Instilus small-business decision tools
REMOTE · WWW.INSTILUS.COM
Valuation, EBITDA, break-even, margin, rates, acquisition, competitor research, store audit.
Available components
Last scanned (just now)
Scores higher than 58% of remote servers
Reachable. Last reached 18 Oct 2026.
Category Finance and Payments
How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. How we score → Why this is hard to score →
Endpoint Security57
- The endpoint's TLS certificate is valid, in date, and uses a strong key. View diagnostics → Pass
- Authorisation not fully verified: no authorisation is required to call this server, and 8 tool(s) never declared a destructiveHint. The MCP spec treats an absent hint as destructive by default, so we cannot call this surface safe. See how to fix → View diagnostics → Unverified
- HTTPS is enforced; there's no plaintext access path. View diagnostics → Pass
- HSTS check failed: the Strict-Transport-Security header is absent. See how to fix → View diagnostics → Fail
- DNSSEC check failed: this domain isn't protected by DNSSEC. See how to fix → View diagnostics → Fail
Transport & Reachability100
- Verified streamable-http transport via a live MCP handshake. View diagnostics → Pass
Schema Quality & AI Usability75
- AI-judged instruction clarity (excellent).Pass
- Context-footprint check failed: tool/resource definitions use about 1078 tokens (~134/item across 8 items; 8 tools + 0 resources), over budget; trim descriptions and params. See how to fix → Fail
- Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management37
- Stability observed for 11 of 30 days with no destabilising changes; credit accrues until the full window elapses.Partial
Tool Coverage100
- 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
- 100% of tool parameters carry a description.Pass
Tool Safety100
- No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.Pass
- We read all 8 captured tool definition(s), and no name or description among them implies an irreversible operation.Pass
- An AI judge read all 8 captured unit(s) of tool text and found none that tries to manipulate the model reading it.Pass
Capabilities60
- Spec-recency check failed: implements MCP spec 2025-06-18; the latest is 2026-07-28. See how to fix → Fail
Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.
- 18 Oct 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 33 to 37. That category is still filling its 30-day observation window: 10 days of observed history at the previous scan, 11 at this one. The score rises as the window fills, whether or not the server changes.
- 16 Oct 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 27 to 30. That category is still filling its 30-day observation window: 8 days of observed history at the previous scan, 9 at this one. The score rises as the window fills, whether or not the server changes.
- 13 Oct 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 17 to 20. That category is still filling its 30-day observation window: 5 days of observed history at the previous scan, 6 at this one. The score rises as the window fills, whether or not the server changes.
- 12 Oct 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 10 to 17. That category is still filling its 30-day observation window: 3 days of observed history at the previous scan, 5 at this one. The score rises as the window fills, whether or not the server changes.
- 10 Oct 26 +1
- Stability: unverified → 0.10 ▲ functional
- 7 Oct 26 63
First indexed and scored.
Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.
Captured 18 Oct 2026 · Probed https://www.instilus.com/mcp/v1
TLS valid
Negotiated TLS 1.3 with TLS_AES_128_GCM_SHA256 .
| Subject | Issuer | Valid from | Valid until | Key | Signature | Serial |
|---|---|---|---|---|---|---|
| CN=www.instilus.com | CN=YE2,O=Let's Encrypt,C=US | 29 Aug 2026 | 27 Nov 2026 | ECDSA 256 | ECDSA-SHA384 | 55e610100be1ac2db0a17f3226aec5cdee5 |
| SANs: www.instilus.com | ||||||
| CN=YE2,O=Let's Encrypt,C=US (CA) | CN=Root YE,O=ISRG,C=US | 3 Sept 2025 | 2 Sept 2028 | ECDSA 384 | ECDSA-SHA384 | 4df3b15dd6c0784c507cd37b58e6f115 |
| CN=Root YE,O=ISRG,C=US (CA) | CN=ISRG Root X2,O=Internet Security Research Group,C=US | 13 May 2026 | 2 Sept 2032 | ECDSA 384 | ECDSA-SHA384 | 872165fc34b6e5fba8add5b3705fb53a |
| CN=ISRG Root X2,O=Internet Security Research Group,C=US (CA) | CN=ISRG Root X1,O=Internet Security Research Group,C=US | 13 May 2026 | 2 Sept 2032 | ECDSA 384 | SHA256-RSA | 6c8f1dc727c7117f7baf853ac980f9cd |
Background: What to check on a remote MCP endpoint →
DNSSEC insecure
Validation of www.instilus.com. — Not signed
| Zone | DS | Keys | Algorithms | Outcome |
|---|---|---|---|---|
| . | trust_anchor | 20326, 38696 | 8, 8 | Verified |
| com. | present | 19718 | 13 | Verified |
| instilus.com. | absent | Unsigned (proven) parent-signed NSEC/NSEC3 proves an unsigned delegation |
Authentication No authorisation required
The endpoint answered without asking for a token. Anyone who knows the URL can reach it.
