Numeratica — financial planning calculations
REMOTE · API.NUMERATICA.COM · 2 COMPONENTS · SCANNED AUG 3
Deterministic US financial planning: retirement Monte Carlo, Roth conversion, RMD, tax, IRMAA, SS
Available components
How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. How we score →
Endpoint Security60
- The endpoint's TLS certificate is valid, in date, and uses a strong key. View diagnostics → Pass
- Authorisation not fully verified: no authorisation is required to call this server, and 76 tool(s) never declared a destructiveHint. The MCP spec treats an absent hint as destructive by default, so we cannot call this surface safe. See how to fix → View diagnostics → Unverified
- HTTPS is enforced; there's no plaintext access path. View diagnostics → Pass
- HSTS check failed: the Strict-Transport-Security header is absent. See how to fix → View diagnostics → Fail
- DNSSEC is configured correctly; the domain's records validate against the full chain to the root. View diagnostics → Pass
Transport & Reachability100
- Verified streamable-http transport via a live MCP handshake. View diagnostics → Pass
Schema Quality & AI Usability30
- AI-judged instruction clarity (poor).Fail
- Context-footprint check failed: tool/resource definitions use about 10438 tokens (~137/item across 76 items; 76 tools + 0 resources), over budget; trim descriptions and params. See how to fix → Fail
- Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management23
- Stability observed for 7 of 30 days with no destabilising changes; credit accrues until the full window elapses.Partial
Tool Coverage67
- 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
- 0% of tool parameters carry a description.Fail
Capabilities100
- Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.Pass
Add this component to your MCP client. Where a client-specific snippet is available, pick your client below and copy it straight into your config; otherwise use the connection detail shown.
remote · api.numeratica.com
claude mcp add --transport http com-numeratica-mcp https://api.numeratica.com/mcp
[mcp_servers.com-numeratica-mcp] url = "https://api.numeratica.com/mcp"
{
"$schema": "https://opencode.ai/config.json",
"mcp": {
"com-numeratica-mcp": {
"type": "remote",
"url": "https://api.numeratica.com/mcp",
"enabled": true
}
}
} openclaw mcp add com-numeratica-mcp --url https://api.numeratica.com/mcp --transport streamable-http
mcp_servers:
com-numeratica-mcp:
url: "https://api.numeratica.com/mcp" {
"mcpServers": {
"com-numeratica-mcp": {
"type": "http",
"url": "https://api.numeratica.com/mcp"
}
}
} The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.
Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.
- 2 Aug 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 17 to 20. That category is still filling its 30-day observation window: 5 days of observed history at the previous scan, 6 at this one. The score rises as the window fills, whether or not the server changes.
- 1 Aug 26 +4
- We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
- 31 Jul 26 0
- We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
- 30 Jul 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 7 to 10. That category is still filling its 30-day observation window: 2 days of observed history at the previous scan, 3 at this one. The score rises as the window fills, whether or not the server changes.
- 29 Jul 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 3 to 7. That category is still filling its 30-day observation window: 1 days of observed history at the previous scan, 2 at this one. The score rises as the window fills, whether or not the server changes.
- 28 Jul 26 0
- Stability: unverified → 0.03 ▲ functional
- 27 Jul 26 48
First indexed and scored.
Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.
Captured 3 Aug 2026 · Probed https://api.numeratica.com/mcp
TLS valid
Negotiated TLS 1.3 with TLS_AES_128_GCM_SHA256 .
