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MedRates

REMOTE · MCP.MEDRATES.FYI · SCANNED AUG 3

Search US hospital prices, compare costs, and find insurance-negotiated rates.

Available components

+5 this week 60 Trust /100
Trust breakdown (6 categories)

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. How we score →

Endpoint Security57
Transport & Reachability100
Schema Quality & AI Usability56
  • AI-judged instruction clarity (excellent).Pass
  • Context-footprint check failed: tool/resource definitions use about 2604 tokens (~434/item across 6 items; 6 tools + 0 resources), over budget; trim descriptions and params. See how to fix → Fail
  • Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management27
  • Stability observed for 8 of 30 days with no destabilising changes; credit accrues until the full window elapses.Partial
Tool Coverage71
  • 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
  • 0% of tool parameters carry a description.Fail
  • Structured output schemas are declared (100% of tools); any adoption earns full credit.Pass
Capabilities100
  • Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.Pass
Install

Add this component to your MCP client. Where a client-specific snippet is available, pick your client below and copy it straight into your config; otherwise use the connection detail shown.

remote · mcp.medrates.fyi

# add to Claude Code
claude mcp add --transport http fyi-medrates-mcp https://mcp.medrates.fyi/mcp
# ~/.codex/config.toml
[mcp_servers.fyi-medrates-mcp]
url = "https://mcp.medrates.fyi/mcp"
// opencode.json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "fyi-medrates-mcp": {
      "type": "remote",
      "url": "https://mcp.medrates.fyi/mcp",
      "enabled": true
    }
  }
}
# add to OpenClaw
openclaw mcp add fyi-medrates-mcp --url https://mcp.medrates.fyi/mcp --transport streamable-http
# ~/.hermes/config.yaml
mcp_servers:
  fyi-medrates-mcp:
    url: "https://mcp.medrates.fyi/mcp"
// mcp.json
{
  "mcpServers": {
    "fyi-medrates-mcp": {
      "type": "http",
      "url": "https://mcp.medrates.fyi/mcp"
    }
  }
}

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

Changelog

Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.

  • 2 Aug 26 +1

    No change was recorded against any check on this day. Stability & Change Management went from 20 to 23. That category is still filling its 30-day observation window: 6 days of observed history at the previous scan, 7 at this one. The score rises as the window fills, whether or not the server changes.

  • 31 Jul 26 +2
    • We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
  • 30 Jul 26 +1
    • We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
  • 29 Jul 26 +1

    No change was recorded against any check on this day. Stability & Change Management went from 7 to 10. That category is still filling its 30-day observation window: 2 days of observed history at the previous scan, 3 at this one. The score rises as the window fills, whether or not the server changes.

  • 27 Jul 26 +1
    • We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
  • 26 Jul 26 54

    First indexed and scored.

Diagnostics

Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.

Captured 3 Aug 2026 · Probed https://mcp.medrates.fyi/mcp

TLS valid

Negotiated TLS 1.3 with TLS_AES_128_GCM_SHA256 .

Subject Issuer Valid from Valid until Key Signature Serial
CN=medrates.fyi CN=WE1,O=Google Trust Services,C=US 13 Jun 2026 11 Sept 2026 ECDSA 256 ECDSA-SHA256 5359725547918452139b61d62afdd66f
SANs: medrates.fyi, *.medrates.fyi
CN=WE1,O=Google Trust Services,C=US (CA) CN=GTS Root R4,O=Google Trust Services LLC,C=US 13 Dec 2023 20 Feb 2029 ECDSA 256 ECDSA-SHA384 7ff31977972c224a76155d13b6d685e3
CN=GTS Root R4,O=Google Trust Services LLC,C=US (CA) CN=GlobalSign Root CA,OU=Root CA,O=GlobalSign nv-sa,C=BE 15 Nov 2023 28 Jan 2028 ECDSA 384 SHA256-RSA 7fe530bf331343bedd821610493d8a1b
DNSSEC insecure

Validation of mcp.medrates.fyi. Not signed

Zone DS Keys Algorithms Outcome
. trust_anchor 20326, 38696 8, 8 Verified
fyi. present 24340 8 Verified
medrates.fyi. absent Unsigned (proven) parent-signed NSEC/NSEC3 proves an unsigned delegation
Authentication No authorisation required

The endpoint answered without asking for a token. Anyone who knows the URL can reach it.

