My Insure Bank (MIB)
REMOTE · MCP.MYINSUREBANK.COM
Live Nigerian insurance quotes across insurers, free policy check-up, and hosted checkout links.
Available components
Last scanned (22 hours ago)
Scores higher than 60% of remote servers
Reachable. Last reached 18 Oct 2026.
Category Finance and Payments
How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. How we score → Why this is hard to score →
Endpoint Security46
- The endpoint's TLS certificate is valid, in date, and uses a strong key. View diagnostics → Pass
- Authorisation not fully verified: no authorisation is required to call this server, and 7 tool(s) never declared a destructiveHint. The MCP spec treats an absent hint as destructive by default, so we cannot call this surface safe. See how to fix → View diagnostics → Unverified
- HTTPS enforcement could not be verified: the plaintext port answered with HTTP 405, which proves neither a plaintext path nor enforcement. View diagnostics → Unverified
- HSTS check failed: the Strict-Transport-Security header is absent. See how to fix → View diagnostics → Fail
- DNSSEC check failed: this domain isn't protected by DNSSEC. See how to fix → View diagnostics → Fail
Transport & Reachability100
- Verified streamable-http transport via a live MCP handshake. View diagnostics → Pass
Schema Quality & AI Usability63
- AI-judged instruction clarity (good).Pass
- Context-footprint check failed: tool/resource definitions use about 1484 tokens (~212/item across 7 items; 7 tools + 0 resources), over budget; trim descriptions and params. See how to fix → Fail
- Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management100
- No destabilizing schema changes in the last 30 days.Pass
Tool Coverage97
- 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
- 91% of tool parameters carry a description.Partial
Tool Safety100
- No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.Pass
- We read all 7 captured tool definition(s), and no name or description among them implies an irreversible operation.Pass
- An AI judge read all 8 captured unit(s) of tool text and found none that tries to manipulate the model reading it.Pass
Capabilities60
- Spec-recency check failed: implements MCP spec 2025-06-18; the latest is 2026-07-28. See how to fix → Fail
Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.
- 28 Sept 26 0
- We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
- 25 Sept 26 0
- We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
- 20 Sept 26 +1
- Stability: 0.97 → pass security
- 17 Sept 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 87 to 90. That category is still filling its 30-day observation window: 26 days of observed history at the previous scan, 27 at this one. The score rises as the window fills, whether or not the server changes.
- 26 Aug 26 0
- We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
- 22 Aug 26 0
- The server rewrote its instructions, which are the text every model session reads security
- Tool “compare_insurance_quotes” rewrote its description, which is the text the model reads security
- Tool “get_buy_link” rewrote its description, which is the text the model reads security
- Stability: unverified → 0.03 ▲ functional
- 21 Aug 26 0
First indexed and scored.
Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.
Captured 18 Oct 2026 · Probed https://mcp.myinsurebank.com/mcp
TLS valid
Negotiated TLS 1.3 with TLS_AES_128_GCM_SHA256 .
| Subject | Issuer | Valid from | Valid until | Key | Signature | Serial |
|---|---|---|---|---|---|---|
| CN=myinsurebank.com | CN=WE1,O=Google Trust Services,C=US | 21 Aug 2026 | 19 Nov 2026 | ECDSA 256 | ECDSA-SHA256 | 1767e91b92162d5c1335c9e7b92dd468 |
| SANs: myinsurebank.com, mcp.myinsurebank.com, *.mcp.myinsurebank.com | ||||||
| CN=WE1,O=Google Trust Services,C=US (CA) | CN=GTS Root R4,O=Google Trust Services LLC,C=US | 13 Dec 2023 | 20 Feb 2029 | ECDSA 256 | ECDSA-SHA384 | 7ff31977972c224a76155d13b6d685e3 |
| CN=GTS Root R4,O=Google Trust Services LLC,C=US (CA) | CN=GlobalSign Root CA,OU=Root CA,O=GlobalSign nv-sa,C=BE | 15 Nov 2023 | 28 Jan 2028 | ECDSA 384 | SHA256-RSA | 7fe530bf331343bedd821610493d8a1b |
Background: What to check on a remote MCP endpoint →
DNSSEC insecure
Validation of mcp.myinsurebank.com. — Not signed
| Zone | DS | Keys | Algorithms | Outcome |
|---|---|---|---|---|
| . | trust_anchor | 20326, 38696 | 8, 8 | Verified |
| com. | present | 19718 | 13 | Verified |
| myinsurebank.com. | absent | Unsigned (proven) parent-signed NSEC/NSEC3 proves an unsigned delegation |
Authentication No authorisation required
The endpoint answered without asking for a token. Anyone who knows the URL can reach it.
