FundingTracker
REMOTE · FUNDINGTRACKER.APP
MCA calculators (factor rate to APR, payoff, cash-flow impact), public funder directory and guides.
Available components
Last scanned (2 hours ago)
Scores higher than 68% of remote servers
Reachable. Last reached 5 Nov 2026.
Category Finance and Payments
How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. How we score → Why this is hard to score →
Endpoint Security80
- The endpoint's TLS certificate is valid, in date, and uses a strong key. View diagnostics → Pass
- No authorisation is required to call this server. Every tool declares its destructiveHint and none is destructive, so open access doesn't expose one. See how to fix → View diagnostics → Partial
- HTTPS is enforced; there's no plaintext access path. View diagnostics → Pass
- The HSTS (Strict-Transport-Security) header is present. View diagnostics → Pass
- DNSSEC check failed: this domain isn't protected by DNSSEC. See how to fix → View diagnostics → Fail
Transport & Reachability100
- Verified streamable-http transport via a live MCP handshake. View diagnostics → Pass
Schema Quality & AI Usability68
- AI-judged instruction clarity (excellent).Pass
- Context-footprint check failed: tool/resource definitions use about 1937 tokens (~161/item across 12 items; 12 tools + 0 resources), over budget; trim descriptions and params. See how to fix → Fail
- Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management33
- Stability observed for 10 of 30 days with no destabilising changes; credit accrues until the full window elapses.Partial
Tool Coverage100
- 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
- 100% of tool parameters carry a description.Pass
- Structured output schemas are declared (25% of tools); any adoption earns full credit.Pass
Tool Safety100
- No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.Pass
- We read all 12 captured tool definition(s), and no name or description among them implies an irreversible operation.Pass
- An AI judge read all 13 captured unit(s) of tool text and found none that tries to manipulate the model reading it.Pass
Capabilities100
- Implements a current MCP spec version (2026-07-28).Pass
Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.
- 5 Nov 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 30 to 33. That category is still filling its 30-day observation window: 9 days of observed history at the previous scan, 10 at this one. The score rises as the window fills, whether or not the server changes.
- 3 Nov 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 23 to 27. That category is still filling its 30-day observation window: 7 days of observed history at the previous scan, 8 at this one. The score rises as the window fills, whether or not the server changes.
- 31 Oct 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 13 to 17. That category is still filling its 30-day observation window: 4 days of observed history at the previous scan, 5 at this one. The score rises as the window fills, whether or not the server changes.
- 30 Oct 26 0
- The server rewrote its instructions, which are the text every model session reads security
- Tool “about_fundingtracker” rewrote its description, which is the text the model reads security
- Tool “get_funder” rewrote its description, which is the text the model reads security
- Tool “search_funders” rewrote its description, which is the text the model reads security
- Schema quality: 136 → 161 ▼ functional
- Tool coverage: 38% → 25% ▼ functional
- Schema quality: good → excellent functional
- New tool “get_my_deal” functional
- New tool “list_my_alerts” functional
- New tool “list_my_deals” functional
- New tool “request_funder_listing” functional
- “search_funders” added an optional parameter “min_max_deal” cosmetic
- “search_funders” added an optional parameter “payments” cosmetic
- “search_funders” added an optional parameter “works_with_isos” cosmetic
- 28 Oct 26 +1
No change was recorded against any check on this day. Stability & Change Management went from 3 to 7. That category is still filling its 30-day observation window: 1 days of observed history at the previous scan, 2 at this one. The score rises as the window fills, whether or not the server changes.
- 27 Oct 26 0
- Stability: unverified → 0.03 ▲ functional
- 26 Oct 26 73
First indexed and scored.
Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.