| Subject | Issuer | Valid from | Valid until | Key | Signature | Serial |
|---|---|---|---|---|---|---|
| CN=api.numeratica.com | CN=WR3,O=Google Trust Services,C=US | 27 Jun 2026 | 25 Sept 2026 | RSA 2048 | SHA256-RSA | 4766f62e1295ea41097b263d09f92498 |
| SANs: api.numeratica.com | ||||||
| CN=WR3,O=Google Trust Services,C=US (CA) | CN=GTS Root R1,O=Google Trust Services LLC,C=US | 13 Dec 2023 | 20 Feb 2029 | RSA 2048 | SHA256-RSA | 7ff005a91568d63abc22861684aa4b5a |
| CN=GTS Root R1,O=Google Trust Services LLC,C=US (CA) | CN=GlobalSign Root CA,OU=Root CA,O=GlobalSign nv-sa,C=BE | 19 Jun 2020 | 28 Jan 2028 | RSA 4096 | SHA256-RSA | 77bd0d6cdb36f91aea210fc4f058d30d |
DNSSEC secure
Validation of api.numeratica.com. — Secure
| Zone | DS | Keys | Algorithms | Outcome |
|---|---|---|---|---|
| . | trust_anchor | 20326, 38696 | 8, 8 | Verified |
| com. | present | 19718 | 13 | Verified |
| numeratica.com. | present | 2371 | 13 | Verified |
| api.numeratica.com. | Verified address RRset verified with the apex keys |
Authentication No authorisation required
The endpoint answered without asking for a token. Anyone who knows the URL can reach it.
| Result | No authorisation required |
|---|---|
| HTTP status | 200 |
| Header | Value |
|---|---|
| x-content-type-options | nosniff |
Transports 2 probes
| Transport | URL | Outcome | Status | Location |
|---|---|---|---|---|
| streamable-http | https://api.numeratica.com/mcp | Verified | 200 | |
| http (plaintext) | http://api.numeratica.com/mcp | HTTPS enforced | 302 | https://api.numeratica.com/mcp |
The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability.
annuity ~146
Annuity. Numeratica POST /v1/annuity — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| age | integer | — | — |
| assumed_rate | number | — | — |
| payout_type | string | — | — |
| period_certain_years | integer | — | — |
| premium | number | — | — |
| second_age | integer | — | — |
| second_sex | string | — | — |
| sex | string | — | — |
| start_age | integer | — | — |
| survivor_pct | number | — | — |
| target_income | number | — | — |
No output schema declared.
No examples provided.
benefits_dependent_care ~126
Benefits dependent care. Numeratica POST /v1/benefits/dependent-care — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| dependent_care_expenses | number | — | — |
| filing_status | string | — | — |
| fsa_contribution_limit | number | — | — |
| marginal_tax_rate | number | — | — |
| ordinary_income | number | — | — |
| qualifying_count | integer | — | — |
| tax_year | integer | — | — |
No output schema declared.
No examples provided.
benefits_health_plan ~130
Benefits health plan. Numeratica POST /v1/benefits/health-plan — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| employer_hsa_seed | number | — | — |
| expected_medical_spend | number | — | — |
| hdhp | object | — | — |
| hsa_contribution | number | — | — |
| marginal_tax_rate | number | — | — |
| ppo | object | — | — |
| ppo_fsa_contribution | number | — | — |
No output schema declared.
No examples provided.
capital_market_assumptions ~86
Capital market assumptions. Numeratica POST /v1/capital-market-assumptions — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| assets | array | — | — |
| correlation | array | — | — |
| default_correlation | number | — | — |
No output schema declared.
No examples provided.
cashflow_npv_irr ~92
Cashflow npv irr. Numeratica POST /v1/cashflow/npv-irr — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| cashflows | array | — | — |
| dated_cashflows | array | — | — |
| rate | number | — | — |
No output schema declared.
No examples provided.
college_savings ~122
College savings. Numeratica POST /v1/college-savings — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| annual_cost_today | number | — | — |
| college_start_age | integer | — | — |
| current_child_age | integer | — | — |
| current_savings | number | — | — |
| expected_return | number | — | — |
| tuition_inflation | number | — | — |
| years_in_college | integer | — | — |
No output schema declared.
