Rychlá Hypo – Czech mortgages
REMOTE · RYCHLAHYPO.CZ · SCANNED SEP 28
Czech mortgage rates, payment comparison and max loan per bank for 6 major Czech banks.
Available components
How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. How we score → Why this is hard to score →
Endpoint Security80
- The endpoint's TLS certificate is valid, in date, and uses a strong key. View diagnostics → Pass
- No authorisation is required to call this server. Every tool declares its destructiveHint and none is destructive, so open access doesn't expose one. See how to fix → View diagnostics → Partial
- HTTPS is enforced; there's no plaintext access path. View diagnostics → Pass
- The HSTS (Strict-Transport-Security) header is present. View diagnostics → Pass
- DNSSEC check failed: this domain isn't protected by DNSSEC. See how to fix → View diagnostics → Fail
Transport & Reachability100
- Verified streamable-http transport via a live MCP handshake. View diagnostics → Pass
Schema Quality & AI Usability65
- AI-judged instruction clarity (excellent).Pass
- Context-footprint check failed: tool/resource definitions use about 1014 tokens (~253/item across 4 items; 4 tools + 0 resources), over budget; trim descriptions and params. See how to fix → Fail
- Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management3
- Stability observed for 1 of 30 days with no destabilising changes; credit accrues until the full window elapses.Partial
Tool Coverage99
- 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
- 96% of tool parameters carry a description.Partial
Tool Safety100
- No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.Pass
- We read all 4 captured tool definition(s), and no name or description among them implies an irreversible operation.Pass
- An AI judge read all 5 captured unit(s) of tool text and found none that tries to manipulate the model reading it.Pass
Capabilities60
- Spec-recency check failed: implements MCP spec 2025-06-18; the latest is 2026-07-28. See how to fix → Fail
How do I install the Rychlá Hypo – Czech mortgages MCP server?
Rychlá Hypo – Czech mortgages is a hosted endpoint at https://rychlahypo.cz/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.
remote · rychlahypo.cz
claude mcp add --transport http cz-rychlahypo-mortgages 'https://rychlahypo.cz/mcp'
{
"mcpServers": {
"cz-rychlahypo-mortgages": {
"url": "https://rychlahypo.cz/mcp"
}
}
} {
"servers": {
"cz-rychlahypo-mortgages": {
"type": "http",
"url": "https://rychlahypo.cz/mcp"
}
}
} [mcp_servers.cz-rychlahypo-mortgages] url = "https://rychlahypo.cz/mcp"
{
"$schema": "https://opencode.ai/config.json",
"mcp": {
"cz-rychlahypo-mortgages": {
"type": "remote",
"url": "https://rychlahypo.cz/mcp",
"enabled": true
}
}
} openclaw mcp add cz-rychlahypo-mortgages --url 'https://rychlahypo.cz/mcp' --transport streamable-http
mcp_servers:
cz-rychlahypo-mortgages:
url: "https://rychlahypo.cz/mcp" {
"McpServers": {
"cz-rychlahypo-mortgages": {
"Transport": "http",
"Url": "https://rychlahypo.cz/mcp"
}
}
} assistant mcp add cz-rychlahypo-mortgages -t streamable-http -u 'https://rychlahypo.cz/mcp'
{
"mcpServers": {
"cz-rychlahypo-mortgages": {
"type": "http",
"url": "https://rychlahypo.cz/mcp"
}
}
} The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.
Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.
- 28 Sept 26 0
- Stability: unverified → 0.03 ▲ functional
- 27 Sept 26 70
First indexed and scored.
Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.
Captured 28 Sept 2026 · Probed https://rychlahypo.cz/mcp
TLS valid
Negotiated TLS 1.3 with TLS_AES_128_GCM_SHA256 .
| Subject | Issuer | Valid from | Valid until | Key | Signature | Serial |
|---|---|---|---|---|---|---|
| CN=rychlahypo.cz | CN=WE1,O=Google Trust Services,C=US | 17 Aug 2026 | 15 Nov 2026 | ECDSA 256 | ECDSA-SHA256 | b71c9c8bf48351db1336f4485d4599b3 |
| SANs: rychlahypo.cz, *.rychlahypo.cz | ||||||
| CN=WE1,O=Google Trust Services,C=US (CA) | CN=GTS Root R4,O=Google Trust Services LLC,C=US | 13 Dec 2023 | 20 Feb 2029 | ECDSA 256 | ECDSA-SHA384 | 7ff31977972c224a76155d13b6d685e3 |
| CN=GTS Root R4,O=Google Trust Services LLC,C=US (CA) | CN=GlobalSign Root CA,OU=Root CA,O=GlobalSign nv-sa,C=BE | 15 Nov 2023 | 28 Jan 2028 | ECDSA 384 | SHA256-RSA | 7fe530bf331343bedd821610493d8a1b |
Background: What to check on a remote MCP endpoint →
DNSSEC insecure
Validation of rychlahypo.cz. — Not signed
| Zone | DS | Keys | Algorithms | Outcome |
|---|---|---|---|---|
| . | trust_anchor | 20326, 38696 | 8, 8 | Verified |
| cz. | present | 20237 | 13 | Verified |
| rychlahypo.cz. | absent | Unsigned (proven) parent-signed NSEC/NSEC3 proves an unsigned delegation |
Authentication No authorisation required
The endpoint answered without asking for a token. Anyone who knows the URL can reach it.