Captured 5 Nov 2026 · Probed https://fundingtracker.app/api/mcp
TLS valid
Negotiated TLS 1.3 with TLS_AES_128_GCM_SHA256 .
| Subject | Issuer | Valid from | Valid until | Key | Signature | Serial |
|---|---|---|---|---|---|---|
| CN=fundingtracker.app | CN=YR1,O=Let's Encrypt,C=US | 24 Sept 2026 | 23 Dec 2026 | RSA 2048 | SHA256-RSA | 6f1f7ebcb56b274b2f6a8e6ea46a11a9f25 |
| SANs: fundingtracker.app | ||||||
| CN=YR1,O=Let's Encrypt,C=US (CA) | CN=Root YR,O=ISRG,C=US | 3 Sept 2025 | 2 Sept 2028 | RSA 2048 | SHA256-RSA | a20253f15f2691c05dc1ce13b9bcca4e |
| CN=Root YR,O=ISRG,C=US (CA) | CN=ISRG Root X1,O=Internet Security Research Group,C=US | 13 May 2026 | 2 Sept 2032 | RSA 4096 | SHA256-RSA | f24b6d17f9d9ad7cb1c9fea78782699f |
Background: What to check on a remote MCP endpoint →
DNSSEC insecure
Validation of fundingtracker.app. — Not signed
| Zone | DS | Keys | Algorithms | Outcome |
|---|---|---|---|---|
| . | trust_anchor | 20326, 38696 | 8, 8 | Verified |
| app. | present | 23684 | 8 | Verified |
| fundingtracker.app. | absent | Unsigned (proven) parent-signed NSEC/NSEC3 proves an unsigned delegation |
Authentication No authorisation required
The endpoint answered without asking for a token. Anyone who knows the URL can reach it.
| Result | No authorisation required |
|---|---|
| HTTP status | 200 |
| Header | Value |
|---|---|
| strict-transport-security | max-age=63072000 |
Background: How OAuth 2.1 works in the 2026 MCP spec →
Transports 2 probes
| Transport | URL | Outcome | Status | Location |
|---|---|---|---|---|
| streamable-http | https://fundingtracker.app/api/mcp | Verified | 200 | |
| http (plaintext) | http://fundingtracker.app/api/mcp | HTTPS enforced | 308 | https://fundingtracker.app/api/mcp |
The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability. A tool's description is untrusted text the model reads on every call, which is what makes this list a security surface and not just an inventory: how tool poisoning works →
about_fundingtracker About FundingTracker ~41
What FundingTracker.app is, who it is for, what it tracks, how bank data and contracts are handled, and links to its key public pages.
Input schema present but exposes no named parameters.
No output schema declared.
No examples provided.
calculate_mca_apr MCA factor rate to APR ~186
Convert a merchant cash advance factor rate into total payback, cost of capital, payment size, number of payments and effective APR. Daily payments are business days (21 per month, 252 per year); weekly is 4.33 per month. APR discounts each payment to present value, the same formula as the FundingTracker MCA calculator.
| Name | Type | Req | Description |
|---|---|---|---|
| advance | number | yes | Funded advance amount in USD, e.g. 50000. |
| factor_rate | number | yes | Factor rate, e.g. 1.35 (total payback = advance x factor rate). Between 1.0 and 2.0. |
| payment_frequency | string | – | Payment frequency: 'daily' (business days, Mon-Fri) or 'weekly'. |
| term_months | integer | yes | Repayment term in months (1-24), e.g. 6. |
| Name | Type | Req | Description |
|---|---|---|---|
| advance | number | yes | – |
| calculator_url | string | yes | – |
| cost_of_capital | number | yes | – |
| effective_apr_percent | number | yes | – |
| factor_rate | number | yes | – |
| learn_more_url | string | yes | – |
| method | string | yes | – |
| number_of_payments | number | yes | – |
| payment_amount | number | yes | – |
| payment_frequency | string | yes | – |
| term_months | number | yes | – |
| total_payback | number | yes | – |
No examples provided.
estimate_mca_payoff MCA payoff estimate ~207
Estimate the remaining balance, payments left and projected payoff date of a merchant cash advance from the advance amount, factor rate, amount already paid and the daily or weekly payment. Remaining balance = total payback - amount paid; daily payments skip weekends.
