com.coverage-rights/coverage-rights
REMOTE · WWW.COVERAGE-RIGHTS.COM · SCANNED AUG 3
Insurer denial rates, appeal outcomes by treatment and condition, and appeal rights lookups.
Available components
How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. How we score →
Endpoint Security80
- The endpoint's TLS certificate is valid, in date, and uses a strong key. View diagnostics → Pass
- No authorisation is required to call this server. Every tool declares its destructiveHint and none is destructive, so open access doesn't expose one. See how to fix → View diagnostics → Partial
- HTTPS is enforced; there's no plaintext access path. View diagnostics → Pass
- The HSTS (Strict-Transport-Security) header is present. View diagnostics → Pass
- DNSSEC check failed: this domain isn't protected by DNSSEC. See how to fix → View diagnostics → Fail
Transport & Reachability100
- Verified streamable-http transport via a live MCP handshake. View diagnostics → Pass
Schema Quality & AI Usability68
- AI-judged instruction clarity (excellent).Pass
- Context-footprint check failed: tool/resource definitions use about 1478 tokens (~164/item across 9 items; 9 tools + 0 resources), over budget; trim descriptions and params. See how to fix → Fail
- Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management27
- Stability observed for 8 of 30 days with no destabilising changes; credit accrues until the full window elapses.Partial
Tool Coverage93
- 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
- 78% of tool parameters carry a description.Partial
Capabilities100
- Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.Pass
Add this component to your MCP client. Where a client-specific snippet is available, pick your client below and copy it straight into your config; otherwise use the connection detail shown.
remote · www.coverage-rights.com
claude mcp add --transport http com-coverage-rights-coverage-rights https://www.coverage-rights.com/api/mcp
[mcp_servers.com-coverage-rights-coverage-rights] url = "https://www.coverage-rights.com/api/mcp"
{
"$schema": "https://opencode.ai/config.json",
"mcp": {
"com-coverage-rights-coverage-rights": {
"type": "remote",
"url": "https://www.coverage-rights.com/api/mcp",
"enabled": true
}
}
} openclaw mcp add com-coverage-rights-coverage-rights --url https://www.coverage-rights.com/api/mcp --transport streamable-http
mcp_servers:
com-coverage-rights-coverage-rights:
url: "https://www.coverage-rights.com/api/mcp" {
"mcpServers": {
"com-coverage-rights-coverage-rights": {
"type": "http",
"url": "https://www.coverage-rights.com/api/mcp"
}
}
} The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.
Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.
- 3 Aug 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 23 to 27. That category is still filling its 30-day observation window: 7 days of observed history at the previous scan, 8 at this one. The score rises as the window fills, whether or not the server changes.
- 2 Aug 26 −1
- The server rewrote its instructions, which are the text every model session reads security
- Tool “rank_denial_rates” rewrote its description, which is the text the model reads security
- Tool “get_appeal_rights” rewrote its description, which is the text the model reads security
- Tool coverage: 100% → 78% ▼ functional
- “get_appeal_rights” added an optional parameter “regulatory_marker” cosmetic
- “get_appeal_rights” added an optional parameter “regulatory_state_basis” cosmetic
- “get_appeal_rights” added an optional parameter “appeal_stage” cosmetic
- “get_appeal_rights” added an optional parameter “current_status” cosmetic
- “get_appeal_rights” added an optional parameter “drug_channel” cosmetic
- “get_appeal_rights” added an optional parameter “employer_type” cosmetic
- “get_appeal_rights” added an optional parameter “funding_status” cosmetic
- 31 Jul 26 +4
- We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
- 30 Jul 26 −1
- We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
- 29 Jul 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 7 to 10. That category is still filling its 30-day observation window: 2 days of observed history at the previous scan, 3 at this one. The score rises as the window fills, whether or not the server changes.
- 28 Jul 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 3 to 7. That category is still filling its 30-day observation window: 1 days of observed history at the previous scan, 2 at this one. The score rises as the window fills, whether or not the server changes.
