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Wire Cash: bank wire fees and transfer costs

REMOTE · WIRE.CASH

US bank wire fees, cutoff times and the cheapest ways to send money to Mexico, India, Philippines.

Available components

69 Trust /100

Last scanned (21 hours ago)

Scores higher than 54% of remote servers

Reachable. Last reached 4 Nov 2026.

Category Finance and Payments

Trust breakdown (7 categories)

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. How we score → Why this is hard to score →

Endpoint Security74
Transport & Reachability100
Schema Quality & AI Usability64
  • AI-judged instruction clarity (excellent).Pass
  • Context-footprint check failed: tool/resource definitions use about 921 tokens (~230/item across 4 items; 4 tools + 0 resources), over budget; trim descriptions and params. See how to fix → Fail
  • Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management10
  • Stability observed for 3 of 30 days with no destabilising changes; credit accrues until the full window elapses.Partial
Tool Coverage100
  • 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
  • 100% of tool parameters carry a description.Pass
Tool Safety75
  • No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.Pass
  • 0 of 1 tool(s) whose name or description implies an irreversible operation declare an MCP destructiveHint annotation; "find_cheapest_way_to_send_money" implies "send" and declares readOnlyHint instead, contradicting what its own name says it does. See how to fix → Fail
  • An AI judge read all 5 captured unit(s) of tool text and found none that tries to manipulate the model reading it.Pass
Capabilities100
  • Implements a current MCP spec version (2026-07-28).Pass
Changelog

Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.

  • 3 Nov 26 +1
    • The server rewrote its instructions, which are the text every model session reads security
  • 2 Nov 26 0
    • Stability: unverified → 0.03 ▲ functional
  • 1 Nov 26 68

    First indexed and scored.

Diagnostics

Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.

Captured 4 Nov 2026 · Probed https://wire.cash/mcp

TLS valid

Negotiated TLS 1.3 with TLS_AES_128_GCM_SHA256 .

Subject Issuer Valid from Valid until Key Signature Serial
CN=wire.cash CN=WE1,O=Google Trust Services,C=US 24 Oct 2026 22 Jan 2027 ECDSA 256 ECDSA-SHA256 53d7792ebdaf6eb20e2ba529d5eceb22
SANs: wire.cash
CN=WE1,O=Google Trust Services,C=US (CA) CN=GTS Root R4,O=Google Trust Services LLC,C=US 13 Dec 2023 20 Feb 2029 ECDSA 256 ECDSA-SHA384 7ff31977972c224a76155d13b6d685e3
CN=GTS Root R4,O=Google Trust Services LLC,C=US (CA) CN=GlobalSign Root CA,OU=Root CA,O=GlobalSign nv-sa,C=BE 15 Nov 2023 28 Jan 2028 ECDSA 384 SHA256-RSA 7fe530bf331343bedd821610493d8a1b

Background: What to check on a remote MCP endpoint →

DNSSEC insecure

Validation of wire.cash. — Not signed

Zone DS Keys Algorithms Outcome
. trust_anchor 20326, 38696 8, 8 Verified
cash. present 61724 8 Verified
wire.cash. absent Unsigned (proven) parent-signed NSEC/NSEC3 proves an unsigned delegation
Authentication No authorisation required

The endpoint answered without asking for a token. Anyone who knows the URL can reach it.

Result No authorisation required
HTTP status 200

Background: How OAuth 2.1 works in the 2026 MCP spec →

Transports 2 probes
Transport URL Outcome Status Location
streamable-http https://wire.cash/mcp Verified 200
http (plaintext) http://wire.cash/mcp HTTPS enforced 301 https://wire.cash/mcp
MCP tools · 4 exposed · ~660 tokens

The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability. A tool's description is untrusted text the model reads on every call, which is what makes this list a security surface and not just an inventory: how tool poisoning works →

Tool Tokens
compare_bank_wire_fees ~175

Ranks US banks from lowest to highest published fee for one kind of wire (outgoing or incoming, domestic or international, in dollars or foreign currency), for personal or business accounts. Pass 2 to 17 banks, or none to rank every bank covered. Banks that do not publish the fee or do not offer the wire are listed last with the reason.