Result No authorisation required
HTTP status 200
Header Value
x-content-type-options nosniff
x-frame-options SAMEORIGIN
referrer-policy strict-origin-when-cross-origin
Transports 2 probes
Transport URL Outcome Status Location
streamable-http https://mcp.medrates.fyi/mcp Verified 200
http (plaintext) http://mcp.medrates.fyi/mcp HTTPS enforced 301 https://mcp.medrates.fyi/mcp
MCP tools — 6 exposed · ~2,374 tokens

The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability.

Tool Tokens
hospitals ~210

Find hospitals by name/city/state, or list a sample of hospitals. Returns hospital names, IDs, EINs, NPIs, and per-campus locations with addresses and coordinates. Use hospital IDs to filter other search tools. The result is capped (~100 hospitals) for performance, so the unfiltered list is only a sample. To locate a SPECIFIC hospital, pass ``search`` (a name/city/state substring) — it filters server-side and returns the matches. NOTE: This lists US HOSPITALS only — not non-US providers, independent imaging centers, ambulatory surgery centers, clinics, or other freestanding facilities. Args: search: Optional name/city/state substring to find a specific hospital. Returns: JSON array of hospitals with id, name, display_name, ein, npi, cms_certification_number, and locations (address, city, state, lat/lng).

NameTypeReqDescription
search
NameTypeReqDescription
resultstringyes

No examples provided.

payer_network_info ~208

Look up network-geography facts for a named insurance payer. Call this whenever an AI agent or user asks whether a plan covers out-of-state care, whether an insurer has nationwide coverage, or what BlueCard / PPO network mechanism the payer uses. Returns JSON with network_scope ('national', 'state', etc.), nationwide_via ('bluecard_ppo', 'national_ppo', 'none'), and a source_url to cite. Returns {"network_scope": "unknown"} when the payer is not in the database. Args: payer_name: Insurance payer name as the user stated it (e.g. 'Blue Cross Blue Shield of Texas', 'UnitedHealthcare Choice Plus', 'Aetna PPO', 'Medicare'). Returns: JSON object with network_scope, home_state, nationwide_via, source_url, match_pattern, and notes fields.

NameTypeReqDescription
payer_namestringyes
NameTypeReqDescription
resultstringyes

No examples provided.

payers ~151

List available insurance payers and plan types. Returns all payer + plan combinations found in the hospital price data. Optionally filter to payers available at a specific hospital. Use the payer names and plan types from this list as inputs to the search_nlp and price_quote tools for insurance-specific rates. NOTE: These are payers with negotiated rates at US HOSPITALS in the database. The same payers may have different rates at non-hospital facilities. Args: hospital_id: Optional hospital ID to filter payers for that hospital. Returns: JSON array of {name, plan_type, display_name} objects.

NameTypeReqDescription
hospital_id
NameTypeReqDescription
resultstringyes

No examples provided.

price_quote ~674

Get price quotes for specific procedure codes, grouped by hospital. This is the most detailed pricing tool. Provide exact CPT/HCPCS codes and get per-hospital price estimates with totals. Supports insurance filtering and geographic search. Default location is San Jose, CA if no coordinates provided — always pass the user's location for best results. NOTE: Quotes are from US HOSPITALS only — not non-US providers, independent imaging centers, ambulatory surgery centers (ASCs), or other freestanding facilities. For outpatient procedures, independent facilities often cost significantly less than hospital outpatient departments. Args: codes: Comma-separated CPT/HCPCS codes (e.g. "70551,70552,70553"). lat: Patient latitude — always provide the user's location for best results. lng: Patient longitude — always provide the user's location for best results. radius_miles: Search radius in miles (default 25). payer: Insurance company name to filter rates (e.g. "Blue Cross", "Aetna"). plan_type: Insurance plan type (e.g. "PPO", "HMO", "Indemnity"). plan_category: Plan category filter (e.g. "Commercial", "Medicare", "Medicaid"). plan_name: Specific plan name for exact matching. drg_codes: Comma-separated MS-DRG codes for inpatient bundled pricing. include_bundle: If true, also include ancillary procedure codes (anesthesia, facility fees, etc.) in the total estimate. limit: Max hospitals to return (default 5). zip_code: Optional 5-digit ZIP the user gave, used ONLY to build a localized deep link to the search page — does NOT affect pricing (pricing uses lat/lng). Returns: JSON with hospitals sorted by total estimated cost. Each hospital includes individual line items, total estimate, distance, last_updated (ISO date of the per-hospital MRF ingest), and mrf_da…

