IndiaInsurances
REMOTE · INDIAINSURANCES.COM
Every Indian insurance policy, clause by clause, with verbatim quotes. Free, no API key.
Available components
Last scanned (22 hours ago)
Scores higher than 46% of remote servers
Reachable. Last reached 18 Oct 2026.
Category Finance and Payments
How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. How we score → Why this is hard to score →
Endpoint Security63
- The endpoint's TLS certificate is valid, in date, and uses a strong key. View diagnostics → Pass
- Authorisation not fully verified: no authorisation is required to call this server, and 11 tool(s) never declared a destructiveHint. The MCP spec treats an absent hint as destructive by default, so we cannot call this surface safe. See how to fix → View diagnostics → Unverified
- HTTPS is enforced; there's no plaintext access path. View diagnostics → Pass
- The HSTS (Strict-Transport-Security) header is present. View diagnostics → Pass
- DNSSEC check failed: this domain isn't protected by DNSSEC. See how to fix → View diagnostics → Fail
Transport & Reachability100
- Verified streamable-http transport via a live MCP handshake. View diagnostics → Pass
Schema Quality & AI Usability72
- AI-judged instruction clarity (good).Pass
- Tool/resource definitions use about 1068 tokens (~97/item across 11 items; 11 tools + 0 resources), lean.Pass
- Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management3
- Stability observed for 1 of 30 days with no destabilising changes; credit accrues until the full window elapses.Partial
Tool Coverage90
- 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
- 71% of tool parameters carry a description.Partial
Tool Safety100
- No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.Pass
- We read all 11 captured tool definition(s), and no name or description among them implies an irreversible operation.Pass
- An AI judge read all 12 captured unit(s) of tool text and found none that tries to manipulate the model reading it.Pass
Capabilities60
- Spec-recency check failed: implements MCP spec 2025-06-18; the latest is 2026-07-28. See how to fix → Fail
Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.
- 18 Oct 26 0
- Stability: unverified → 0.03 ▲ functional
- 17 Oct 26 64
First indexed and scored.
Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.
Captured 18 Oct 2026 · Probed https://indiainsurances.com/mcp
TLS valid
Negotiated TLS 1.3 with TLS_AES_128_GCM_SHA256 .
| Subject | Issuer | Valid from | Valid until | Key | Signature | Serial |
|---|---|---|---|---|---|---|
| CN=indiainsurances.com | CN=YE1,O=Let's Encrypt,C=US | 15 Oct 2026 | 13 Jan 2027 | ECDSA 256 | ECDSA-SHA384 | 55295279469d82a85f7d38a1bed170c7478 |
| SANs: *.indiainsurances.com, indiainsurances.com | ||||||
| CN=YE1,O=Let's Encrypt,C=US (CA) | CN=Root YE,O=ISRG,C=US | 3 Sept 2025 | 2 Sept 2028 | ECDSA 384 | ECDSA-SHA384 | 5ddd70dd31f801c85c186a7a04b80afe |
| CN=Root YE,O=ISRG,C=US (CA) | CN=ISRG Root X2,O=Internet Security Research Group,C=US | 13 May 2026 | 2 Sept 2032 | ECDSA 384 | ECDSA-SHA384 | 872165fc34b6e5fba8add5b3705fb53a |
| CN=ISRG Root X2,O=Internet Security Research Group,C=US (CA) | CN=ISRG Root X1,O=Internet Security Research Group,C=US | 13 May 2026 | 2 Sept 2032 | ECDSA 384 | SHA256-RSA | 6c8f1dc727c7117f7baf853ac980f9cd |
Background: What to check on a remote MCP endpoint →
DNSSEC insecure
Validation of indiainsurances.com. — Not signed
| Zone | DS | Keys | Algorithms | Outcome |
|---|---|---|---|---|
| . | trust_anchor | 20326, 38696 | 8, 8 | Verified |
| com. | present | 19718 | 13 | Verified |
| indiainsurances.com. | absent | Unsigned (proven) parent-signed NSEC/NSEC3 proves an unsigned delegation |
Authentication No authorisation required
The endpoint answered without asking for a token. Anyone who knows the URL can reach it.
| Result | No authorisation required |
|---|---|
| HTTP status | 200 |
| Header | Value |
|---|---|
| strict-transport-security | max-age=31536000 |
| x-content-type-options | nosniff |
| x-frame-options | SAMEORIGIN |
| referrer-policy | strict-origin-when-cross-origin |
| permissions-policy | camera=(), microphone=(), geolocation=(), interest-cohort=() |
Background: How OAuth 2.1 works in the 2026 MCP spec →
Transports 2 probes
| Transport | URL | Outcome | Status | Location |
|---|---|---|---|---|
| streamable-http | https://indiainsurances.com/mcp | Verified | 200 | |
| http (plaintext) | http://indiainsurances.com/mcp | HTTPS enforced | 301 | https://indiainsurances.com/mcp |
The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability. A tool's description is untrusted text the model reads on every call, which is what makes this list a security surface and not just an inventory: how tool poisoning works →
about_dataset ~35
What IndiaInsurances holds: counts of insurers, products, products read clause by clause, documents and facts, and the data date.
Input schema present but exposes no named parameters.
No output schema declared.