| Name | Type | Req | Description |
|---|---|---|---|
| advance | number | yes | Funded advance amount in USD, e.g. 50000. |
| amount_paid | number | – | Total already repaid in USD. Defaults to 0. |
| as_of_date | string | – | Date to project from (YYYY-MM-DD). Defaults to today (UTC). |
| factor_rate | number | yes | Factor rate, e.g. 1.35 (total payback = advance x factor rate). Between 1.0 and 2.0. |
| payment_amount | number | yes | The daily or weekly payment amount in USD, e.g. 450. |
| payment_frequency | string | – | Payment frequency: 'daily' (business days, Mon-Fri) or 'weekly'. |
| Name | Type | Req | Description |
|---|---|---|---|
| advance | number | yes | – |
| amount_paid | number | yes | – |
| as_of_date | string | yes | – |
| calculator_url | string | yes | – |
| calendar_days_left | number | yes | – |
| estimated_payoff_date | string | yes | – |
| factor_rate | number | yes | – |
| learn_more_url | string | yes | – |
| note | string | yes | – |
| payment_amount | number | yes | – |
| payment_frequency | string | yes | – |
| payments_left | number | yes | – |
| percent_paid | number | yes | – |
| remaining_balance | number | yes | – |
| total_payback | number | yes | – |
No examples provided.
get_funder Get a funder profile ~96
Get one funder's public profile from the FundingTracker directory by slug: financing type, description, website, its listed facts (type, max deal, payment schedules, ISO brokers, states), average merchant rating, review count and the most recent public reviews.
| Name | Type | Req | Description |
|---|---|---|---|
| slug | string | yes | Funder slug from search_funders (e.g. 'apex-funding-group-llc') or its fundingtracker.app/funders URL. |
No output schema declared.
No examples provided.
get_mca_guide Read an MCA guide ~74
Return the full text of one FundingTracker MCA guide as markdown, with its canonical URL, key takeaways, sections, checklist and FAQs.
| Name | Type | Req | Description |
|---|---|---|---|
| slug | string | yes | Guide slug from search_mca_guides (e.g. 'what-is-a-factor-rate-merchant-cash-advance') or its URL. |
No output schema declared.
No examples provided.
get_my_deal Get one of my deals ~70
Get one of the signed-in user's deals by id (from list_my_deals): its contract terms, balance, projected payoff and recent recorded payments, including bank debits matched to it. Requires signing in to FundingTracker.
| Name | Type | Req | Description |
|---|---|---|---|
| deal_id | string | yes | Deal id from list_my_deals. |
No output schema declared.
No examples provided.
list_my_alerts List my alerts ~68
List the alerts FundingTracker recently sent the signed-in user, such as missed payments, extra or unexpected debits, upcoming payment reminders and payoff milestones, newest first. Requires signing in to FundingTracker.
| Name | Type | Req | Description |
|---|---|---|---|
| days | integer | – | How many days back to look, 1-90. |
No output schema declared.
No examples provided.
list_my_deals List my deals ~80
List the signed-in user's deals in FundingTracker (merchant cash advances, loans, lines of credit): funder, financing type, amounts, amount paid, remaining balance, payment amount and frequency, and projected payoff date. Requires signing in to FundingTracker.
| Name | Type | Req | Description |
|---|---|---|---|
| include_closed | boolean | – | Also list closed (paid off or bought out) deals. |
No output schema declared.
No examples provided.
mca_payment_impact MCA payment cash-flow impact ~132
Measure how heavy an MCA payment is against average daily revenue: daily-equivalent payment, % of daily revenue, weekly and monthly outflow, and a risk level (high at 30%+, medium at 15%+, otherwise low).
| Name | Type | Req | Description |
|---|---|---|---|
| average_daily_revenue | number | yes | Average daily revenue (sales deposits) in USD, e.g. 2000. |
| payment_amount | number | yes | The daily or weekly MCA payment in USD, e.g. 450. |
| payment_frequency | string | – | Payment frequency: 'daily' (business days, Mon-Fri) or 'weekly'. |
| Name | Type | Req | Description |
|---|---|---|---|
| average_daily_revenue | number | yes | – |
| calculator_url | string | yes | – |
| daily_equivalent_payment | number | yes | – |
| learn_more_url | string | yes | – |
| monthly_outflow | number | yes | – |
| payment_amount | number | yes | – |
| payment_frequency | string | yes | – |
| percent_of_daily_revenue | number | yes | – |
| risk_level | string | yes | – |
| risk_summary | string | yes | – |
| thresholds | object | yes | – |
| weekly_outflow | number | yes | – |
No examples provided.
