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Loa Healthcare Pricing

REMOTE · WWW.LOACARE.COM · SCANNED AUG 3

Search source-labeled hospital prices, CPT codes, providers, and healthcare cost estimates.

Available components

+11 this week 76 Trust /100
Trust breakdown (6 categories)

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. How we score →

Endpoint Security80
Transport & Reachability100
Schema Quality & AI Usability73
  • AI-judged instruction clarity (excellent).Pass
  • Context-footprint check failed: tool/resource definitions use about 1837 tokens (~153/item across 12 items; 12 tools + 0 resources), over budget; trim descriptions and params. See how to fix → Fail
  • Usage-examples check failed: none of the tools include examples. See how to fix → Fail
Stability & Change Management27
  • Stability observed for 8 of 30 days with no destabilising changes; credit accrues until the full window elapses.Partial
Tool Coverage100
  • 100% of tools have a non-trivial description (not blank, and not just the tool's name).Pass
  • 100% of tool parameters carry a description.Pass
  • Structured output schemas are declared (100% of tools); any adoption earns full credit.Pass
Capabilities100
  • Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.Pass
Install

Add this component to your MCP client. Where a client-specific snippet is available, pick your client below and copy it straight into your config; otherwise use the connection detail shown.

remote · www.loacare.com

# add to Claude Code
claude mcp add --transport http aanari-loacare-healthcare-pricing https://www.loacare.com/api/mcp
# ~/.codex/config.toml
[mcp_servers.aanari-loacare-healthcare-pricing]
url = "https://www.loacare.com/api/mcp"
// opencode.json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "aanari-loacare-healthcare-pricing": {
      "type": "remote",
      "url": "https://www.loacare.com/api/mcp",
      "enabled": true
    }
  }
}
# add to OpenClaw
openclaw mcp add aanari-loacare-healthcare-pricing --url https://www.loacare.com/api/mcp --transport streamable-http
# ~/.hermes/config.yaml
mcp_servers:
  aanari-loacare-healthcare-pricing:
    url: "https://www.loacare.com/api/mcp"
// mcp.json
{
  "mcpServers": {
    "aanari-loacare-healthcare-pricing": {
      "type": "http",
      "url": "https://www.loacare.com/api/mcp"
    }
  }
}

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

Changelog

Every change we have recorded for this component, newest first. Security-relevant changes are always shown. ▲ marks a change for the better, ▼ a change for the worse; unmarked changes are neutral.

  • 3 Aug 26 +1

    No change was recorded against any check on this day. Stability & Change Management went from 23 to 27. That category is still filling its 30-day observation window: 7 days of observed history at the previous scan, 8 at this one. The score rises as the window fills, whether or not the server changes.

  • 1 Aug 26 +3
    • We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
  • 31 Jul 26 +1
    • We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
  • 30 Jul 26 +1

    No change was recorded against any check on this day. Stability & Change Management went from 7 to 13. That category is still filling its 30-day observation window: 2 days of observed history at the previous scan, 4 at this one. The score rises as the window fills, whether or not the server changes.

  • 28 Jul 26 +5
    • Tool coverage: 84% → 100% functional
    • Schema quality: good → excellent functional
    • Server version: 1.0.0 → 1.0.1 functional
  • 27 Jul 26 0
    • We updated how we score, so this day's move reflects our rubric, not a change to the server See what changed → functional
  • 26 Jul 26 65

    First indexed and scored.

Diagnostics

Diagnostic detail from the automated scan of this channel: what the scanner observed at each step, so you can see exactly where a check passed or failed. It is informational only and never changes the trust score.

Captured 3 Aug 2026 · Probed https://www.loacare.com/api/mcp

TLS valid

Negotiated TLS 1.3 with TLS_AES_128_GCM_SHA256 .

Subject Issuer Valid from Valid until Key Signature Serial
CN=www.loacare.com CN=YR1,O=Let's Encrypt,C=US 8 Jun 2026 6 Sept 2026 RSA 2048 SHA256-RSA 6cff96bc8f4f369e57b0c7de2cf4895f140
SANs: www.loacare.com
CN=YR1,O=Let's Encrypt,C=US (CA) CN=Root YR,O=ISRG,C=US 3 Sept 2025 2 Sept 2028 RSA 2048 SHA256-RSA a20253f15f2691c05dc1ce13b9bcca4e
CN=Root YR,O=ISRG,C=US (CA) CN=ISRG Root X1,O=Internet Security Research Group,C=US 13 May 2026 2 Sept 2032 RSA 4096 SHA256-RSA f24b6d17f9d9ad7cb1c9fea78782699f
DNSSEC insecure

Validation of www.loacare.com. Not signed

Zone DS Keys Algorithms Outcome
. trust_anchor 20326, 38696 8, 8 Verified
com. present 19718 13 Verified
loacare.com. absent Unsigned (proven) parent-signed NSEC/NSEC3 proves an unsigned delegation
Authentication No authorisation required

The endpoint answered without asking for a token. Anyone who knows the URL can reach it.

