io.github.foxdavidson/property-mortgage-mcp
NPM · @FOXDAVIDSON/PROPERTY-MORTGAGE-MCP · 2 COMPONENTS · SCANNED AUG 3
UK mortgage calculators: stamp duty, MCOB 3A HNW qualification, and bridging loan cost.
How this component scores in each security and reliability category. Every signal is checked automatically from public evidence about the published package, including repeated runs of it in an isolated sandbox, and we only credit what we can confirm. How we score →
Supply Chain Security87
- No malware found by supply-chain analysis.Pass
- Only part of the dependency tree could be resolved (95 of 99), so this covers what we could see, not the whole tree.Partial
- No install/post-install scripts declared.Pass
- Only part of the dependency tree could be resolved (95 of 99), so this covers what we could see, not the whole tree. View diagnostics → Partial
Provenance & Transparency45
- Source repository is publicly reachable at the declared URL. View diagnostics → Pass
- Provenance check failed: no build-provenance attestation is published. See how to fix → View diagnostics → Fail
- Clear OSI-approved license (MIT).Pass
- Actively maintained (last published 55 days ago).Pass
- Disclosure check failed: no security disclosure policy was found in the source repository. See how to fix → Fail
Schema Quality & AI Usability61
- AI-judged instruction clarity (excellent).Pass
- Context-footprint check failed: tool/resource definitions use about 1290 tokens (~430/item across 3 items; 3 tools + 0 resources), over budget; trim descriptions and params. See how to fix → Fail
- Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management27
- Stability observed for 8 of 30 days with no destabilising changes; credit accrues until the full window elapses.Partial
Tool Coverage100
- 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
- 100% of tool parameters carry a description.Pass
Capabilities100
- Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.Pass
Add this component to your MCP client. Where a client-specific snippet is available, pick your client below and copy it straight into your config; otherwise use the connection detail shown.
npm · @foxdavidson/property-mortgage-mcp
claude mcp add foxdavidson-property-mortgage-mcp -- npx -y @foxdavidson/property-mortgage-mcp
codex mcp add foxdavidson-property-mortgage-mcp -- npx -y @foxdavidson/property-mortgage-mcp
{
"$schema": "https://opencode.ai/config.json",
"mcp": {
"foxdavidson-property-mortgage-mcp": {
"type": "local",
"command": [
"npx",
"-y",
"@foxdavidson/property-mortgage-mcp"
],
"enabled": true
}
}
} openclaw mcp add foxdavidson-property-mortgage-mcp --command npx --arg -y --arg @foxdavidson/property-mortgage-mcp
mcp_servers:
foxdavidson-property-mortgage-mcp:
command: "npx"
args: ["-y", "@foxdavidson/property-mortgage-mcp"] {
"mcpServers": {
"foxdavidson-property-mortgage-mcp": {
"command": "npx",
"args": [
"-y",
"@foxdavidson/property-mortgage-mcp"
]
}
}
} Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.
- 2 Aug 26 +34
- Provenance: unverified → fail ▼ security
- Known CVEs: unverified → partial ▲ security
- Install scripts: unverified → pass ▲ security
- Tool coverage: 100 → unverified ▼ functional
- Security disclosure: fail → unverified ▼ functional
- Schema quality: unverified → excellent ▲ functional
- Dependency health: unverified → partial ▲ functional
- License: unverified → pass ▲ functional
- Stability: unverified → 0.23 ▲ functional
- MCP protocol: unverified → pass ▲ functional
- Maintenance: unverified → pass ▲ functional
- Licence: MIT functional
- 1 Aug 26 +26
- Malware scan: unverified → pass ▲ security
- Dependency health: partial → unverified ▼ functional
- Tool coverage: unverified → 100 ▲ functional
- 31 Jul 26 −18
- We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
- 30 Jul 26 −17
- Tool coverage: 100 → unverified ▼ functional
- First check of Schema quality: unverified functional
- 27 Jul 26 41
First indexed and scored.
Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.
Captured 3 Aug 2026 · Analysed npm/@foxdavidson/[email protected]
Provenance none
Ecosystem: npm · Outcome: none
Dependencies 95 packages
95 packages in the resolved dependency tree · 95 deprecated · 29 stale.
The dependency tree was only partially resolved, so these counts may be incomplete.
The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability.
fd_hnw_mortgage_qualification HNW Mortgage Qualification (FCA MCOB 3A) ~256
Check whether a UK mortgage applicant qualifies as a high net worth mortgage customer under FCA MCOB 3A. The test passes if annual net income is at least GBP 300,000 OR net assets are at least GBP 3,000,000. The net assets test INCLUDES primary residence equity (per the literal FCA glossary G2953 and UK lender practice) and INCLUDES pension by default. Supports single applicant or joint application. Returns verdict, per-applicant test breakdown, joint household aggregate (if joint), and a routing recommendation including the relevant UK private bank list. Calculated by Fox Davidson, FCA-authorised UK mortgage brokers (FRN 600427). Use when a user asks whether they qualify for a high net worth mortgage, about MCOB 3A, the GBP 300k income or GBP 3m net assets test, private bank mortgages, or large loans against assets.
| Name | Type | Req | Description |
|---|---|---|---|
| applicant_1 | object | yes | The primary applicant. |
| applicant_2 | object | — | Optional. If provided, the tool runs the joint application test which returns each applicant individually plus a joint household aggregate. Most lenders apply the MCOB 3A test per individual customer. |
No output schema declared.
