components

+5 this week 67 Trust /100
Trust breakdown (6 categories)

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. How we score →

Endpoint Security66
  • The endpoint's TLS certificate is valid, in date, and uses a strong key. View diagnostics → Pass
  • Authorisation not fully verified: no authorisation is required to call this server, and 12 tool(s) never declared a destructiveHint. The MCP spec treats an absent hint as destructive by default, so we cannot call this surface safe. See how to fix → View diagnostics → Unverified
  • HTTPS is enforced; there's no plaintext access path. View diagnostics → Pass
  • The HSTS (Strict-Transport-Security) header is present. View diagnostics → Pass
  • DNSSEC is configured correctly; the domain's records validate against the full chain to the root. View diagnostics → Pass
Transport & Reachability100
Schema Quality & AI Usability71
  • AI-judged instruction clarity (good).Pass
  • Tool/resource definitions use about 1039 tokens (~86/item across 12 items; 12 tools + 0 resources), lean.Pass
  • Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management27
  • Stability observed for 8 of 30 days with no destabilising changes; credit accrues until the full window elapses.Partial
Tool Coverage100
  • 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
  • 100% of tool parameters carry a description.Pass
Capabilities40
  • Spec-recency check failed: implements MCP spec 2025-03-26; the latest is 2026-07-28. See how to fix → Fail
Install

Add this component to your MCP client. Where a client-specific snippet is available, pick your client below and copy it straight into your config; otherwise use the connection detail shown.

remote · tooloracle.io

# add to Claude Code
claude mcp add --transport http io-tooloracle-insuranceoracle https://tooloracle.io/insurance/mcp/
# ~/.codex/config.toml
[mcp_servers.io-tooloracle-insuranceoracle]
url = "https://tooloracle.io/insurance/mcp/"
// opencode.json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "io-tooloracle-insuranceoracle": {
      "type": "remote",
      "url": "https://tooloracle.io/insurance/mcp/",
      "enabled": true
    }
  }
}
# add to OpenClaw
openclaw mcp add io-tooloracle-insuranceoracle --url https://tooloracle.io/insurance/mcp/ --transport streamable-http
# ~/.hermes/config.yaml
mcp_servers:
  io-tooloracle-insuranceoracle:
    url: "https://tooloracle.io/insurance/mcp/"
// mcp.json
{
  "mcpServers": {
    "io-tooloracle-insuranceoracle": {
      "type": "http",
      "url": "https://tooloracle.io/insurance/mcp/"
    }
  }
}

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

Changelog

Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.

  • 3 Aug 26 +1

    No change was recorded against any check on this day. Stability & Change Management went from 23 to 27. That category is still filling its 30-day observation window: 7 days of observed history at the previous scan, 8 at this one. The score rises as the window fills, whether or not the server changes.

  • 1 Aug 26 +1

    No change was recorded against any check on this day. Stability & Change Management went from 17 to 20. That category is still filling its 30-day observation window: 5 days of observed history at the previous scan, 6 at this one. The score rises as the window fills, whether or not the server changes.

  • 31 Jul 26 +1
    • We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
  • 30 Jul 26 0
    • We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
  • 29 Jul 26 +1

    No change was recorded against any check on this day. Stability & Change Management went from 7 to 10. That category is still filling its 30-day observation window: 2 days of observed history at the previous scan, 3 at this one. The score rises as the window fills, whether or not the server changes.

  • 28 Jul 26 +1

    No change was recorded against any check on this day. Stability & Change Management went from 3 to 7. That category is still filling its 30-day observation window: 1 days of observed history at the previous scan, 2 at this one. The score rises as the window fills, whether or not the server changes.

  • 27 Jul 26 0
    • We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
  • 26 Jul 26 62

    First indexed and scored.

Diagnostics

Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.

Captured 3 Aug 2026 · Probed https://tooloracle.io/insurance/mcp/

TLS valid

Negotiated TLS 1.3 with TLS_AES_128_GCM_SHA256 .

Subject Issuer Valid from Valid until Key Signature Serial
CN=tooloracle.io CN=YE1,O=Let's Encrypt,C=US 15 Jul 2026 13 Oct 2026 ECDSA 256 ECDSA-SHA384 5f17476491787e67dfd3d995c4c2b1679c9
SANs: mcp.tooloracle.io, tooloracle.io, www.tooloracle.io
CN=YE1,O=Let's Encrypt,C=US (CA) CN=Root YE,O=ISRG,C=US 3 Sept 2025 2 Sept 2028 ECDSA 384 ECDSA-SHA384 5ddd70dd31f801c85c186a7a04b80afe
CN=Root YE,O=ISRG,C=US (CA) CN=ISRG Root X2,O=Internet Security Research Group,C=US 13 May 2026 2 Sept 2032 ECDSA 384 ECDSA-SHA384 872165fc34b6e5fba8add5b3705fb53a
CN=ISRG Root X2,O=Internet Security Research Group,C=US (CA) CN=ISRG Root X1,O=Internet Security Research Group,C=US 13 May 2026 2 Sept 2032 ECDSA 384 SHA256-RSA 6c8f1dc727c7117f7baf853ac980f9cd
DNSSEC secure

Validation of tooloracle.io. Secure

Zone DS Keys Algorithms Outcome
. trust_anchor 20326, 38696 8, 8 Verified
io. present 57355 8 Verified
tooloracle.io. present 45856 8 Verified
tooloracle.io. Verified address RRset verified with the apex keys
Authentication No authorisation required

The endpoint answered without asking for a token. Anyone who knows the URL can reach it.