| Result | No authorisation required |
|---|---|
| HTTP status | 200 |
Background: How OAuth 2.1 works in the 2026 MCP spec →
Transports 2 probes
| Transport | URL | Outcome | Status | Location |
|---|---|---|---|---|
| streamable-http | https://www.instilus.com/mcp/v1 | Verified | 200 | |
| http (plaintext) | http://www.instilus.com/mcp/v1 | HTTPS enforced | 301 | https://www.instilus.com/mcp/v1 |
The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability. A tool's description is untrusted text the model reads on every call, which is what makes this list a security surface and not just an inventory: how tool poisoning works →
forge_acquisition_affordability ~132
Check whether a business being bought can pay for its own purchase out of profit, and what happens if it underperforms. Answers "can I afford to buy this business?" from asking price, deposit, loan terms and the annual profit of the business being bought.
| Name | Type | Req | Description |
|---|---|---|---|
| annualProfit | number | yes | Annual profit of the business being bought, before financing. |
| askingPrice | number | yes | The asking price. |
| deposit | number | yes | Cash paid up front. |
| interestRatePercent | number | yes | Annual interest rate on the borrowed balance. |
| loanYears | number | yes | Years to repay. |
No output schema declared.
No examples provided.
forge_break_even ~132
Work out how many sales a month a business needs to cover its costs, and how many to hit a target profit. Answers "what is my break-even point?" from fixed monthly costs, price per sale and variable cost per sale.
| Name | Type | Req | Description |
|---|---|---|---|
| fixedCostsPerMonth | number | yes | Monthly fixed costs: rent, salaries, software, anything paid whether or not you sell. |
| pricePerSale | number | yes | What one sale brings in. |
| targetProfitPerMonth | number | – | Monthly profit to aim past break-even. Optional. |
| variableCostPerSale | number | yes | What one sale costs to deliver. |
No output schema declared.
No examples provided.
forge_business_valuation_estimate ~162
Estimate what a small business is worth using Normalised EBITDA and typical small-business earnings multiples. Answers "how much is my business worth?" from real figures — revenue, cost of goods sold, operating expenses, owner pay and a fair-market salary for the owner role — rather than a generic rule of thumb. Produces an indicative enterprise value range, not a professional appraisal.
| Name | Type | Req | Description |
|---|---|---|---|
| annualRevenue | number | yes | Annual revenue. |
| costOfGoodsSold | number | yes | Annual cost of goods sold. |
| fairMarketSalary | number | yes | What it would cost to hire someone to do the owner role. |
| operatingExpenses | number | yes | Annual operating expenses, excluding owner pay. |
| ownerPay | number | yes | Total owner compensation taken from the business. |
No output schema declared.
No examples provided.
forge_competitor_research_method ~138
The method for researching competitors or a market before committing money, and what each finding is worth. Answers "how do I do a competitor analysis?", "how do I research a market before entering it?" and "what will an investor ask me about competitors?" — returns the steps, the six things a competitor publicly reveals, and how to turn a finding into a decision rather than a grid.
| Name | Type | Req | Description |
|---|---|---|---|
| competitorCount | number | – | How many competitors are being considered. Optional. |
| question | string | yes | Which decision this is for: researching competitors, deciding whether to enter a market, or answering the competition question in a raise. |
No output schema declared.
