com.coverage-rights/coverage-rights
REMOTE · WWW.COVERAGE-RIGHTS.COM · SCANNED SEP 21
Insurer denial rates, appeal outcomes by treatment and condition, and appeal rights lookups.
Available components
How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. How we score → Why this is hard to score →
Endpoint Security80
- The endpoint's TLS certificate is valid, in date, and uses a strong key. View diagnostics → Pass
- No authorisation is required to call this server. Every tool declares its destructiveHint and none is destructive, so open access doesn't expose one. See how to fix → View diagnostics → Partial
- HTTPS is enforced; there's no plaintext access path. View diagnostics → Pass
- The HSTS (Strict-Transport-Security) header is present. View diagnostics → Pass
- DNSSEC check failed: this domain isn't protected by DNSSEC. See how to fix → View diagnostics → Fail
Transport & Reachability100
- Verified streamable-http transport via a live MCP handshake. View diagnostics → Pass
Schema Quality & AI Usability71
- AI-judged instruction clarity (excellent).Pass
- Context-footprint check failed: tool/resource definitions use about 1478 tokens (~164/item across 9 items; 9 tools + 0 resources), over budget; trim descriptions and params. See how to fix → Fail
- Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management100
- No destabilizing schema changes in the last 30 days.Pass
Tool Coverage93
- 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
- 78% of tool parameters carry a description.Partial
Tool Safety100
- No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.Pass
- We read all 9 captured tool definition(s), and no name or description among them implies an irreversible operation.Pass
- An AI judge read all 10 captured unit(s) of tool text and found none that tries to manipulate the model reading it.Pass
Capabilities100
- Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.Pass
How do I install the com.coverage-rights/coverage-rights MCP server?
com.coverage-rights/coverage-rights is a hosted endpoint at https://www.coverage-rights.com/api/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.
remote · www.coverage-rights.com
claude mcp add --transport http com-coverage-rights-coverage-rights 'https://www.coverage-rights.com/api/mcp'
{
"mcpServers": {
"com-coverage-rights-coverage-rights": {
"url": "https://www.coverage-rights.com/api/mcp"
}
}
} {
"servers": {
"com-coverage-rights-coverage-rights": {
"type": "http",
"url": "https://www.coverage-rights.com/api/mcp"
}
}
} [mcp_servers.com-coverage-rights-coverage-rights] url = "https://www.coverage-rights.com/api/mcp"
{
"$schema": "https://opencode.ai/config.json",
"mcp": {
"com-coverage-rights-coverage-rights": {
"type": "remote",
"url": "https://www.coverage-rights.com/api/mcp",
"enabled": true
}
}
} openclaw mcp add com-coverage-rights-coverage-rights --url 'https://www.coverage-rights.com/api/mcp' --transport streamable-http
mcp_servers:
com-coverage-rights-coverage-rights:
url: "https://www.coverage-rights.com/api/mcp" {
"McpServers": {
"com-coverage-rights-coverage-rights": {
"Transport": "http",
"Url": "https://www.coverage-rights.com/api/mcp"
}
}
} assistant mcp add com-coverage-rights-coverage-rights -t streamable-http -u 'https://www.coverage-rights.com/api/mcp'
{
"mcpServers": {
"com-coverage-rights-coverage-rights": {
"type": "http",
"url": "https://www.coverage-rights.com/api/mcp"
}
}
} The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.
Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.
- 26 Aug 26 0
- We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
- 25 Aug 26 +1
- Stability: 0.97 → pass security
- 24 Aug 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 93 to 97. That category is still filling its 30-day observation window: 28 days of observed history at the previous scan, 29 at this one. The score rises as the window fills, whether or not the server changes.
- 11 Aug 26 0
- We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
- 2 Aug 26 0
- The server rewrote its instructions, which are the text every model session reads security
- Tool “get_appeal_rights” rewrote its description, which is the text the model reads security
- Tool “rank_denial_rates” rewrote its description, which is the text the model reads security
- Tool coverage: 100% → 78% ▼ functional
- “get_appeal_rights” added an optional parameter “appeal_stage” cosmetic
- “get_appeal_rights” added an optional parameter “current_status” cosmetic
- “get_appeal_rights” added an optional parameter “drug_channel” cosmetic
- “get_appeal_rights” added an optional parameter “employer_type” cosmetic
- “get_appeal_rights” added an optional parameter “funding_status” cosmetic
- “get_appeal_rights” added an optional parameter “regulatory_marker” cosmetic
- “get_appeal_rights” added an optional parameter “regulatory_state_basis” cosmetic
- 31 Jul 26 0
- We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
- 30 Jul 26 0
- We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
- 27 Jul 26 0
- We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.
