au.com.manageyourloans/mortgage-tools
REMOTE · MCP-MYL-OOV7XGBXUA-TS.A.RUN.APP · SCANNED SEP 27
Australian mortgage tools: repayment & borrowing-power calculators, guidance & enquiry capture.
Available components
How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. How we score → Why this is hard to score →
Endpoint Security57
- The endpoint's TLS certificate is valid, in date, and uses a strong key. View diagnostics → Pass
- Authorisation not fully verified: no authorisation is required to call this server, and 6 tool(s) never declared a destructiveHint. The MCP spec treats an absent hint as destructive by default, so we cannot call this surface safe. See how to fix → View diagnostics → Unverified
- HTTPS is enforced; there's no plaintext access path. View diagnostics → Pass
- HSTS check failed: the Strict-Transport-Security header is absent. See how to fix → View diagnostics → Fail
- DNSSEC check failed: this domain isn't protected by DNSSEC. See how to fix → View diagnostics → Fail
Transport & Reachability100
- Verified streamable-http transport via a live MCP handshake. View diagnostics → Pass
Schema Quality & AI Usability69
- AI-judged instruction clarity (good).Pass
- Context-footprint check failed: tool/resource definitions use about 779 tokens (~129/item across 6 items; 6 tools + 0 resources), over budget; trim descriptions and params. See how to fix → Fail
- Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management100
- No destabilizing schema changes in the last 30 days.Pass
Tool Coverage67
- 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
- 0% of tool parameters carry a description.Fail
Tool Safety100
- No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.Pass
- We read all 6 captured tool definition(s), and no name or description among them implies an irreversible operation.Pass
- An AI judge read all 6 captured unit(s) of tool text and found none that tries to manipulate the model reading it.Pass
Capabilities60
- Spec-recency check failed: implements MCP spec 2025-06-18; the latest is 2026-07-28. See how to fix → Fail
How do I install the au.com.manageyourloans/mortgage-tools MCP server?
au.com.manageyourloans/mortgage-tools is a hosted endpoint at https://mcp-myl-oov7xgbxua-ts.a.run.app/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.
remote · mcp-myl-oov7xgbxua-ts.a.run.app
claude mcp add --transport http au-com-manageyourloans-mortgage-tools 'https://mcp-myl-oov7xgbxua-ts.a.run.app/mcp'
{
"mcpServers": {
"au-com-manageyourloans-mortgage-tools": {
"url": "https://mcp-myl-oov7xgbxua-ts.a.run.app/mcp"
}
}
} {
"servers": {
"au-com-manageyourloans-mortgage-tools": {
"type": "http",
"url": "https://mcp-myl-oov7xgbxua-ts.a.run.app/mcp"
}
}
} [mcp_servers.au-com-manageyourloans-mortgage-tools] url = "https://mcp-myl-oov7xgbxua-ts.a.run.app/mcp"
{
"$schema": "https://opencode.ai/config.json",
"mcp": {
"au-com-manageyourloans-mortgage-tools": {
"type": "remote",
"url": "https://mcp-myl-oov7xgbxua-ts.a.run.app/mcp",
"enabled": true
}
}
} openclaw mcp add au-com-manageyourloans-mortgage-tools --url 'https://mcp-myl-oov7xgbxua-ts.a.run.app/mcp' --transport streamable-http
mcp_servers:
au-com-manageyourloans-mortgage-tools:
url: "https://mcp-myl-oov7xgbxua-ts.a.run.app/mcp" {
"McpServers": {
"au-com-manageyourloans-mortgage-tools": {
"Transport": "http",
"Url": "https://mcp-myl-oov7xgbxua-ts.a.run.app/mcp"
}
}
} assistant mcp add au-com-manageyourloans-mortgage-tools -t streamable-http -u 'https://mcp-myl-oov7xgbxua-ts.a.run.app/mcp'
{
"mcpServers": {
"au-com-manageyourloans-mortgage-tools": {
"type": "http",
"url": "https://mcp-myl-oov7xgbxua-ts.a.run.app/mcp"
}
}
} The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.
Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.