No examples provided.
contribution_limits ~152
Contribution limits. Numeratica POST /v1/contribution-limits — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| age | integer | — | — |
| compensation | number | — | — |
| elective_deferral_ytd | number | — | — |
| employer_match_cap_pct | number | — | — |
| employer_match_rate | number | — | — |
| hsa_contribution_ytd | number | — | — |
| hsa_coverage | string | — | — |
| ira_contribution_ytd | number | — | — |
| prior_year_wages | number | — | — |
| tax_year | integer | — | — |
No output schema declared.
No examples provided.
debt_payoff ~80
Debt payoff. Numeratica POST /v1/debt-payoff — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| debts | array | — | — |
| monthly_budget | number | — | — |
| strategy | string | — | — |
No output schema declared.
No examples provided.
debt_vs_invest ~167
Debt vs invest. Numeratica POST /v1/debt-vs-invest — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| annual_fee_rate | number | — | — |
| expected_return | number | — | — |
| extra_monthly | number | — | — |
| horizon_years | integer | — | — |
| interest_deductible | boolean | — | — |
| loan_annual_rate | number | — | — |
| loan_balance | number | — | — |
| loan_minimum_payment | number | — | — |
| marginal_rate | number | — | — |
| num_simulations | integer | — | — |
| return_volatility | number | — | — |
| seed | integer | — | — |
No output schema declared.
No examples provided.
education_529_to_roth ~140
Education 529 to roth. Numeratica POST /v1/education/529-to-roth — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| account_age_years | integer | — | — |
| balance | number | — | — |
| beneficiary_age | integer | — | — |
| beneficiary_earned_income | number | — | — |
| lifetime_rolled_already | number | — | — |
| other_ira_contributions | number | — | — |
| recent_contributions | number | — | — |
| year | integer | — | — |
No output schema declared.
No examples provided.
education_aid_estimate ~239
Education aid estimate. Numeratica POST /v1/education/aid-estimate — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| award_year | integer | — | — |
| cost_of_attendance | number | — | — |
| family_size | integer | — | — |
| parent2_earned_income | number | — | — |
| parent_agi | number | — | — |
| parent_business_farm_worth | number | — | — |
| parent_cash_savings | number | — | — |
| parent_earned_income | number | — | — |
| parent_filing_status | string | — | — |
| parent_income_tax_paid | number | — | — |
| parent_investments_net | number | — | — |
| parent_untaxed_income | number | — | — |
| single_parent | boolean | — | — |
| student_agi | number | — | — |
| student_assets | number | — | — |
| student_earned_income | number | — | — |
| student_income_tax_paid | number | — | — |
| student_untaxed_income | number | — | — |
No output schema declared.
No examples provided.
education_student_loan ~146
Education student loan. Numeratica POST /v1/education/student-loan — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| agi | number | — | — |
| dependents | integer | — | — |
| family_size | integer | — | — |
| guideline_year | integer | — | — |
| interest_rate | number | — | — |
| loan_balance | number | — | — |
| loan_before_2014 | boolean | — | — |
| pursuing_pslf | boolean | — | — |
| standard_term_months | integer | — | — |
| state | string | — | — |
No output schema declared.
No examples provided.
education_student_loan_refi ~102
Education student loan refi. Numeratica POST /v1/education/student-loan-refi — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| discount_rate | number | — | — |
| federal | object | — | — |
| refi_rate | number | — | — |
| refi_term_months | integer | — | — |
No output schema declared.
No examples provided.
equity_comp_espp ~104
Equity comp espp. Numeratica POST /v1/equity-comp/espp — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| discount_pct | number | — | — |
| offering_date_price | number | — | — |
| purchase_date_price | number | — | — |
| sale_price | number | — | — |
| shares | number | — | — |
No output schema declared.
No examples provided.
equity_comp_iso ~130
Equity comp iso. Numeratica POST /v1/equity-comp/iso — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| filing_status | string | — | — |
| fmv_at_exercise | number | — | — |
| ordinary_income | number | — | — |
| other_amt_preference_items | number | — | — |
| sale_price | number | — | — |
| shares | number | — | — |
| strike_price | number | — | — |
| tax_year | integer | — | — |
No output schema declared.