Result No authorisation required
HTTP status 200
Header Value
strict-transport-security max-age=63072000
Transports 2 probes
Transport URL Outcome Status Location
streamable-http https://www.loacare.com/api/mcp Verified 200
http (plaintext) http://www.loacare.com/api/mcp HTTPS enforced 308 https://www.loacare.com/api/mcp
MCP tools — 12 exposed · ~1,686 tokens

The tools this component advertises to a client, with an estimated token cost for each. Expand a tool to see its parameters and schema. The per-tool counts are indicative and are not scored directly; the schema's total context footprint is one signal in Schema Quality & AI Usability.

Tool Tokens
explain_price_sources ~117

Explain the source labels, provenance, confidence, and caveats behind Loa prices for one hospital or provider entity. Use this when an agent needs to tell a user why prices are MRF-published, Loa-reviewed, estimated, or unavailable.

NameTypeReqDescription
cpt_codesarrayOptional CPT codes to explain. If omitted, explains current indexed prices.
limitnumberMaximum number of prices to inspect, default 50, max 100.
slugstringyesExact Loa entity slug from search_entities.
NameTypeReqDescription
caveatsarrayyes
comparable_mrf_price_countnumberyes
cpt_codesarrayyes
entityobjectyes
price_countnumberyes
provenanceobjectyes
source_summaryarrayyes

No examples provided.

get_entity_prices ~120

Return source-labeled prices for a Loa hospital or provider entity slug using the shared resolver. Use search_entities first if the slug is unknown. Results include provenance and explicit unavailable rows for requested CPT codes with no current price.

NameTypeReqDescription
cpt_codesarrayOptional CPT codes to filter. If omitted, returns current indexed prices up to the limit.
limitnumberMaximum number of prices, default 50, max 100.
slugstringyesExact Loa entity slug from search_entities or a Loa SEO page.
NameTypeReqDescription
entityobjectyes
pricesarrayyes
provenanceobjectyes
totalnumberyes

No examples provided.

get_entity_profile ~83

Return one Loa hospital or provider entity profile by exact slug or entity_pages.id. Includes profile-field provenance so agents can distinguish source-file fields from Loa-reviewed overrides.

NameTypeReqDescription
entity_typestringOptional disambiguation when slug_or_id is a slug.
slug_or_idstringyesExact Loa entity slug or entity_pages.id from search_entities.
NameTypeReqDescription
entityobjectyes
profile_field_provenanceobjectyes
profile_provenanceobjectyes
provenanceobjectyes

No examples provided.

get_hospital_pricing ~106

Hospital-specific pricing tool for source-labeled Loa runtime data. Returns source-labeled Published MRF prices and Loa Verified Provider Price overlays for CPT codes, including cash/self-pay and payer-negotiated rates when available. Use this when comparing named hospitals or checking a quoted hospital price against available source rows.

NameTypeReqDescription
cpt_codesarrayyesCPT procedure codes to look up pricing for
hospital_idsarrayyesHospital IDs from search_hospitals results
NameTypeReqDescription
hospitals_foundnumberyes
pricingarrayyes
provenanceobjectyes
services_foundnumberyes
totalnumberyes

No examples provided.

get_market_pricing ~148

Preferred benchmark pricing tool. Returns market cash/self-pay and insurance-negotiated price summaries for CPT codes, aggregated from Loa's hospital price-transparency dataset. Use this when the user wants source-grounded regional or national market pricing rather than a single-hospital rate.

NameTypeReqDescription
cpt_codesarrayyesCPT codes to look up (e.g. ["99213", "93000"])
statestringState for regional pricing (e.g. "CA", "New York"). Unknown states return McpToolInvalidInput. Valid states with no regional data fall back to national averages.
zip_codestringZIP code (used with state for location context)
NameTypeReqDescription
pricingarrayyes
provenanceobjectyes
stateyes

No examples provided.

get_pricing_estimate ~127

Quick directional estimate for one or more CPT codes. Prefers observed national market pricing derived from hospital price-transparency data, but falls back to a broad CPT-range heuristic when observed pricing is missing. Use this for a fast ballpark total. For source-grounded market benchmarks or hospital-specific source-labeled prices, prefer get_market_pricing or get_hospital_pricing.

