io.github.financeratecalc/frc-mcp
NPM · FRC-MCP · 2 COMPONENTS · SCANNED SEP 20
FHA denial statistics from the 2025 federal HMDA record. 12 tools incl. counterparty screen.
Available components
How this component scores in each security and reliability category. Every signal is checked automatically from public evidence about the published package, including repeated runs of it in an isolated sandbox, and we only credit what we can confirm. How we score → Why this is hard to score →
Supply Chain Security98
- No malware found by supply-chain analysis.Pass
- No known CVEs affecting this package version or its production dependencies.Pass
- No install/post-install scripts declared.Pass
- 31 of 96 dependencies flagged as unhealthy. View diagnostics → Partial
Provenance & Transparency45
- Source repository is publicly reachable at the declared URL. View diagnostics → Pass
- Provenance check failed: no build-provenance attestation is published. See how to fix → View diagnostics → Fail
- Clear OSI-approved license (MIT).Pass
- Actively maintained (last published 34 days ago).Pass
- Disclosure check failed: no security disclosure policy was found in the source repository. See how to fix → Fail
Schema Quality & AI Usability75
- AI-judged instruction clarity (excellent).Pass
- Context-footprint check failed: tool/resource definitions use about 708 tokens (~141/item across 5 items; 5 tools + 0 resources), over budget; trim descriptions and params. See how to fix → Fail
- Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management90
- Stability observed for 27 of 30 days with no destabilising changes; credit accrues until the full window elapses.Partial
Tool Coverage83
- 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
- 50% of tool parameters carry a description.Partial
Tool Safety100
- No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.Pass
- We read all 5 captured tool definition(s), and no name or description among them implies an irreversible operation.Pass
- An AI judge read all 6 captured unit(s) of tool text and found none that tries to manipulate the model reading it.Pass
Capabilities100
- Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.Pass
How do I install the io.github.financeratecalc/frc-mcp server?
io.github.financeratecalc/frc-mcp runs locally as an npm package, launched with npx -y frc-mcp. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.
npm · frc-mcp
claude mcp add financeratecalc-frc-mcp -- npx -y frc-mcp
{
"mcpServers": {
"financeratecalc-frc-mcp": {
"command": "npx",
"args": [
"-y",
"frc-mcp"
]
}
}
} {
"servers": {
"financeratecalc-frc-mcp": {
"command": "npx",
"args": [
"-y",
"frc-mcp"
]
}
}
} codex mcp add financeratecalc-frc-mcp -- npx -y frc-mcp
{
"$schema": "https://opencode.ai/config.json",
"mcp": {
"financeratecalc-frc-mcp": {
"type": "local",
"command": [
"npx",
"-y",
"frc-mcp"
],
"enabled": true
}
}
} openclaw mcp add financeratecalc-frc-mcp --command npx --arg -y --arg frc-mcp
mcp_servers:
financeratecalc-frc-mcp:
command: "npx"
args: ["-y", "frc-mcp"] {
"McpServers": {
"financeratecalc-frc-mcp": {
"Transport": "stdio",
"Command": "npx",
"Arguments": [
"-y",
"frc-mcp"
]
}
}
} assistant mcp add financeratecalc-frc-mcp -t stdio -c npx -a -y frc-mcp
{
"mcpServers": {
"financeratecalc-frc-mcp": {
"command": "npx",
"args": [
"-y",
"frc-mcp"
]
}
}
} Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.
- 19 Sept 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 83 to 87. That category is still filling its 30-day observation window: 25 days of observed history at the previous scan, 26 at this one. The score rises as the window fills, whether or not the server changes.
- 17 Sept 26 −3
- Stability: pass → 0.80 functional
- 16 Sept 26 +1
- Stability: 0.97 → pass security
- 14 Sept 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 90 to 93. That category is still filling its 30-day observation window: 27 days of observed history at the previous scan, 28 at this one. The score rises as the window fills, whether or not the server changes.
- 12 Sept 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 83 to 87. That category is still filling its 30-day observation window: 25 days of observed history at the previous scan, 26 at this one. The score rises as the window fills, whether or not the server changes.
- 10 Sept 26 −3
- Stability: pass → 0.80 functional
- 9 Sept 26 +1
- Stability: 0.97 → pass security
- 7 Sept 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 90 to 93. That category is still filling its 30-day observation window: 27 days of observed history at the previous scan, 28 at this one. The score rises as the window fills, whether or not the server changes.
Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.