No examples provided.
equity_comp_iso_amt_capacity ~123
Equity comp iso amt capacity. Numeratica POST /v1/equity-comp/iso-amt-capacity — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| filing_status | string | — | — |
| fmv_at_exercise | number | — | — |
| ordinary_income | number | — | — |
| other_amt_preference_items | number | — | — |
| strike_price | number | — | — |
| tax_year | integer | — | — |
No output schema declared.
No examples provided.
equity_comp_iso_schedule ~155
Equity comp iso schedule. Numeratica POST /v1/equity-comp/iso-schedule — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| annual_amt_budget | number | — | — |
| annual_fmv_growth | number | — | — |
| annual_income_growth | number | — | — |
| annual_ordinary_income | number | — | — |
| filing_status | string | — | — |
| fmv_at_start | number | — | — |
| horizon_years | integer | — | — |
| strike_price | number | — | — |
| tax_year | integer | — | — |
| total_shares | number | — | — |
No output schema declared.
No examples provided.
equity_comp_nso ~114
Equity comp nso. Numeratica POST /v1/equity-comp/nso — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| filing_status | string | — | — |
| fmv_at_exercise | number | — | — |
| other_ordinary_income | number | — | — |
| shares | number | — | — |
| strike_price | number | — | — |
| tax_year | integer | — | — |
No output schema declared.
No examples provided.
equity_comp_nua ~147
Equity comp nua. Numeratica POST /v1/equity-comp/nua — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| cost_basis | number | — | — |
| discount_rate | number | — | — |
| filing_status | string | — | — |
| growth_rate | number | — | — |
| ltcg_rate | number | — | — |
| marginal_ordinary_rate | number | — | — |
| market_value | number | — | — |
| sale_price | number | — | — |
| tax_year | integer | — | — |
| years_to_sale | integer | — | — |
No output schema declared.
No examples provided.
equity_comp_rsu ~108
Equity comp rsu. Numeratica POST /v1/equity-comp/rsu — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| filing_status | string | — | — |
| fmv_at_vest | number | — | — |
| other_ordinary_income | number | — | — |
| shares | number | — | — |
| tax_year | integer | — | — |
No output schema declared.
No examples provided.
equity_comp_section_83b ~133
Equity comp section 83b. Numeratica POST /v1/equity-comp/section-83b — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| filing_status | string | — | — |
| fmv_at_grant | number | — | — |
| fmv_at_vest | number | — | — |
| other_ordinary_income | number | — | — |
| price_paid | number | — | — |
| shares | number | — | — |
| tax_year | integer | — | — |
No output schema declared.
No examples provided.
goal_funding ~109
Goal funding. Numeratica POST /v1/goal-funding — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| annual_return | number | — | — |
| contributions_at_beginning | boolean | — | — |
| current_savings | number | — | — |
| periods_per_year | integer | — | — |
| target_amount | number | — | — |
| years | number | — | — |
No output schema declared.
No examples provided.
healthcare_aca_optimize ~172
Healthcare aca optimize. Numeratica POST /v1/healthcare/aca-optimize — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| age | integer | — | — |
| base_income | number | — | — |
| benchmark_annual_premium | number | — | — |
| deferred_balance | number | — | — |
| filing_status | string | — | — |
| household_size | integer | — | — |
| roth_balance | number | — | — |
| spending_need | number | — | — |
| state | string | — | — |
| tax_exempt_interest | number | — | — |
| tax_year | integer | — | — |
| taxable_balance | number | — | — |
| taxable_gain_fraction | number | — | — |
No output schema declared.