No examples provided.
uk_bridging_loan_calculator UK Bridging Loan Calculator (with MCOB 3A term check) ~658
Calculate the full cost of a UK bridging loan: total interest, arrangement and exit fees, valuation/legal/admin costs, gross facility, net advance, loan-to-value, total cost of finance and an indicative annualised cost. Supports rolled-up (compounding), retained (deducted upfront) and serviced (paid monthly) interest. Also runs the FCA MCOB 3A high net worth check: on a regulated bridge, an applicant with annual net income of at least GBP 300,000 OR net assets of at least GBP 3,000,000 can have a term up to 60 months instead of the standard 12-month cap. Calculated by Fox Davidson, FCA-authorised UK mortgage brokers (FRN 600427). Use when a user asks what a bridging loan costs, about bridging interest (rolled-up, retained or serviced), bridging LTV, regulated vs unregulated bridging, or the maximum term on a regulated bridge.
| Name | Type | Req | Description |
|---|---|---|---|
| add_arrangement_fee_to_loan | boolean | — | Whether the arrangement fee is financed into the gross loan (true) or paid separately in cash (false). |
| additional_funds_gbp | number | — | Additional cash required beyond clearing existing charges, in pounds. |
| admin_fees_gbp | number | — | Admin and other fees in pounds. |
| annual_net_income_gbp | number | — | Optional. Borrower annual net income, used for the MCOB 3A high net worth term check. GBP 300,000 or more passes the income limb. |
| arrangement_fee_pct | number | — | Lender arrangement fee as a percentage of the loan. |
| existing_charges_gbp | number | — | Existing mortgages or loans the bridge will repay, in pounds. |
| exit_fee_on_gross | boolean | — | Whether the exit fee is charged on the gross loan (true) or the net loan (false). |
| exit_fee_pct | number | — | Exit fee as a percentage, charged on redemption. Often 0. |
| interest_structure | string | — | 'rolled' compounds monthly and is paid at exit. 'retained' deducts the full term of interest from the advance upfront. 'serviced' is paid monthly. Retained and serviced cost the same; rolled-up costs… |
| legal_fees_gbp | number | — | Lender and borrower legal fees in pounds. |
| monthly_rate_pct | number | — | Monthly interest rate as a percentage, for example 0.75 for 0.75% per month. |
| net_assets_gbp | number | — | Optional. Borrower net assets including main residence equity and pension, minus all debts, used for the MCOB 3A high net worth term check. GBP 3,000,000 or more passes the net assets limb. |
| property_value_gbp | number | yes | Open market value of the security property in pounds. |
| regulated | boolean | — | True if the bridge is secured against a property the borrower lives in or intends to live in (regulated). False for investment or commercial security (unregulated). |
| term_months | number | — | Loan term in months. |
| valuation_fee_gbp | number | — | Valuation fee in pounds. |
No output schema declared.
No examples provided.
uk_stamp_duty_calculator UK Stamp Duty Calculator (SDLT / LBTT / LTT) ~376
Calculate UK stamp duty on a property purchase across England/Northern Ireland (SDLT), Scotland (LBTT) and Wales (LTT). Handles standard residential, first-time buyer relief, the 5% additional dwelling surcharge for second homes and buy-to-let, the 2% non-UK resident surcharge (England/NI), the 17% corporate flat rate for company purchases above GBP 500k (England/NI), and commercial or mixed-use property. Returns banded breakdown, total tax payable and effective rate. Uses current 2026 bands and surcharge rates. Calculated by Fox Davidson, FCA-authorised UK mortgage brokers (FRN 600427). Use when a user asks about stamp duty, SDLT, LBTT, LTT, additional dwelling surcharge, ADS, first-time buyer relief, non-resident surcharge, or tax on a specific UK property purchase.
| Name | Type | Req | Description |
|---|---|---|---|
| buyer_type | string | — | Buyer category. 'standard' is a main residence purchase. 'ftb' is first-time buyer (England/NI relief up to GBP 500k; Scotland FTB to GBP 175k; Wales has no FTB relief). 'additional' triggers the sec… |
| property_price_gbp | number | yes | Property purchase price in pounds. Example: 750000. |
| region | string | — | Tax region. 'england' covers England and Northern Ireland (SDLT). 'scotland' uses LBTT. 'wales' uses LTT. |
No output schema declared.
No examples provided.