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DiscoverSeniorBenefits

REMOTE · MCP.DISCOVERSENIORBENEFITS.COM · SCANNED OCT 1

Find US senior benefits by ZIP and check eligibility via deterministic rules citing .gov sources.

+4 this week 81 Trust /100
Trust breakdown (7 categories)

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. How we score → Why this is hard to score →

Endpoint Security74
Transport & Reachability100
Schema Quality & AI Usability64
  • AI-judged instruction clarity (good).Pass
  • Context-footprint check failed: tool/resource definitions use about 695 tokens (~231/item across 3 items; 3 tools + 0 resources), over budget; trim descriptions and params. See how to fix → Fail
  • Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management87
  • Stability observed for 26 of 30 days with no destabilising changes; credit accrues until the full window elapses.Partial
Tool Coverage92
  • 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
  • 75% of tool parameters carry a description.Partial
Tool Safety100
  • No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.Pass
  • We read all 3 captured tool definition(s), and no name or description among them implies an irreversible operation.Pass
  • An AI judge read all 4 captured unit(s) of tool text and found none that tries to manipulate the model reading it.Pass
Capabilities100
  • Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.Pass
Install

How do I install the DiscoverSeniorBenefits MCP server?

DiscoverSeniorBenefits is a hosted endpoint at https://mcp.discoverseniorbenefits.com/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

remote · mcp.discoverseniorbenefits.com

# add to Claude Code
claude mcp add --transport http com-discoverseniorbenefits-benefits 'https://mcp.discoverseniorbenefits.com/mcp'
// .cursor/mcp.json
{
  "mcpServers": {
    "com-discoverseniorbenefits-benefits": {
      "url": "https://mcp.discoverseniorbenefits.com/mcp"
    }
  }
}
// .vscode/mcp.json
{
  "servers": {
    "com-discoverseniorbenefits-benefits": {
      "type": "http",
      "url": "https://mcp.discoverseniorbenefits.com/mcp"
    }
  }
}
# ~/.codex/config.toml
[mcp_servers.com-discoverseniorbenefits-benefits]
url = "https://mcp.discoverseniorbenefits.com/mcp"
// opencode.json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "com-discoverseniorbenefits-benefits": {
      "type": "remote",
      "url": "https://mcp.discoverseniorbenefits.com/mcp",
      "enabled": true
    }
  }
}
# add to OpenClaw
openclaw mcp add com-discoverseniorbenefits-benefits --url 'https://mcp.discoverseniorbenefits.com/mcp' --transport streamable-http
# ~/.hermes/config.yaml
mcp_servers:
  com-discoverseniorbenefits-benefits:
    url: "https://mcp.discoverseniorbenefits.com/mcp"
// ~/.netclaw/config/netclaw.json
{
  "McpServers": {
    "com-discoverseniorbenefits-benefits": {
      "Transport": "http",
      "Url": "https://mcp.discoverseniorbenefits.com/mcp"
    }
  }
}
# add to Vellum
assistant mcp add com-discoverseniorbenefits-benefits -t streamable-http -u 'https://mcp.discoverseniorbenefits.com/mcp'
// mcp.json
{
  "mcpServers": {
    "com-discoverseniorbenefits-benefits": {
      "type": "http",
      "url": "https://mcp.discoverseniorbenefits.com/mcp"
    }
  }
}

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

Changelog

Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.

  • 1 Oct 26 +1
    • Server version: 0.1.0+08f61642fd17 → 0.1.0+848c01b02cfa functional
  • 30 Sept 26 0
    • Server version: 0.1.0+19f162ee708b → 0.1.0+08f61642fd17 functional
  • 29 Sept 26 +1
    • Server version: 0.1.0+7764361aa667 → 0.1.0+19f162ee708b functional
  • 28 Sept 26 0
    • We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
  • 27 Sept 26 +1
    • Server version: 0.1.0+ae6eec244fda → 0.1.0+8ea6212f3f62 functional
  • 26 Sept 26 0
    • Server version: 0.1.0+53354966ef9c → 0.1.0+ae6eec244fda functional
  • 25 Sept 26 +1
    • We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
  • 24 Sept 26 0
    • Server version: 0.1.0+0c8ecbd680e0 → 0.1.0+bbfa445b7d88 functional
Diagnostics

Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.

Captured 1 Oct 2026 · Probed https://mcp.discoverseniorbenefits.com/mcp

TLS valid

Negotiated TLS 1.3 with TLS_AES_128_GCM_SHA256 .

