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Decide Policy Notaries

REMOTE · POLICY.DECIDE.FYI · SCANNED SEP 21

Fail-closed refund, cancellation, return, and trial checks for 100 US subscription vendors.

0 this week 86 Trust /100
Trust breakdown (7 categories)

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. How we score → Why this is hard to score →

Endpoint Security83
Transport & Reachability100
Schema Quality & AI Usability70
  • AI-judged instruction clarity (excellent).Pass
  • Context-footprint check failed: tool/resource definitions use about 702 tokens (~175/item across 4 items; 4 tools + 0 resources), over budget; trim descriptions and params. See how to fix → Fail
  • Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management100
  • No destabilizing schema changes in the last 30 days.Pass
Tool Coverage100
  • 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
  • 100% of tool parameters carry a description.Pass
  • Structured output schemas are declared (100% of tools); any adoption earns full credit.Pass
Tool Safety75
  • No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.Pass
  • 0 of 1 tool(s) whose name or description implies an irreversible operation declare an MCP destructiveHint annotation; "refund_eligibility" implies "refund" and declares readOnlyHint instead, contradicting what its own name says it does. See how to fix → Fail
  • An AI judge read all 5 captured unit(s) of tool text and found none that tries to manipulate the model reading it.Pass
Capabilities100
  • Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.Pass
Install

How do I install the Decide Policy Notaries MCP server?

Decide Policy Notaries is a hosted endpoint at https://policy.decide.fyi/api/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

remote · policy.decide.fyi

# add to Claude Code
claude mcp add --transport http decidefyi-policy-notaries 'https://policy.decide.fyi/api/mcp'
// .cursor/mcp.json
{
  "mcpServers": {
    "decidefyi-policy-notaries": {
      "url": "https://policy.decide.fyi/api/mcp"
    }
  }
}
// .vscode/mcp.json
{
  "servers": {
    "decidefyi-policy-notaries": {
      "type": "http",
      "url": "https://policy.decide.fyi/api/mcp"
    }
  }
}
# ~/.codex/config.toml
[mcp_servers.decidefyi-policy-notaries]
url = "https://policy.decide.fyi/api/mcp"
// opencode.json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "decidefyi-policy-notaries": {
      "type": "remote",
      "url": "https://policy.decide.fyi/api/mcp",
      "enabled": true
    }
  }
}
# add to OpenClaw
openclaw mcp add decidefyi-policy-notaries --url 'https://policy.decide.fyi/api/mcp' --transport streamable-http
# ~/.hermes/config.yaml
mcp_servers:
  decidefyi-policy-notaries:
    url: "https://policy.decide.fyi/api/mcp"
// ~/.netclaw/config/netclaw.json
{
  "McpServers": {
    "decidefyi-policy-notaries": {
      "Transport": "http",
      "Url": "https://policy.decide.fyi/api/mcp"
    }
  }
}
# add to Vellum
assistant mcp add decidefyi-policy-notaries -t streamable-http -u 'https://policy.decide.fyi/api/mcp'
// mcp.json
{
  "mcpServers": {
    "decidefyi-policy-notaries": {
      "type": "http",
      "url": "https://policy.decide.fyi/api/mcp"
    }
  }
}

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

Changelog

Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.

  • 7 Sept 26 −1
    • Tool “cancellation_penalty” rewrote its description, which is the text the model reads security
    • Schema quality: 149 → 175 functional
    • “cancellation_penalty” added an optional parameter “contract_type” cosmetic
    • “cancellation_penalty” added an optional parameter “product” cosmetic
    • “cancellation_penalty” added an optional parameter “purchase_channel” cosmetic
    • “cancellation_penalty” added an optional parameter “requested_action” cosmetic
    • “cancellation_penalty” reworded the description of “plan” cosmetic
  • 26 Aug 26 −1
    • We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
  • 25 Aug 26 0
    • Stability: 0.97 → pass security
  • 24 Aug 26 +1

    No change was recorded against any check on this day. Stability & Change Management went from 93 to 97. That category is still filling its 30-day observation window: 28 days of observed history at the previous scan, 29 at this one. The score rises as the window fills, whether or not the server changes.

  • 11 Aug 26 0
    • We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
  • 31 Jul 26 0
    • We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
  • 30 Jul 26 0
    • We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
  • 27 Jul 26 0
    • We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
Diagnostics

Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.

Captured 21 Sept 2026 · Probed https://policy.decide.fyi/api/mcp

TLS valid

Negotiated TLS 1.3 with TLS_AES_128_GCM_SHA256 .