No examples provided.
healthcare_costs ~116
Healthcare costs. Numeratica POST /v1/healthcare-costs — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| age | integer | — | — |
| benchmark_annual_premium | number | — | — |
| coverage_year | integer | — | — |
| filing_status | string | — | — |
| household_size | integer | — | — |
| magi | number | — | — |
| state | string | — | — |
No output schema declared.
No examples provided.
inflation_adjust ~86
Inflation adjust. Numeratica POST /v1/inflation-adjust — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| amount | number | — | — |
| annual_rate | number | — | — |
| direction | string | — | — |
| years | integer | — | — |
No output schema declared.
No examples provided.
inherited_ira ~135
Inherited ira. Numeratica POST /v1/inherited-ira — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| account_growth_rate | number | — | — |
| annual_rmd_floor | number | — | — |
| filing_status | string | — | — |
| inherited_balance | number | — | — |
| other_income | number | — | — |
| other_income_schedule | array | — | — |
| target_bracket | number | — | — |
| tax_year | integer | — | — |
| years | integer | — | — |
No output schema declared.
No examples provided.
insurance_disability_needs ~168
Insurance disability needs. Numeratica POST /v1/insurance/disability-needs — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| employer_group_fraction | number | — | — |
| employer_group_monthly_max | number | — | — |
| employer_paid_premium | boolean | — | — |
| essential_monthly_expenses | number | — | — |
| gross_annual_income | number | — | — |
| individual_monthly_benefit | number | — | — |
| marginal_tax_rate | number | — | — |
| ssdi_monthly_benefit | number | — | — |
| ssdi_offsets_group | boolean | — | — |
| target_replacement_fraction | number | — | — |
No output schema declared.
No examples provided.
insurance_life_needs ~198
Insurance life needs. Numeratica POST /v1/insurance/life-needs — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| annual_income | number | — | — |
| debts | number | — | — |
| education_fund | number | — | — |
| effective_tax_rate | number | — | — |
| emergency_fund | number | — | — |
| existing_assets | number | — | — |
| existing_life_insurance | number | — | — |
| final_expenses | number | — | — |
| income_replace_fraction | number | — | — |
| income_replace_years | integer | — | — |
| mortgage_balance | number | — | — |
| real_return | number | — | — |
| self_consumption_fraction | number | — | — |
| survivor_annual_income | number | — | — |
| years_to_retirement | integer | — | — |
No output schema declared.
No examples provided.
insurance_long_term_care ~176
Insurance long term care. Numeratica POST /v1/insurance/long-term-care — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| annual_care_cost_today | number | — | — |
| annual_premium | number | — | — |
| care_cost_inflation | number | — | — |
| care_duration_years | integer | — | — |
| care_start_age | integer | — | — |
| current_age | integer | — | — |
| discount_rate | number | — | — |
| policy_annual_benefit | number | — | — |
| policy_benefit_inflation | number | — | — |
| policy_benefit_years | integer | — | — |
| premium_years | integer | — | — |
No output schema declared.
No examples provided.
ira_eligibility ~149
Ira eligibility. Numeratica POST /v1/ira-eligibility — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| age | integer | — | — |
| compensation | number | — | — |
| covered_by_workplace_plan | boolean | — | — |
| elective_deferral | number | — | — |
| employer_contributions | number | — | — |
| filing_status | string | — | — |
| magi | number | — | — |
| plan_allows_mega_backdoor | boolean | — | — |
| spouse_covered | boolean | — | — |
| tax_year | integer | — | — |
No output schema declared.
No examples provided.
loan_amortization ~103
Loan amortization. Numeratica POST /v1/loan/amortization — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| annual_rate | number | — | — |
| extra_monthly_payment | number | — | — |
| include_schedule | boolean | — | — |
| principal | number | — | — |
| term_months | integer | — | — |
No output schema declared.
No examples provided.
longevity ~105
Longevity. Numeratica POST /v1/longevity — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| age | integer | — | — |
| health_adjustment | number | — | — |
| second_age | integer | — | — |
| second_health_adjustment | number | — | — |
| second_sex | string | — | — |
| sex | string | — | — |
No output schema declared.