Subject Issuer Valid from Valid until Key Signature Serial
CN=mcp.discoverseniorbenefits.com CN=YE2,O=Let's Encrypt,C=US 5 Sept 2026 4 Dec 2026 ECDSA 256 ECDSA-SHA384 6cdab6353a8902bc20c588271ea56ddfc2e
SANs: mcp.discoverseniorbenefits.com
CN=YE2,O=Let's Encrypt,C=US (CA) CN=Root YE,O=ISRG,C=US 3 Sept 2025 2 Sept 2028 ECDSA 384 ECDSA-SHA384 4df3b15dd6c0784c507cd37b58e6f115
CN=Root YE,O=ISRG,C=US (CA) CN=ISRG Root X2,O=Internet Security Research Group,C=US 13 May 2026 2 Sept 2032 ECDSA 384 ECDSA-SHA384 872165fc34b6e5fba8add5b3705fb53a
CN=ISRG Root X2,O=Internet Security Research Group,C=US (CA) CN=ISRG Root X1,O=Internet Security Research Group,C=US 13 May 2026 2 Sept 2032 ECDSA 384 SHA256-RSA 6c8f1dc727c7117f7baf853ac980f9cd

Background: What to check on a remote MCP endpoint →

DNSSEC insecure

Validation of mcp.discoverseniorbenefits.com. — Not signed

Zone DS Keys Algorithms Outcome
. trust_anchor 20326, 38696 8, 8 Verified
com. present 19718 13 Verified
discoverseniorbenefits.com. absent Unsigned (proven) parent-signed NSEC/NSEC3 proves an unsigned delegation
Authentication No authorisation required

The endpoint answered without asking for a token. Anyone who knows the URL can reach it.

Result No authorisation required
HTTP status 200

Background: How OAuth 2.1 works in the 2026 MCP spec →

Transports 2 probes
Transport URL Outcome Status Location
streamable-http https://mcp.discoverseniorbenefits.com/mcp Verified 200
http (plaintext) http://mcp.discoverseniorbenefits.com/mcp HTTPS enforced 301 https://mcp.discoverseniorbenefits.com/mcp
MCP tools · 3 exposed · ~593 tokens

The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability. A tool's description is untrusted text the model reads on every call, which is what makes this list a security surface and not just an inventory: how tool poisoning works →

Tool Tokens
find_programs_by_zip ~133

List the federal, state, and county senior-benefit programs that apply where a person lives, from their 5-digit ZIP code. Each program includes its cited government source URL, a last-verified date, and an apply-guide link on discoverseniorbenefits.com. Optionally filter by jurisdiction level or category keyword.

NameTypeReqDescription
categorystring–Case-insensitive keyword matched against each program's category (e.g. 'food', 'property tax', 'utilities').
levelstring–Only return programs at this jurisdiction level.
zipstringyes5-digit US ZIP code.

No output schema declared.

No examples provided.

get_program_details ~101

Full public details for one program by its id (ids come from find_programs_by_zip or run_eligibility_scan): description, cited government source, how to apply, documents required, and the apply-guide link on discoverseniorbenefits.com.

NameTypeReqDescription
program_idstringyesProgram id, e.g. 'fed.msp.qmb'.
statestring–2-letter state code; resolves state-specific application channels for federal programs.

No output schema declared.

No examples provided.

run_eligibility_scan ~359

Check which senior-benefit programs a person likely qualifies for, using a deterministic rule engine tied to cited .gov sources — no AI guessing. Only age and zip_code are required; every extra field provided turns needs-more-info programs into definite answers. Include marital_status whenever known — many programs' income limits depend on it, so it resolves far more programs than most fields. The full guided check at https://discoverseniorbenefits.com/scan covers additional signals.

NameTypeReqDescription
ageintegeryesAge of the person the check is for.
disability_statusboolean––
has_cognitive_impairmentboolean–Memory loss, dementia, or a cognitive condition affecting daily judgment.
homeownershipstring––
household_income_annualinteger–Approximate annual household income in dollars.
household_sizeinteger––
is_blindboolean––
is_us_citizenboolean––
marital_statusstring–High-leverage: several income limits are set per single vs. couple, so those programs stay needs-more-info until this is provided.
needs_personal_care_assistanceboolean–Needs regular help with daily activities (bathing, meals, mobility).
resources_estimateinteger–Approximate countable savings/assets in dollars.
va_disability_ratinginteger–VA disability rating (lower bound of the bucket).
veteran_statusstring–Whether the person, spouse, or deceased spouse served.
wartime_serviceboolean–90+ days active duty with at least one day in a VA wartime period.
zip_codestringyes5-digit US ZIP code.

No output schema declared.

No examples provided.

Common questions

What is the DiscoverSeniorBenefits MCP server?

DiscoverSeniorBenefits is an MCP server listed in the public MCP registry as com.discoverseniorbenefits/benefits. Find US senior benefits by ZIP and check eligibility via deterministic rules citing .gov sources. This page covers its hosted endpoint (https://mcp.discoverseniorbenefits.com/mcp).

Is the DiscoverSeniorBenefits MCP server safe to use?

DiscoverSeniorBenefits scores 81 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

What tools does the DiscoverSeniorBenefits MCP server expose?

DiscoverSeniorBenefits exposes 3 tools: find_programs_by_zip, run_eligibility_scan, get_program_details. Their descriptions and schemas cost roughly 593 tokens of context every time the server is loaded.

Does the DiscoverSeniorBenefits MCP server require authentication?

No. We connected to DiscoverSeniorBenefits without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.

Is the DiscoverSeniorBenefits MCP server still maintained?

DiscoverSeniorBenefits is still listed as active in the MCP registry. We last reached this channel on 1 October 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.