Captured 21 Sept 2026 · Probed https://www.coverage-rights.com/api/mcp
TLS valid
Negotiated TLS 1.3 with TLS_AES_128_GCM_SHA256 .
| Subject | Issuer | Valid from | Valid until | Key | Signature | Serial |
|---|---|---|---|---|---|---|
| CN=www.coverage-rights.com | CN=YR2,O=Let's Encrypt,C=US | 20 Sept 2026 | 19 Dec 2026 | RSA 2048 | SHA256-RSA | 690ef7f26cbbbf3d8f5dceb286a50abb350 |
| SANs: www.coverage-rights.com | ||||||
| CN=YR2,O=Let's Encrypt,C=US (CA) | CN=Root YR,O=ISRG,C=US | 3 Sept 2025 | 2 Sept 2028 | RSA 2048 | SHA256-RSA | 4ebd24947e24d394802d84a52fd5b319 |
| CN=Root YR,O=ISRG,C=US (CA) | CN=ISRG Root X1,O=Internet Security Research Group,C=US | 13 May 2026 | 2 Sept 2032 | RSA 4096 | SHA256-RSA | f24b6d17f9d9ad7cb1c9fea78782699f |
Background: What to check on a remote MCP endpoint →
DNSSEC insecure
Validation of www.coverage-rights.com. — Not signed
| Zone | DS | Keys | Algorithms | Outcome |
|---|---|---|---|---|
| . | trust_anchor | 20326, 38696 | 8, 8 | Verified |
| com. | present | 19718 | 13 | Verified |
| coverage-rights.com. | absent | Unsigned (proven) parent-signed NSEC/NSEC3 proves an unsigned delegation |
Authentication No authorisation required
The endpoint answered without asking for a token. Anyone who knows the URL can reach it.
| Result | No authorisation required |
|---|---|
| HTTP status | 200 |
| Header | Value |
|---|---|
| strict-transport-security | max-age=63072000; includeSubDomains; preload |
| content-security-policy | default-src 'self'; base-uri 'self'; object-src 'none'; frame-ancestors 'none'; form-action 'self'; script-src 'self' 'unsafe-inline' https://www.googletagmanager.com https://*.google-analytics.com; style-src 'self' 'unsafe-inline'; font-src 'self'; img-src 'self' data: https:; connect-src 'self' https://www.googletagmanager.com https://www.google-analytics.com https://*.google-analytics.com https://*.analytics.google.com https://www.google.com |
| x-content-type-options | nosniff |
| x-frame-options | DENY |
| referrer-policy | strict-origin-when-cross-origin |
| permissions-policy | camera=(), microphone=(), geolocation=() |
Background: How OAuth 2.1 works in the 2026 MCP spec →
Transports 2 probes
| Transport | URL | Outcome | Status | Location |
|---|---|---|---|---|
| streamable-http | https://www.coverage-rights.com/api/mcp | Verified | 200 | |
| http (plaintext) | http://www.coverage-rights.com/api/mcp | HTTPS enforced | 308 | https://www.coverage-rights.com/api/mcp |
The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability. A tool's description is untrusted text the model reads on every call, which is what makes this list a security surface and not just an inventory: how tool poisoning works →
get_appeal_rights ~260
Deterministically resolve the governing appeal route, missing facts, filing recipient, deadlines, current external-review status, and verified grounds. Distinguishes Original Medicare, Medicare Advantage medical benefits, Part D pharmacy benefits, employer funding/governance, ACA, Medicaid, FEHB, TRICARE, and unknown coverage; unsupported or ambiguous routes fail closed.
| Name | Type | Req | Description |
|---|---|---|---|
| appeal_stage | string | – | – |
| current_status | string | – | – |
| denial_reason | string | yes | Denial reason category. Use 'prescription-drug' for medication denials — formulary exclusion, step therapy, quantity limits, or drug prior authorization — which return the formulary-exception grounds… |
| drug_channel | string | – | For a drug denial, whether the medical or pharmacy benefit applies |
| employer_type | string | – | Required to resolve job-based coverage |
| funding_status | string | – | Required to resolve job-based state versus federal governance |
| insurer_slug | string | – | Insurer slug for insurer-specific stats |
| program | string | yes | Plan type |
| regulatory_marker | string | – | – |
| regulatory_state_basis | string | – | – |
| state | string | – | Two-letter state code, e.g. 'ca' |
No output schema declared.