NameTypeReqDescription
codesstringyes
drg_codes
include_bundleboolean
latnumber
limitinteger
lngnumber
payer
plan_category
plan_name
plan_type
radius_milesnumber
zip_code
NameTypeReqDescription
resultstringyes

No examples provided.

search ~585

Search for medical procedure prices by code or description. Use this for direct lookups when you know a CPT/HCPCS code (e.g. "70551") or want to search by keyword (e.g. "MRI", "knee replacement"). For code-like queries → exact match on procedure code. For text queries → searches code, description, and code_type fields. Supports filtering by insurance payer, clinical setting, and location (via zip code or lat/lng coordinates with a radius). NOTE: Results are from US HOSPITALS only — not non-US providers, independent imaging centers, ambulatory surgery centers (ASCs), or other freestanding facilities. Args: query: CPT/HCPCS code (e.g. "70551") or text search (e.g. "MRI brain"). Must be at least 2 characters. code_type: Filter by code type: "CPT", "HCPCS", "MS-DRG", "RC", etc. hospital_id: Filter to a specific hospital (use the hospitals tool to find IDs). payer_name: Filter by insurance payer name (e.g. "Blue Cross", "Aetna"). plan_name: Filter by plan name (e.g. "PPO", "HMO"). setting: Filter by clinical setting: "inpatient" or "outpatient". zip_code: US zip code for geographic filtering (alternative to lat/lng). lat: Latitude for geographic filtering (use with lng and radius_miles). lng: Longitude for geographic filtering (use with lat and radius_miles). radius_miles: Search radius in miles from the zip code or lat/lng location. page: Page number (default 1). page_size: Results per page (default 25, max 100). Returns: JSON with matching charge items including procedure codes, descriptions, gross charges, cash prices, and negotiated rate ranges per hospital. Only high-confidence results (with at least one usable price) are included. Each result includes last_updated (ISO date of the per-hospital MRF ingest) and mrf_date (ISO date the hospital self-reported in the MRF file)…

NameTypeReqDescription
code_type
hospital_id
lat
lng
pageinteger
page_sizeinteger
payer_name
plan_name
querystringyes
radius_miles
setting
zip_code
NameTypeReqDescription
resultstringyes

No examples provided.

search_nlp ~546

Natural language search for medical procedure prices. Understands free-text queries like: - "MRI brain near San Jose with Blue Cross PPO" - "How much does a colonoscopy cost in Palo Alto?" - "knee replacement, no insurance, Mountain View" Extracts procedure, location, and insurance from the query, resolves CPT/DRG codes (using static synonyms + LLM), geocodes the city, and searches with optional geo-filtering and payer matching. You can provide structured fields (lat/lng, payer, setting) to override or supplement what the NLP extraction detects from the query text. NOTE: Results are from US HOSPITALS only — not non-US providers, independent imaging centers, ambulatory surgery centers (ASCs), or other freestanding facilities. For outpatient procedures (MRIs, CTs, minor surgeries), independent facilities may offer lower prices than hospitals. Args: query: Natural language query describing what you're looking for. radius_miles: Search radius from the detected city (default 25 miles). code_type: Filter by code type: "CPT", "HCPCS", "MS-DRG". setting: Filter by clinical setting: "inpatient" or "outpatient". lat: Override latitude (e.g. from browser geolocation). Skips geocoding. lng: Override longitude (e.g. from browser geolocation). Skips geocoding. zip_code: 5-digit ZIP to search near — alternative to lat/lng. payer: Insurance payer name (e.g. "Blue Cross"). Overrides NLP extraction. plan_type: Plan type (e.g. "PPO", "HMO"). Overrides NLP extraction. limit: Max results (default 25). Returns: JSON with extracted entities (procedure, city, insurance), resolved codes, and matching charge items with prices and hospital info. Only high-confidence results (with at least one usable price) are included. Each result includes last_updated (ISO date of the per-hospital MRF ingest) and mrf_…

NameTypeReqDescription
code_type
lat
limitinteger
lng
payer
plan_type
querystringyes
radius_milesnumber
setting
zip_code
NameTypeReqDescription
resultstringyes

No examples provided.