- 27 Jul 26 0
- We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
- 26 Jul 26 69
First indexed and scored.
Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.
Captured 3 Aug 2026 · Probed https://www.coverage-rights.com/api/mcp
TLS valid
Negotiated TLS 1.3 with TLS_AES_128_GCM_SHA256 .
| Subject | Issuer | Valid from | Valid until | Key | Signature | Serial |
|---|---|---|---|---|---|---|
| CN=www.coverage-rights.com | CN=YR2,O=Let's Encrypt,C=US | 18 Jul 2026 | 16 Oct 2026 | RSA 2048 | SHA256-RSA | 5f934549931a87def5a763941234d6fd9a2 |
| SANs: www.coverage-rights.com | ||||||
| CN=YR2,O=Let's Encrypt,C=US (CA) | CN=Root YR,O=ISRG,C=US | 3 Sept 2025 | 2 Sept 2028 | RSA 2048 | SHA256-RSA | 4ebd24947e24d394802d84a52fd5b319 |
| CN=Root YR,O=ISRG,C=US (CA) | CN=ISRG Root X1,O=Internet Security Research Group,C=US | 13 May 2026 | 2 Sept 2032 | RSA 4096 | SHA256-RSA | f24b6d17f9d9ad7cb1c9fea78782699f |
DNSSEC insecure
Validation of www.coverage-rights.com. — Not signed
| Zone | DS | Keys | Algorithms | Outcome |
|---|---|---|---|---|
| . | trust_anchor | 20326, 38696 | 8, 8 | Verified |
| com. | present | 19718 | 13 | Verified |
| coverage-rights.com. | absent | Unsigned (proven) parent-signed NSEC/NSEC3 proves an unsigned delegation |
Authentication No authorisation required
The endpoint answered without asking for a token. Anyone who knows the URL can reach it.
| Result | No authorisation required |
|---|---|
| HTTP status | 200 |
| Header | Value |
|---|---|
| strict-transport-security | max-age=63072000; includeSubDomains; preload |
| content-security-policy | default-src 'self'; base-uri 'self'; object-src 'none'; frame-ancestors 'none'; form-action 'self'; script-src 'self' 'unsafe-inline' https://www.googletagmanager.com https://*.google-analytics.com; style-src 'self' 'unsafe-inline'; font-src 'self'; img-src 'self' data: https:; connect-src 'self' https://www.googletagmanager.com https://www.google-analytics.com https://*.google-analytics.com https://*.analytics.google.com https://www.google.com |
| x-content-type-options | nosniff |
| x-frame-options | DENY |
| referrer-policy | strict-origin-when-cross-origin |
| permissions-policy | camera=(), microphone=(), geolocation=() |
Transports 2 probes
| Transport | URL | Outcome | Status | Location |
|---|---|---|---|---|
| streamable-http | https://www.coverage-rights.com/api/mcp | Verified | 200 | |
| http (plaintext) | http://www.coverage-rights.com/api/mcp | HTTPS enforced | 308 | https://www.coverage-rights.com/api/mcp |
The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability.
get_appeal_rights ~260
Deterministically resolve the governing appeal route, missing facts, filing recipient, deadlines, current external-review status, and verified grounds. Distinguishes Original Medicare, Medicare Advantage medical benefits, Part D pharmacy benefits, employer funding/governance, ACA, Medicaid, FEHB, TRICARE, and unknown coverage; unsupported or ambiguous routes fail closed.
| Name | Type | Req | Description |
|---|---|---|---|
| appeal_stage | string | — | — |
| current_status | string | — | — |
| denial_reason | string | yes | Denial reason category. Use 'prescription-drug' for medication denials — formulary exclusion, step therapy, quantity limits, or drug prior authorization — which return the formulary-exception grounds… |
| drug_channel | string | — | For a drug denial, whether the medical or pharmacy benefit applies |
| employer_type | string | — | Required to resolve job-based coverage |
| funding_status | string | — | Required to resolve job-based state versus federal governance |
| insurer_slug | string | — | Insurer slug for insurer-specific stats |
| program | string | yes | Plan type |
| regulatory_marker | string | — | — |
| regulatory_state_basis | string | — | — |
| state | string | — | Two-letter state code, e.g. 'ca' |
No output schema declared.