No examples provided.
medicare_irmaa ~80
Medicare IRMAA: Part B and Part D income-related monthly adjustment by tier, plus headroom to the next tier. MAGI uses the 2-year lookback; filing_status is single/mfj/mfs.
| Name | Type | Req | Description |
|---|---|---|---|
| filing_status | string | — | — |
| irmaa_year | integer | — | — |
| magi | number | — | — |
No output schema declared.
No examples provided.
medicare_late_enrollment_penalty ~111
Medicare late enrollment penalty. Numeratica POST /v1/medicare/late-enrollment-penalty — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| part_b_months_late | integer | — | — |
| part_d_months_late | integer | — | — |
| projection_years | integer | — | — |
| year | integer | — | — |
No output schema declared.
No examples provided.
mortgage_affordability ~160
Mortgage affordability. Numeratica POST /v1/mortgage/affordability — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| annual_income | number | — | — |
| back_end_dti | number | — | — |
| down_payment | number | — | — |
| front_end_dti | number | — | — |
| hoa_monthly | number | — | — |
| insurance_rate | number | — | — |
| interest_rate | number | — | — |
| monthly_debts | number | — | — |
| pmi_rate | number | — | — |
| property_tax_rate | number | — | — |
| term_months | integer | — | — |
No output schema declared.
No examples provided.
mortgage_points ~100
Mortgage points. Numeratica POST /v1/mortgage/points — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| base_rate | number | — | — |
| buydown_rate | number | — | — |
| loan_amount | number | — | — |
| points | number | — | — |
| term_months | integer | — | — |
No output schema declared.
No examples provided.
mortgage_refinance ~126
Mortgage refinance. Numeratica POST /v1/mortgage/refinance — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| closing_costs | number | — | — |
| current_balance | number | — | — |
| current_rate | number | — | — |
| current_remaining_months | integer | — | — |
| new_rate | number | — | — |
| new_term_months | integer | — | — |
| roll_in_closing_costs | boolean | — | — |
No output schema declared.
No examples provided.
mortgage_rent_vs_buy ~215
Mortgage rent vs buy. Numeratica POST /v1/mortgage/rent-vs-buy — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| closing_cost_rate | number | — | — |
| down_payment | number | — | — |
| hoa_monthly | number | — | — |
| holding_period_months | integer | — | — |
| home_appreciation | number | — | — |
| home_price | number | — | — |
| inflation | number | — | — |
| insurance_rate | number | — | — |
| investment_return | number | — | — |
| loan_term_months | integer | — | — |
| maintenance_rate | number | — | — |
| monthly_rent | number | — | — |
| mortgage_rate | number | — | — |
| property_tax_rate | number | — | — |
| rent_growth | number | — | — |
| renters_insurance_monthly | number | — | — |
| selling_cost_rate | number | — | — |
No output schema declared.
No examples provided.
mortgage_term_comparison ~115
Mortgage term comparison. Numeratica POST /v1/mortgage/term-comparison — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| investment_return | number | — | — |
| loan_amount | number | — | — |
| long_rate | number | — | — |
| long_term_months | integer | — | — |
| short_rate | number | — | — |
| short_term_months | integer | — | — |
No output schema declared.
No examples provided.
pension_lump_sum_vs_annuity ~139
Pension lump sum vs annuity. Numeratica POST /v1/pension/lump-sum-vs-annuity — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| cola_rate | number | — | — |
| current_age | integer | — | — |
| discount_rate | number | — | — |
| end_age | integer | — | — |
| lump_sum_offer | number | — | — |
| monthly_pension | number | — | — |
| survivor_end_age | integer | — | — |
| survivor_pct | number | — | — |
No output schema declared.
