SecondAppraisal Total-Loss Intake
REMOTE · SECONDAPPRAISAL.COM · SCANNED SEP 29
Submit a vehicle owner's total loss to SecondAppraisal; preliminary market read; state rules.
Available components
Recent critical change
Authorization (24 Sept 2026). See the changelog before you install this server.
How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. How we score → Why this is hard to score →
Endpoint Security63
- The endpoint's TLS certificate is valid, in date, and uses a strong key. View diagnostics → Pass
- Authorisation check failed: no authorisation is required to call this server, and it exposes a tool marked destructive (submit_total_loss_intake). See how to fix → View diagnostics → Fail
- HTTPS is enforced; there's no plaintext access path. View diagnostics → Pass
- The HSTS (Strict-Transport-Security) header is present. View diagnostics → Pass
- DNSSEC check failed: this domain isn't protected by DNSSEC. See how to fix → View diagnostics → Fail
Transport & Reachability100
- Verified streamable-http transport via a live MCP handshake. View diagnostics → Pass
Schema Quality & AI Usability67
- AI-judged instruction clarity (excellent).Pass
- Context-footprint check failed: tool/resource definitions use about 1005 tokens (~201/item across 5 items; 5 tools + 0 resources), over budget; trim descriptions and params. See how to fix → Fail
- Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management20
- Stability observed for 6 of 30 days with no destabilising changes; credit accrues until the full window elapses.Partial
Tool Coverage93
- 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
- 78% of tool parameters carry a description.Partial
Tool Safety100
- No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.Pass
- We read all 5 captured tool definition(s), and no name or description among them implies an irreversible operation.Pass
- An AI judge read all 6 captured unit(s) of tool text and found none that tries to manipulate the model reading it.Pass
Capabilities60
- Spec-recency check failed: implements MCP spec 2025-06-18; the latest is 2026-07-28. See how to fix → Fail
How do I install the SecondAppraisal Total-Loss Intake MCP server?
SecondAppraisal Total-Loss Intake is a hosted endpoint at https://secondappraisal.com/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.
remote · secondappraisal.com
claude mcp add --transport http com-secondappraisal-total-loss-intake 'https://secondappraisal.com/mcp'
{
"mcpServers": {
"com-secondappraisal-total-loss-intake": {
"url": "https://secondappraisal.com/mcp"
}
}
} {
"servers": {
"com-secondappraisal-total-loss-intake": {
"type": "http",
"url": "https://secondappraisal.com/mcp"
}
}
} [mcp_servers.com-secondappraisal-total-loss-intake] url = "https://secondappraisal.com/mcp"
{
"$schema": "https://opencode.ai/config.json",
"mcp": {
"com-secondappraisal-total-loss-intake": {
"type": "remote",
"url": "https://secondappraisal.com/mcp",
"enabled": true
}
}
} openclaw mcp add com-secondappraisal-total-loss-intake --url 'https://secondappraisal.com/mcp' --transport streamable-http
mcp_servers:
com-secondappraisal-total-loss-intake:
url: "https://secondappraisal.com/mcp" {
"McpServers": {
"com-secondappraisal-total-loss-intake": {
"Transport": "http",
"Url": "https://secondappraisal.com/mcp"
}
}
} assistant mcp add com-secondappraisal-total-loss-intake -t streamable-http -u 'https://secondappraisal.com/mcp'
{
"mcpServers": {
"com-secondappraisal-total-loss-intake": {
"type": "http",
"url": "https://secondappraisal.com/mcp"
}
}
} The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.
Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.
- 29 Sept 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 17 to 20. That category is still filling its 30-day observation window: 5 days of observed history at the previous scan, 6 at this one. The score rises as the window fills, whether or not the server changes.
- 28 Sept 26 0
- We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
- 26 Sept 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 7 to 10. That category is still filling its 30-day observation window: 2 days of observed history at the previous scan, 3 at this one. The score rises as the window fills, whether or not the server changes.