No examples provided.
forge_ebitda ~144
Calculate EBITDA and adjusted EBITDA for a small business. Answers "what is my EBITDA?" and "what is my adjusted EBITDA after add-backs?" from real figures — revenue, cost of goods sold, operating expenses, and add-backs such as owner pay above a market salary, one-off costs and personal expenses run through the business.
| Name | Type | Req | Description |
|---|---|---|---|
| addBacks | number | – | Total add-backs: owner pay above market, one-offs, personal expenses. Optional. |
| annualRevenue | number | yes | Annual revenue. |
| costOfGoodsSold | number | yes | Annual cost of goods sold. |
| operatingExpenses | number | yes | Annual operating expenses, including owner pay. |
No output schema declared.
No examples provided.
forge_freelance_rate ~140
Work out the hourly or day rate a freelancer or consultant needs to charge, once unbillable time is accounted for. Answers "what should I charge per hour?" from target annual income, business costs, working weeks and realistic billable hours.
| Name | Type | Req | Description |
|---|---|---|---|
| annualBusinessCosts | number | – | Annual business costs: software, insurance, accountant, equipment. |
| billableHoursPerWeek | number | yes | Hours a week genuinely billed, not hours worked. |
| targetAnnualIncome | number | yes | What you want to earn in a year, before tax. |
| workingWeeksPerYear | number | yes | Weeks worked a year, after holiday and illness. |
No output schema declared.
No examples provided.
forge_profit_margin ~113
Convert between profit margin and markup, and work out the price a target margin requires. Answers "what is my profit margin?", "what is the difference between margin and markup?" and "what should I charge for a 40% margin?" from cost and price.
| Name | Type | Req | Description |
|---|---|---|---|
| cost | number | yes | What the item costs you. |
| price | number | – | What you sell it for. Optional if targetMarginPercent is given. |
| targetMarginPercent | number | – | The margin you want, as a percentage. Optional. |
No output schema declared.
No examples provided.
forge_shopify_store_audit ~117
Audit a real Shopify store from its public pages and score it out of 100 for speed, SEO, trust and product pages. Answers "why is my Shopify store not converting?", "how fast is my store?" and "what should I fix on my Shopify store first?" — reads only what a shopper can see, needs no login or app install, and returns the fixes in the order worth doing them.
| Name | Type | Req | Description |
|---|---|---|---|
| domain | string | yes | The storefront address, for example mystore.com or mystore.myshopify.com. |
No output schema declared.
No examples provided.
How do I install the Instilus small-business decision tools MCP server?
Instilus small-business decision tools is a hosted endpoint at https://www.instilus.com/mcp/v1, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.
remote · www.instilus.com
claude mcp add --transport http com-instilus-www-business-tools 'https://www.instilus.com/mcp/v1'
What is the Instilus small-business decision tools MCP server?
Instilus small-business decision tools is an MCP server listed in the public MCP registry as com.instilus.www/business-tools. Valuation, EBITDA, break-even, margin, rates, acquisition, competitor research, store audit. This page covers its hosted endpoint (https://www.instilus.com/mcp/v1).
Is the Instilus small-business decision tools MCP server safe to use?
Instilus small-business decision tools scores 68 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.
What tools does the Instilus small-business decision tools MCP server expose?
Instilus small-business decision tools exposes 8 tools: forge_business_valuation_estimate, forge_ebitda, forge_break_even, forge_profit_margin, forge_freelance_rate, and 3 more. Their descriptions and schemas cost roughly 1,078 tokens of context every time the server is loaded.
Does the Instilus small-business decision tools MCP server require authentication?
No. We connected to Instilus small-business decision tools without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.
Is the Instilus small-business decision tools MCP server still maintained?
Instilus small-business decision tools is still listed as active in the MCP registry. We last reached this channel on 18 October 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.