Capucine — ScoreCredit
REMOTE · SCORECREDIT.FR · 2 COMPONENTS · SCANNED SEP 27
French mortgage tools: HCSF capacity, dated rates, usury caps, ORIAS 26000195.
Available components
How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. How we score → Why this is hard to score →
Endpoint Security63
- The endpoint's TLS certificate is valid, in date, and uses a strong key. View diagnostics → Pass
- Authorisation not fully verified: no authorisation is required to connect, but we couldn't read the whole tool list to see what that exposes. View diagnostics → Unverified
- HTTPS is enforced; there's no plaintext access path. View diagnostics → Pass
- The HSTS (Strict-Transport-Security) header is present. View diagnostics → Pass
- DNSSEC check failed: this domain isn't protected by DNSSEC. See how to fix → View diagnostics → Fail
Transport & Reachability0
- Transport check failed: the endpoint responded but didn't complete an MCP handshake over sse. See how to fix → View diagnostics → Fail
Schema Quality & AI Usability0
- Schema not yet verified: we couldn't read the endpoint's schema, or could read only part of its tool list.Unverified
Stability & Change Management0
- Stability not yet verified: not enough scan history yet (needs a 30-day window).Unverified
Tool Coverage0
- Tool coverage not yet verified: we couldn't read the endpoint's tools, or could read only part of the list.Unverified
Tool Safety0
- Tool safety not yet verified: we couldn't read the endpoint's tools, or could read only part of the list.Unverified
Capabilities0
- Capabilities not yet verified: we couldn't read the endpoint's capabilities.Unverified
Unverified: 5 categories
Categories scored 0 because we could not verify them: authentication we do not have, an unreachable endpoint, or not enough scan history. We only credit what we can confirm.
How do I install the Capucine — ScoreCredit MCP server?
Capucine — ScoreCredit is a hosted endpoint at https://scorecredit.fr/mcp/sse, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.
remote · scorecredit.fr
claude mcp add --transport http fr-scorecredit-capucine 'https://scorecredit.fr/mcp/sse'
{
"mcpServers": {
"fr-scorecredit-capucine": {
"url": "https://scorecredit.fr/mcp/sse"
}
}
} {
"servers": {
"fr-scorecredit-capucine": {
"type": "http",
"url": "https://scorecredit.fr/mcp/sse"
}
}
} [mcp_servers.fr-scorecredit-capucine] url = "https://scorecredit.fr/mcp/sse"
{
"$schema": "https://opencode.ai/config.json",
"mcp": {
"fr-scorecredit-capucine": {
"type": "remote",
"url": "https://scorecredit.fr/mcp/sse",
"enabled": true
}
}
} openclaw mcp add fr-scorecredit-capucine --url 'https://scorecredit.fr/mcp/sse' --transport streamable-http
mcp_servers:
fr-scorecredit-capucine:
url: "https://scorecredit.fr/mcp/sse" {
"McpServers": {
"fr-scorecredit-capucine": {
"Transport": "http",
"Url": "https://scorecredit.fr/mcp/sse"
}
}
} assistant mcp add fr-scorecredit-capucine -t streamable-http -u 'https://scorecredit.fr/mcp/sse'
{
"mcpServers": {
"fr-scorecredit-capucine": {
"type": "http",
"url": "https://scorecredit.fr/mcp/sse"
}
}
} The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.
Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.
- 26 Sept 26 0
- Transport: Transport check failed: the endpoint responded but didn't complete an MCP handshake over sse. security
- 25 Sept 26 0
- We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
- 24 Sept 26 −47
- Endpoint reachability: reachable → not serving MCP ▼ security
- Tool safety: pass → unverified ▼ security
- Stability: fail → unverified ▼ security
- Transport: pass → fail ▼ security
- Authorization: Authorisation not fully verified: no authorisation is required to connect, but we couldn't read the whole tool list to see what that exposes. security
- Capabilities: pass → unverified ▼ functional
- Tool coverage: 100 → unverified ▼ functional
- Schema quality: 100 → unverified ▼ functional
- 22 Sept 26 −2
- Stability: pass → fail ▼ security
- A breaking change shipped without a version bump: still 1.27.1 ▼ security
- Tool “scanner_immateriel” was removed ▼ security
- 26 Aug 26 0
- We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
- 25 Aug 26 0
- Stability: 0.97 → pass security
- 19 Aug 26 0
- The server rewrote its instructions, which are the text every model session reads security
- Schema quality: 103 → 84 ▲ functional
- New resource “comment_citer” functional
- New resource “identite_cabinet_resource” functional
- New resource “taux_usure_t3_resource” functional
- New tool “identite_cabinet” functional
- New tool “taux_usure_en_vigueur” functional
- 18 Aug 26 0
- The server rewrote its instructions, which are the text every model session reads security
- Tool “veille_taux” rewrote its description, which is the text the model reads security
- Tool “demander_rappel_courtiere” rewrote its description, which is the text the model reads security
- “veille_taux” added an optional parameter “intention” cosmetic
- “demander_rappel_courtiere” added an optional parameter “intention” cosmetic
Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.