- 25 Sept 26 0
- We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
- 26 Aug 26 0
- We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
- 25 Aug 26 0
- Stability: 0.97 → pass security
- 12 Aug 26 0
- Schema quality: unverified → good ▲ functional
- 11 Aug 26 0
- We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
- 7 Aug 26 0
- The server no longer declares the “experimental” capability functional
- 6 Aug 26 0
- Authorization: Authorisation not fully verified: no authorisation is required to call this server, and 6 tool(s) never declared a destructiveHint. The MCP spec treats an absent hint as destructive by default, so we cannot call this surface safe. security
- Schema quality: unverified → fail ▼ functional
- Schema quality: unverified → fail ▼ functional
- Tool coverage: unverified → 100 ▲ functional
- Schema quality: unverified → good ▲ functional
- First check of Tool coverage: 0 functional
- New tool “calculate_repayments” functional
- New tool “check_costco_eligibility” functional
- New tool “compare_loan_types” functional
- New tool “create_enquiry” functional
- New tool “estimate_borrowing_power” functional
- New tool “get_rate_guidance” functional
- 31 Jul 26 0
- We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.
Captured 27 Sept 2026 · Probed https://mcp-myl-oov7xgbxua-ts.a.run.app/mcp
TLS valid
Negotiated TLS 1.3 with TLS_AES_128_GCM_SHA256 .
| Subject | Issuer | Valid from | Valid until | Key | Signature | Serial |
|---|---|---|---|---|---|---|
| CN=*.a.run.app | CN=WR2,O=Google Trust Services,C=US | 10 Sept 2026 | 3 Dec 2026 | ECDSA 256 | SHA256-RSA | 4e0c02d814e3ca0112f85e6a49ac82bb |
| SANs: *.a.run.app, run.app, *.africa-south1.run.app, *.asia-east1.run.app, *.asia-east2.run.app, *.asia-northeast1.run.app, *.asia-northeast2.run.app, *.asia-northeast3.run.app, *.asia-south1.run.app, *.asia-south2.run.app, *.asia-southeast1.run.app, *.asia-southeast2.run.app and 93 more | ||||||
| CN=WR2,O=Google Trust Services,C=US (CA) | CN=GTS Root R1,O=Google Trust Services LLC,C=US | 13 Dec 2023 | 20 Feb 2029 | RSA 2048 | SHA256-RSA | 7ff005a07c4cded100ad9d66a5107b98 |
| CN=GTS Root R1,O=Google Trust Services LLC,C=US (CA) | CN=GlobalSign Root CA,OU=Root CA,O=GlobalSign nv-sa,C=BE | 19 Jun 2020 | 28 Jan 2028 | RSA 4096 | SHA256-RSA | 77bd0d6cdb36f91aea210fc4f058d30d |
Background: What to check on a remote MCP endpoint →
DNSSEC insecure
Validation of mcp-myl-oov7xgbxua-ts.a.run.app. — Not signed
| Zone | DS | Keys | Algorithms | Outcome |
|---|---|---|---|---|
| . | trust_anchor | 20326, 38696 | 8, 8 | Verified |
| app. | present | 23684 | 8 | Verified |
| run.app. | absent | Unsigned (proven) parent-signed NSEC/NSEC3 proves an unsigned delegation |
Authentication No authorisation required
The endpoint answered without asking for a token. Anyone who knows the URL can reach it.
| Result | No authorisation required |
|---|---|
| HTTP status | 200 |
Background: How OAuth 2.1 works in the 2026 MCP spec →
Transports 2 probes
| Transport | URL | Outcome | Status | Location |
|---|---|---|---|---|
| streamable-http | https://mcp-myl-oov7xgbxua-ts.a.run.app/mcp | Verified | 200 | |
| http (plaintext) | http://mcp-myl-oov7xgbxua-ts.a.run.app/mcp | HTTPS enforced | 302 | https://mcp-myl-oov7xgbxua-ts.a.run.app/mcp |
The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability. A tool's description is untrusted text the model reads on every call, which is what makes this list a security surface and not just an inventory: how tool poisoning works →
calculate_repayments ~119
Estimate monthly & fortnightly principal-and-interest repayments and total interest for a home/personal loan scenario. Indicative only — not a quote. Args: principal: Loan amount in AUD (e.g. 500000). annual_rate_pct: Annual interest rate as a percentage (e.g. 6.5). term_years: Loan term in years (e.g. 30).
| Name | Type | Req | Description |
|---|---|---|---|
| annual_rate_pct | number | yes | – |
| principal | number | yes | – |
| term_years | integer | yes | – |
No output schema declared.
