io.github.chrischall/creditkarma-mcp
NPM · CREDITKARMA-MCP · SCANNED SEP 20
Credit Karma transactions for Claude — spending by category, merchant, and account summary
Available components
How this component scores in each security and reliability category. Every signal is checked automatically from public evidence about the published package, including repeated runs of it in an isolated sandbox, and we only credit what we can confirm. How we score → Why this is hard to score →
Supply Chain Security100
- No malware found by supply-chain analysis.Pass
- No known CVEs affecting this package version or its production dependencies.Pass
- No install/post-install scripts declared.Pass
- 0 of 9 dependencies flagged as unhealthy. View diagnostics → Pass
Provenance & Transparency97
- Source repository is publicly reachable at the declared URL. View diagnostics → Pass
- Cryptographically verified build provenance (signed, bound to chrischall/creditkarma-mcp). View diagnostics → Pass
- Clear OSI-approved license (MIT).Pass
- Actively maintained (last published 0 days ago).Pass
- Disclosure check failed: no security disclosure policy was found in the source repository. See how to fix → Fail
Schema Quality & AI Usability80
- AI-judged instruction clarity (excellent).Pass
- Tool/resource definitions use about 759 tokens (~84/item across 9 items; 9 tools + 0 resources), lean.Pass
- Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management93
- Stability observed for 28 of 30 days with no destabilising changes; credit accrues until the full window elapses.Partial
Tool Coverage100
- 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
- 100% of tool parameters carry a description.Pass
Tool Safety75
- No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.Pass
- 0 of 1 tool(s) whose name or description implies an irreversible operation declare an MCP destructiveHint annotation; "ck_query_sql" implies "execute" and declares readOnlyHint instead, contradicting what its own name says it does. See how to fix → Fail
- An AI judge read all 9 captured unit(s) of tool text and found none that tries to manipulate the model reading it.Pass
Capabilities100
- Implements a current MCP spec version (2026-07-28).Pass
How do I install the io.github.chrischall/creditkarma-mcp server?
io.github.chrischall/creditkarma-mcp runs locally as an npm package, launched with npx -y creditkarma-mcp. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.
npm · creditkarma-mcp
claude mcp add chrischall-creditkarma-mcp -- npx -y creditkarma-mcp
{
"mcpServers": {
"chrischall-creditkarma-mcp": {
"command": "npx",
"args": [
"-y",
"creditkarma-mcp"
]
}
}
} {
"servers": {
"chrischall-creditkarma-mcp": {
"command": "npx",
"args": [
"-y",
"creditkarma-mcp"
]
}
}
} codex mcp add chrischall-creditkarma-mcp -- npx -y creditkarma-mcp
{
"$schema": "https://opencode.ai/config.json",
"mcp": {
"chrischall-creditkarma-mcp": {
"type": "local",
"command": [
"npx",
"-y",
"creditkarma-mcp"
],
"enabled": true
}
}
} openclaw mcp add chrischall-creditkarma-mcp --command npx --arg -y --arg creditkarma-mcp
mcp_servers:
chrischall-creditkarma-mcp:
command: "npx"
args: ["-y", "creditkarma-mcp"] {
"McpServers": {
"chrischall-creditkarma-mcp": {
"Transport": "stdio",
"Command": "npx",
"Arguments": [
"-y",
"creditkarma-mcp"
]
}
}
} assistant mcp add chrischall-creditkarma-mcp -t stdio -c npx -a -y creditkarma-mcp
{
"mcpServers": {
"chrischall-creditkarma-mcp": {
"command": "npx",
"args": [
"-y",
"creditkarma-mcp"
]
}
}
} Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.