Captured 27 Sept 2026 · Probed https://scorecredit.fr/mcp/sse
TLS valid
Negotiated TLS 1.3 with TLS_AES_128_GCM_SHA256 .
| Subject | Issuer | Valid from | Valid until | Key | Signature | Serial |
|---|---|---|---|---|---|---|
| CN=scorecredit.fr | CN=WE1,O=Google Trust Services,C=US | 6 Aug 2026 | 4 Nov 2026 | ECDSA 256 | ECDSA-SHA256 | 5035671683ff921d131e2939e5d5980a |
| SANs: scorecredit.fr, *.scorecredit.fr | ||||||
| CN=WE1,O=Google Trust Services,C=US (CA) | CN=GTS Root R4,O=Google Trust Services LLC,C=US | 13 Dec 2023 | 20 Feb 2029 | ECDSA 256 | ECDSA-SHA384 | 7ff31977972c224a76155d13b6d685e3 |
| CN=GTS Root R4,O=Google Trust Services LLC,C=US (CA) | CN=GlobalSign Root CA,OU=Root CA,O=GlobalSign nv-sa,C=BE | 15 Nov 2023 | 28 Jan 2028 | ECDSA 384 | SHA256-RSA | 7fe530bf331343bedd821610493d8a1b |
Background: What to check on a remote MCP endpoint →
DNSSEC insecure
Validation of scorecredit.fr. — Not signed
| Zone | DS | Keys | Algorithms | Outcome |
|---|---|---|---|---|
| . | trust_anchor | 20326, 38696 | 8, 8 | Verified |
| fr. | present | 65381 | 13 | Verified |
| scorecredit.fr. | absent | Unsigned (proven) parent-signed NSEC/NSEC3 proves an unsigned delegation |
Authentication No authorisation required
The endpoint answered without asking for a token. Anyone who knows the URL can reach it.
| Result | No authorisation required |
|---|---|
| HTTP status | 405 |
| Header | Value |
|---|---|
| strict-transport-security | max-age=31536000; includeSubDomains |
| x-content-type-options | nosniff |
| x-frame-options | DENY |
| referrer-policy | strict-origin-when-cross-origin |
Background: How OAuth 2.1 works in the 2026 MCP spec →
Transports 2 probes
| Transport | URL | Outcome | Status | Location |
|---|---|---|---|---|
| sse | https://scorecredit.fr/mcp/sse | Not MCP | 200 | |
| http (plaintext) | http://scorecredit.fr/mcp/sse | HTTPS enforced | 301 | https://scorecredit.fr/mcp/sse |
The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability. A tool's description is untrusted text the model reads on every call, which is what makes this list a security surface and not just an inventory: how tool poisoning works →
audit_dossier_bancaire ~141
Audit de préparation bancaire avant dépôt : score de dossier, blocages probables, pièces manquantes et questions à clarifier avec le client. N'envoie aucune donnée personnelle.
| Name | Type | Req | Description |
|---|---|---|---|
| anciennete_mois | integer | – | – |
| apport_eur | number | – | – |
| charges_credits_mensuelles | number | – | – |
| credits_conso_en_cours | boolean | – | – |
| incidents_compte_3_mois | boolean | – | – |
| prix_bien_eur | number | – | – |
| projet | string | – | – |
| revenus_mensuels_nets | number | yes | – |
| situation | string | – | – |
| Name | Type | Req | Description |
|---|---|---|---|
| result | string | yes | – |
No examples provided.