No examples provided.
check_costco_eligibility ~93
Check eligibility for the Costco partner service and Shop Card reward (Executive membership + a settled loan). Indicative check only. Args: is_costco_member: Whether the person holds a current Costco membership. membership_type: e.g. "Executive" or "Gold Star" (optional).
| Name | Type | Req | Description |
|---|---|---|---|
| is_costco_member | boolean | yes | – |
| membership_type | string | – | – |
No output schema declared.
No examples provided.
compare_loan_types ~40
List Manage Your Loans' loan categories with what each is for and a link. Use to help a user pick which loan type fits their situation.
Input schema present but exposes no named parameters.
No output schema declared.
No examples provided.
create_enquiry ~289
Submit a mortgage enquiry to Manage Your Loans on the customer's behalf so a broker contacts them. ONLY call this after the person has explicitly agreed to be contacted — pass consent=true. Do not invent details; ask the user. Args: firstName: Customer's first name. lastName: Customer's last name. email: Customer's email address. phone: Australian phone number (04.., 02/03/07/08.., or 1300/1800). consent: MUST be true — the customer's explicit agreement to be contacted. loanType: e.g. "Home Loan", "Refinance", "Investment Property" (optional). loanAmount: Approximate loan amount, free text (optional). message: Anything else the customer wants the broker to know (optional). isCostco: True if this is a Costco-member enquiry. costcoMembershipNumber: Costco membership number if provided (optional).
| Name | Type | Req | Description |
|---|---|---|---|
| consent | boolean | yes | – |
| costcoMembershipNumber | string | – | – |
| string | yes | – | |
| firstName | string | yes | – |
| isCostco | boolean | – | – |
| lastName | string | yes | – |
| loanAmount | string | – | – |
| loanType | string | – | – |
| message | string | – | – |
| phone | string | yes | – |
No output schema declared.
No examples provided.
estimate_borrowing_power ~193
Estimate indicative borrowing capacity, assessed at a buffered rate (APRA +3% serviceability buffer). A rough proxy for guidance — a broker models real capacity across 30+ lenders. Not credit assistance. Args: annual_income: Gross annual household income in AUD. monthly_expenses: Average monthly living expenses in AUD. existing_monthly_debt: Existing monthly loan/card commitments in AUD. interest_rate_pct: Assumed product interest rate (buffer is added on top). term_years: Loan term in years. deposit: Cash deposit available in AUD (added to the purchase budget).
| Name | Type | Req | Description |
|---|---|---|---|
| annual_income | number | yes | – |
| deposit | number | – | – |
| existing_monthly_debt | number | – | – |
| interest_rate_pct | number | – | – |
| monthly_expenses | number | yes | – |
| term_years | integer | – | – |
No output schema declared.
No examples provided.
get_rate_guidance ~45
Explain how Australian home-loan rates are determined and the next step. Manage Your Loans does not publish live rates; a broker compares them for a specific scenario.
Input schema present but exposes no named parameters.
No output schema declared.
No examples provided.
What is the au.com.manageyourloans/mortgage-tools MCP server?
au.com.manageyourloans/mortgage-tools is an MCP server listed in the public MCP registry as au.com.manageyourloans/mortgage-tools. Australian mortgage tools: repayment & borrowing-power calculators, guidance & enquiry capture. This page covers its hosted endpoint (https://mcp-myl-oov7xgbxua-ts.a.run.app/mcp).
Is the au.com.manageyourloans/mortgage-tools MCP server safe to use?
au.com.manageyourloans/mortgage-tools scores 73 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.
What tools does the au.com.manageyourloans/mortgage-tools MCP server expose?
au.com.manageyourloans/mortgage-tools exposes 6 tools: calculate_repayments, estimate_borrowing_power, compare_loan_types, check_costco_eligibility, get_rate_guidance, create_enquiry. Their descriptions and schemas cost roughly 779 tokens of context every time the server is loaded.
Does the au.com.manageyourloans/mortgage-tools MCP server require authentication?
No. We connected to au.com.manageyourloans/mortgage-tools without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.
Is the au.com.manageyourloans/mortgage-tools MCP server still maintained?
au.com.manageyourloans/mortgage-tools is still listed as active in the MCP registry. We last reached this channel on 27 September 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.