- 20 Sept 26 0
- Security disclosure: unverified → fail ▼ functional
- MCP protocol: Implements a current MCP spec version (2026-07-28). functional
- Package version: 3.0.0 → 3.1.0 functional
- 19 Sept 26 +1
- Security disclosure: fail → unverified ▼ functional
- 18 Sept 26 +1
- Stability: 0.83 → unverified ▼ security
- Tool safety: pass → unverified ▼ security
- Capabilities: pass → unverified ▼ functional
- Tool coverage: 100 → unverified ▼ functional
- Dependency health: 0.87 → 1.00 ▲ functional
- Package version: 2.8.4 → 3.0.0 functional
- 16 Sept 26 +12
- Malware scan: unverified → pass ▲ security
- Stability: pass → 0.80 functional
- 15 Sept 26 +1
- Malware scan: unverified → pass ▲ security
- Stability: 0.97 → pass security
- Package version: 2.8.3 → 2.8.4 functional
- 14 Sept 26 −15
- Stability: 0.93 → unverified ▼ security
- Malware scan: pass → unverified ▼ security
- Tool safety: pass → unverified ▼ security
- Capabilities: pass → unverified ▼ functional
- Tool coverage: 100 → unverified ▼ functional
- Package version: 2.8.2 → 2.8.3 functional
- Package version: 2.4.0 → 2.8.3 functional
- 13 Sept 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 90 to 93. That category is still filling its 30-day observation window: 27 days of observed history at the previous scan, 28 at this one. The score rises as the window fills, whether or not the server changes.
- 12 Sept 26 +15
- Malware scan: unverified → pass ▲ security
Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.
Captured 20 Sept 2026 · Analysed npm/creditkarma-mcp@3.1.0
Provenance Verified
A signed build attestation was found and verified, binding this exact artifact to the source repository it claims to come from.
| Result | Verified |
|---|---|
| Ecosystem | npm |
| Reason | Verified |
| Discovered via | Registry attestation endpoint |
| Source repo | chrischall/creditkarma-mcp |
| Certificate issuer | https://token.actions.githubusercontent.com |
| Certificate SAN | https://github.com/chrischall/creditkarma-mcp/.github/workflows/release-please.yml@refs/heads/main |
| Rekor log index | 2893922909 |
| Predicate type | https://slsa.dev/provenance/v1 |
| Subject digest | sha512:18d0f769aab5f26a16232bc702380b0c577f701f89c7cddd6536319157a13778b04daa5b144fb4c94d3f9a13c460f3676eeb91da1d07d6a6dcbe58492 |
Background: How many MCP packages publish verified provenance →
Dependencies 9 packages
| Packages resolved | 9 |
|---|---|
| Tree resolution | Complete |
Background: SBOMs and build attestations, explained →
The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability. A tool's description is untrusted text the model reads on every call, which is what makes this list a security surface and not just an inventory: how tool poisoning works →
ck_get_account_summary ~43
Return per-account debit, credit, and net totals.
| Name | Type | Req | Description |
|---|---|---|---|
| end_date | string | – | YYYY-MM-DD |
| start_date | string | – | YYYY-MM-DD |
No output schema declared.
No examples provided.
ck_get_recent_transactions ~40
Return the N most recent transactions. Convenience shortcut for ck_list_transactions.
| Name | Type | Req | Description |
|---|---|---|---|
| limit | number | – | Number of transactions to return (default 25) |
No output schema declared.
No examples provided.
ck_get_spending_by_category ~54
Group debit transactions by category and return totals.
| Name | Type | Req | Description |
|---|---|---|---|
| account | string | – | Partial account name filter |
| end_date | string | – | YYYY-MM-DD |
| start_date | string | – | YYYY-MM-DD |
No output schema declared.
No examples provided.
ck_get_spending_by_merchant ~64
Return top merchants by total debit spend.
| Name | Type | Req | Description |
|---|---|---|---|
| category | string | – | Partial category name filter |
| end_date | string | – | YYYY-MM-DD |
| limit | number | – | Default 25 |
| start_date | string | – | YYYY-MM-DD |
No output schema declared.
No examples provided.
ck_healthcheck Verify credentials and upstream reachability ~97
Resolves the credential the way real tools do, then makes one authenticated request to creditkarma.com. Reports which source supplied the credential, whether creditkarma.com accepted it, the round-trip time, and a plain-English hint distinguishing 'no credential' from 'credential rejected' from 'a creditkarma.com-side problem'. Read-only; never returns the credential itself. Call this when a real tool fails and you want to know which hop broke.