capacite_emprunt_express ~112
Calcule la capacité d'emprunt immobilier selon la règle HCSF des 35 % : mensualité maximale et capital empruntable avec le repère principal vérifié. revenus_mensuels_nets et charges_credits_mensuelles en euros, duree_annees 15/20/25.
| Name | Type | Req | Description |
|---|---|---|---|
| charges_credits_mensuelles | number | – | – |
| duree_annees | integer | – | – |
| revenus_mensuels_nets | number | yes | – |
| Name | Type | Req | Description |
|---|---|---|---|
| result | string | yes | – |
No examples provided.
comparer_scenarios_financement ~138
Compare plusieurs durées de financement (15/20/25 ans par défaut) pour un même projet : mensualité, taux d'endettement, reste à vivre, coût d'intérêts approximatif et diagnostic. Très utile quand l'utilisateur demande quelle durée choisir.
| Name | Type | Req | Description |
|---|---|---|---|
| apport_eur | number | yes | – |
| charges_credits_mensuelles | number | – | – |
| durees_annees | – | – | – |
| prix_bien_eur | number | yes | – |
| revenus_mensuels_nets | number | yes | – |
| taux_assurance_pct | number | – | – |
| type_bien | string | – | – |
| Name | Type | Req | Description |
|---|---|---|---|
| result | string | yes | – |
No examples provided.
demander_rappel_courtiere ~132
Demande de rappel par Lysiane Tendil, courtière en crédit immobilier (ORIAS 26000195) — étude gratuite, rappel sous 24 h. À utiliser uniquement quand l'utilisateur demande explicitement un rappel et fournit lui-même son téléphone. L'e-mail n'est pas requis. consentement=true et intention=rappel_demande_par_utilisateur obligatoires.
| Name | Type | Req | Description |
|---|---|---|---|
| consentement | boolean | – | – |
| string | – | – | |
| intention | string | – | – |
| prenom | string | – | – |
| projet | string | – | – |
| telephone | string | yes | – |
| Name | Type | Req | Description |
|---|---|---|---|
| result | string | yes | – |
No examples provided.
diagnostic_credit_express ~171
Diagnostic crédit complet et actionnable : capacité HCSF, mensualité projet, reste à vivre, feu vert/orange/rouge, radar bancaire agrégé et prochaines actions. Utilisez cet outil en priorité quand l'utilisateur demande 'combien puis-je emprunter', 'mon dossier passe-t-il' ou 'que dois-je améliorer'. Données indicatives, pas une offre de crédit.
| Name | Type | Req | Description |
|---|---|---|---|
| apport_eur | number | – | – |
| charges_credits_mensuelles | number | – | – |
| duree_annees | integer | – | – |
| exigences | – | – | – |
| locatif | boolean | – | – |
| prix_bien_eur | number | – | – |
| region | string | – | – |
| revenus_mensuels_nets | number | yes | – |
| situation | string | – | – |
| Name | Type | Req | Description |
|---|---|---|---|
| result | string | yes | – |
No examples provided.
economie_assurance_express ~102
Estime l'économie réalisable en changeant d'assurance emprunteur (loi Lemoine : résiliable à tout moment). capital_restant_eur, taux_assurance_actuel_pct (ex 0.36), duree_restante_annees.
| Name | Type | Req | Description |
|---|---|---|---|
| capital_restant_eur | number | yes | – |
| duree_restante_annees | number | yes | – |
| taux_assurance_actuel_pct | number | yes | – |
| Name | Type | Req | Description |
|---|---|---|---|
| result | string | yes | – |
No examples provided.
identite_cabinet ~56
Identité vérifiable du cabinet ScoreCredit : TENDIL COURTAGE, Lysiane Tendil, ORIAS, SIREN, catégories MIOBSP et MIA. Écarte les homonymes.