NameTypeReqDescription
account_typestring–personal (17 banks) or business (9 banks). Default personal.
banksarray–Bank names to compare, e.g. ["Chase","Wells Fargo","Ally"]. Omit to rank all covered banks.
wire_typestringyesWhich fee to compare: domestic_outgoing, domestic_incoming, international_outgoing_usd, international_outgoing_foreign_currency or international_incoming.

No output schema declared.

No examples provided.

find_cheapest_way_to_send_money ~199

Ranks money transfer providers by total cost (fee plus exchange-rate margin) for sending $200 or $500 from the US to Mexico, India or the Philippines, from the World Bank Remittance Prices Worldwide survey (Q3 2025), with the corridor average, the ECB reference rate in that currency and providers' published fee rules. Filter by how the recipient gets the money.

NameTypeReqDescription
amount_usdinteger–Amount sent in US dollars: 200 or 500 (the two amounts the World Bank surveys). Default 200.
countrystringyesDestination: Mexico, India or Philippines (country name, ISO code MX/IN/PH or currency MXN/INR/PHP).
limitinteger–How many providers to return, cheapest first. Default 10.
receiving_methodstring–Optional: only providers paying out to a bank account, cash pickup or mobile wallet.

No output schema declared.

No examples provided.

get_bank_wire_fees ~144

One US bank's published wire fees: outgoing and incoming domestic wires, international wires sent in dollars or in foreign currency, incoming international wires, same-day cutoff times, fee waivers, what the bank says about its exchange rate, the fee schedule date and the source document link. Personal accounts cover 17 banks and credit unions; business accounts cover 9 banks.

NameTypeReqDescription
account_typestring–personal (consumer checking) or business (business checking). Default personal.
bankstringyesBank name or common short name, e.g. "Chase", "Bank of America", "BofA", "Navy Federal", "Schwab".

No output schema declared.

No examples provided.

get_wire_cutoff_times ~142

Same-day wire cutoff times as each bank publishes them (latest first, Eastern time used for sorting), the Fedwire Funds Service operating hours, and the 2026 Federal Reserve holidays. Pass a date to learn whether it is a Fedwire business day and, if not, the next one. Pass a bank to get only its cutoffs.

NameTypeReqDescription
bankstring–Optional bank name, e.g. "Wells Fargo". Omit for every bank.
datestring–Optional date in 2026 as YYYY-MM-DD, e.g. 2026-11-27, to check whether Fedwire is open that day.

No output schema declared.

No examples provided.

Install

How do I install the Wire Cash: bank wire fees and transfer costs MCP server?

Wire Cash: bank wire fees and transfer costs is a hosted endpoint at https://wire.cash/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

remote · wire.cash

# add to Claude Code
claude mcp add --transport http cash-wire-wire-cash 'https://wire.cash/mcp'
Common questions

What is the Wire Cash: bank wire fees and transfer costs MCP server?

Wire Cash: bank wire fees and transfer costs is an MCP server listed in the public MCP registry as cash.wire/wire-cash. US bank wire fees, cutoff times and the cheapest ways to send money to Mexico, India, Philippines. This page covers its hosted endpoint (https://wire.cash/mcp).

Is the Wire Cash: bank wire fees and transfer costs MCP server safe to use?

Wire Cash: bank wire fees and transfer costs scores 69 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

What tools does the Wire Cash: bank wire fees and transfer costs MCP server expose?

Wire Cash: bank wire fees and transfer costs exposes 4 tools: get_bank_wire_fees, compare_bank_wire_fees, find_cheapest_way_to_send_money, get_wire_cutoff_times. Their descriptions and schemas cost roughly 660 tokens of context every time the server is loaded.

Does the Wire Cash: bank wire fees and transfer costs MCP server require authentication?

No. We connected to Wire Cash: bank wire fees and transfer costs without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.

Is the Wire Cash: bank wire fees and transfer costs MCP server still maintained?

Wire Cash: bank wire fees and transfer costs is still listed as active in the MCP registry. We last reached this channel on 4 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.