No examples provided.
get_condition_outcomes ~64
External-review outcomes for a medical condition: how often insurance denials involving this condition were overturned, plus the most-fought treatments for it.
| Name | Type | Req | Description |
|---|---|---|---|
| slug | string | yes | Condition slug, e.g. 'obesity', 'autism', 'hepatitis-c' |
No output schema declared.
No examples provided.
get_drug_playbook ~156
Drug-specific denial patterns and appeal strategy for the medications plans fight hardest over: GLP-1s (Wegovy, Zepbound, Mounjaro, Ozempic, Saxenda) and IBD biologics (Humira, Skyrizi, Stelara, Entyvio, Remicade, Rinvoq). Returns FDA-approved indications stated conservatively, why plans deny that specific drug, what winning appeals argue, and the step-therapy exception framing — plus the published external-review record for the drug when the corpus has it. Accepts a brand or generic name.
| Name | Type | Req | Description |
|---|---|---|---|
| drug | string | yes | Brand or generic drug name, e.g. 'Zepbound', 'ustekinumab' |
No output schema declared.
No examples provided.
get_insurer_metrics ~83
Get an insurer's verified CY2025 prior-authorization metrics (denial rate, appeal overturn rate, decision times) from its own CMS-0057-F disclosure, plus contract/plan-level rows where collected. Includes source URLs and scope notes.
| Name | Type | Req | Description |
|---|---|---|---|
| slug | string | yes | Insurer slug from list_insurers, e.g. 'unitedhealthcare' |
No output schema declared.
No examples provided.
get_state_external_review ~86
How a state's external review process works: filing deadline, regulator contact, and key facts. Verified detail currently covers 10 states (CA, TX, FL, NY, PA, IL, OH, GA, NC, MI); other states return the covered list.
| Name | Type | Req | Description |
|---|---|---|---|
| state | string | yes | Two-letter state code, e.g. 'ca', 'ny', 'fl' |
No output schema declared.
No examples provided.
get_treatment_outcomes ~116
External-review outcomes for a treatment: how often insurer denials of this treatment/drug/procedure were overturned by independent reviewers (42,749 published CA IMR decisions, 2001–2026). Accepts a category slug (e.g. 'pharmacy') or specific treatment slug (e.g. 'zepbound', 'speech-therapy').
| Name | Type | Req | Description |
|---|---|---|---|
| slug | string | yes | Treatment slug, e.g. 'zepbound', 'pharmacy', 'speech-therapy'. Use search_outcomes to find slugs. |
No output schema declared.
No examples provided.
list_insurers ~33
List tracked U.S. health insurers with whether verified CMS-0057-F prior-authorization metrics are available for each.
Input schema present but exposes no named parameters.
No output schema declared.
No examples provided.
rank_denial_rates ~57
Insurer prior-authorization denial rates (CY2025), ranked only within compatible reporting cohorts. Each row includes its cohort, rank within that cohort, exact source scope, calculation method, and source link. Never compare ranks across cohorts.
Input schema present but exposes no named parameters.
No output schema declared.
No examples provided.
search_outcomes ~83
Search treatments (categories + specific drugs/procedures) and conditions by name. Returns slugs for get_treatment_outcomes / get_condition_outcomes plus headline overturn rates.
| Name | Type | Req | Description |
|---|---|---|---|
| limit | integer | – | Max results per type (default 10) |
| query | string | yes | Search text, e.g. 'wegovy', 'back pain', 'imaging' |
No output schema declared.
No examples provided.
What is the com.coverage-rights/coverage-rights MCP server?
com.coverage-rights/coverage-rights is an MCP server listed in the public MCP registry as com.coverage-rights/coverage-rights. Insurer denial rates, appeal outcomes by treatment and condition, and appeal rights lookups. This page covers its hosted endpoint (https://www.coverage-rights.com/api/mcp).
Is the com.coverage-rights/coverage-rights MCP server safe to use?
com.coverage-rights/coverage-rights scores 86 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.
What tools does the com.coverage-rights/coverage-rights MCP server expose?
com.coverage-rights/coverage-rights exposes 9 tools: list_insurers, get_insurer_metrics, rank_denial_rates, get_treatment_outcomes, get_condition_outcomes, and 4 more. Their descriptions and schemas cost roughly 938 tokens of context every time the server is loaded.
Does the com.coverage-rights/coverage-rights MCP server require authentication?
No. We connected to com.coverage-rights/coverage-rights without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.
Is the com.coverage-rights/coverage-rights MCP server still maintained?
com.coverage-rights/coverage-rights is still listed as active in the MCP registry. We last reached this channel on 21 September 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.