| Result | No authorisation required |
|---|---|
| HTTP status | 200 |
Background: How OAuth 2.1 works in the 2026 MCP spec →
Transports 2 probes
| Transport | URL | Outcome | Status | Location |
|---|---|---|---|---|
| streamable-http | https://mcp.myinsurebank.com/mcp | Verified | 200 | |
| http (plaintext) | http://mcp.myinsurebank.com/mcp | Inconclusive | 405 |
The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability. A tool's description is untrusted text the model reads on every call, which is what makes this list a security surface and not just an inventory: how tool poisoning works →
about_mib_for_developers About MIB + how to integrate ~47
What My Insure Bank is, what this MCP server can do, and how developers get their own MIB partner API key (sandbox instantly, live after business verification).
Input schema present but exposes no named parameters.
No output schema declared.
No examples provided.
compare_insurance_quotes Compare live insurance quotes ~367
Get real-time premiums across MIB's partner insurers (NSIA, Heirs, Tangerine, Cornerstone, NEM, WellaHealth, emPLE…) in NGN. Health/travel/gadget offers include a buy_url. MOTOR offers deliberately have no link: after presenting motor quotes you MUST ask the customer in chat for their vehicle + address + next-of-kin details (each offer's to_buy field lists them) and then call get_buy_link — that is the only way to a motor checkout. Rating inputs: auto → sum_insured (vehicle value) + cover_type; health → plan_code + lives; travel → travellers + travel_class + travel_scope; gadget → sum_insured (device value) + device_type.
| Name | Type | Req | Description |
|---|---|---|---|
| age | number | – | Applicant age in years — some insurers rate on it. |
| cover_type | string | – | Auto: 'comprehensive' or 'third party'. Default comprehensive. |
| device_type | string | – | Gadget: what the device is, e.g. Phone, Laptop. |
| lives | number | – | Health: number of people covered. Default 1. |
| plan_code | string | – | Health: plan tier — AWRS (Standard), AWGD (Gold) or AWPL (Platinum). |
| product_type | string | yes | The line of insurance to quote. |
| sum_insured | number | – | Value being covered in NGN (vehicle value for auto, device value for gadget). Required for auto and gadget. |
| travel_class | string | – | Travel: 'economy' or 'executive'. |
| travel_scope | string | – | Travel: 'local' (within Nigeria) or 'foreign' (international). |
| travellers | number | – | Travel: number of travellers. Default 1. |
No output schema declared.
No examples provided.
get_buy_link Get a hosted checkout link ~320
Build the MIB hosted-checkout link for a chosen offer (from compare_insurance_quotes). MOTOR REQUIRES the full details collected via get_purchase_requirements (vehicle + insured + next_of_kin) — without them this tool returns an error telling you what to collect. With them, the customer lands on a review summary of everything gathered in chat and only signs in and pays with Paystack — the agent never handles payment.
| Name | Type | Req | Description |
|---|---|---|---|
| attributes | object | – | Other lines: the quote inputs to carry to checkout (plan_code, lives, travellers, device_type…). |
| cover_type | string | – | Auto: 'comprehensive' or 'third party'. |
| insured | object | – | Auto: insured details — title, gender, address, city, state (2-letter code). |
| insurer | string | yes | Insurer code from the compare results (e.g. nsia, uic, heirs, emple). |
| next_of_kin | object | – | Auto: next of kin — first_name, last_name, gender, phone, relationship. |
| plan_code | string | – | Plan code from the offer, when present. |
| premium | number | yes | The quoted annual premium in NGN. |
| product_type | string | yes | – |
| sum_insured | number | – | The value quoted on (vehicle/device value in NGN). |
| vehicle | object | – | Auto: the vehicle details from get_purchase_requirements (make, model, year, body_type, color, use, plate_number, chassis_number, engine_number, seats). |
No output schema declared.