request_funder_listing Request a funder directory listing ~357
Ask FundingTracker to list a funding company (direct funder, ISO/broker or other) in its public funder directory, or to update the facts of a company already listed: max deal, payment schedules, whether it works with ISO brokers, and states served. No sign-in needed; use it only for a company the user represents. FundingTracker emails a confirmation link to contact_email, which should be at the company website's domain (another domain gets a closer review). Nothing is published until that link is opened and FundingTracker approves the listing. Returns the request status, e.g. waiting for email confirmation. One open request per website; rate-limited.
| Name | Type | Req | Description |
|---|---|---|---|
| company | string | yes | Company name as it should appear in the directory, e.g. 'Biz Capital Miami'. |
| contact_email | string | yes | Work email at the company's own domain. A confirmation link is sent here; an email at another domain gets a closer review. |
| contact_name | string | yes | Name of the person requesting the listing. |
| max_deal | number | – | Largest deal funded, in USD, e.g. 250000. |
| payments | array | – | Payment schedules offered: any of 'daily', 'weekly', 'monthly'. |
| states | – | – | U.S. states served: 'all' for nationwide, or two-letter codes like ['FL', 'GA', 'TX']. |
| type | string | – | 'direct_funder' (funds deals from its own capital), 'broker' (ISO/broker) or 'other'. |
| website | string | yes | Company website, e.g. 'bizcapitalmiami.com'. |
| works_with_isos | boolean | – | Whether the company works with ISO brokers. |
No output schema declared.
No examples provided.
search_funders Search the funder directory ~277
Search FundingTracker's public directory of merchant cash advance and business financing providers by name, description or financing type (e.g. MCA, Term Loan, SBA Loan, Line of Credit). Filter by min_max_deal (largest deal at least this many USD), payments (daily, weekly or monthly) and works_with_isos. Returns each funder's slug, profile link, merchant review rating and its listed facts: type (direct funder or broker), max deal, payment schedules, ISO brokers and states.
| Name | Type | Req | Description |
|---|---|---|---|
| financing_type | string | – | Filter by financing type, e.g. 'MCA', 'Term Loan', 'SBA Loan', 'Line of Credit'. |
| limit | integer | – | Maximum results (1-50, default 20). |
| min_max_deal | number | – | Only funders whose max deal is at least this many USD, e.g. 250000. Funders that haven't listed a max deal are left out. |
| payments | string | – | Only funders offering this payment schedule: 'daily', 'weekly' or 'monthly'. |
| query | string | – | Words to match in the funder name or description. Omit to list the directory. |
| works_with_isos | boolean | – | true: only funders that work with ISO brokers; false: only those that don't. |
No output schema declared.
No examples provided.
search_mca_guides Search MCA guides ~107
Search FundingTracker's merchant cash advance guides (payment tracking, remaining balance, factor rates, daily ACH debits, stacking, consolidation, contract review). Returns titles, short answers and links; call get_mca_guide for the full text.
| Name | Type | Req | Description |
|---|---|---|---|
| limit | integer | – | Maximum results (1-20, default 10). |
| query | string | – | Topic or question, e.g. 'remaining balance' or 'stacked advances'. Omit to list every guide. |
No output schema declared.
No examples provided.
How do I install the FundingTracker MCP server?
FundingTracker is a hosted endpoint at https://fundingtracker.app/api/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.
remote · fundingtracker.app
claude mcp add --transport http app-fundingtracker-fundingtracker 'https://fundingtracker.app/api/mcp'
What is the FundingTracker MCP server?
FundingTracker is an MCP server listed in the public MCP registry as app.fundingtracker/fundingtracker. MCA calculators (factor rate to APR, payoff, cash-flow impact), public funder directory and guides. This page covers its hosted endpoint (https://fundingtracker.app/api/mcp).
Is the FundingTracker MCP server safe to use?
FundingTracker scores 77 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.
What tools does the FundingTracker MCP server expose?
FundingTracker exposes 12 tools: calculate_mca_apr, estimate_mca_payoff, mca_payment_impact, search_funders, get_funder, and 7 more. Their descriptions and schemas cost roughly 1,695 tokens of context every time the server is loaded.
Does the FundingTracker MCP server require authentication?
No. We connected to FundingTracker without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.
Is the FundingTracker MCP server still maintained?
FundingTracker is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.