| Result | No authorisation required |
|---|---|
| HTTP status | 200 |
| Header | Value |
|---|---|
| strict-transport-security | max-age=63072000; includeSubDomains |
| content-security-policy | frame-ancestors 'self' |
| x-content-type-options | nosniff |
| x-frame-options | SAMEORIGIN |
| referrer-policy | strict-origin-when-cross-origin |
Background: How OAuth 2.1 works in the 2026 MCP spec →
Transports 2 probes
| Transport | URL | Outcome | Status | Location |
|---|---|---|---|---|
| streamable-http | https://rychlahypo.cz/mcp | Verified | 200 | |
| http (plaintext) | http://rychlahypo.cz/mcp | HTTPS enforced | 301 | https://rychlahypo.cz/mcp |
The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability. A tool's description is untrusted text the model reads on every call, which is what makes this list a security surface and not just an inventory: how tool poisoning works →
calculate_max_mortgage Kolik mi která banka půjčí ~507
Calculate how much each of 6 Czech banks will lend (or whether a requested amount gets approved) from household income, expenses, debts and property, using each bank's own credit methodology (DSTI, DTI, LTV, living costs, recognition of self-employed, pension, rental and other income). No personal data needed: ages and amounts only.
| Name | Type | Req | Description |
|---|---|---|---|
| alimony_paid | number | – | Monthly alimony paid, CZK. |
| applicants | array | yes | 1–4 applicants (household members who will be borrowers). |
| children | number | – | Number of dependent children (counted as 6–15 years old). For precise living costs send children_ages instead. |
| children_ages | array | – | Ages of dependent children, e.g. [3, 9]. Overrides children. |
| credit_card_limits | number | – | Sum of credit card limits, CZK. |
| existing_debt_balance | number | – | Outstanding principal of all existing loans, CZK (DTI limit). |
| fixation | string | – | Rate fixation period: 1R, 3R, 5R, 7R or 10R (years). Numbers 1/3/5/7/10 are accepted too. |
| housing_cost | number | – | Monthly housing cost that continues after the purchase (e.g. rent), CZK. |
| investment | boolean | – | Buy-to-let / third or further residential property (LTV 70 %, DTI 7). |
| loan_payments | number | – | Monthly payments of all existing loans and leasing, CZK. |
| married | boolean | – | Applicants are spouses with joint property (SJM). |
| overdraft_limits | number | – | Sum of overdraft limits, CZK. |
| own_funds | number | – | Own funds / savings in CZK. |
| property_type | string | – | Flat, house, cooperative flat, land, recreational, commercial. |
| property_value | number | – | Property price in CZK. Without it the result is the income-based maximum only. |
| purpose | string | – | Purpose: purchase, refinancing, construction, renovation, non-purpose (American mortgage), settlement. |
| region | string | – | Prague, other larger town, small municipality (affects living costs). |
| requested_loan | number | – | Specific loan amount to assess (approved yes/no per bank). Omit to get the maximum per bank. |
| term_years | number | – | – |
No output schema declared.
No examples provided.
compare_mortgages Srovnání splátek hypotéky u 6 bank ~210
Compare the monthly payment, interest rate, RPSN (APRC), total cost and interest of a given mortgage amount across 6 Czech banks, sorted from cheapest. Applies each bank's LTV and small-loan surcharges and limits. Use for 'which bank is cheapest for X CZK'.
| Name | Type | Req | Description |
|---|---|---|---|
| all_applicants_under_36 | boolean | – | True if every applicant is younger than 36 (UniCredit waives the 81–90 % LTV surcharge). |
| fixation | string | – | Rate fixation period: 1R, 3R, 5R, 7R or 10R (years). Numbers 1/3/5/7/10 are accepted too. |
| loan_amount | number | yes | Mortgage amount in CZK. |
| property_value | number | – | Property price or valuation in CZK. Used for LTV surcharges and bank LTV limits. Optional. |
| term_years | number | – | Repayment term in years. |
No output schema declared.
No examples provided.
get_advisor_contact Kontakt na hypotečního specialistu ~46
How the user can get a binding assessment and have the mortgage arranged for free by a licensed Czech mortgage intermediary (Rychlá Hypo). Returns phone, e-mail and links.
Input schema present but exposes no named parameters.
No output schema declared.
No examples provided.
get_mortgage_rates Aktuální sazby hypoték 6 bank ~134
Current published mortgage rates of 6 major Czech banks (Česká spořitelna, ČSOB, Komerční banka, UniCredit Bank, Raiffeisenbank, mBank) by fixation period, with LTV surcharges, limits and fees. Source: Rychlá Hypo (rychlahypo.cz), rates verified in the banks' calculators.
| Name | Type | Req | Description |
|---|---|---|---|
| fixation | string | – | Rate fixation period: 1R, 3R, 5R, 7R or 10R (years). Numbers 1/3/5/7/10 are accepted too. |
No output schema declared.
No examples provided.
What is the Rychlá Hypo – Czech mortgages MCP server?
Rychlá Hypo – Czech mortgages is an MCP server listed in the public MCP registry as cz.rychlahypo/mortgages. Czech mortgage rates, payment comparison and max loan per bank for 6 major Czech banks. This page covers its hosted endpoint (https://rychlahypo.cz/mcp).
Is the Rychlá Hypo – Czech mortgages MCP server safe to use?
Rychlá Hypo – Czech mortgages scores 70 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.
What tools does the Rychlá Hypo – Czech mortgages MCP server expose?
Rychlá Hypo – Czech mortgages exposes 4 tools: get_mortgage_rates, compare_mortgages, calculate_max_mortgage, get_advisor_contact. Their descriptions and schemas cost roughly 897 tokens of context every time the server is loaded.
Does the Rychlá Hypo – Czech mortgages MCP server require authentication?
No. We connected to Rychlá Hypo – Czech mortgages without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.
Is the Rychlá Hypo – Czech mortgages MCP server still maintained?
Rychlá Hypo – Czech mortgages is still listed as active in the MCP registry. We last reached this channel on 28 September 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.