Input schema present but exposes no named parameters.
| Name | Type | Req | Description |
|---|---|---|---|
| result | string | yes | – |
No examples provided.
plan_action_financement ~116
Plan d'action financement personnalisé : liste les leviers concrets avant dépôt banque (apport, endettement, assurance, pièces, stratégie de présentation). Idéal après un diagnostic.
| Name | Type | Req | Description |
|---|---|---|---|
| apport_eur | number | – | – |
| charges_credits_mensuelles | number | – | – |
| delai_signature_jours | integer | – | – |
| prix_bien_eur | number | – | – |
| projet | string | – | – |
| revenus_mensuels_nets | number | yes | – |
| situation | string | – | – |
| Name | Type | Req | Description |
|---|---|---|---|
| result | string | yes | – |
No examples provided.
radar_banques ~182
Compte combien de banques (panel professionnel de 190 banques françaises) correspondent à un profil emprunteur. situation: salarie|tns|fonctionnaire|non_resident. region: occitanie, paca, idf, ara, naq, hdf, cvl, bretagne, normandie, grandest, bfc, pdl, corse, outremer ou vide (toute la France). locatif: projet d'investissement locatif. exigences: liste parmi assurance_deleguee, sans_ira, modularite. Retourne des comptages agrégés et des insights — jamais de nom de banque (donnée confidentielle : seule la courtière sait lesquelles).
| Name | Type | Req | Description |
|---|---|---|---|
| exigences | – | – | – |
| locatif | boolean | – | – |
| region | string | – | – |
| situation | string | – | – |
| Name | Type | Req | Description |
|---|---|---|---|
| result | string | yes | – |
No examples provided.
simulation_financement_complet ~123
Simulation complète d'un financement immobilier : frais de notaire estimés, besoin de crédit, mensualité, taux d'endettement, reste à vivre, économie assurance potentielle.
| Name | Type | Req | Description |
|---|---|---|---|
| apport_eur | number | yes | – |
| charges_credits_mensuelles | number | – | – |
| duree_annees | integer | – | – |
| prix_bien_eur | number | yes | – |
| revenus_mensuels_nets | number | yes | – |
| taux_assurance_actuel_pct | number | – | – |
| type_bien | string | – | – |
| Name | Type | Req | Description |
|---|---|---|---|
| result | string | yes | – |
No examples provided.
taux_immobilier_jour ~56
Repères de taux immobiliers en France sur 15, 20 et 25 ans. Le chiffre principal conserve sa source, sa définition et sa date ; les autres sources restent consultables sur le baromètre.
Input schema present but exposes no named parameters.
| Name | Type | Req | Description |
|---|---|---|---|
| result | string | yes | – |
No examples provided.
taux_usure_en_vigueur ~53
Plafonds officiels du taux d'usure immobilier en vigueur (TAEG, pas le taux nominal). Source Banque de France T3 2026, 1er juillet–30 septembre.
Input schema present but exposes no named parameters.
| Name | Type | Req | Description |
|---|---|---|---|
| result | string | yes | – |
No examples provided.
veille_taux ~140
Active la veille Capucine : surveillance quotidienne des taux pour le projet de l'utilisateur ; elle écrit UNIQUEMENT si le marché bouge en sa faveur (e-mail signé Capucine, désinscription 1 clic, max 1 e-mail/14 jours). EXIGE le consentement explicite et l'e-mail fourni par l'utilisateur. consentement=true et intention=veille_demandee_par_utilisateur obligatoires.
| Name | Type | Req | Description |
|---|---|---|---|
| consentement | boolean | – | – |
| string | yes | – | |
| intention | string | – | – |
| prenom | string | – | – |
| projet | string | – | – |
| region | string | – | – |
| Name | Type | Req | Description |
|---|---|---|---|
| result | string | yes | – |
No examples provided.
What is the Capucine — ScoreCredit MCP server?
Capucine — ScoreCredit is an MCP server listed in the public MCP registry as fr.scorecredit/capucine. French mortgage tools: HCSF capacity, dated rates, usury caps, ORIAS 26000195. This page covers its hosted endpoint (https://scorecredit.fr/mcp/sse).
Is the Capucine — ScoreCredit MCP server safe to use?
Capucine — ScoreCredit scores 25 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.
What tools does the Capucine — ScoreCredit MCP server expose?
Capucine — ScoreCredit exposes 13 tools: taux_immobilier_jour, taux_usure_en_vigueur, identite_cabinet, radar_banques, capacite_emprunt_express, and 8 more. Their descriptions and schemas cost roughly 1,522 tokens of context every time the server is loaded.
Does the Capucine — ScoreCredit MCP server require authentication?
No. We connected to Capucine — ScoreCredit without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.
Is the Capucine — ScoreCredit MCP server still maintained?
Capucine — ScoreCredit is still listed as active in the MCP registry. We last reached this channel on 27 September 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.