Input schema present but exposes no named parameters.
No output schema declared.
No examples provided.
ck_list_transactions ~130
List transactions with optional filters. Paginated.
| Name | Type | Req | Description |
|---|---|---|---|
| account | string | – | Partial account name match |
| category | string | – | Partial category name match |
| end_date | string | – | YYYY-MM-DD |
| limit | number | – | Default 50 |
| max_amount | number | – | Maximum absolute amount |
| merchant | string | – | Partial merchant name match |
| min_amount | number | – | Minimum absolute amount |
| offset | number | – | Default 0 |
| start_date | string | – | YYYY-MM-DD |
| status | string | – | e.g. posted, pending, cancelled |
No output schema declared.
No examples provided.
ck_query_sql ~72
Execute a raw SQL SELECT query (CTEs via WITH ... SELECT are supported) against the transactions database. Non-SELECT statements (INSERT, UPDATE, DELETE, DROP, etc.) are rejected. Tables: transactions, accounts, categories, merchants, sync_state.
| Name | Type | Req | Description |
|---|---|---|---|
| sql | string | yes | A SELECT SQL statement |
No output schema declared.
No examples provided.
ck_set_session ~117
Store a Credit Karma session to enable automatic token refresh. Pass the full Cookie header from a signed-in creditkarma.com request (Chrome DevTools → Network → any creditkarma.com request → Request Headers → right-click the `cookie` header → Copy value). For most users the easier onboarding path is to install the fetchproxy extension and sign into creditkarma.com — the MCP reads the cookies automatically.
| Name | Type | Req | Description |
|---|---|---|---|
| cookies | string | yes | Full Cookie header from a signed-in creditkarma.com request (contains CKAT, CKTRKID, etc.) |
No output schema declared.
No examples provided.
ck_sync_transactions ~142
Sync Credit Karma transactions into the local SQLite database. Incremental by default (fetches since last sync + 30-day overlap for updates). If no valid token, initiates the login/MFA flow automatically. Bounded and resumable: when it pauses with more to fetch it returns another_run_needed:true and a note — run it again and it continues from where it stopped.
| Name | Type | Req | Description |
|---|---|---|---|
| force_full | boolean | – | If true, re-fetch all transactions from the beginning |
| max_pages | integer | – | Pages this call may fetch before pausing (a deep backfill is hundreds). Overrides CK_SYNC_MAX_PAGES. Omit both for an unbounded sync. |
No output schema declared.
No examples provided.
What is the io.github.chrischall/creditkarma-mcp server?
io.github.chrischall/creditkarma-mcp is listed in the public MCP registry as io.github.chrischall/creditkarma-mcp. Credit Karma transactions for Claude, spending by category, merchant, and account summary. This page covers its npm package (creditkarma-mcp).
Is the io.github.chrischall/creditkarma-mcp server safe to use?
io.github.chrischall/creditkarma-mcp scores 93 out of 100 on VerifyMCP. We found no known CVEs affecting it as of 20 September 2026. It declares no install or post-install scripts. Its build provenance is signed and verified. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.
What tools does the io.github.chrischall/creditkarma-mcp server expose?
io.github.chrischall/creditkarma-mcp exposes 9 tools: ck_healthcheck, ck_set_session, ck_sync_transactions, ck_list_transactions, ck_get_recent_transactions, and 4 more. Their descriptions and schemas cost roughly 759 tokens of context every time the server is loaded.
Is the io.github.chrischall/creditkarma-mcp server still maintained?
io.github.chrischall/creditkarma-mcp is still listed as active in the MCP registry. We last reached this channel on 20 September 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.
What licence is the io.github.chrischall/creditkarma-mcp server under?
io.github.chrischall/creditkarma-mcp declares the MIT licence, which is OSI-approved. That covers the source only, and says nothing about the cost of any service it calls.