- 25 Sept 26 0
- We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
- 24 Sept 26 −6
- Authorization: partial → fail ▼ critical
- Tool “submit_total_loss_intake” is now declared destructive security
- Stability: unverified → 0.03 ▲ functional
- Server version: 1.0.0 → 1.0.1 functional
- 23 Sept 26 70
First indexed and scored.
Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.
Captured 29 Sept 2026 · Probed https://secondappraisal.com/mcp
TLS valid
Negotiated TLS 1.3 with TLS_AES_128_GCM_SHA256 .
| Subject | Issuer | Valid from | Valid until | Key | Signature | Serial |
|---|---|---|---|---|---|---|
| CN=secondappraisal.com | CN=WE1,O=Google Trust Services,C=US | 4 Sept 2026 | 3 Dec 2026 | ECDSA 256 | ECDSA-SHA256 | 72fb0b8c4eeafa2e13883dcf48c65483 |
| SANs: secondappraisal.com, *.secondappraisal.com | ||||||
| CN=WE1,O=Google Trust Services,C=US (CA) | CN=GTS Root R4,O=Google Trust Services LLC,C=US | 13 Dec 2023 | 20 Feb 2029 | ECDSA 256 | ECDSA-SHA384 | 7ff31977972c224a76155d13b6d685e3 |
| CN=GTS Root R4,O=Google Trust Services LLC,C=US (CA) | CN=GlobalSign Root CA,OU=Root CA,O=GlobalSign nv-sa,C=BE | 15 Nov 2023 | 28 Jan 2028 | ECDSA 384 | SHA256-RSA | 7fe530bf331343bedd821610493d8a1b |
Background: What to check on a remote MCP endpoint →
DNSSEC insecure
Validation of secondappraisal.com. — Not signed
| Zone | DS | Keys | Algorithms | Outcome |
|---|---|---|---|---|
| . | trust_anchor | 20326, 38696 | 8, 8 | Verified |
| com. | present | 19718 | 13 | Verified |
| secondappraisal.com. | absent | Unsigned (proven) parent-signed NSEC/NSEC3 proves an unsigned delegation |
Authentication No authorisation required
The endpoint answered without asking for a token. Anyone who knows the URL can reach it.
| Result | No authorisation required |
|---|---|
| HTTP status | 200 |
| Header | Value |
|---|---|
| strict-transport-security | max-age=63072000; includeSubDomains; preload |
| x-content-type-options | nosniff |
| x-frame-options | SAMEORIGIN |
| referrer-policy | strict-origin-when-cross-origin |
| permissions-policy | camera=(), microphone=(self), geolocation=() |
Background: How OAuth 2.1 works in the 2026 MCP spec →
Transports 2 probes
| Transport | URL | Outcome | Status | Location |
|---|---|---|---|---|
| streamable-http | https://secondappraisal.com/mcp | Verified | 200 | |
| http (plaintext) | http://secondappraisal.com/mcp | HTTPS enforced | 301 | https://secondappraisal.com/mcp |
The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability. A tool's description is untrusted text the model reads on every call, which is what makes this list a security surface and not just an inventory: how tool poisoning works →
get_intake_status Check an intake ~66
Fetch the current receipt for a submitted intake (status, confirm link while still confirmable, preliminary).
| Name | Type | Req | Description |
|---|---|---|---|
| intake_id | string | yes | The `intake_id` from a previous submission. |
| poll_token | string | yes | The `poll_token` returned once on that submission. |
No output schema declared.
No examples provided.
get_preliminary_estimate Preliminary market read ~156
A no-commitment early market read for a vehicle: comparable listing prices near the customer (10th percentile / median / 90th), an odometer-adjusted mid, and the gap vs the insurer's offer. Not an appraisal. Nothing is stored about the customer.
| Name | Type | Req | Description |
|---|---|---|---|
| acv_offer_cents | integer | – | Insurer's offer in cents, to report the gap. |
| make | string | yes | – |
| model | string | yes | – |
| odometer | integer | – | – |
| state | string | – | Two-letter state; used when no zip is given. |
| trim | string | – | – |
| year | integer | yes | – |
| zip | string | – | Preferred; searches comparables near here. |
No output schema declared.