NameTypeReqDescription
procedure_codesarrayyesCPT procedure codes to price (e.g. ["99213", "85025"])
zip_codestringZIP code for regional pricing (defaults to national average)
NameTypeReqDescription
containsHeuristicEstimatesbooleanyes
disclaimerstringyes
estimatedCostnumberyes
proceduresarrayyes
provenanceobjectyes
zipCodestringyes

No examples provided.

search_cpt_codes ~167

Canonical code-lookup tool for this server. Search Loa's CPT/HCPCS index using exact codes, clinical terms, or consumer phrases. Use this first when the user does not already know the CPT code, before calling pricing tools.

NameTypeReqDescription
categorystringFilter by category: "evaluation_management", "laboratory", "radiology", "surgery", "preventive"
limitnumberMaximum number of results (default 10, max 25)
querystringyesSearch query, procedure name, medical term, or CPT code number (e.g. "knee MRI", "blood work", "99213")
specialtystringFilter by medical specialty (e.g. "cardiology", "dermatology")
NameTypeReqDescription
categoryyes
provenanceobjectyes
querystringyes
resultsarrayyes
specialtyyes
totalnumberyes

No examples provided.

search_entities ~117

Search Loa runtime hospital and provider entity pages by name or state. Use this before get_entity_prices when the user names a hospital or provider but does not know the exact Loa slug.

NameTypeReqDescription
entity_typestringOptional filter for hospital or provider entities.
limitnumberMaximum number of results, default 20, max 50.
querystringHospital or provider name to search for.
statestringTwo-letter state code or full state name, e.g. CA or New York.
NameTypeReqDescription
entitiesarrayyes
provenanceobjectyes
queryobjectyes
totalnumberyes

No examples provided.

search_hospitals ~122

Search Loa's hospital directory by name or location and return hospital IDs plus address details. Use the returned hospital_ids with get_hospital_pricing to fetch source-labeled Published MRF and reviewed overlay prices.

NameTypeReqDescription
citystringCity name
limitnumberMax results (default 20)
namestringHospital name to search for
statestringTwo-letter state code or full state name, e.g. "CA" or "New York".
zip_codestringZIP code
NameTypeReqDescription
hospitalsarrayyes
provenanceobjectyes
queryobjectyes
totalnumberyes

No examples provided.

search_providers ~112

Search public CMS NPI Registry data for clinicians and healthcare organizations by specialty, name, or location. Use returned provenance to understand the registry source and scope. Use this for provider lookup, not pricing.

NameTypeReqDescription
limitnumberMax results (default 20)
locationobjectLocation to search in
namestringProvider name to search for (e.g. "John Smith")
specialtystringMedical specialty (e.g. "Cardiology", "Family Medicine")
NameTypeReqDescription
provenanceobjectyes
providersarrayyes
queryobjectyes
totalnumberyes

No examples provided.

submit_entity_update_request ~366

Submit a profile, listing, or price correction for Loa review without requiring a provider portal. This is the only mutating provider/entity tool. It requires OAuth, captures submitter and source evidence, records linked-provider status when available, and never changes public data until Loa approves the request.

NameTypeReqDescription
attestationstringHow the submitter is connected to the submitted evidence.
entity_page_idstringLoa entity_pages.id for the provider or hospital.
entity_slugstringExact Loa entity slug if entity_page_id is not available.
entity_typestringEntity kind for the requested update; use unknown only when it cannot be determined.
idempotency_keystringOptional stable retry key. Loa derives one from the payload if omitted.
price_itemsarrayOptional structured price rows proposed for Loa review.
proposed_changesobjectStructured profile or listing fields proposed for Loa review.
request_typestringyesType of reviewed change being requested.
source_notesstringShort verification notes, source context, or callback instructions.
source_urlsarrayOptional public URLs reviewers can use to verify the submitted change.
submitter_emailstringyesWork email for the submitting representative.
submitter_namestringName of the person submitting the request.
submitter_organizationstringProvider, hospital, or agent organization represented by the submitter.
submitter_phonestringOptional callback phone number for reviewer follow-up.
submitter_rolestringSubmitter role, such as billing manager or authorized agent.
uploaded_file_urlstringOptional public URL for an uploaded evidence file.
NameTypeReqDescription
entityPageIdyes
requestIdstringyes
reusedExistingbooleanyes
statusstringyes
updateRequestIdstringyes

No examples provided.

suggest_procedures ~101

Advisory helper that suggests likely CPT codes from a plain-English medical need. Uses Loa heuristics plus AI and is not authoritative or diagnostic. Use only when the user cannot name the procedure, then confirm candidates with search_cpt_codes before pricing them. Requires a LOA account.

NameTypeReqDescription
querystringyesNatural language description of the medical need (e.g. "I have a rash on my arm", "need imaging for my lower back pain")
NameTypeReqDescription
interpretationstringyes
needsConfirmationWithstringyes
provenanceobjectyes
suggestedCodesarrayyes
typestringyes

No examples provided.