Result No authorisation required
HTTP status 200
Header Value
strict-transport-security max-age=31536000; includeSubDomains; preload
content-security-policy default-src 'self'; script-src 'self' 'unsafe-inline'; style-src 'self' 'unsafe-inline' https://fonts.googleapis.com; img-src 'self' data: https:; font-src 'self' data: https://fonts.gstatic.com; connect-src 'self' https://api.feedoracle.io https://tooloracle.io https://*.tooloracle.io https://fonts.googleapis.com wss://*.tooloracle.io; object-src 'none'; base-uri 'self'; form-action 'self'; frame-ancestors 'none';
x-content-type-options nosniff
x-frame-options DENY
referrer-policy strict-origin-when-cross-origin
permissions-policy geolocation=(), microphone=(), camera=()
Transports 2 probes
Transport URL Outcome Status Location
streamable-http https://tooloracle.io/insurance/mcp/ Verified 200
http (plaintext) http://tooloracle.io/insurance/mcp/ HTTPS enforced 308 https://tooloracle.io/insurance/mcp/
MCP tools — 12 exposed · ~1,039 tokens

The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability.

Tool Tokens
claim_news ~90

Major insurance claim news by event type: storm, flood, earthquake, hail, fire, cyber.

NameTypeReqDescription
event_typestringEvent type: storm, flood, earthquake, hail, fire, cyber, all (default: storm)
langstringLanguage: de or en (default: de)
limitintegerMax articles 1-20 (default: 10)

No output schema declared.

No examples provided.

earthquake_risk ~113

Real-time earthquake data from USGS. Filter by time period, minimum magnitude, and proximity to a location.

NameTypeReqDescription
latitudenumberFilter near this latitude
longitudenumberFilter near this longitude
min_magnitudenumberMinimum magnitude (default: 4.5)
periodstringTime period: hour, day, week, month, significant_month (default: week)
radius_kmnumberSearch radius in km (default: 500)

No output schema declared.

No examples provided.

health_check ~17

InsuranceOracle server status and backend connectivity check.

Input schema present but exposes no named parameters.

No output schema declared.

No examples provided.

insurance_company ~96

Look up EU insurance company by name or LEI number. Returns GLEIF registration status, country, address, and Wikidata enrichment.

NameTypeReqDescription
countrystringCountry code filter: DE, FR, GB, NL (optional)
leistringLEI code (alternative to name)
namestringCompany name e.g. 'Allianz SE', 'AXA SA', 'Munich Re'

No output schema declared.

No examples provided.

insurance_glossary ~106

Explain insurance and Solvency II terms in German or English. Covers: SCR, MCR, ORSA, SFCR, IDD, LEI, NAT CAT, reinsurance, premium, DORA, IFRS 17.

NameTypeReqDescription
langstringResponse language: de or en (default: de)
termstringTerm to explain e.g. 'SCR', 'Solvency II', 'ORSA', 'Elementarschadenversicherung'

No output schema declared.

No examples provided.

insurance_news ~115

Insurance industry news by topic. Topics: solvency, life, health, property, liability, auto, reinsurance, regulation, natcat, cyber, claims, dora.

NameTypeReqDescription
langstringLanguage: de or en (default: de)
limitintegerMax articles 1-20 (default: 10)
topicstringTopic: solvency, life, health, property, natcat, cyber, claims, dora, regulation, reinsurance (default: solvency)

No output schema declared.

No examples provided.

insurance_regulation ~114

EU and German insurance regulatory news and updates. Topics: general, bafin, eiopa, idd, gdpr, dora, ifrs17, sustainability, consumer.

NameTypeReqDescription
countrystringCountry: DE, EU (default: DE)
langstringLanguage: de or en (default: de)
topicstringTopic: general, bafin, eiopa, idd, dora, ifrs17, gdpr, sustainability, consumer (default: general)

No output schema declared.

No examples provided.

natcat_history ~55

Historical natural catastrophe statistics for risk modeling. Significant events by type.

NameTypeReqDescription
event_typestringEvent type: earthquake, flood, storm, fire (default: earthquake)
regionstringRegion filter (optional)

No output schema declared.

No examples provided.

natcat_live ~119

Live natural catastrophe alerts worldwide from GDACS. Returns earthquakes, floods, cyclones, wildfires sorted by severity.

NameTypeReqDescription
countrystringFilter by country name (optional)
event_typestringFilter by type: EQ (earthquake), FL (flood), TC (cyclone), VO (volcano), WF (wildfire) — empty for all
limitintegerMax events 1-50 (default: 20)
severitystringFilter severity: Red, Orange, Green

No output schema declared.

No examples provided.

risk_score ~77

Combined location risk score (0-100) for underwriting: earthquake + weather/storm + NatCat proximity.

NameTypeReqDescription
latitudenumberLatitude (alternative to location)
locationstringCity or address e.g. 'Tokyo', 'Hamburg', 'Los Angeles'
longitudenumberLongitude (alternative to location)

No output schema declared.

No examples provided.

solvency_check ~62

Solvency II compliance news and GLEIF registration status for an insurer.

NameTypeReqDescription
companystringInsurance company name (optional — omit for general Solvency II news)
langstringLanguage: de or en (default: de)

No output schema declared.

No examples provided.

weather_risk ~75

7-day weather risk assessment for any location. Returns storm, flood, and wind risk with insurance recommendations.

NameTypeReqDescription
latitudenumberLatitude (alternative to location)
locationstringCity or address e.g. 'Hamburg', 'Munich'
longitudenumberLongitude (alternative to location)

No output schema declared.

No examples provided.