No examples provided.
get_state_total_loss_rules State total-loss rules ~74
State-specific total-loss facts: threshold and method, whether an independent appraiser must be licensed there, whether third-party appraisals are allowed, statute citations, must-know rights, common pitfalls, and the consumer hotline.
| Name | Type | Req | Description |
|---|---|---|---|
| state | string | yes | Two-letter code (TX) or state name (Texas). |
No output schema declared.
No examples provided.
submit_total_loss_intake Submit a total-loss situation ~402
Submit a vehicle owner's total-loss situation to SecondAppraisal on their behalf. Minimum: one of customer.phone / customer.email, your `agent` self-identification, and a `consent.attestation`. Returns a receipt with `customer_confirmation_url` (one tap confirms), a relayable `customer_message`, an optional `preliminary` market read, `contact_policy` (we will email/text a welcome and a person will call to confirm the request came from the customer or their agent), and `pricing` — the consultation is free; if the owner wants more, Appraisal Research is $199 (paid up front, no guarantee) or Appraisal Research + Negotiation is $497 with a $25 discount for customers you send ($472; a card HOLD captured only after the settlement improves by $1,000+, otherwise nothing is charged). The $25 applies to representation only. You may quote `pricing` verbatim; payment always happens on our site by the customer's own click (`checkout` links appear once they have confirmed) — never collect card details. Read `customer_message` to the user verbatim.
| Name | Type | Req | Description |
|---|---|---|---|
| agent | object | yes | Who is calling. Required — an intake without self-identification is refused. |
| consent | object | yes | Consent basis. Attestation wording version 2026-09-16.1. |
| customer | object | yes | The vehicle owner. At least one of email / phone is required; everything else is optional. |
| external_ref | string | – | Your reference id; echoed in every response. |
| idempotency_key | string | – | Any unique string per logical submission; a replay returns the original receipt. |
| loss | object | – | When and where the loss happened. |
| offer | object | – | The insurer's position so far, if any. |
| vehicle | object | – | The vehicle. A VIN (or plate + plate_state) is best; year/make/model works too. |
No output schema declared.
No examples provided.
upload_valuation_report Attach the insurer's valuation report ~139
Attach the insurer's Market Valuation Report (CCC / Mitchell PDF) to a submitted intake. We parse it (vehicle, mileage, offer, insurer, loss date) and refresh the preliminary. Allow up to two minutes.
| Name | Type | Req | Description |
|---|---|---|---|
| file_base64 | string | yes | The PDF bytes, base64-encoded (standard or URL-safe alphabet). Up to 15 MB decoded. |
| file_name | string | yes | Original file name, e.g. valuation-report.pdf. |
| intake_id | string | yes | The `intake_id` from a previous submission. |
| poll_token | string | yes | The `poll_token` returned once on that submission. |
No output schema declared.
No examples provided.
What is the SecondAppraisal Total-Loss Intake MCP server?
SecondAppraisal Total-Loss Intake is an MCP server listed in the public MCP registry as com.secondappraisal/total-loss-intake. Submit a vehicle owner's total loss to SecondAppraisal; preliminary market read; state rules. This page covers its hosted endpoint (https://secondappraisal.com/mcp).
Is the SecondAppraisal Total-Loss Intake MCP server safe to use?
SecondAppraisal Total-Loss Intake scores 66 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.
What tools does the SecondAppraisal Total-Loss Intake MCP server expose?
SecondAppraisal Total-Loss Intake exposes 5 tools: submit_total_loss_intake, get_intake_status, upload_valuation_report, get_preliminary_estimate, get_state_total_loss_rules. Their descriptions and schemas cost roughly 837 tokens of context every time the server is loaded.
Does the SecondAppraisal Total-Loss Intake MCP server require authentication?
No. We connected to SecondAppraisal Total-Loss Intake without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.
Is the SecondAppraisal Total-Loss Intake MCP server still maintained?
SecondAppraisal Total-Loss Intake is still listed as active in the MCP registry. We last reached this channel on 29 September 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.