No examples provided.
get_condition_outcomes ~64
External-review outcomes for a medical condition: how often insurance denials involving this condition were overturned, plus the most-fought treatments for it.
| Name | Type | Req | Description |
|---|---|---|---|
| slug | string | yes | Condition slug, e.g. 'obesity', 'autism', 'hepatitis-c' |
No output schema declared.
No examples provided.
get_drug_playbook ~156
Drug-specific denial patterns and appeal strategy for the medications plans fight hardest over: GLP-1s (Wegovy, Zepbound, Mounjaro, Ozempic, Saxenda) and IBD biologics (Humira, Skyrizi, Stelara, Entyvio, Remicade, Rinvoq). Returns FDA-approved indications stated conservatively, why plans deny that specific drug, what winning appeals argue, and the step-therapy exception framing — plus the published external-review record for the drug when the corpus has it. Accepts a brand or generic name.
| Name | Type | Req | Description |
|---|---|---|---|
| drug | string | yes | Brand or generic drug name, e.g. 'Zepbound', 'ustekinumab' |
No output schema declared.
No examples provided.
get_insurer_metrics ~83
Get an insurer's verified CY2025 prior-authorization metrics (denial rate, appeal overturn rate, decision times) from its own CMS-0057-F disclosure, plus contract/plan-level rows where collected. Includes source URLs and scope notes.
| Name | Type | Req | Description |
|---|---|---|---|
| slug | string | yes | Insurer slug from list_insurers, e.g. 'unitedhealthcare' |
No output schema declared.
No examples provided.
get_state_external_review ~86
How a state's external review process works: filing deadline, regulator contact, and key facts. Verified detail currently covers 10 states (CA, TX, FL, NY, PA, IL, OH, GA, NC, MI); other states return the covered list.
| Name | Type | Req | Description |
|---|---|---|---|
| state | string | yes | Two-letter state code, e.g. 'ca', 'ny', 'fl' |
No output schema declared.
No examples provided.
get_treatment_outcomes ~116
External-review outcomes for a treatment: how often insurer denials of this treatment/drug/procedure were overturned by independent reviewers (42,749 published CA IMR decisions, 2001–2026). Accepts a category slug (e.g. 'pharmacy') or specific treatment slug (e.g. 'zepbound', 'speech-therapy').
| Name | Type | Req | Description |
|---|---|---|---|
| slug | string | yes | Treatment slug, e.g. 'zepbound', 'pharmacy', 'speech-therapy'. Use search_outcomes to find slugs. |
No output schema declared.
No examples provided.
list_insurers ~33
List tracked U.S. health insurers with whether verified CMS-0057-F prior-authorization metrics are available for each.
Input schema present but exposes no named parameters.
No output schema declared.
No examples provided.
rank_denial_rates ~57
Insurer prior-authorization denial rates (CY2025), ranked only within compatible reporting cohorts. Each row includes its cohort, rank within that cohort, exact source scope, calculation method, and source link. Never compare ranks across cohorts.
Input schema present but exposes no named parameters.
No output schema declared.
No examples provided.
search_outcomes ~83
Search treatments (categories + specific drugs/procedures) and conditions by name. Returns slugs for get_treatment_outcomes / get_condition_outcomes plus headline overturn rates.
| Name | Type | Req | Description |
|---|---|---|---|
| limit | integer | — | Max results per type (default 10) |
| query | string | yes | Search text, e.g. 'wegovy', 'back pain', 'imaging' |
No output schema declared.
No examples provided.