No examples provided.
portfolio_glidepath ~160
Portfolio glidepath. Numeratica POST /v1/portfolio/glidepath — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| current_age | integer | — | — |
| end_age | integer | — | — |
| end_equity | number | — | — |
| equity_ceiling | number | — | — |
| equity_floor | number | — | — |
| final_age | integer | — | — |
| final_equity | number | — | — |
| glide_type | string | — | — |
| method | string | — | — |
| retirement_age | integer | — | — |
| rule_base | number | — | — |
| start_equity | number | — | — |
No output schema declared.
No examples provided.
portfolio_rebalance ~98
Portfolio rebalance. Numeratica POST /v1/portfolio/rebalance — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| band | number | — | — |
| holdings | array | — | — |
| new_contribution | number | — | — |
| tax_aware | boolean | — | — |
| withdrawal | number | — | — |
No output schema declared.
No examples provided.
retirement_accumulation_projection ~171
Retirement accumulation projection. Numeratica POST /v1/retirement/accumulation-projection — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| accounts | array | — | — |
| annual_fee_rate | number | — | — |
| current_age | integer | — | — |
| employer_match_limit | number | — | — |
| employer_match_rate | number | — | — |
| escalation_rate | number | — | — |
| expected_return | number | — | — |
| glide_path | array | — | — |
| inflation | number | — | — |
| num_simulations | integer | — | — |
| return_volatility | number | — | — |
| seed | integer | — | — |
| years | integer | — | — |
No output schema declared.
No examples provided.
retirement_backdoor_roth ~154
Retirement backdoor roth. Numeratica POST /v1/retirement/backdoor-roth — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| age | integer | — | — |
| conversion_amount | number | — | — |
| elective_deferrals | number | — | — |
| employer_contributions | number | — | — |
| existing_basis | number | — | — |
| filing_status | string | — | — |
| nondeductible_contribution | number | — | — |
| plan_after_tax_limit | number | — | — |
| pretax_ira_balance | number | — | — |
| tax_year | integer | — | — |
No output schema declared.
No examples provided.
retirement_hsa ~141
Retirement hsa. Numeratica POST /v1/retirement/hsa — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| age | integer | — | — |
| annual_contribution | number | — | — |
| coverage | string | — | — |
| current_balance | number | — | — |
| expected_return | number | — | — |
| marginal_rate | number | — | — |
| months_eligible | integer | — | — |
| tax_year | integer | — | — |
| use_last_month_rule | boolean | — | — |
| years | integer | — | — |
No output schema declared.
No examples provided.
retirement_monte_carlo ~189
Monte Carlo retirement projection: probability of not running out of money over a horizon, with percentile balance bands. Deterministic given a seed (returned in the result).
| Name | Type | Req | Description |
|---|---|---|---|
| annual_contribution | number | — | — |
| annual_fee_rate | number | — | — |
| annual_spending | number | — | — |
| assets | array | — | — |
| correlations | array | — | — |
| current_age | integer | — | — |
| current_balance | number | — | — |
| end_age | integer | — | — |
| expected_return | number | — | — |
| glide_path | array | — | — |
| guaranteed_income | array | — | — |
| inflation | number | — | — |
| num_simulations | integer | — | — |
| rebalance | boolean | — | — |
| retirement_age | integer | — | — |
| return_volatility | number | — | — |
| seed | integer | — | — |
| spending_rule | object | — | — |
No output schema declared.
No examples provided.
retirement_qlac ~126
Retirement qlac. Numeratica POST /v1/retirement/qlac — returns JSON with result_id, engine_version, and a not-advice disclaimer (seed echoed for reproducible Monte Carlo where applicable). See the input schema for the accepted fields.
| Name | Type | Req | Description |
|---|---|---|---|
| account_balance | number | — | — |
| age | integer | — | — |
| assumed_rate | number | — | — |
| birth_year | integer | — | — |
| qlac_premium | number | — | — |
| sex | string | — | — |
| start_age | integer | — | — |
| tax_year | integer | — | — |
No output schema declared.
No examples provided.