Captured 20 Sept 2026 · Analysed npm/frc-mcp@1.1.0
Provenance No attestation
The registry publishes no build provenance for this version, so there is nothing to verify.
| Result | No attestation |
|---|---|
| Ecosystem | npm |
Background: How many MCP packages publish verified provenance →
Dependencies 96 packages
| Packages resolved | 96 |
|---|---|
| Stale | 31 |
| Tree resolution | Complete |
Background: SBOMs and build attestations, explained →
The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability. A tool's description is untrusted text the model reads on every call, which is what makes this list a security surface and not just an inventory: how tool poisoning works →
get_door_effect_summary ~129
The Door Effect: variance decomposition across 859,090 FHA decisions — 38% of explainable variation in denial outcomes is attributable to lender identity rather than the applicant's file, plus mix-adjusted strictest/most-lenient lender tables. Historical observation computed from the public CFPB HMDA 2025 record (denominator: actions 1,2,3; loan_type 2). Not a prediction about any individual application, and not a recommendation for or against any lender. Attribution: FinanceRateCalc (financeratecalc.com), CC BY 4.0.
Input schema present but exposes no named parameters.
No output schema declared.
No examples provided.
get_lender_denial_stats ~147
FHA denial statistics for one lender by name, slug, or LEI: actual denial rate, peer-median comparison, mix-adjusted expected rate. Top-100 FHA lenders by volume are covered. Historical observation computed from the public CFPB HMDA 2025 record (denominator: actions 1,2,3; loan_type 2). Not a prediction about any individual application, and not a recommendation for or against any lender. Attribution: FinanceRateCalc (financeratecalc.com), CC BY 4.0.
| Name | Type | Req | Description |
|---|---|---|---|
| lender | string | yes | Lender name (e.g. 'AmeriSave'), slug, or 20-char LEI |
No output schema declared.
No examples provided.
get_national_fha_stats ~102
National FHA denial statistics from the 2025 federal record (denial rate on decisioned applications, volumes). Historical observation computed from the public CFPB HMDA 2025 record (denominator: actions 1,2,3; loan_type 2). Not a prediction about any individual application, and not a recommendation for or against any lender. Attribution: FinanceRateCalc (financeratecalc.com), CC BY 4.0.
Input schema present but exposes no named parameters.
No output schema declared.
No examples provided.
get_state_denial_stats ~124
FHA denial statistics for a US state (two-letter code), including the small-loan vs large-loan gap where published. Historical observation computed from the public CFPB HMDA 2025 record (denominator: actions 1,2,3; loan_type 2). Not a prediction about any individual application, and not a recommendation for or against any lender. Attribution: FinanceRateCalc (financeratecalc.com), CC BY 4.0.
| Name | Type | Req | Description |
|---|---|---|---|
| state | string | yes | Two-letter state code, e.g. OH, ID, CA |
No output schema declared.
No examples provided.
list_lenders ~136
List covered FHA lenders sorted by denial rate (highest/lowest) or volume. Useful to see how widely the same federal program is applied across doors (2025 span: 1.8% to 78.7%). Historical observation computed from the public CFPB HMDA 2025 record (denominator: actions 1,2,3; loan_type 2). Not a prediction about any individual application, and not a recommendation for or against any lender. Attribution: FinanceRateCalc (financeratecalc.com), CC BY 4.0.
| Name | Type | Req | Description |
|---|---|---|---|
| limit | integer | – | – |
| sort | string | – | – |
No output schema declared.
No examples provided.
What is the io.github.financeratecalc/frc-mcp server?
io.github.financeratecalc/frc-mcp is listed in the public MCP registry as io.github.financeratecalc/frc-mcp. FHA denial statistics from the 2025 federal HMDA record. 12 tools incl. counterparty screen. This page covers its npm package (frc-mcp).
Is the io.github.financeratecalc/frc-mcp server safe to use?
io.github.financeratecalc/frc-mcp scores 81 out of 100 on VerifyMCP. We found no known CVEs affecting it as of 20 September 2026. It declares no install or post-install scripts. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.
What tools does the io.github.financeratecalc/frc-mcp server expose?
io.github.financeratecalc/frc-mcp exposes 5 tools: get_national_fha_stats, get_lender_denial_stats, list_lenders, get_state_denial_stats, get_door_effect_summary. Their descriptions and schemas cost roughly 638 tokens of context every time the server is loaded.
Is the io.github.financeratecalc/frc-mcp server still maintained?
io.github.financeratecalc/frc-mcp is still listed as active in the MCP registry. We last reached this channel on 20 September 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.
What licence is the io.github.financeratecalc/frc-mcp server under?
io.github.financeratecalc/frc-mcp declares the MIT licence, which is OSI-approved. That covers the source only, and says nothing about the cost of any service it calls.