Subject Issuer Valid from Valid until Key Signature Serial
CN=decide.fyi CN=WE1,O=Google Trust Services,C=US 2 Sept 2026 1 Dec 2026 ECDSA 256 ECDSA-SHA256 9e5fd9fd1bfcf2af13be914ad4e2c678
SANs: decide.fyi, *.decide.fyi
CN=WE1,O=Google Trust Services,C=US (CA) CN=GTS Root R4,O=Google Trust Services LLC,C=US 13 Dec 2023 20 Feb 2029 ECDSA 256 ECDSA-SHA384 7ff31977972c224a76155d13b6d685e3
CN=GTS Root R4,O=Google Trust Services LLC,C=US (CA) CN=GlobalSign Root CA,OU=Root CA,O=GlobalSign nv-sa,C=BE 15 Nov 2023 28 Jan 2028 ECDSA 384 SHA256-RSA 7fe530bf331343bedd821610493d8a1b

Background: What to check on a remote MCP endpoint →

DNSSEC secure

Validation of policy.decide.fyi. Secure

Zone DS Keys Algorithms Outcome
. trust_anchor 20326, 38696 8, 8 Verified
fyi. present 24340 8 Verified
decide.fyi. present 2371 13 Verified
policy.decide.fyi. Verified address RRset verified with the apex keys
Authentication No authorisation required

The endpoint answered without asking for a token. Anyone who knows the URL can reach it.

Result No authorisation required
HTTP status 200
Header Value
strict-transport-security max-age=63072000
content-security-policy default-src 'self'; script-src 'self' 'unsafe-inline' 'unsafe-eval' https://cdn.jsdelivr.net https://*.clerk.dev https://*.clerk.com https://*.vercel.app https://challenges.cloudflare.com; style-src 'self' 'unsafe-inline' https://fonts.googleapis.com; font-src 'self' https://fonts.gstatic.com data:; img-src 'self' data: https: blob:; connect-src 'self' https://*.clerk.dev https://*.clerk.com https://clerk.decide.fyi https://accounts.decide.fyi https://generativelanguage.googleapis.com; frame-src 'self' https://*.clerk.dev https://*.clerk.com https://challenges.cloudflare.com; frame-ancestors 'none'; base-uri 'self'; form-action 'self';
x-content-type-options nosniff
x-frame-options DENY
referrer-policy strict-origin-when-cross-origin
permissions-policy geolocation=(), microphone=(), camera=(), payment=(), usb=(), magnetometer=(), gyroscope=(), accelerometer=()

Background: How OAuth 2.1 works in the 2026 MCP spec →

Transports 2 probes
Transport URL Outcome Status Location
streamable-http https://policy.decide.fyi/api/mcp Verified 200
http (plaintext) http://policy.decide.fyi/api/mcp HTTPS enforced 308 https://policy.decide.fyi/api/mcp
MCP tools · 4 exposed · ~681 tokens

The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability. A tool's description is untrusted text the model reads on every call, which is what makes this list a security surface and not just an inventory: how tool poisoning works →

Tool Tokens
cancellation_penalty ~213

Check US subscription cancellation terms without executing cancellation. Typeform requires Basic, direct/self-serve platform subscription scope and returns CANCEL_AT_PERIOD_END, not an immediate cancellation or refund. Missing scope or current evidence returns UNKNOWN.

NameTypeReqDescription
billing_cadencestringRequired when the vendor applies different cancellation terms to monthly and annual plans.
contract_typestringRequired for Typeform. Custom and enterprise contracts are not covered.
planstringyesUse 'basic' for Typeform; 'individual' for other supported vendors.
productstringRequired for Typeform. Excludes payments collected from form respondents.
purchase_channelstringRequired for Typeform. Third-party purchases are not covered.
regionstringyesRegion code. Currently only 'US' is supported.
requested_actionstringRequired for Typeform. Checks ending renewal at the paid term end; does not execute it.
vendorstringyesVendor identifier (lowercase, underscore-separated).
NameTypeReqDescription
automation_safeboolean
billing_cadencestring|null
cancellation_confirmedboolean
cancellation_effectivestring
codestringyes
evaluated_atstring
execution_performedboolean
messagestringyes
notice_daysnumber
penaltystring
policystring
policy_evidenceobject
policy_last_checkedstring
policy_last_verified_utcstring
policy_source_notesstring
policy_source_urlstring
policy_versionstring
refundstring
required_contextarray
rulebook_resultobject
rules_versionstring
source_hashstring
vendorstring
verdictstringyes

No examples provided.

refund_eligibility ~138

Evaluate a US consumer subscription refund against versioned source-backed rules. Returns UNKNOWN when required conditions are absent or the vendor requires approval or manual policy review.