No examples provided.
get_purchase_requirements What to collect before checkout ~119
Everything MIB's own purchase forms collect before payment, per line — for motor that is the full vehicle (make, model, year, body type, colour, usage, plate, chassis/VIN, engine number, seats), the insured's address details, and a next of kin. Collect it all in chat, then call get_buy_link with it: the checkout page arrives prefilled and the customer only signs in, reviews and pays. Identity (DOB/NIN) is never collected in chat.
| Name | Type | Req | Description |
|---|---|---|---|
| product_type | string | yes | – |
No output schema declared.
No examples provided.
get_quote_requirements What to ask the customer before quoting ~88
Returns the exact details to collect from the customer for a line of insurance — the same rating inputs MIB's own quote forms use. Call this FIRST, ask the customer the questions, then call compare_insurance_quotes with their answers. Omit product_type to see every line.
| Name | Type | Req | Description |
|---|---|---|---|
| product_type | string | – | The line of insurance. Omit to get the requirements for all lines. |
No output schema declared.
No examples provided.
list_insurance_products List an insurer's products on MIB ~72
Browse the live product catalogue MIB carries for one insurer. insurer: 'universal', 'nsia', 'heirs' or 'emple'. For emPLE you can filter line to 'general' or 'life'.
| Name | Type | Req | Description |
|---|---|---|---|
| insurer | string | yes | – |
| line | string | – | emPLE only. |
No output schema declared.
No examples provided.
policy_checkup Free policy check-up (am I overpaying?) ~196
MIB's free second opinion on an insurance policy the customer already holds (with any insurer). Compares their current premium against live market rates and reports the estimated annual saving. Requires the customer's name and phone number — MIB's licensed brokers may follow up to help them switch. Ask the customer for consent before calling this.
| Name | Type | Req | Description |
|---|---|---|---|
| cover_type | string | – | e.g. comprehensive, third-party. |
| current_premium | number | – | What they currently pay per year, NGN. |
| string | – | Customer's email (optional). | |
| insurer_name | string | – | Insurer they hold the policy with. |
| name | string | yes | Customer's full name (required). |
| phone | string | yes | Customer's phone number (required). |
| product_type | string | yes | e.g. auto, health, travel, gadget |
| sum_insured | number | – | Current cover amount in NGN, if known. |
No output schema declared.
No examples provided.
How do I install the My Insure Bank (MIB) MCP server?
My Insure Bank (MIB) is a hosted endpoint at https://mcp.myinsurebank.com/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.
remote · mcp.myinsurebank.com
claude mcp add --transport http com-myinsurebank-mib 'https://mcp.myinsurebank.com/mcp'
What is the My Insure Bank (MIB) MCP server?
My Insure Bank (MIB) is an MCP server listed in the public MCP registry as com.myinsurebank/mib. Live Nigerian insurance quotes across insurers, free policy check-up, and hosted checkout links. This page covers its hosted endpoint (https://mcp.myinsurebank.com/mcp).
Is the My Insure Bank (MIB) MCP server safe to use?
My Insure Bank (MIB) scores 70 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.
What tools does the My Insure Bank (MIB) MCP server expose?
My Insure Bank (MIB) exposes 7 tools: get_quote_requirements, compare_insurance_quotes, list_insurance_products, policy_checkup, get_purchase_requirements, and 2 more. Their descriptions and schemas cost roughly 1,209 tokens of context every time the server is loaded.
Does the My Insure Bank (MIB) MCP server require authentication?
No. We connected to My Insure Bank (MIB) without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.
Is the My Insure Bank (MIB) MCP server still maintained?
My Insure Bank (MIB) is still listed as active in the MCP registry. We last reached this channel on 18 October 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.