No examples provided.
compare_policies ~57
Two to four products side by side on the same fields, with differences flagged and each value sourced. Products of the same category compare best. Nothing is scored: explain the trade-offs to the user.
| Name | Type | Req | Description |
|---|---|---|---|
| uins | array | yes | – |
No output schema declared.
No examples provided.
get_insurer ~57
An insurer by slug (or all insurers without one): registration, type, claim and complaint record by year with source, claim and grievance contacts, and its products.
| Name | Type | Req | Description |
|---|---|---|---|
| slug | string | – | Insurer slug; omit for the list |
No output schema declared.
No examples provided.
get_policy ~111
Everything about one product by UIN: each fact read from its documents (waiting periods, limits, co-pay, exclusions, claims, renewal rights...) with the verbatim quote, the clause and page it came from, its check status, and the law behind it; plus its documents, versions, where to buy and where to claim. status "not-stated" means the documents do not say: never fill it from memory.
| Name | Type | Req | Description |
|---|---|---|---|
| uin | string | yes | IRDAI UIN of the product |
No output schema declared.
No examples provided.
get_policy_clause ~46
The exact text of one clause by clause_id (from get_policy sources or search_policy_text), with its pages and the product it belongs to.
| Name | Type | Req | Description |
|---|---|---|---|
| clause_id | integer | yes | – |
No output schema declared.
No examples provided.
list_categories ~65
The types of insurance (health, critical illness, term life, ULIP, motor, home, travel...) with slugs and product counts. With category, the fields read for that type and what each means.
| Name | Type | Req | Description |
|---|---|---|---|
| category | string | – | Category slug, to get its fields |
No output schema declared.
No examples provided.
report_correction ~85
Tell IndiaInsurances a fact is wrong or outdated, with evidence (document and page) if possible. Ask the user before sending anything they wrote.
| Name | Type | Req | Description |
|---|---|---|---|
| evidence | string | – | Where the right answer is written |
| key | string | – | Fact key from get_policy |
| message | string | yes | What is wrong |
| uin | string | – | Product UIN |
No output schema declared.
No examples provided.
request_help ~148
Put the user on IndiaInsurances' free help list for buying, porting, a claim or a policy review. ASK THE USER FIRST and set consent true only if they agree to be contacted. Not a sale; details are not passed to anyone.
| Name | Type | Req | Description |
|---|---|---|---|
| city | string | – | City |
| consent | boolean | yes | – |
| string | – | User's e-mail | |
| message | string | – | What they need, in a sentence or two. No medical records. |
| name | string | – | User's name |
| need | string | yes | – |
| phone | string | – | User's phone |
| uin | string | – | Product UIN, if about one product |
No output schema declared.
No examples provided.
search_insurance_law ~87
Indian insurance law: the Insurance Act, IRDAI regulations and master circulars, ombudsman rules. Without slug, a list (filter with q); with slug, the instrument with its sections and plain-language notes.
| Name | Type | Req | Description |
|---|---|---|---|
| q | string | – | Words, e.g. moratorium, free look, grievance |
| slug | string | – | Instrument slug from the list |
No output schema declared.
No examples provided.
search_policies ~148
Find Indian insurance products by words in the name, insurer (slug), type of insurance (category slug from list_categories), line (life, health, general) or status (active, withdrawn). A UIN in q returns that product. Start here when you only have a name.
| Name | Type | Req | Description |
|---|---|---|---|
| category | string | – | Category slug, e.g. health-indemnity, term-life, motor-car |
| insurer | string | – | Insurer slug from get_insurer or the results |
| limit | integer | – | – |
| line | string | – | – |
| offset | integer | – | – |
| q | string | – | Product name words or a UIN |
| status | string | – | – |
No output schema declared.
No examples provided.
search_policy_text ~81
Full-text search inside one product's documents (wording, prospectus, CIS) for words like 'cataract', 'air ambulance', 'suicide'. Returns matching clauses with page and link. Use when get_policy does not cover the question.
| Name | Type | Req | Description |
|---|---|---|---|
| q | string | yes | Words to find |
| uin | string | yes | Product UIN |
No output schema declared.
No examples provided.
How do I install the IndiaInsurances MCP server?
IndiaInsurances is a hosted endpoint at https://indiainsurances.com/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.
remote · indiainsurances.com
claude mcp add --transport http com-indiainsurances-mcp 'https://indiainsurances.com/mcp'
What is the IndiaInsurances MCP server?
IndiaInsurances is an MCP server listed in the public MCP registry as com.indiainsurances/mcp. Every Indian insurance policy, clause by clause, with verbatim quotes. Free, no API key. This page covers its hosted endpoint (https://indiainsurances.com/mcp).
Is the IndiaInsurances MCP server safe to use?
IndiaInsurances scores 64 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.
What tools does the IndiaInsurances MCP server expose?
IndiaInsurances exposes 11 tools: search_policies, get_policy, search_policy_text, get_policy_clause, compare_policies, and 6 more. Their descriptions and schemas cost roughly 920 tokens of context every time the server is loaded.
Does the IndiaInsurances MCP server require authentication?
No. We connected to IndiaInsurances without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.
Is the IndiaInsurances MCP server still maintained?
IndiaInsurances is still listed as active in the MCP registry. We last reached this channel on 18 October 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.