NameTypeReqDescription
days_since_purchasenumberyesNumber of days since the subscription was purchased.
planstringyesPlan type. Currently only 'individual' plans are supported.
qualifying_conditions_metbooleanRequired when the vendor policy has source-specific conditions such as first purchase, unused benefits, or an eligible annual plan.
regionstringyesRegion code. Currently only 'US' is supported.
vendorstringyesVendor identifier (lowercase, underscore-separated).
NameTypeReqDescription
automation_safeboolean
codestringyes
days_since_purchasenumber
evaluated_atstring
messagestringyes
policy_evidenceobject
policy_last_checkedstring
policy_last_verified_utcstring
policy_source_notesstring
policy_source_urlstring
policy_versionstring
refundableboolean|null
required_contextarray
rulebook_resultobject
rules_versionstring
source_hashstring
vendorstring
verdictstringyes
window_daysnumber

No examples provided.

return_eligibility ~138

Evaluate whether a US consumer subscription purchase can be reversed under versioned source-backed rules. Returns UNKNOWN when required conditions are absent or manual review is required.

NameTypeReqDescription
days_since_purchasenumberyesNumber of days since the subscription was purchased.
planstringyesPlan type. Currently only 'individual' plans are supported.
qualifying_conditions_metbooleanRequired when the vendor policy has source-specific conditions such as first purchase, unused benefits, or an eligible annual plan.
regionstringyesRegion code. Currently only 'US' is supported.
vendorstringyesVendor identifier (lowercase, underscore-separated).
NameTypeReqDescription
automation_safeboolean
codestringyes
days_since_purchasenumber
evaluated_atstring
messagestringyes
methodstring
policy_evidenceobject
policy_last_checkedstring
policy_last_verified_utcstring
policy_source_notesstring
policy_source_urlstring
policy_versionstring
required_contextarray
return_typestring
return_window_daysnumber
returnableboolean|null
rulebook_resultobject
rules_versionstring
source_hashstring
vendorstring
verdictstringyes

No examples provided.

trial_terms ~192

Evaluate a live US consumer subscription trial offer. Supply observed availability, duration, card, and auto-conversion facts; the tool returns UNKNOWN instead of inferring current offers from static data.

NameTypeReqDescription
observed_auto_convertsbooleanWhether the confirmed live offer converts to a paid subscription after the trial.
observed_card_requiredbooleanWhether the confirmed live offer requires a payment card.
observed_trial_daysintegerTrial duration shown by the confirmed live offer. Required when offer_confirmed is true for a variable offer.
offer_confirmedbooleanFor account- or promotion-specific trials, whether a live offer has been confirmed for this account.
planstringyesPlan type. Currently only 'individual' plans are supported.
regionstringyesRegion code. Currently only 'US' is supported.
vendorstringyesVendor identifier (lowercase, underscore-separated).
NameTypeReqDescription
auto_convertsboolean
automation_safeboolean
card_requiredboolean
codestringyes
evaluated_atstring
messagestringyes
policy_evidenceobject
policy_last_checkedstring
policy_last_verified_utcstring
policy_source_notesstring
policy_source_urlstring
policy_versionstring
required_contextarray
rulebook_resultobject
rules_versionstring
source_hashstring
trial_availableboolean
trial_daysinteger
vendorstring
verdictstringyes

No examples provided.

Common questions

What is the Decide Policy Notaries MCP server?

Decide Policy Notaries is an MCP server listed in the public MCP registry as io.github.decidefyi/policy-notaries. Fail-closed refund, cancellation, return, and trial checks for 100 US subscription vendors. This page covers its hosted endpoint (https://policy.decide.fyi/api/mcp).

Is the Decide Policy Notaries MCP server safe to use?

Decide Policy Notaries scores 86 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

What tools does the Decide Policy Notaries MCP server expose?

Decide Policy Notaries exposes 4 tools: refund_eligibility, cancellation_penalty, return_eligibility, trial_terms. Their descriptions and schemas cost roughly 681 tokens of context every time the server is loaded.

Does the Decide Policy Notaries MCP server require authentication?

No. We connected to Decide Policy Notaries without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.

Is the Decide Policy Notaries MCP server still maintained?

Decide Policy Notaries is still listed as active in the MCP registry. We last reached this channel on 21 September 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.